In this mini-series, I will unlock some of the key jargon terminology you will encounter when exploring investing in UK property. Unfortunately, the world of property investing is packed with, frankly, unnecessary jargon or technical terminology which can be intimidating for new investors and even seasoned investors. Terms such as Equity, LTV, Stamp Duty, Freehold and Leasehold can lead to potential new investors deciding not to kickstart their property journey from fear of not understanding how it all works and what such terminology means. I was one of those people - fear of not knowing anything about mortgages, for example, and the complex terminology involved deterred me from going any further in my property journey many years ago. Thankfully, by educating myself through listening to podcasts, reading property investing books and participating in free webinars enabled me to overcome that fear and gain a solid understanding of the various and extensive technical terminology out there. So I have created this mini-series to tackle and breakdown some of the key technical terms and jargon you can expect to encounter and ensure you understand what they mean and how they relate to you and your property investing journey. The good news - the technical terms and jargon are not as scary or as complex as they sound so download this week's episode now to bust that jargon. Jonathan offers free one-to-one buy to let investment discovery calls to help you unlock your expat property potential - your key to building passive income and long-term wealth. Whether you are looking for advice on how to kickstart your property portfolio, want to delve into the world of new build property investing or are just looking for free tailored information for your circumstances then setting up your free discovery call is a great first step. Alternatively, if you are looking to generate guaranteed, competitive returns on your cash instead of it losing value sitting in the bank or risking it on the stock market then book your call in and we can find a win-win way to work together. To schedule your session now simply click the calendly link below and select your preferred time - it's really that easy to make your money work for you instead of you working for your money. Schedule your FREE one-to-one session here: https://calendly.com/cjresidencesuk/discovery You can also follow Jonathan on Instagram at https://www.instagram.com/jonathan_cj_residences/ You can connect with him on LinkedIn Jonathan Smith | LinkedIn You can follow him on TikTok at UnlockExpatProperty (@unlockexpatproperty) | TikTok ...…

From Manchester to Oman to creating the ecosystem that is Expat Property People - Jonathan is joined in this week's episode by Steve Cowgill, an inspiration in the world of expat property investing. Steve is a seasoned expat investor, a fellow podcast host and the founder of the ecosystem that is Expat Property People. Based in Oman for the past 10 years, he has built up a property portfolio consisting of standard buy to let properties and HMOs and is expanding his portfolio to include social housing. Steve offers up some amazing insights and advice during the pod and some fantastic tips for both new and seasoned investors. Make sure you download and listen to this episode which is packed with value. Contact Steve through his various channels below: www.expatpropertypeople.com www.stephencowgill.com LinkedIn https://www.linkedin.com/in/steve-cowgill-mba-6111a919?utm_source=share&utm_campaign=share_via&utm_content=profile&utm_medium=ios_app Facebook https://www.facebook.com/share/1Bof9ghSj7/?mibextid=wwXIfr Instagram https://www.instagram.com/steve_cowgill?igsh=dzQxbnRmd3IybTIz&utm_source=qr Books mentioned in the podcast: Buy back your time - Dan Martell Who not how - Dan Sullivan and Dr. Benjamin Hardy Rich Dad Poor Dad - Robert Kiyosaki and Sharon Lechter Jonathan offers free one-to-one buy to let investment discovery calls to help you unlock your expat property potential - your key to building passive income and long-term wealth. Whether you are looking for advice on how to kickstart your property portfolio, want to delve into the world of new build property investing or are just looking for free tailored information for your circumstances then setting up your free discovery call is a great first step. Alternatively, if you are looking to generate guaranteed, competitive returns on your cash instead of it losing value sitting in the bank or risking it on the stock market then book your call in and we can find a win-win way to work together. To schedule your session now simply click the calendly link below and select your preferred time - it's really that easy to make your money work for you instead of you working for your money. Schedule your FREE one-to-one session here: https://calendly.com/cjresidencesuk/discovery You can also follow Jonathan on Instagram at https://www.instagram.com/jonathan_cj_residences/ You can connect with him on LinkedIn Jonathan Smith | LinkedIn You can follow him on TikTok at UnlockExpatProperty (@unlockexpatproperty) | TikTok ...…

