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As a newly engaged couple, Jules and Shay have a lot to look forward to: a destination wedding, starting fertility treatments and the potential of buying a home. But their goals have a short horizon, are they able to save enough to accomplish three large milestones within a five-year period? In this episode, Jules and Shay sit down with Carolina, a Morgan Stanley Financial Advisor to discuss short- and long-term savings strategies, utilizing company benefits and how their families can help them save for a down payment . For more information about this episode and the topics covered, check out our episode page and explore how you can connect with a Morgan Stanley Financial Advisor . Important information about your relationship with your Financial Advisor and Morgan Stanley Smith Barney LLC when using a Financial Planning tool. When your Financial Advisor prepares a Financial Plan, they will be acting in an investment advisory capacity with respect to the delivery of your Financial Plan. To understand the differences between brokerage and advisory relationships, you should consult your Financial Advisor, or review our Understanding Your Brokerage and Investment Advisory Relationships brochure available at https://www.morganstanley.com/wealth-relationshipwithms/pdfs/understandingyourrelationship.pdf You have sole responsibility for making all investment decisions with respect to the implementation of a Financial Plan. You may implement the Financial Plan at Morgan Stanley Smith Barney LLC or at another firm. If you engage or have engaged Morgan Stanley, it will act as your broker, unless you ask it, in writing, to act as your investment adviser on any particular account. Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters. Residential mortgage loans/home equity lines of credit are offered by Morgan Stanley Private Bank, National Association, an affiliate of Morgan Stanley Smith Barney LLC. With the exception of the pledged-asset feature, a Residential mortgage loans/home equity lines of credit are offered by Morgan Stanley Private Bank, National Association, an affiliate of Morgan Stanley Smith Barney LLC. With the exception of the pledged-asset feature, an investment relationship with Morgan Stanley Smith Barney LLC does not have to be established or maintained to obtain the residential mortgage products offered by Morgan Stanley Private Bank, National Association. All residential mortgage loans/home equity lines of credit are subject to the underwriting standards and independent approval of Morgan Stanley Private Bank, National Association. Rates, terms, and programs are subject to change without notice. Residential mortgage loans/home equity lines of credit may not be available in all states; not available in Guam, Puerto Rico and the U.S. Virgin Islands. Other restrictions may apply. The information contained herein should not be construed as a commitment to lend. Morgan Stanley Private Bank, National Association is an Equal Housing Lender and Member FDIC that is primarily regulated by the Office of the Comptroller of the Currency. Nationwide Mortgage Licensing System Unique Identifier #663185. The proceeds from a residential mortgage loan (including draws and advances from a home equity line of credit) are not permitted to be used to purchase, trade, or carry eligible margin stock; repay margin debt that was used to purchase, trade, or carry margin stock; or to make payments on any amounts owed under the note, loan agreement, or loan security agreement; and cannot be deposited into a Morgan Stanley Smith Barney LLC or other brokerage account. Morgan Stanley Wealth Management is a business of Morgan Stanley Smith Barney LLC. This material has been prepared for informational purposes only. It does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it. Morgan Stanley Smith Barney LLC (“Morgan Stanley”) recommends that investors independently evaluate particular investments and strategies, and encourages investors to seek the advice of a Morgan Stanley Financial Advisor. The appropriateness of a particular investment or strategy will depend on an investor’s individual circumstances and objectives. Important Risk Information for Securities Based Lending : Clients must be aware that: (1) Sufficient collateral must be maintained to support the loan and to take future advances; (2) Clients may have to deposit additional cash or eligible securities on short notice; (3) Some or all of the pledged securities may be sold without prior notice in order to maintain account equity at required collateral maintenance levels. Clients will not be entitled to choose the securities that will be sold. These actions may interrupt long-term investment strategy and may result in adverse tax consequences or in additional fees being assessed; (4) Morgan Stanley Bank, N.A., Morgan Stanley Private Bank, National Association or Morgan Stanley Smith Barney LLC (collectively referred to as "Morgan Stanley") reserve the right not to fund any advance request due to insufficient collateral or for any other reason except for any portion of a securities based loan that is identified as a committed facility; (5) Morgan Stanley reserves the right to increase the collateral