EP 51 – How Seniors Can Move into CCRCs Without Selling Their Home First (with Todd Galde)

Simplify Senior Transitions Podcast

When seniors are ready to move into a Continuing Care Retirement Community (CCRC) or assisted living, one of the biggest roadblocks is the upfront buy-in cost. For many families, this can feel like an impossible hurdle — but it doesn’t have to be.
In this episode of the Simplify Senior Transitions Podcast, I’m joined by Todd Galde, Senior Mortgage Advisor at Preferred Mortgage Partners and creator of the innovative Buy Before Sell program. With over 20 years in the mortgage industry, Todd specializes in crafting creative solutions for homeowners — including seniors and their families — who need access to equity without rushing to sell their homes.
Todd’s unique approach has helped countless families transition smoothly into senior living, turning what feels like an overwhelming financial challenge into a manageable, stress-free process. He breaks down the misconceptions around CCRCs, explains how his program works, and shares stories of families who successfully made the move without sacrificing peace of mind or financial security.
Whether you’re an adult child navigating options for a parent or a senior planning your own future, this episode will give you practical insights and hope for making one of life’s biggest transitions smoother.
📍 Guest Bio & Contact Info:
Todd Galde is a Senior Loan Officer (NMLS#256864) with over two decades of mortgage expertise. He focuses on education, guiding clients through the “ABCs of Lending” — Assets, Budget, and Credit — to empower better financial decisions. Todd has extensive experience helping homeowners leverage creative financing, from self-employed borrowers to seniors ready to transition into CCRCs.
👉 Contact Todd Galde:
📞 Call/Text: 925-381-8190
📧 Email: [email protected]
📍 Office: 5776 Stoneridge Mall Road, Suite 280, Pleasanton, CA 94588
🌐 Website: https://buybeforesell.com/
Todd, thank you so much for joining me and sharing your wisdom on how seniors and families can overcome one of the biggest hurdles to moving into CCRCs and assisted living. Your insights will truly help families approach this transition with confidence and clarity.
And for those of you listening — if your loved one is considering senior living and you need to figure out what to do with their home — let’s talk!
📞 Need help selling a senior’s home for a smooth transition?
👉 Schedule a FREE consultation with me here: www.simplifyseniortransitions.com
🎧 Check out all past episodes here: www.simplifyseniortransitions.com/podcast
📲 Have a quick question? DM me on Instagram: @soldbydale
⭐ If you enjoyed this episode, please leave a 5-star review on Apple Podcasts or Spotify — it helps more families discover the show.
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