In this week's episode Jonathan is joined by Rachel Wellbelove, an expat property portfolio investor based in Bahrain. Rachel shares her journey from owning her own logistics business in the UK to taking the plunge to relocate to Bahrain after the unexpected twist we all faced - COVID which prompted a change in her initial plans. After relocating to Bahrain Rachel set up her own property investing business with an emphasis on people and being a socially responsible investor and business owner. Hear how Rachel scaled her portfolio quickly in the world of single-let buy to let properties and then progressed to serviced accommodation and purchasing a care home for children through her JV partner. Rachel also provides some top tips for budding and seasoned property investors. This is an episode packed with actionable insights and knowledge so make sure you download and listen now. Connect with Rachel through her various channels: LinkedIn https://www.linkedin.com/in/rachelwellbelove-flexhomes-propertyinvestor/ Facebook https://www.facebook.com/FlexHomesUK Instagram https://www.instagram.com/flexhomesuk/ Jonathan offers free one-to-one buy to let investment discovery calls to help you unlock your expat property potential - your key to building passive income and long-term wealth. Whether you are looking for advice on how to kickstart your property portfolio, want to delve into the world of new build property investing or are just looking for free tailored information for your circumstances then setting up your free discovery call is a great first step. Alternatively, if you are looking to generate guaranteed, competitive returns on your cash instead of it losing value sitting in the bank or risking it on the stock market then book your call in and we can find a win-win way to work together. To schedule your session now simply click the calendly link below and select your preferred time - it's really that easy to make your money work for you instead of you working for your money. Schedule your FREE one-to-one session here: https://calendly.com/cjresidencesuk/discovery You can also follow Jonathan on Instagram at https://www.instagram.com/jonathan_cj_residences/ You can connect with him on LinkedIn Jonathan Smith | LinkedIn You can follow him on TikTok at UnlockExpatProperty (@unlockexpatproperty) | TikTok ...…

In this week's episode, Jonathan shares insights as to why every expat should be investing in UK property. From the benefits of investing in UK property compared to stocks and shares to generating passive income, Jonathan will share his thoughts on why property is one of the best wealth building assets. He'll also explain the unique advantages that expats have when investing and how you can use property to secure financial freedom and fund your retirement. Join him in today's episode to discover what makes property investing so special and how you can get started on your own expat property investing journey. Download this week's episode now. Jonathan offers free one-to-one buy to let investment discovery calls to help you unlock your expat property potential - your key to building passive income and long-term wealth. Whether you are looking for advice on how to kickstart your property portfolio, want to delve into the world of new build property investing or are just looking for free tailored information for your circumstances then setting up your free discovery call is a great first step. Alternatively, if you are looking to generate guaranteed, competitive returns on your cash instead of it losing value sitting in the bank or risking it on the stock market then book your call in and we can find a win-win way to work together. To schedule your session now simply click the calendly link below and select your preferred time - it's really that easy to make your money work for you instead of you working for your money. Schedule your FREE one-to-one session here: https://calendly.com/cjresidencesuk/discovery You can also follow Jonathan on Instagram at https://www.instagram.com/jonathan_cj_residences/ You can connect with him on LinkedIn Jonathan Smith | LinkedIn You can follow him on TikTok at UnlockExpatProperty (@unlockexpatproperty) | TikTok ...…

