Amy & Mike, 2 CERTIFIED FINANCIAL PLANNER™ Professionals, talk about how military members can prepare for transition and how Veterans can prepare for ultimate retirement. Topics include: military benefits like SGLI, Survivor Benefit Program, Thrift Savings Plan, and GI Bill as well as budgeting, investing, taxes, and college planning. Disclaimer: This podcast represents the views of the hosts and guests. It's for informational purposes only and should not be considered tax, financial, or leg ...
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The Retirement Risk Zone is the period of time that begins roughly 10 years before retirement and ends 10 years into retirement. During that time, you will make many of the most consequential financial decisions of your life, including your exact retirement date and age, when to claim social security, how to claim Medicare, how to reposition your retirement assets, as well as how to create an income from retirement savings. So much focus is put on the accumulation (Savings phase) of retireme ...
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Retirement and income planning in a fast paced format. Kevin has focused on helping investors age 50+ preserve and grow their assets, increase their income, and reduce overall income and estate taxes. Many conservative investors have used his advice to invest their savings prudently and transfer more wealth to their heirs efficiently. Visit silverleaffinancial.com for more information.
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Your superannuation is key to achieving your best retirement – so how do you make the most of it? Don’t miss Australian Retirement Trust’s Super Insider podcast – your guide to superannuation, planning for retirement, and what the economy and investment markets mean for your super from those in the know. Join host Anne Fuchs, Australian Retirement Trust's Executive General Manager of Advice, Guidance and Education, as she interviews superannuation and investment experts to bring you exclusiv ...
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Weekdays 7p-8p Moneytalk’s content is for informational purposes only and should not be construed as investment advice or a recommendation. Please consult your financial professional for your individual situation. Securities and advisory services offered through Commonwealth Financial Network®, Member www.FINRA.org + www.SIPC.org, a Registered Investment Adviser. Additional advisory services offered through Sowa Financial Group, Inc are separate and unrelated to Commonwealth. Sowa Financial ...
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Dollars & Sense with Joel Garris of Nelson Financial Planning helps You make Sense out of all of life's decisions involving Your Dollars. Joel is a CERTIFIED FINANCIAL PLANNER, a Certified Financial Fiduciary and a former corporate attorney who helps you change your life with a successful financial plan that provides you with peace of mind for the future. Visit www.NelsonFinancialPlanning.com or call 407-629-6477 to schedule a free one on one conversation. Offering securities through Nelson ...
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We're all investors in the stock market, either directly or through our retirement plans. We're handing over management of our assets to financial advisors and fund managers. The best will look after our interests and make us wealthier. But how can we know for sure? Where are the investors' yachts? The big money on Wall Street is made by charging us fees. The finance industry is collecting for managing money, whether they win or lose or break even. Where do you go if you're completely new bu ...
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Gold & Silver Central is your #1 resource on precious metals. Did you know that due to the tax-saving component, buying gold and silver through your 401K or IRA account is one of the best ways to invest in the precious metal asset class? Sadly, most Americans have no idea how it works or how to get started. And that's where we come in. With over 20 years of experience, our team aims to provide the best information to help you diversify with alternative investments and protect your retirement ...
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Fredrik, Charlie and Ivan Sandvall sharing ideas and interviewing world-class entrepreneurs and influencers. Invest in You is about investments, entrepreneurship personal development and doing fun things. They hope to inspire you to take action, helping others and yourself plus enjoying the journey we call life.
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Teaching women financial literacy, and helping them be more confident investors, entrepreneurs or go further in their careers.
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Estate Planning Mistakes
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Let’s be honest, none of us like thinking about our mortality, and unfortunately this can lead to procrastination with addressing important estate planning matters. Donna and Nathan discuss some of the more common estate planning mistakes and some simple steps you can take ensure that your assets are protected for the long haul. Also on MoneyTalk, …
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Ready to retire? Understand your superannuation options at retirement
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Do you know how you’ll set up your finances once you’ve stopped working full time? If you want to understand your options at retirement and how to access your super, this Super Insider episode has been made for you. It’s one of our popular Q&A sessions where we unpack how to plan for the lifestyle you’ve worked your whole life for. We cover some of…
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Are Your Investments Sitting in Cash?
