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As a newly engaged couple, Jules and Shay have a lot to look forward to: a destination wedding, starting fertility treatments and the potential of buying a home. But their goals have a short horizon, are they able to save enough to accomplish three large milestones within a five-year period? In this episode, Jules and Shay sit down with Carolina, a Morgan Stanley Financial Advisor to discuss short- and long-term savings strategies, utilizing company benefits and how their families can help them save for a down payment . For more information about this episode and the topics covered, check out our episode page and explore how you can connect with a Morgan Stanley Financial Advisor . Important information about your relationship with your Financial Advisor and Morgan Stanley Smith Barney LLC when using a Financial Planning tool. When your Financial Advisor prepares a Financial Plan, they will be acting in an investment advisory capacity with respect to the delivery of your Financial Plan. To understand the differences between brokerage and advisory relationships, you should consult your Financial Advisor, or review our Understanding Your Brokerage and Investment Advisory Relationships brochure available at https://www.morganstanley.com/wealth-relationshipwithms/pdfs/understandingyourrelationship.pdf You have sole responsibility for making all investment decisions with respect to the implementation of a Financial Plan. You may implement the Financial Plan at Morgan Stanley Smith Barney LLC or at another firm. If you engage or have engaged Morgan Stanley, it will act as your broker, unless you ask it, in writing, to act as your investment adviser on any particular account. Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters. Residential mortgage loans/home equity lines of credit are offered by Morgan Stanley Private Bank, National Association, an affiliate of Morgan Stanley Smith Barney LLC. With the exception of the pledged-asset feature, a Residential mortgage loans/home equity lines of credit are offered by Morgan Stanley Private Bank, National Association, an affiliate of Morgan Stanley Smith Barney LLC. With the exception of the pledged-asset feature, an investment relationship with Morgan Stanley Smith Barney LLC does not have to be established or maintained to obtain the residential mortgage products offered by Morgan Stanley Private Bank, National Association. All residential mortgage loans/home equity lines of credit are subject to the underwriting standards and independent approval of Morgan Stanley Private Bank, National Association. Rates, terms, and programs are subject to change without notice. Residential mortgage loans/home equity lines of credit may not be available in all states; not available in Guam, Puerto Rico and the U.S. Virgin Islands. Other restrictions may apply. The information contained herein should not be construed as a commitment to lend. Morgan Stanley Private Bank, National Association is an Equal Housing Lender and Member FDIC that is primarily regulated by the Office of the Comptroller of the Currency. Nationwide Mortgage Licensing System Unique Identifier #663185. The proceeds from a residential mortgage loan (including draws and advances from a home equity line of credit) are not permitted to be used to purchase, trade, or carry eligible margin stock; repay margin debt that was used to purchase, trade, or carry margin stock; or to make payments on any amounts owed under the note, loan agreement, or loan security agreement; and cannot be deposited into a Morgan Stanley Smith Barney LLC or other brokerage account. Morgan Stanley Wealth Management is a business of Morgan Stanley Smith Barney LLC. This material has been prepared for informational purposes only. It does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it. Morgan Stanley Smith Barney LLC (“Morgan Stanley”) recommends that investors independently evaluate particular investments and strategies, and encourages investors to seek the advice of a Morgan Stanley Financial Advisor. The appropriateness of a particular investment or strategy will depend on an investor’s individual circumstances and objectives. Important Risk Information for Securities Based Lending : Clients must be aware that: (1) Sufficient collateral must be maintained to support the loan and to take future advances; (2) Clients may have to deposit additional cash or eligible securities on short notice; (3) Some or all of the pledged securities may be sold without prior notice in order to maintain account equity at required collateral maintenance levels. Clients will not be entitled to choose the securities that will be sold. These actions may interrupt long-term investment strategy and may result in adverse tax consequences or in additional fees being assessed; (4) Morgan Stanley Bank, N.A., Morgan Stanley Private Bank, National Association or Morgan Stanley Smith Barney LLC (collectively referred to as "Morgan Stanley") reserve the right not to fund any advance request due to insufficient collateral or for any other reason except for any portion of a securities based loan that is identified as a committed facility; (5) Morgan Stanley reserves the right to increase the collateral maintenance requirements at any time without notice; and (6) Morgan Stanley reserves the right to call securities based loans at any time and for any reason. Morgan Stanley Smith Barney LLC, its affiliates and their employees are not in the business of providing tax or legal advice. These materials and any statements contained herein should not be construed as tax or legal advice. Individuals should consult their personal tax advisor or attorney for matters involving taxation and tax planning and their attorney for matters involving personal trusts and estate planning With the exception of a margin loan, the proceeds from securities based loan products may not be used to purchase, trade, or carry margin stock (or securities, with respect to Express CreditLine); repay margin debt that was used to purchase, trade or carry margin stock (or securities, with respect to Express CreditLine); and cannot be deposited into a Morgan Stanley Smith Barney LLC or other brokerage account. To be eligible for a securities based loan, a client must have a brokerage account at Morgan Stanley Smith Barney LLC that contains eligible securities, which shall serve as collateral for the securities based loan. Securities based loans are provided by Morgan Stanley Smith Barney LLC, Morgan Stanley Private Bank, National Association or Morgan Stanley Bank, N.A, as applicable. Morgan Stanley Wealth Management is a business of Morgan Stanley Smith Barney LLC. Morgan Stanley Smith Barney LLC is a registered Broker/Dealer, and not a bank. Where appropriate, Morgan Stanley Smith Barney LLC has entered into arrangements with banks and other third parties to assist in offering certain banking related products and services. Investment, insurance and annuity products offered through Morgan Stanley Smith Barney LLC are: NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT A BANK DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY © 2025 Morgan Stanley Smith Barney LLC. Member SIPC. CRC# 4766848 (09/2025)…
The Optimised Man Podcast explicit
Alle als (un)gespielt markieren ...
Manage series 1909717
Inhalt bereitgestellt von Audioboom and Optimised Man. Alle Podcast-Inhalte, einschließlich Episoden, Grafiken und Podcast-Beschreibungen, werden direkt von Audioboom and Optimised Man oder seinem Podcast-Plattformpartner hochgeladen und bereitgestellt. Wenn Sie glauben, dass jemand Ihr urheberrechtlich geschütztes Werk ohne Ihre Erlaubnis nutzt, können Sie dem hier beschriebenen Verfahren folgen https://de.player.fm/legal.
Welcome to the optimised Man podcast, discussing the many ways in which men can optimise themselves to be the best version possible. With topics ranging from health and fitness to art, business and martial arts, with your host Eamon Fisher.
…
continue reading
38 Episoden
Alle als (un)gespielt markieren ...
Manage series 1909717
Inhalt bereitgestellt von Audioboom and Optimised Man. Alle Podcast-Inhalte, einschließlich Episoden, Grafiken und Podcast-Beschreibungen, werden direkt von Audioboom and Optimised Man oder seinem Podcast-Plattformpartner hochgeladen und bereitgestellt. Wenn Sie glauben, dass jemand Ihr urheberrechtlich geschütztes Werk ohne Ihre Erlaubnis nutzt, können Sie dem hier beschriebenen Verfahren folgen https://de.player.fm/legal.
Welcome to the optimised Man podcast, discussing the many ways in which men can optimise themselves to be the best version possible. With topics ranging from health and fitness to art, business and martial arts, with your host Eamon Fisher.
…
continue reading
38 Episoden
Alle Folgen
×Personal trainer and Online coach-Ruben shares his story with bodyweight, fitness and training. From being 300pounds in college to taking his health into his own hands and turning his life around with fitness and lifestyle change.
Kenny is a BJJ black belt that competes at a high level on a regular basis. He teaches BJJ and has an inspiring life journey that will give any man the motivation to continue to fight.
Anthony shares his story with body image and being over 130kg to losing arounf 50kg. He discusses his MMA and BJJ life, injuries and role models.
Personal Trainer, online coach and father of 3 young men. Phillip shares his story with training weight loss and being a father.
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The Optimised Man Podcast