In this week's episode Jonathan will share insights on how you can unlock the power of using lettings or management agents to streamline your portfolio responsibilities and take advantage of outsourcing tasks and actions which can sap your valuable time. He'll explain what lettings and management agents are, the various services they can provide, how property investors use them to buy back their time and how to ensure that you select the right partner. The advantages and drawbacks of using lettings agents will also be discussed to help you make an informed decision as to whether their services are right for you. And, of course, Jonathan will share his own strategy when it comes to using lettings agent services. Don't miss this episode - ensure you download and listen today. Jonathan offers free one-to-one buy to let investment discovery calls to help you unlock your expat property potential - your key to building passive income and long-term wealth. Whether you are looking for advice on how to kickstart your property portfolio, want to delve into the world of new build property investing or are just looking for free tailored information for your circumstances then setting up your free discovery call is a great first step. Alternatively, if you are looking to generate guaranteed, competitive returns on your cash instead of it losing value sitting in the bank or risking it on the stock market then book your call in and we can find a win-win way to work together. To schedule your session now simply click the calendly link below and select your preferred time - it's really that easy to make your money work for you instead of you working for your money. Schedule your FREE one-to-one session here: https://calendly.com/cjresidencesuk/discovery You can also follow Jonathan on Instagram at https://www.instagram.com/jonathan_cj_residences/ You can connect with him on LinkedIn Jonathan Smith | LinkedIn You can follow him on TikTok at UnlockExpatProperty (@unlockexpatproperty) | TikTok ...…

In this week's episode, Jonathan takes you through the step-by-step process of purchasing your first investment property. From choosing the right location and property type to analysing deals and financing your purchase. By the end of this episode you'll have a clear roadmap to successfully buy your first buy-to-let property and start building your property portfolio with confidence. Download this week's episode now. Jonathan offers free one-to-one buy to let investment discovery calls to help you unlock your expat property potential - your key to building passive income and long-term wealth. Whether you are looking for advice on how to kickstart your property portfolio, want to delve into the world of new build property investing or are just looking for free tailored information for your circumstances then setting up your free discovery call is a great first step. Alternatively, if you are looking to generate guaranteed, competitive returns on your cash instead of it losing value sitting in the bank or risking it on the stock market then book your call in and we can find a win-win way to work together. To schedule your session now simply click the calendly link below and select your preferred time - it's really that easy to make your money work for you instead of you working for your money. Schedule your FREE one-to-one session here: https://calendly.com/cjresidencesuk/discovery You can also follow Jonathan on Instagram at https://www.instagram.com/jonathan_cj_residences/ You can connect with him on LinkedIn Jonathan Smith | LinkedIn You can follow him on TikTok at UnlockExpatProperty (@unlockexpatproperty) | TikTok ...…

In this week's episode, Jonathan will explore whether you should be investing in property or the stock market. Which asset class offers the best short and long-term gains? Is property the right investment strategy or should you put your cash into the stock market instead? Jonathan will share the key benefits, risks and challenges associated with both to help you make an informed decision as to which asset class is best for you. Make sure you download this week's episode now to unlock the answer to whether you should be investing in property or the stock market. Jonathan offers free one-to-one buy to let investment discovery calls to help you unlock your expat property potential - your key to building passive income and long-term wealth. Whether you are looking for advice on how to kickstart your property portfolio, want to delve into the world of new build property investing or are just looking for free tailored information for your circumstances then setting up your free discovery call is a great first step. Alternatively, if you are looking to generate guaranteed, competitive returns on your cash instead of it losing value sitting in the bank or risking it on the stock market then book your call in and we can find a win-win way to work together. To schedule your session now simply click the calendly link below and select your preferred time - it's really that easy to make your money work for you instead of you working for your money. Schedule your FREE one-to-one session here: https://calendly.com/cjresidencesuk/discovery You can also follow Jonathan on Instagram at https://www.instagram.com/jonathan_cj_residences/ You can connect with him on LinkedIn Jonathan Smith | LinkedIn You can follow him on TikTok at UnlockExpatProperty (@unlockexpatproperty) | TikTok ...…