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In this episode, our hosts, Christina Lamb and Joel Garris, dive deep into a troubling study that sheds light on a common financial pitfall – the cycle of rolling over investments without realizing they often end up stagnating in cash. In addition, Joel and Christina recap the market’s performance for the first three quarters of the year plus talk …
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Managing Competing Risk Tolerances
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42:53
They say opposites attract, but when partners have opposing money philosophies and risk tolerances, combining your finances into a strategy that serves both parties’ needs can be a daunting task. Donna and Nathan discuss the importance of compromise when managing household assets. Also on MoneyTalk, big mistakes made by some history’s most iconic i…
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MoneyTalk Listener Grab Bag
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The MoneyTalk show was created for our listeners, and much of its best content comes directly from those listeners. In this episode, Donna and Nathan tackle some great listener questions on the differences between Coverdell education savings accounts and 529s, identifying good opportunities for Roth conversions, and how the Income Related Monthly A…
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Ways to Lose Money in the Market
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It’s easy to get overconfident when it comes to investing, particularly if you’ve made a big call that panned out, but far more often human nature drives us to make losing decisions when we believe that we’re smarter than the herd. Donna and Nathan discuss some common ways people lose money in the market. Also on MoneyTalk, understanding volatility…
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The Upcoming Maturity Tsunami
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🎙️💡 In this episode of Dollars & Sense, Joel delves into the concept of reinvestment risk with CDs ahead of the "maturity tsunami" over the next year. 🌊💰 He also sheds light on how potential changes in tax policies under the next president could add further complexity to our tax system. 🏛️💸 Additionally, Joel shares three practical steps to help yo…
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Kevin Brucher discusses the complexities of retirement planning, emphasizing the importance of saving, understanding economic influences, and the role of financial advisors
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Kevin Brucher discusses the complexities of retirement planning, emphasizing the importance of saving, understanding economic influences, and the role of financial advisors. They explore current market trends, the impact of tariffs and economic policies, and provide insights on smart investing strategies. The conversation encourages listeners to pr…
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Peter Goldstein - In niches there's riches
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Peter Goldstein is the founder of Exchange Listing, LLC and Emmis Capital. With nearly four decades of entrepreneurial experience, Peter offers a wealth of knowledge on the journey companies take from private ownership to public trading on esteemed exchanges like Nasdaq and the New York Stock Exchange. Here's a link to the blog post: https://www.st…
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Don’t Leave Joy on the Table
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When we plan our retirement spending, some tend to lean towards the conservative due to the fear of running out of money. But history tells us that markets don’t drop to 0, and being overprotective of your nest egg may result in a lower quality of living than you deserve. Donna and Nathan talk about why it’s important not to leave joy on the table …
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Episode 020 - Financial Value of the BRS Pension
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Summary In this episode Amy and Mike discus the financial value of the Blended Retirement System (BRS) pension and how to determine how much more one would need to earn in a civilian job to equate to the value of the pension. Takeaways Military members often consider separating at various points during their career Many don’t really know how much m…
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The Final Approach to Retirement
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That 10 year stretch of time leading up to retirement is a critical period when your strategic retirement plan gets accelerated to get you to your goal, and how you choose to focus your efforts and resources will make all the difference. Donna runs through 10 questions you should be asking yourself when planning for your final approach to retiremen…
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Stop Paying RMD Taxes: How To Avoid Costly RMD Mistakes
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No one wants to pay taxes - not before retirement, and certainly not IN retirement. Today we are going to talk about Required Minimum Distributions and how to minimize the tax consequences of those RMDs. The truth about taxes in retirement is very different from what we are led to believe online… It’s very easy to feel like there is a “tax bomb” so…
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The Birth of Capitalism
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Winston Churchill once said, “Of all of the economic systems, Capitalism is by far the least worst.”, and if we trace back the origins of Capitalism, we see a social construct designed to fuel growth and prosperity that also inadvertently led to widespread inequality. On this edition of our MoneyTalk Moment in Financial History, Nathan discusses ho…
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The Dangers of Owning ETF's
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Check out the latest episode of Dollars & Sense! 🎧💰 Joel Garris dives into four key investment themes set to drive results over the next decade, offering valuable insights for long-term success in your portfolio. 📈 In this episode, Joel also analyzes the impact of the recent Federal Reserve rate cut and unpacks new research from Morningstar that sh…
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Age Pension Australia – understand the rules and how to qualify
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Ever wondered how the Age Pension works and how you qualify? In this episode, host Anne Fuchs sits down with Justin Bott from Services Australia to break down everything you need to know. Tune in to learn: the rules for eligibility how Age Pension payments are calculated what income and assets are counted how to claim through Services Australia wha…
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Why Money is Flowing Against the Market
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Even with equity markets soaring, the only two mutual funds categories seeing positive flows over the past 5 years have been multi-sector bonds and money markets, which begs the question, what has happened to investors’ appetite for risk? Donna and Nathan discuss the forces driving this phenomenon, and whether the Fed’s rate policy pivot may turn t…
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Kevin Brucher discusses the complexities of retirement planning, emphasizing the importance of advanced planning.