In todays episode Cam tells his story from breaking his back to being 160kg overweight and dealing with pain medication abuse.
Chris shares is own experience with body image. He gives some great tips on how men can focus on other things rather than obsessing about body image or certain parts of the body.
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The Optimised Man Podcast

1 33: Liam Mcelwee- Former cross fit gym owner, entrepreneur, and business coach. He tells us his experience with body image, training and male mental health. 30:38
John Clayton has a background in psychology and performance management. We had a great discussion about be ing a father while trying to stick to a busy schedule. We also talked about training, body image and lifestyle.
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The Optimised Man Podcast

Daven is a young athlete who has a passion for football and BJJ. We had a discussion about BJJ, injuries, training and the love for keeping active.
Matt Piga has a great story of achieving a high level of athletics and soccer to dealing with injuries and mental health. He shares a great story and gives awesome advice for young men and people dealing with mental health issues. Find him on Instagram @art_by_pigasso
The power of mentors and how they have helped me over the last year.
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The Optimised Man Podcast

Coach Charlie is a young trainer and coach living in Brisbane Queensland. He shares his story from being bullied as a skinny teenager to packing on muscle and smashing it in training and business.
A quick Solo podcast on whats included in the Optimised Man program.
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The Optimised Man Podcast

1 26: Jack May-Resin artist and holistic life coach. 1:10:10
1:10:10
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An Australian abstract visual artist, A Holistic health and lifestyle coach, Jack has always loved to create. Finding resin was the missing piece. ‘Never in my wildest dream would I have thought to be calling myself an artist.’Combined with his passion and love for health and wellness. Jack feels like he has ‘cracked the code’ to life, in many ways. https://jackmay.com.au/about-me…
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The Optimised Man Podcast

A quick rant on why action is so important when wanting to get things done and achieve your goals.
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