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S.E. Cupp needs a break -- from the news, from politics, from the triggering headlines and heated discussions … from the mental load of it all. Off the Cupp is just that. It’s a place to get loose and personal, to talk about what’s going on in our lives - beyond (and, yes, maybe because of) the news. Through a lens of mental health, S.E. invites her famous guests — celebrities, athletes, authors, journalists, politicians, reality stars — to share their life stories, their trials and tribulat ...
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We explore creative solutions and re-imagine what life as we get older can look like. Though we’re all getting older, this is about much more than our individual experiences. How can we influence the future of aging for all generations through policy, innovation and culture shift? For more information and a list of resources go to thefutureage.ca.
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Healthy Zindagi

Health Shots - HT Smartcast

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“Pehla sukh Nirogi Kaya” Ye apne bahut bar suna hoga. 'WHO' kehta hai ki healthy hona sirf disease ki absence nahi hai. Overall health ka meaning hai apka Mentally, Physically and emotionally better feel karna. Issme aap ki help karne ke liye Health Shots la raha "Healthy Zindagi Podcast season 2". Iske har episode me hum har baar ek Health Expert se baat karenge. Jo life ko unhealthy banane wale karno, Disease ke symptoms aur unke treatment ke bare me batayenge. Apni Health ki weekly dose k ...
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Fieldcraft Survival

FieldCraft Survival

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The guys from Fieldcraft Survival host this informative series in survival, tactics, defense, gear, fitness, overlanding, mobility, military, and more. All things preparedness and survival from Fieldcraft Survival.
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Heartbeat of Humanity

The IFRC Psychosocial Centre

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Heartbeat of Humanity is a podcast about mental health and psychosocial support. The podcast is mainly for staff and volunteers in the Red Cross Red Crescent Movement, especially staff and volunteers working in mental health and psychosocial support services. The podcast is produced by the Psychosocial Centre, an IFRC reference centre providing service to the Red Cross Red Crescent Movement. The Psychosocial Centre assists in facilitating mental health and psychosocial support, promotes psyc ...
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Thriving Thru Menopause

Clarissa Kristjansson

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Join menopause health coach and mindfulness practitioner Clarissa Kristjansson as she takes you on a journey to learn how to holistically take control of your menopause symptoms. Every week Clarissa covers topics from sleeping better to dealing with anxiety to improving your relationships. She introduces you to a wide range of guests who bring their expertise, insights and practical tips to help you better manage your menopause and its challenges. So you can thrive rather than survive this l ...
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YOU: The Owner's Manual

YOU: The Owner's Manual

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YOU: The Owner’s Manual series of bestselling books; lecturer, TV personality, and radio talk show personality; advocate of exercise and living the healthy life – and he practices what he preaches.
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C3 Church Watson

Pastor Melanie Marshall

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A local church in North Canberra. Our vision is to connect you to Jesus, develop you as a follower of Christ and empower you to build the church. Pastor Melanie and the team will challenge and equip you with dynamic preaching from the bible.
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Zindagi Shaan Se

Shantanu Sunil Saxenaa

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Introducing "Zindagi Shaan Se" – Your Gateway to the Magic of Tales of Life! Embark on a captivating journey with our podcast that brings you the richness of language, culture, and narratives. Immerse yourself in three engaging segments: 1. "Kahey Ankahey Kisse" – Unveiling mesmerizing untold stories that transport you to different worlds. 2. "Pukarti Nazmein" – A poetic odyssey through Hindi and Urdu verses, evoking emotions and timeless wisdom. 3. "Ankahee" – Thought-provoking monologues d ...
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Reiki Dojo podcast show

Danijel Salijević

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Rast je rezultat svakodnevnog i kontinuiranog rada. On se ne nasljeđuje već se uči, trenira i stvara. I baš prema tome vas vodimo i pokrećemo kroz ovaj Reiki Dojo podcast show.. Danijel Salijević internacionalni je reiki majstor učitelj, predavač i mentor. Podučava reiki dugi niz godina te vas usmjerava prema uspješnom osobnom i poslovnom rastu. Reiki Dojo podcast show sadrži obilje korisnih i zanimljivih audio - radijskih emisija. Družimo se u novim emisijama koje možete preslušavati dok še ...
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Mann Ki ABC