maintenance requirements at any time without notice; and (6) Morgan Stanley reserves the right to call securities based loans at any time and for any reason. Morgan Stanley Smith Barney LLC, its affiliates and their employees are not in the business of providing tax or legal advice. These materials and any statements contained herein should not be construed as tax or legal advice. Individuals should consult their personal tax advisor or attorney for matters involving taxation and tax planning and their attorney for matters involving personal trusts and estate planning With the exception of a margin loan, the proceeds from securities based loan products may not be used to purchase, trade, or carry margin stock (or securities, with respect to Express CreditLine); repay margin debt that was used to purchase, trade or carry margin stock (or securities, with respect to Express CreditLine); and cannot be deposited into a Morgan Stanley Smith Barney LLC or other brokerage account. To be eligible for a securities based loan, a client must have a brokerage account at Morgan Stanley Smith Barney LLC that contains eligible securities, which shall serve as collateral for the securities based loan. Securities based loans are provided by Morgan Stanley Smith Barney LLC, Morgan Stanley Private Bank, National Association or Morgan Stanley Bank, N.A, as applicable. Morgan Stanley Wealth Management is a business of Morgan Stanley Smith Barney LLC. Morgan Stanley Smith Barney LLC is a registered Broker/Dealer, and not a bank. Where appropriate, Morgan Stanley Smith Barney LLC has entered into arrangements with banks and other third parties to assist in offering certain banking related products and services. Investment, insurance and annuity products offered through Morgan Stanley Smith Barney LLC are: NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT A BANK DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY © 2025 Morgan Stanley Smith Barney LLC. Member SIPC. CRC# 4766848 (09/2025)…
Headliner Radio
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Inhalt bereitgestellt von Headliner. Alle Podcast-Inhalte, einschließlich Episoden, Grafiken und Podcast-Beschreibungen, werden direkt von Headliner oder seinem Podcast-Plattformpartner hochgeladen und bereitgestellt. Wenn Sie glauben, dass jemand Ihr urheberrechtlich geschütztes Werk ohne Ihre Erlaubnis nutzt, können Sie dem hier beschriebenen Verfahren folgen https://de.player.fm/legal.
This is a music podcast which explores the creative process. We chat to artists of all levels, from aspiring and emerging talent to international stars, to find more about how they make their music. Check us out on Insta @emergingheadliner, FB and Twitter @headlinerhub and hashtag #headlinerradio
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1214 Episoden
Alle als (un)gespielt markieren ...
Manage series 2864716
Inhalt bereitgestellt von Headliner. Alle Podcast-Inhalte, einschließlich Episoden, Grafiken und Podcast-Beschreibungen, werden direkt von Headliner oder seinem Podcast-Plattformpartner hochgeladen und bereitgestellt. Wenn Sie glauben, dass jemand Ihr urheberrechtlich geschütztes Werk ohne Ihre Erlaubnis nutzt, können Sie dem hier beschriebenen Verfahren folgen https://de.player.fm/legal.
This is a music podcast which explores the creative process. We chat to artists of all levels, from aspiring and emerging talent to international stars, to find more about how they make their music. Check us out on Insta @emergingheadliner, FB and Twitter @headlinerhub and hashtag #headlinerradio
…
continue reading
1214 Episoden
Alle Folgen
×Guvna B is a musician and rapper from Newham, London, growing up in the same area as the likes of Kano, Ghetts, and Dizzee Rascal. Despite limited music opportunities growing up, he’s become a leading voice in the UK’s rap and hip-hop scene, and also works as a football pundit for Sky Sports. He chats to Headliner about his work as co-chair of Youth Music and helping some of the underrepresented voices in the UK, who could be the next Stormzy or Little Simz.…
Andrei Irimia is a Romanian pianist and composer on a mission to bring his cutting-edge contemporary sounds from Bucharest to the wider world. His third album is on the way, as well as a European tour – Light and Shadows – coming in September with stops in Berlin, Barcelona, and Paris. He chats to Headliner about the resistance he had to overcome with people on the more traditional side of the Romanian classical music scene, and his new singles, including the sprawling epic track, Obsidian .…
American singer, songwriter, record producer, and co-founder and frontman of the pop rock band One Republic, Ryan Tedder talks about music that ties him to a specific time in his life, his opinions on how modern songwriting has changed, writing for today’s music consumers with TikTok attention spans, and One Republic’s brand new album, OneRepublic: The Collection , which assembles almost 20 years of hits.…
Paris-born, London-based artist Tanis talks about how her multicultural upbringing shapes her sound, and she delves into the inspiration behind her new single, Kid , which is about the complexities of adult life and the longing to relive her childhood and to go back to a simpler time.