Being a landlord comes with it's own set of responsibilities, from legal obligations to tenant management. In this week's episode Jonathan will dive into what it really takes to succeed as a landlord while minimising stress and maximising efficiency. During this episode you'll learn what your legal obligations are as a landlord, how to build strong tenant relationships, streamlining property maintenance, leveraging property management services and how to build a power team to ensure success. If you're a landlord or a budding landlord then this episode is packed with valuable insights and information to ensure whichever property management option you decide on is as stress-free as possible. Download it now to ensure you don't miss out. Jonathan offers free one-to-one buy to let investment discovery calls to help you unlock your expat property potential - your key to building passive income and long-term wealth. Whether you are looking for advice on how to kickstart your property portfolio, want to delve into the world of new build property investing or are just looking for free tailored information for your circumstances then setting up your free discovery call is a great first step. Alternatively, if you are looking to generate guaranteed, competitive returns on your cash instead of it losing value sitting in the bank or risking it on the stock market then book your call in and we can find a win-win way to work together. To schedule your session now simply click the calendly link below and select your preferred time - it's really that easy to make your money work for you instead of you working for your money. Schedule your FREE one-to-one session here: https://calendly.com/cjresidencesuk/discovery You can also follow Jonathan on Instagram at https://www.instagram.com/jonathan_cj_residences/ You can connect with him on LinkedIn Jonathan Smith | LinkedIn You can follow him on TikTok at UnlockExpatProperty (@unlockexpatproperty) | TikTok ...…

In this week's episode, Jonathan will share his 2025 property predictions. Will house prices continue where they left off in 2024 and see additional growth in 2025? What about interest rates? Do we see further reductions from the Bank of England in 2025 which will help drive down mortgage rates from lenders? 2024 also saw rental inflation at relatively high levels, will we see this continue in 2025 or will the rental market face reductions? And which cities in England will be the best performing for property investors? Download this week's episode now to find out. Jonathan offers free one-to-one buy to let investment discovery calls to help you unlock your expat property potential - your key to building passive income and long-term wealth. Whether you are looking for advice on how to kickstart your property portfolio, want to delve into the world of new build property investing or are just looking for free tailored information for your circumstances then setting up your free discovery call is a great first step. Alternatively, if you are looking to generate guaranteed, competitive returns on your cash instead of it losing value sitting in the bank or risking it on the stock market then book your call in and we can find a win-win way to work together. To schedule your session now simply click the calendly link below and select your preferred time - it's really that easy to make your money work for you instead of you working for your money. Schedule your FREE one-to-one session here: https://calendly.com/cjresidencesuk/discovery You can also follow Jonathan on Instagram at https://www.instagram.com/jonathan_cj_residences/ You can connect with him on LinkedIn Jonathan Smith | LinkedIn You can follow him on TikTok at UnlockExpatProperty (@unlockexpatproperty) | TikTok ...…

In the first episode of 2025 Jonathan will be sharing the secrets of how to unlock £40k+ profit from off-plan new build property during the build phase. Unknown to many, investing in new build, off-plan property offers investors the ability to make money before they even own the property while it is being built. When investing in off-plan property there will be a period of time for the developers to complete the building and your particular property - during this time, if you invest in the right location, with the right developer and the right type of off-plan property you can enjoy capital growth without even owning the property. It's literally making money without lifting a finger. Jonathan will also share his own personal experience in deploying this strategy where he was able to generate over £40,000 in value before taking ownership of the property itself. During the episode he'll also share how he will be able to extract that equity to fund future property purchases resulting in portfolio growth without using your own money. This is an episode you don't want to miss, so download it now. Jonathan offers free one-to-one buy to let investment discovery calls to help you unlock your expat property potential - your key to building passive income and long-term wealth. Whether you are looking for advice on how to kickstart your property portfolio, want to delve into the world of new build property investing or are just looking for free tailored information for your circumstances then setting up your free discovery call is a great first step. Alternatively, if you are looking to generate guaranteed, competitive returns on your cash instead of it losing value sitting in the bank or risking it on the stock market then book your call in and we can find a win-win way to work together. To schedule your session now simply click the calendly link below and select your preferred time - it's really that easy to make your money work for you instead of you working for your money. Schedule your FREE one-to-one session here: https://calendly.com/cjresidencesuk/discovery You can also follow Jonathan on Instagram at https://www.instagram.com/jonathan_cj_residences/ You can connect with him on LinkedIn Jonathan Smith | LinkedIn You can follow him on TikTok at UnlockExpatProperty (@unlockexpatproperty) | TikTok ...…