HT Smartcast Originals

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Has the hustle-bustle of your daily life left you stressed out? Are you feeling anxious? First, know that it’s completely okay to not be okay. And then know that Host Anshuma Kshetrapal, Psychotherapist and Meditation Coach, is here to help you feel better. Mann ki ABC is all about making your mental health a priority. Tune in for some mindfulness tips, guided meditation practices, and inspiring interviews that may just ground, calm, and focus you. Woh kya hai na, Mann ki ABC samajh lo toh l ...
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Garden Convos

Laura Sofia Enciso

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The content we consume influences the way we live our lives and ultimately we live lives that bear good fruit or bad fruit. The conversations here are both biblically-based and mental-health informed, as I am both a follower of Jesus and counseling graduate student working towards becoming a licensed professional counselor/mental health services provider. No matter who you are, this podcast is for YOU! My heart is to build one another up and encourage you to know yourself and your Creator, w ...
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GYN Corner

S.E, McDaniel, MD, FACOG

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This is Dr. McDaniel, I'm a Board-Certified Obstetrician-Gynecologist in NYC, and I'll be sharing "All things health related for Women." I've been a Physician since 1993 and share information from 30+ years of practicing medicine on all things related to our health - physical, emotional and spiritual well being. Please visit my Facebook page, "GYN Corner" since April 10, 2019 and also presentations on my You Tube Channel, "GYN Corner." I'm now presenting my insights, expert information and h ...
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The body is a sacred garment and to keep the body in a good health is a duty, otherwise we will not be able to keep our mind strong and clear. It’s easy to get confused when it comes to health and nutrition. Even qualified experts often seem to hold opposing opinions. Yet, despite all the disagreements, a number of wellness tips are well supported by research. This channel is totally dedicated to healthy lifestyle, fitness, wellness, diet, and nutrition. This channel is passion for people wh ...
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Welcome!! MyMotto: Thrive yourself to achieve your dreams (even if you have to stand alone) ==>> Become a Paid Subscriber and support me - To enjoy my exclusive content - Sharing my varied life interests on Hindi songs, Music, Health, Spirituality, Astrology, Numerology and much more! ==>> You can also subscribe me - On Youtube
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Dr. Alfredo Castaneda

Dralfredocastaneda

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Dr. Alfredo Castaneda N.D. Life strategist, life coach, health coach, speaker, two time heart transplant survivor and liver transplant transplant survivor. ~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~ Dr. Alfredo Castañeda-Meave N.D. Estratega de vida, coach de vida, coach de salud, sobreviviente de dos trasplantes de corazón y sobreviviente de trasplante de hígado!
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Cyber Security

SE LABS ®

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The cyber security podcast from SE Labs. Understand cyber security and other security issues. Practical and insightful, our experts have experience in attacking and defending in the physical and digital worlds. Peek behind the curtain with Cyber Security DE:CODED.
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Hang On To Farce

VIHAAN SINGH BISHT

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A comedy podcast about a ordinary teenager from dehradun try to do some extra ordinary!! You might not know me - vihaan, YA YA V vaise peshe se toh mai Youtuber hu but ek khetey hai talent toh cinimetography bhi hojati hai....make sure you listen to my podcast, and subscribe if you like them.. Rating yadd se dedna.. IG: i_vihaansingh
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Labib Faour Auad is a health-conscious traveler who loves to explore new cultures and cuisines. He is always looking for ways to stay active and healthy while on the road, and he loves to experiment with new recipes from different cultures. He believes that a healthy lifestyle is essential for living a happy and fulfilling life
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Three Brown Jotos

