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Camilla, a teacher in her late thirties, is ready to pull back from full-time work and travel the world. Despite paying off significant student debt by teaching overseas, she has deep-seated money anxiety stemming from a difficult childhood and fears running out of funds. With $800,000 saved, Camila’s wondering how to withdraw her retirement savings in a tax-efficient way while ensuring her portfolio’s continued growth. In this episode, Camilla sits down with Crystal, a Morgan Stanley Financial Advisor, and discusses her options, including tax-loss harvesting to offset capital gains taxes, Roth IRA conversions and a high-yield emergency savings fund . For more information about this episode and the topics covered, check out our episode page and explore how you can connect with a Morgan Stanley Financial Advisor . Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences, or review our “Understanding Your Brokerage and Investment Advisory Relationships” brochure available at https://www.morganstanley.com/wealth-relationshipwithms/pdfs/understandingyourrelationship.pdf. When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters. Life insurance, disability income insurance, and long-term care insurance are offered through Morgan Stanley Smith Barney LLC’s licensed insurance agency affiliates. Not all products and services discussed are available at Morgan Stanley. Morgan Stanley Smith Barney LLC, its affiliates, Wealth Management Head of Health and Wellness Education, Financial Advisors or Private Wealth Advisors (collectively, “MSSB”) at times may discuss strategies for navigating healthcare issues. In doing so, MSSB may rely on and provide you with health and medical news or information. MSSB makes no representation as to the accuracy of this information. MSSB is not providing medical advice to you in this regard. You are encouraged to consult with your health and medical professionals for any matters involving your personal health care issues or other medical matters. Nothing herein shall be construed as investment advice of any kind or a recommendation of a specific healthcare company or service provider, as applicable. © 2025 Morgan Stanley Smith Barney LLC. Member SIPC. CRC# 4753386 (08/2025)…
Finding Samantha
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Manage series 3606432
Inhalt bereitgestellt von RTÉ and RTÉ Documentary on One. Alle Podcast-Inhalte, einschließlich Episoden, Grafiken und Podcast-Beschreibungen, werden direkt von RTÉ and RTÉ Documentary on One oder seinem Podcast-Plattformpartner hochgeladen und bereitgestellt. Wenn Sie glauben, dass jemand Ihr urheberrechtlich geschütztes Werk ohne Ihre Erlaubnis nutzt, können Sie dem hier beschriebenen Verfahren folgen https://de.player.fm/legal.
A woman who has created over 100 fake identities. A young girl found wandering the streets of Dublin. A teenager deported from Canada. Stories of sustained sexual abuse at the hands of many. Kidnapping charges, prison time, lies, fraud and deceit. Could all of these stories go back to just one person - Samantha Azzopardi? A podcast from RTÉ Documentary on One.
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8 Episoden
Alle als (un)gespielt markieren ...
Manage series 3606432
Inhalt bereitgestellt von RTÉ and RTÉ Documentary on One. Alle Podcast-Inhalte, einschließlich Episoden, Grafiken und Podcast-Beschreibungen, werden direkt von RTÉ and RTÉ Documentary on One oder seinem Podcast-Plattformpartner hochgeladen und bereitgestellt. Wenn Sie glauben, dass jemand Ihr urheberrechtlich geschütztes Werk ohne Ihre Erlaubnis nutzt, können Sie dem hier beschriebenen Verfahren folgen https://de.player.fm/legal.
A woman who has created over 100 fake identities. A young girl found wandering the streets of Dublin. A teenager deported from Canada. Stories of sustained sexual abuse at the hands of many. Kidnapping charges, prison time, lies, fraud and deceit. Could all of these stories go back to just one person - Samantha Azzopardi? A podcast from RTÉ Documentary on One.
…
continue reading
8 Episoden
Alle Folgen
×The cycle of Samantha offending, being jailed, then released and re-offending seems never ending. So as we reach the conclusion of our series, we make an application to the courts in search of answers.
With Samantha out of prison in 2018, she was now turning 30 years old. She began working as an au pair again and was about to commit her most serious crimes to date.
Sharon receives a strange phone call from a mystery woman with something to give her. Samantha receives her first full jail sentence as we hear from the appeal Court Judge who decided on her case.
With Samantha Azzopardi continuing to face police and judges, she fails to heed their warnings to change her behaviour. Instead, she continues to target people in Australia, then returns to Ireland before moving to another continent.
A 15 yr old Russian gymnast turns up hoping to be adopted by a new family. A Police Prosecutor in Perth is not quite sure what kind of an individual he's dealing with. (Ep 3/7) | Visit rte.ie/findingsamantha for more.
As we follow the trail of the Girl at the GPO – who we now know is Australian woman Samantha Azzopardi - we dive into a surreal world where fact and fiction are often blurred. Samantha has connections to Ireland and a seemingly long and troubled back history in Australia. (Ep 2/7) | Visit rte.ie/findingsamantha for more.…
2013 - A distressed teenage girl is found wandering in front of the General Post Office (GPO) in Dublin city centre. As suspicions rise that she’s the victim of serious crime, everyone scrambles to help her and to get to the bottom of her story. But a massive month long investigation by the Irish authorities reveal nothing about her... (Ep 1/7)…
A woman who has created more than 100 fake identities. A young girl found wandering the streets of Dublin. A teenager deported from Canada. Stories of sustained sexual abuse at the hands of many. Kidnapping charges, prison time, lies, fraud and deceit. Could all of these stories go back to just one person?…
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