In the last episode of 2024, Jonathan will be sharing insights and tips on setting clear property goals and strategies. The new year is fast approaching and now's the time to start looking at setting your goals for 2025. In this episode Jonathan will explore why goals matter, how to set them effectively and strategies to bring them to life. Having a clear direction is critical and property is no different. Ensuring that you follow the right strategy is essential and by setting specific and achievable goals you can ensure that you stay on track to achieving your objectives. Are you looking to generate income to replace your salary? Or perhaps you want to build a lasting legacy for you and your family? Whatever the case may be, having goals and strategies to focus your efforts on will lead to success. Jonathan will also share tips on what to not to do when setting goals to achieve your vision - distractions are everywhere. The next best thing in property is always being pitched by investment companies and property entrepreneurs and it's easy to get caught up in the hype but by having clear goals and a vision you can help avoid falling down the rabbit hole of these. Don't miss out on this essential episode by downloading it now Jonathan offers free one-to-one buy to let investment discovery calls to help you unlock your expat property potential - your key to building passive income and long-term wealth. Whether you are looking for advice on how to kickstart your property portfolio, want to delve into the world of new build property investing or are just looking for free tailored information for your circumstances then setting up your free discovery call is a great first step. Alternatively, if you are looking to generate guaranteed, competitive returns on your cash instead of it losing value sitting in the bank or risking it on the stock market then book your call in and we can find a win-win way to work together. To schedule your session now simply click the calendly link below and select your preferred time - it's really that easy to make your money work for you instead of you working for your money. Schedule your FREE one-to-one session here: https://calendly.com/cjresidencesuk/discovery You can also follow Jonathan on Instagram at https://www.instagram.com/jonathan_cj_residences/ You can connect with him on LinkedIn Jonathan Smith | LinkedIn You can follow him on TikTok at UnlockExpatProperty (@unlockexpatproperty) | TikTok ...…

It's nearly Christmas and the end of the year is fast approaching. In this week’s episode of Unlock Expat Property – The Podcast, Jonathan reviews the performance of the UK property market in 2024. How have house prices fared this year? Which areas were the highest performing versus the lowest? He’ll also review how rents have performed in 2024 and provide insights on interest rates throughout the year and their impact on mortgages. Has 2024 been a year where investors can celebrate or has it been a year to forget? Tune in now to find out Jonathan offers free one-to-one buy to let investment discovery calls to help you unlock your expat property potential - your key to building passive income and long-term wealth. Whether you are looking for advice on how to kickstart your property portfolio, want to delve into the world of new build property investing or are just looking for free tailored information for your circumstances then setting up your free discovery call is a great first step. Alternatively, if you are looking to generate guaranteed, competitive returns on your cash instead of it losing value sitting in the bank or risking it on the stock market then book your call in and we can find a win-win way to work together. To schedule your session now simply click the calendly link below and select your preferred time - it's really that easy to make your money work for you instead of you working for your money. Schedule your FREE one-to-one session here: https://calendly.com/cjresidencesuk/discovery You can also follow Jonathan on Instagram at https://www.instagram.com/jonathan_cj_residences/ You can connect with him on LinkedIn Jonathan Smith | LinkedIn You can follow him on TikTok at UnlockExpatProperty (@unlockexpatproperty) | TikTok ...…