Three Brown Jotos

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Qvo Familia, nos extrañaron? We’re back! Y más jotos than ever! Somos Joaquin, Charlie, y Alejandro , and we’re The Three Brown Jotos! It’s season three, and we’re getting back into the desmadre, spilling all the tea on life, sex, health, and everything in between. Amigues agarren sus bebidad, sus chucherias, y subanle al volume porque se va armar!
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Gloria Rivera BSN MPHE Maxwell Leadership Executive Director | Canfield Success Principles | Trainer, Speaker & Coach, DISC | Human Behavior Consultant, Brain Health Trainer. Certified Grief Educator. Working Genius Certified Consultant | Gloria Rivera BSN MPHE Nurse and Master of Public Health Education with over 25 years in Management and Business Development, Training and Coaching Experience. Bienvenidos a "Éxito a Tu Manera"! Este es el podcast que te impulsa a alcanzar tus sueños y conq ...
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The 2 Minutes of Zen series gives you quick and simple wellness hacks you can do while you brush your teeth, for a healthy mind, body & mouth. Together with leading health and wellness experts, we'll guide you through everything from a strengthening squat workout to a calming mindfulness practice, all to be done while you're brushing your teeth. Produced by Fresh Air Production
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Mario Luna - Podcast

Mario Luna - NetKaizen (Podcast)

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¿Quieres TRIUNFAR en la vida DE VERDAD? Si deseas emprender un PROYECTO EXITOSO, POTENCIAR TU SALUD O MEJORAR TU VIDA AMOROSA, aquí podrás beneficiarte del NETKAIZEN: el primer sistema de ÉXITO INTEGRAL para acercarte cada día a TU MEJOR VERSIÓN.
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Welcome to The Powella Podcast. Your No. 1 stop for inspirational life tips. Experience they say is the greatest teacher. On this platform you will learn so much about life, culture, mental health, finance, business and love from my personal experience and also from my guests. This podcast is tailored to touch on important everyday topics in order to equip you with the necessary ingredients and pro-tips to lead a successful life. My ultimate goal is to bring you value, health, colors, peace ...
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Aquí les ofrecemos la posibilidad de descargar unas piezas de música relajante para ayudarle a liberarse de las tensiones y el estrés. La música relajante es una ayuda para aliviar el insomnio, ayuda en ejercicios de relajación como el yoga o en ejercicios de respiración. Y a mucha gente también le ayuda a trabajar o estudiar. Música romántica, música clásica, música gregoriana.... Lo importante es que elija el tipo de música que más le relaje. Aunque sea un aficionado de la música hip hop, ...
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Fresh Take

Florida Certified Organic Growers & Consumers, INC.

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Fresh Take is your roundup of all things related to organic and sustainable living. Join Florida Organic Growers staff and guest experts as we discuss everything you need to know about sustainable living, organic agriculture, and how to make the best lifestyle choices that benefit you and the environment. So if you’re an eco-warrior, a dedicated farmer, or just someone looking to make more conscious decisions, tune in to get your Fresh Take.
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Follow my journey from fantasy cuckoldress to real life cuckoldress exploring the realms of cuckolding. After years of discussion, and humouring my cuck husband's kink, it occurred to me that to deny being his cuckoldress was to deny him part of his sexuality. As a loving wife, perhaps I ought to take on lovers (known as bulls in the cuckolding lifestyle), and satisfy my sexual needs to satisfy his?
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Vin Vin World

Vin Vin World

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Welcome to the New Age PODCAST - where Knowledge is the top most priority ... Hi! we are Vinit and Vinayak - Ram Shyam ... Sita Geeta ... Jo bolna hai Bol lo ... Our Purpose for this channel is to become one of the most authoritative and informative guides to what is happening in business, relationships, politics, health, science and entertainment. We are here to help people understand LIFE ... Please press the SUBSCRIBE Button if you feel our work is worthy enough to be recognised ... Follo ...
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Christian parenting and mental health professionals from Focus on the Family help equip parents with an overview of topics that are graphically depicted in the Netflix series "13 Reasons Why." This podcast addresses the positive and negative effects this series has had on our nation’s youth. Parents can also download resources to help them feel prepared and confident to speak to their kids about these sensitive topics.
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Are you interested in children's mental health? The non-profit organization SOFA brings thematic podcasts for teachers, parents, social service workers or simply for all those who want to actively participate in improving the school system in the Czech Republic. Join us on our journey where we help the weak and are expert partners to the strong.
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The Ag Tech TALK podcast by AgriBusiness Global covers how ag tech developments are affecting the crop protection market. This includes new products, trends, analysis, and other information that those in the crop protection can use to stay up to date. The Sustainable podcast by AgriBusiness Global covers the crop protection, biologicals and plant health markets advancements towards creating a healthier planet.
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Voices of UMass Chan