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Kevin Brucher discusses the complexities of retirement planning, emphasizing the importance of advanced planning, the role of AI in financial education, the impact of interest rates on financial products, tax-efficient strategies for retirement, and navigating market volatility. He highlights the significance of diversification, the benefits of ann…
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Estate Planning Failures
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If you are one of the millions of Americans who doesn’t have a will, trust, or other estate planning tool in place, your assets are left at the mercy of the laws of the state in which you live, which can lead to unintended costs, headaches, and conflicts for your loved ones. On this Best of MoneyTalk episode, we revisit a conversation with estate p…
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Steps to Protect Yourself if you are a Victim of a Data Breach
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On this episode, Joel Garris is joined by Rob Field to go over steps to protect yourself if you are victim of a data breach, discuss a few of September’s major headlines, and celebrate the 89th anniversary of Social Security. These topics and more on this week's radio show/podcast.Von Joel Garris of Nelson Financial Planning
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Kevin Brucher discusses the current state of financial markets, the impact of political events on investments, and the importance of healthcare planning in retirement.
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Kevin Brucher discusses the current state of financial markets, the impact of political events on investments, and the importance of healthcare planning in retirement. He highlights the generational disconnect regarding retirement expectations, the tax implications of retirement accounts, and the complexities of Medicare options. The conversation a…
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Non-Retirement Account Strategies
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IRAs are a great tool for saving for retirement, but they do have their limits, and for those looking to boost their retirement savings or who don’t qualify to contribute to a Roth, there is a variety of after-tax options that you could consider. Nathan takes a question from one of our listeners to discuss strategies for saving in non-retirement ac…
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Episode 019 - Listener Question
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Summary In this conversation, Amy and Mike discuss long-term care insurance and how to plan for long-term care. They explain the different types of insurance available, including traditional long-term care insurance and hybrid long-term care insurance. They also discuss the option of self-insurance and the importance of having a plan in place. They…
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How Much Should I Pay My Advisor? 1% vs Fee Only
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In today’s video I’m going to do my best to address what might be the most frequently asked question when hiring a financial advisor - how much should I pay? I am a Certified Financial Planner and Owner of an Independent Financial Planning Firm, and every year, we help retirees build robust retirement plans that match their life goals. Despite the …
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How Presidents Impact the Market
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During presidential elections, both sides of the aisle like to emphasize their candidate’s positive potential for the stock market, but what does the data tell us? Donna and Nathan run through each political party’s record on market performance when in control of the Whitehouse. Also on MoneyTalk, retirement healthcare costs, and Stock Trivia: Two …
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5 Tips to Improve Your Savings & What to do in the Year Before you Retire
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On this podcast Joel Garris outlines the five key ways that you improve your ability to save money immediately. Plus, he provides some practical non-financial things you can do a year or two prior to retirement to help improve the quality of your transition. These topics and more on this week's radio show/podcast. originally aired 9/8/24…
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Luke Hallard Bares All on X
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In this episode had the pleasure of speaking with Luke Hallard, a professional investor who has spent over two decades investing in companies committed to shaping a better future. This approach has yielded a 20.7% compound annual growth rate and enabled him to semi-retire in his forties to become a professional investor. "I really try to focus my i…
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When the Nasdaq was founded back in 1971, it was a niche stock exchange providing liquidity for small cap stocks that the NYSE didn’t want to cover, but today it has become the country’s most actively traded stock exchange and the preferred platform for the tech industry. On our MoneyTalk Moment in Financial History, Nathan and Steve tell the story…
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Kevin Brucher discusses the importance of avoiding financial diseases in retirement. He compares long-term risks to heart disease and emphasizes the need to account for factors like longevity and inflation ...
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Kevin Brucher discusses the importance of avoiding financial diseases in retirement. He compares long-term risks to heart disease and emphasizes the need to account for factors like longevity and inflation. He also highlights the importance of updating financial plans as circumstances change, drawing a parallel to Alzheimer's disease. Mismanaging c…
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The Surge in Smaller Business
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Since the pandemic, the US has seen a spike in the number of new small business start ups, and although this sounds like good news for the economy, we’ve also experienced a decline in the number of workers being employed by these small businesses. Donna and Nathan discuss what a larger, leaner business landscape means for the overall economy. Also …
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Retirement Money Secrets: Insights from a Financial Expert Steve Selengut
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This episode features Steve Selengut, a seasoned portfolio manager, discussing his journey from managing millions to retirement and coaching. Steve shares valuable insights, emphasising the importance of focusing on income generation in investments. He highlights the cyclical nature of the stock market, advising on strategic buying and selling base…
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Retirement Scam Alert: How IRS Scammers Aer Tricking You Out of Millions!