In this week’s episode Jonathan provides 4 must-read books for all property investors. Whether you’re new to property investing or a seasoned investor, these books cover crucial topics such as developing the right mindset, understanding property investment strategies and mastering the fundamentals of UK property investing. If you’re serious about building wealth through property then these reads will equip you with the knowledge and confidence to unlock your full expat property potential. Make sure you check out this episode now and hit that subscribe button so as not to miss out on future episodes. Rich Dad Poor Dad by Kiyosaki, Robert T 2nd (second) Edition (2011): Amazon.co.uk: Books The Complete Guide to Property Investment: How to Survive and Thrive in the New World of Buy-to-Let (Audio Download): Rob Dix, Rob Dix, Team Incredible Publishing: Amazon.co.uk: Books Jonathan offers free one-to-one buy to let investment discovery calls to help you unlock your expat property potential - your key to building passive income and long-term wealth. Whether you are looking for advice on how to kickstart your property portfolio, want to delve into the world of new build property investing or are just looking for free tailored information for your circumstances then setting up your free discovery call is a great first step. Alternatively, if you are looking to generate guaranteed, competitive returns on your cash instead of it losing value sitting in the bank or risking it on the stock market then book your call in and we can find a win-win way to work together. To schedule your session now simply click the calendly link below and select your preferred time - it's really that easy to make your money work for you instead of you working for your money. Schedule your FREE one-to-one session here: https://calendly.com/cjresidencesuk/discovery You can also follow Jonathan on Instagram at https://www.instagram.com/jonathan_cj_residences/ You can connect with him on LinkedIn Jonathan Smith | LinkedIn You can follow him on TikTok at UnlockExpatProperty (@unlockexpatproperty) | TikTok ...…

In this week's episode of Unlock Expat Property - The Podcast, Jonathan will share key insights on how to use HMOs, or houses of multiple occupation, to scale your portfolio. He'll share what HMOs are, how they work and provide a breakdown of the key advantages and disadvantages in utilising this strategy. HMOs come with some great benefits, including higher cashflow but there are considerations to factor in, such as more intensive management requirements as well as regulatory compliance. Can the HMO strategy work even if you're an expat based thousands of miles away from the UK? Tune in now to find out. Jonathan offers free one-to-one buy to let investment discovery calls to help you unlock your expat property potential - your key to building passive income and long-term wealth. Whether you are looking for advice on how to kickstart your property portfolio, want to delve into the world of new build property investing or are just looking for free tailored information for your circumstances then setting up your free discovery call is a great first step. Alternatively, if you are looking to generate guaranteed, competitive returns on your cash instead of it losing value sitting in the bank or risking it on the stock market then book your call in and we can find a win-win way to work together. To schedule your session now simply click the calendly link below and select your preferred time - it's really that easy to make your money work for you instead of you working for your money. Schedule your FREE one-to-one session here: https://calendly.com/cjresidencesuk/discovery You can also follow Jonathan on Instagram at https://www.instagram.com/jonathan_cj_residences/ You can connect with him on LinkedIn Jonathan Smith | LinkedIn You can follow him on TikTok at UnlockExpatProperty (@unlockexpatproperty) | TikTok ...…

In this week's episode, Jonathan will cover the challenging decision of whether to invest in property in your personal name or through a limited company. For first time investors, the thought of investing in property using a limited company has probably never crossed their mind but it's important to understand the implications of investing in your personal name versus investing through a limited company. Jonathan will explain what investing in your personal name and limited company is, the key benefits and drawbacks in doing so and provide insights on key considerations that expats need to make before purchasing investment properties and growing their portfolios. It's important to highlight that this episode does not provide tax advice or guidance as every individual's situation is unique, so seeking specialist professional advice is a must. However, you will gain insights and knowledge on the topic to help you to take a more informed approach to your own property investing journey. Download this week's episode now. Jonathan offers free one-to-one buy to let investment discovery calls to help you unlock your expat property potential - your key to building passive income and long-term wealth. Whether you are looking for advice on how to kickstart your property portfolio, want to delve into the world of new build property investing or are just looking for free tailored information for your circumstances then setting up your free discovery call is a great first step. Alternatively, if you are looking to generate guaranteed, competitive returns on your cash instead of it losing value sitting in the bank or risking it on the stock market then book your call in and we can find a win-win way to work together. To schedule your session now simply click the calendly link below and select your preferred time - it's really that easy to make your money work for you instead of you working for your money. Schedule your FREE one-to-one session here: https://calendly.com/cjresidencesuk/discovery You can also follow Jonathan on Instagram at https://www.instagram.com/jonathan_cj_residences/ You can connect with him on LinkedIn Jonathan Smith | LinkedIn You can follow him on TikTok at UnlockExpatProperty (@unlockexpatproperty) | TikTok ...…