UMass Chan Medical School

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Welcome to the Voices of UMass Chan podcast, a series that takes you behind the scenes at UMass Chan Medical School, the first and only public academic health sciences center in Massachusetts. In each podcast, we highlight the pioneering research, the innovative education and the people of the Medical School—from researchers to students in the T. H. Chan School of Medicine, the Tan Chingfen Graduate School of Nursing and the Morningside Graduate School of Biomedical Sciences to leadership. C ...
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Disorderly

Brayden Wiggins, Breanna Tucker

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Disorderly is a podcast and blog that focuses on erasing the stigma surrounding mental health conditions. We intend to do so by having open, casual conversations about a wide variety of topics involving mental health and how these experiences fit into modern day life and society. We will reflect on own stories of both struggle and success and invite people with backgrounds much different from ours to share their narratives with us.
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Co-Parenting is the relationship that never ends. If your ex is difficult to deal with, if you are experiencing high-conflict and/or the children are being hurt by the behavior of your ex partner, then this show is for you. You may not be able to change them but you CAN change everything that your child needs to be healthy and happy. Listen in as Charlie and Brook discuss the principles, tools and techniques available in order to create peace in high conflict co-parenting relationships.
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Former Mayor of Hampton GOP Candidate for Iowa Senate Cruz for President, Iowa Leadership Team Original State Co-Chair of "Iowa Pays the Price" 2x Candidate for Iowa GOP State Central Committee Former Chairman, Franklin County Board of Health
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S3N53S || una forma de sentir nuestro mundo, un destello de luces atravesando nuestro ser, un conjunto de ondas sonoras que nos envuelven suavemente, impulsos que recorren nuestra envoltura encarnada, olores penetrando hasta lo profundo de la oscuridad, sabores que exitan a nuestro paladar, y estructuras que se ensamblan en cada uno de nuestros mundos para crear, imaginar y llevar de regreso todo aquello que nos hara evolucionar.
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Raw conversation. Real Humor. Valuable advice. Serious revelations. Keeping It Real With Denna highlights women empowerment while relating to social and cultural movements of today. Hosted by Denna Babul, the founder of the Fatherless Daughter Project, the podcast discusses “real” life events women and men go through every day. Using her southern spunk, expertise, education, and humor, Denna offers her advice and reveals strategies and tactics on how to dominate your life and empower others ...
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You are at war....with yourself, and likely don’t realize it. Your thoughts, beliefs, habits, and actions often sabotage you. Are they helping you overcome adversity or setting you up for failure? To win this battle you must connect with your inner Warrior. We all have a Warrior within us, one that strengthens our resolve and helps us rise to meet life’s challenges. If you’re just surviving rather than thriving, then it’s time to embrace the Warrior archetype, live the Warrior Ethos, and asc ...
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Todos podemos identificarnos con el sentimiento de pérdida y buscar la dirección de Dios a través de la oración es el mejor enfoque para estos sentimientos. Discutimos cómo podemos sentirnos perdidos cuando nos falta discernimiento y volver a la simple búsqueda de amar a Dios puede ayudar a proporcionar la paz que buscamos cuando nos sentimos perdi…
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Damon DeCrescenzo, CEO de The Credit Pros, ha sido entrevistado en el podcast 'CEO de 7 cifras' de Casey Graham, discutiendo su amplia experiencia emprendedora y compartiendo estrategias para construir un equipo fuerte y lograr el éxito empresarial. La empresa sigue creciendo, lanzando una aplicación móvil y expandiendo su equipo.…
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The coronavirus crisis affects finances by disrupting the stock market, interest rates, employment, and credit accessibility. The Credit Pros advise not to panic and to logically assess the situation, noting that market volatility doesn't directly translate to personal financial impact. It's crucial to contact lenders if payment issues arise due to…
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Las personas con puntajes crediticios altos tienden a mantener saldos bajos en tarjetas, realizar pagos puntuales, limitar nuevas solicitudes de crédito, tener historiales crediticios largos y revisar regularmente sus informes de crédito para asegurar su precisión y manejarlos de manera efectiva.Von The Credit Pros