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Did you know scammers are targeting your retirement savings and leaving you with massive tax bills? 😱 Learn how these clever fraudsters exploit recent tax law changes to steal from unsuspecting victims and leave them with IRS nightmares! Discover how you can protect yourself and your loved ones from falling prey to these devastating scams. In this …
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What's ahead for your superannuation returns: Economist exclusive
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In this episode, Australian Retirement Trust Executive General Manager of Advice, Guidance and Education, Anne Fuchs, and Chief Economist, Brian Parker, explore how global economic trends affect your superannuation and retirement plans. They cover: Why super funds have Chief Economists and their role in managing your retirement savings How economic…
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(Best of) Kevin Brucher discusses the topic of Roth conversions and its implications for retirement planning.
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Kevin Brucher discusses the topic of Roth conversions and its implications for retirement planning. They highlight the factors to consider when deciding whether to do a Roth conversion, such as tax brackets, time horizon, and the potential for tax-free growth. They also discuss the benefits of Roth conversions for estate planning, including the abi…
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Who’s Tax Policy Will Win?
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Taxes tend to be a leading decision maker for voters, and with both sides of the divide stirring up disinformation about the opposition’s tax policies this election season, many are left unclear about the true fiscal agendas at play. Donna and Nathan walk us through the details of some of the more consequential tax proposals circulating during duri…
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Episode 018 - BRS Lump Sum
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Episode 018 - BRS Lump Sum Summary In this conversation, Mike and Amy continue their 3-part series Blended Retirement System focusing on the lump sum payment option at retirement. Takeaways The lump sum payment option in the blended retirement system allows service members to receive a portion of their pension at retirement. The lump sum payment is…
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What Do I Do With My 401(k)?
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When leaving a job, many people choose to roll over their existing 401(k) to an IRA, but what you may not know is that there can be benefits to leaving your money where it is. Donna takes us through some of the considerations when deciding what to do with your old 401(k). Also on MoneyTalk, how to determine if you need long-term care insurance, and…
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Politics and Your Finances
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On this podcast Joel Garris is joined by Chet Cowart to discuss how to help your finances survive political volatility. Plus, tips to help volatile in you spending habits. These topics and more on this week's radio show/podcast. originally aired 8/25/24Von Joel Garris of Nelson Financial Planning
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Deductible Medical Expenses
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42:24
Americans are always seeking opportunities to save on their taxes, and with healthcare costs for retirees continuing to rise, medical expenses are an often untapped area for tax savings. Donna and Nathan discuss how to identify which medical expenses are deductible, and which are not. Also on MoneyTalk, questions you should ask your financial advis…
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Kevin Davis - Can't own them all so build them tall
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What's it like transition from the world of music to the high-stakes environment of Wall Street? In our latest podcast episode, we had the pleasure of speaking with Kevin Davis, a former rapper who found his calling as a stockbroker and financial coach. His story is not only inspiring but also filled with valuable insights for anyone interested in …
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Kevin Brucher explores the intersection of the presidential race and economic policies and how they can affect one's financial future, particularly in retirement
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Kevin Brucher explores the intersection of the presidential race and economic policies and how they can affect one's financial future, particularly in retirement. The discussion touches on the importance of considering Congress and not just the president when it comes to changing laws and policies. He also delves into the impact of different admini…
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The Anti-Annuity Movement
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The Department of Labor is embroiled in a legal dispute with the insurance industry over legislation aimed at protecting consumers from inappropriate annuity sales practices. Donna and Nathan discuss both sides of the debate and explain why they believe the case against annuities may be being oversold. Also on MoneyTalk, who should be working with …
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Sorting Out Social Security
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Social Security is a core component of most Americans’ retirement plans, but it may surprise you to hear that it was highly controversial when initially proposed, and to get it passed Congress had to include complex provisions which still exist to this day. Donna and Nathan discuss the intricacies of the Social Security system, and the reasons why …
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The Retirement Plans That Work For ALL Retirees
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The 3 types of retirement plans (The Retirement Plans That Work For ALL Retirees) Today I am going to explain how to prioritize your retirement planning efforts if you are within 10 years of retirement. After building hundreds of financial plans, I’ve learned that there is an optimal “financial” order of operations that when used helps retiree’s sa…
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