Filipe Messeder delves into his role as sound designer and sound effects editor on the no.1 box office horror film, Weapons , the new movie from Barbarian director and writer Zach Cregger. He discusses how he terrorised audiences with his sound design in Dolby Atmos, reveals his favourite sonic moments in some key scenes (including *that* ending) and he explains how he developed a device nicknamed ‘the Rumbler’ for the film’s unsettling soundscape.…
Born in Port Harcourt, Nigeria, Wizard Chan is a hip hop and afrobeats artist masterfully combining the traditional musical sounds of Africa with contemporary African pop. It’s getting him noticed internationally, with songs like Earth Song and Loner (Alone) doing huge numbers on TikTok and streaming platforms. He chats to Headliner about his new album, Healers Chapel , which deals with his own healing journey, and his hopes it will take his listeners on a healing path themselves.…
Headliner’s Dolby Atmos-certified Darkwood Studios seems as fitting a spot as any for a conversation with Gary Spittle. The British-born, California-based entrepreneur is the founder of Sonical - a disruptive, forward thinking audio brand which is currently on the cusp of delivering something quite remarkable: think immersive, wireless, and completely lossless.…

1 The Mix Room E113: John Murphy & David Fleming: Scoring Superman 1:04:12
1:04:12
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Composers John Murphy and David Fleming talk about their discussions with director James Gunn about new creative avenues for the iconic John Williams Superman theme, bringing a fresh musical perspective to Superman in 2025, and Murphy reveals how Genelec monitors weren’t just key for this film, but for his entire career in the industry.…
Norwegian indie and dream-pop artist Yndling is an Oslo-based artist crafting songs that are a melting pot of shoegaze, trip-hop, and Scandinavian sounds. She delves into her second album – released in two parts – Time Time Time (I’m In The Palm Of Your Hand) .
Singer-songwriter Newton Faulkner discusses his new record, Octopus – an album that defies genres and any concept of the folk-indie sound he broke through with almost 20 years ago.
Irish singer-songwriter, Odhrán Murphy, who blends folk, country, and acoustic music, delves into his new EP, Stuck In The Middle , ahead of his upcoming headline tours of Ireland and the UK.
Gustavo Menéndez, President of Latin America and U.S. Latin for Warner Chappell Music, provides an insight into the future of Latin music, Latinos’ pivotal role in the music industry, and how success lies in cultivating intimate connections with songwriters that result in timeless songs and iconic artists.…
Three-time Emmy-winning composer, Gary Lionelli discusses his Primetime Emmy-nominated score for the Oscar-winning film, O.J.: Made in America , which depicts the rise and fall of O.J. Simpson, teases some new projects he’s been working on, and reveals why he relies on Genelec studio monitors for his score work.…
Welsh actor and musician of Game of Thrones fame, Iwan Rheon, makes his return to music with his second album, I Just Wish I’d Never Gone To Space . He discusses recording his debut album, Dinard during his intensive Thrones shooting schedule, and having much more time to record and co-produce this new album, its stunning lead single Forward Motion , and why he has no wishes to be a pop or rock star.…

1 The Mix Room E111: Johnnie Burn: 28 Years Later 1:04:28
1:04:28
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British sound designer Johnnie Burn delves into his work as the re-recording mixer, sound designer and supervising sound editor on post apocalyptic horror film, 28 Years Later . He discusses sonic callbacks to 2002’s 28 Days Later, how the sounds of the infected have evolved, the use of the 1915 Taylor Holmes recording of Rudyard Kipling’s Boots, the inspiration he took from filming locations, how the multi-camera iPhone rigs’ bullet-time effects affected the sound design, the studio tech he couldn’t have done it without, and *that* ending.…
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