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La CFPB demandó a Navient, servicio de préstamos estudiantiles, por engañar a prestatarios y optar por soluciones costosas. Navient niega mala conducta y cuestiona la motivación política y la aplicación retroactiva de nuevas normativas de la CFPB. Navient afirma que promueve activamente los planes de pago basados en ingresos y combatirá las alegaci…
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A FICO score is a specific type of credit score created by the Fair Isaac Corporation, used by lenders to gauge creditworthiness. All FICO scores are credit scores, but not all credit scores are FICO scores. FICO scores range from 300 to 850, with different versions like FICO 8 being the most common. VantageScore is another type of credit score gai…
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La crisis del coronavirus ha impactado significativamente en la economía, afectando la bolsa de valores, el empleo y la vida diaria. Es esencial mantener la calma y evaluar la situación de manera racional. Proteger su puntaje crediticio durante la pandemia implica comunicarse con prestamistas si se ve afectada su capacidad de pago. Los bancos puede…
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Los informes crediticios contienen detalles de actividad crediticia y pagos, mientras que los puntajes crediticios son cálculos numéricos de riesgo crediticio basados en esos informes. Hay tres principales agencias de informes (Equifax, Experian, TransUnion), y aunque cada persona tiene derecho a informes crediticios gratuitos anualmente, los punta…
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A 600 credit score is considered fair and is below the average for Americans aged 23 to 29, which is 660. It's possible to get loans, but at higher interest rates. Improving credit involves checking credit reports for errors and making timely payments. The highest credit score is 850, and anything over 800 is exceptional. Good credit scores range f…
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Working from home requires discipline in maintaining a schedule, setting clear boundaries with coworkers, incorporating personal time, and minimizing non-work distractions like excessive messaging. Establishing and adhering to a routine mimics office structure and helps balance work and personal life, even under remote conditions.…
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Properly managed credit cards are powerful credit-building tools, but credit card debt is detrimental to credit scores. High debt indicates risk to lenders, affecting 30% of FICO scores through the 'Amounts Owed' category. Revolving utilization ratio, the balance-to-limit percentage, should be low to protect scores. Responsible use, like paying ful…
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Preventing identity theft involves a proactive approach, such as freezing credit, reviewing credit reports annually, and scrutinizing credit card statements. It also includes using secure mailboxes, shredding sensitive documents, opting out of prescreened offers, and staying alert to phishing scams. By making it hard for thieves to access personal …
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A credit score is a numerical representation of creditworthiness, ranging from 300 to 850, while a credit report details an individual's credit activity, including loans, payments, and defaults. Credit scores are calculated based on payment history, amounts owed, length of credit history, credit mix, and new credit inquiries. Each factor contribute…
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The article provides insights on credit repair and management, suggesting quick sign-up for credit repair services, and discusses the impact of closing credit cards and the usefulness of retail store cards for credit health. It also introduces UltraFICO, a new credit score model.Von The Credit Pros
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Los pagos atrasados permanecen en el informe de crédito por 7 años, pero el impacto disminuye con el tiempo. Es crucial realizar pagos a tiempo, ya que los pagos tardíos pueden afectar gravemente el puntaje crediticio. Hay maneras de manejar los pagos atrasados, incluida la disputa de errores y el pago inmediato dentro de los 30 días. Los servicios…
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Getting a loan with no credit is possible, but may involve higher interest rates or the need for collateral. Options include online lenders, credit unions, paycheck advances, cosigners, personal loans for no credit, collateral loans, credit builder loans, or borrowing from family and friends. It's essential to understand why you might have no credi…
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Los datos de tendencias son información histórica de pagos de tarjetas de crédito que muestran cómo los consumidores han manejado su deuda a lo largo del tiempo. Esto incluye montos de pagos mensuales y si los balances se pagan completamente o se llevan al siguiente mes. Los datos de tendencias son importantes porque ofrecen a los prestamistas una …
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Your credit score may suffer due to unreviewed credit reports, forgotten accounts like utilities, unused credit cards with undetected fraud, high credit utilization ratio, or avoiding credit use altogether. Regularly checking your credit report, closing old accounts, monitoring all card statements, managing credit balances, and responsibly using cr…
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Divorce can severely impact your credit due to joint accounts, increased expenses, and potential identity theft. Protecting your credit involves separating joint debts by selling assets, refinancing, or paying off the debt yourself. Rebuilding credit after divorce includes checking your credit reports, disputing errors, and establishing individual …
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La tasa de utilización del crédito es clave para los prestamistas al evaluar la capacidad de un individuo para manejar deudas. Mantener una baja tasa de utilización, idealmente inferior al 30%, demuestra responsabilidad crediticia. Pagar saldos, mantener cuentas con saldo de $0 y saber cuándo se reporta la deuda a las agencias son formas de optimiz…
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Identity theft is a growing threat, particularly on social media platforms, costing millions to victims. Types of online identity theft include account takeover, card fraud, and more. Signs of theft include strange transactions and unrecognized accounts. Protecting yourself involves checking financial statements, monitoring credit reports, and usin…
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The article provides a step-by-step guide on budgeting for your first home. It focuses on choosing the right home size based on current needs, down payment strategies, understanding mortgages, and accounting for additional expenses and payment changes. The goal is to ensure readers make financially responsible decisions when buying their first prim…
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Handling credit card debt involves understanding available tools such as balance transfers and debt consolidation, and adopting strategies based on one's ability to pay. Solutions range from transferring balances for lower interest rates to debt consolidation loans. Bankruptcy is usually not the best option, and certain actions like payday loans, u…
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High-limit credit cards are determined by proprietary statistical models considering income, net worth, debt, credit history, and credit score. Low limits may be due to insufficient income/net worth, high debt, poor credit score, lack of credit history, or adverse economic conditions. To potentially increase a limit, improve credit profile or start…
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Una línea de crédito sobre el valor líquido de la vivienda (HELOC) es una línea de crédito renovable con garantía en la vivienda del propietario, que permite retirar fondos hasta un límite establecido y solo pagar intereses sobre la cantidad utilizada. Los HELOC tienen tasas de interés más bajas y son útiles para financiar grandes gastos como refor…
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If you were affected by the Equifax 2017 data breach, you can claim cash or credit monitoring. Options include a cash payment for time spent dealing with the breach, free credit monitoring services, or reimbursement for financial losses up to $20,000. Documentation may be required, especially for claims over 10 hours of time spent or significant fi…
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Credit scores range from 300 to 850 and are crucial for loan eligibility. FICO and Vantage are popular scoring models with different criteria and score ranges. Poor credit scores face high interest rates; excellent scores get the best terms. FICO is more popular, has stricter criteria, and uses five factors for scoring. Vantage is easier to qualify…
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Cerrar una tarjeta de crédito puede aumentar la utilización del crédito y disminuir la antigüedad media de las cuentas, afectando negativamente el puntaje crediticio. Se puede considerar cerrar una tarjeta si no se puede controlar el gasto, por tarifas anuales altas, divorcio o fraude. Para cerrarla, canjee recompensas, pague el saldo, llame al emi…
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Para ahorrar en préstamos estudiantiles, incrementa los pagos mensuales o refinancia a una tasa de interés menor. Aumentar los pagos reduce el tiempo y el interés total pagado. Refinanciar puede disminuir el porcentaje de interés y el costo total del préstamo. Ambas estrategias pueden resultar en ahorros significativos a lo largo del tiempo.…
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Los artículos cubren temas financieros: préstamos a plazos, datos de tendencias en créditos y la importancia de los cofirmantes en 2023. Explican cómo funcionan los préstamos, la relevancia del historial de pagos para el crédito, y consejos para elegir un cofirmante.Von The Credit Pros
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Bad credit can increase insurance premiums as insurers use credit-based scores to predict risk and potential for claims. These specialized scores differ from regular credit scores and consider additional factors. Poor credit-based insurance scores may lead to higher premiums or denial of coverage, but consumers can work on improving their credit to…
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Damon De Cresenzo y Jason Kaplan, cofundadores de The Credit Pros, compartirán su experiencia en finanzas y desarrollo empresarial en el Taller de Asociación Estratégica de LeadsCon en Las Vegas. El taller se centrará en cómo las asociaciones estratégicas pueden mejorar los resultados del negocio, estructurar el marketing colaborativo, y escalar as…
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Al considerar ofertas de tarjetas de crédito preaprobadas, uno debe evaluar si la usará y si los beneficios superan las tarifas. Muchas veces, las tarifas no justifican los beneficios y cancelar tarjetas puede dañar la puntuación de crédito. Es esencial hacer cálculos para determinar si una tarjeta de crédito preaprobada es económicamente ventajosa…
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Reconstruir el crédito después de una quiebra implica verificar informes de crédito, disputar errores, y establecer nuevo crédito a través de tarjetas aseguradas, préstamos para generar crédito y cuentas de usuario autorizado. Es importante actuar con prudencia y evitar prácticas fraudulentas.Von The Credit Pros
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El robo de identidad es un problema creciente, especialmente para usuarios de redes sociales. Consiste en varios tipos, como fraude de tarjetas y robo de identidad fiscal, y presenta señales de advertencia. Se recomienda revisar regularmente los estados de cuenta y usar servicios de monitoreo. Si ocurre un robo, es crucial reportarlo, cambiar contr…
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Los pagos atrasados afectan negativamente la puntuación crediticia, que es crucial para la aprobación de préstamos. Las agencias de crédito solo reportan atrasos después de 30 días de la fecha de vencimiento, pero los proveedores de préstamos pueden imponer cargos antes. Es vital mantener un buen historial de pagos para evitar dañar la puntuación c…
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Los servicios de reparación de crédito malos pueden engañar a los consumidores con promesas falsas, cobros adelantados y eliminación de información precisa del reporte crediticio. Es importante reconocer estas señales de advertencia y saber que uno puede reparar su crédito por sí mismo. Si se enfrenta a un servicio fraudulento, es esencial contacta…
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El Programa de Asistencia de Emergencia para el Alquiler (ERAP) de EE. UU. proporciona $25 mil millones en ayuda para inquilinos y propietarios afectados por la COVID-19, ofreciendo hasta 15 meses de asistencia para el alquiler y servicios públicos para hogares elegibles, con prioridad a quienes enfrentan desalojo o falta de vivienda.…
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Una Línea de Crédito (LOC) es un préstamo flexible de un banco o cooperativa de crédito que permite retirar dinero hasta un límite máximo. Difiere de un préstamo tradicional y tiene varios tipos, como créditos personales y HELOCs. Se requiere un buen puntaje crediticio para calificar, y la gestión responsable incluye pagar a tiempo y no usarla como…
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Para mejorar su puntaje crediticio en 2021, considere tácticas como abordar deudas de tarjetas de crédito con el método de bola de nieve, refinanciar deudas con altas tasas de interés y consolidar tarjetas de crédito en un pago con menor interés. Además, es esencial revisar su informe de crédito anual para disputar errores y fraudes. Estas estrateg…
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El proceso de aprobación de una hipoteca incluye obtener una aprobación previa, completar una solicitud formal, procesar la solicitud, pasar por la suscripción y finalmente obtener la autorización para cerrar. Es importante mantener la estabilidad financiera durante este tiempo para evitar cambios en el nivel de riesgo crediticio.…
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