The Future of DeFi: AI-Powered Hypercustomized Crypto Yields

Bitcoin, Fiat & Rock'n'Roll

Obligate CEO explains how AI innovates DeFi.

In this episode of Bitcoin, Fiat & Rock’n’Roll, host Michael Blaschke welcomes Matthias Wyss, CEO of Obligate—a Swiss-regulated tokenization platform that’s redefining decentralized finance (DeFi) with over $62 million in issuance volume and an astonishing 1100% YoY revenue growth since 2023.

Matthias, whose background spans investment banking, fintech leadership, and spatial computing, takes us on a deep dive into the convergence of agentic AI and DeFi. Discover how hyper-customized crypto yields are revolutionizing personal finance—bringing institutional-grade strategies to everyday investors.

We explore why now is the perfect time for AI-enabled DeFi: accessible AI tools, scalable blockchains like Solana, and maturing tokenization infrastructure are paving the way for personalized, automated investment products. Learn how AI is powering everything from conversational financial advice to automated yield-generating stablecoins.

Together, we unpack the why, what, and how:

• Why it matters: Democratizing access to sophisticated yield strategies previously reserved for the wealthy.
• What it means: DeFi moving beyond one-size-fits-all to on-demand, risk-adjusted strategies powered by AI.
• How it works: A full-stack tech ecosystem blending blockchain, legal tech, financial engineering, and AI service layers.

From crypto newbies to seasoned professionals, this episode sheds light on the next evolution of finance—making DeFi more user-friendly, compliant, and customizable than ever before. Whether you’re curious about agentic stablecoins, AI-powered asset management, or the changing regulatory landscape, this is an essential listen.

🎧 Tune in now and step into the future of finance—where algorithms mix your crypto cocktails and DeFi finally gets personal.

Matthias Wyss on LinkedIn Margarita Finance Participate in Obligate’s current fundraise E340 US vs EU: The Stablecoin Policy Divide Bitcoin, Fiat & Rock'n'Roll Website Bitcoin, Fiat & Rock'n'Roll Telegram Channel

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Kapitel

1. Intro (00:00:00)

2. Matthias' Journey (00:01:34)

3. Metaverse (00:04:04)

4. Agentic AI and DeFi (00:06:38)

5. Why, What & How (00:10:52)

6. Why is the Integration Between AI and DeFi Happening Now? (00:11:50)

7. Why Does This Development Matter? (00:17:45)

8. How AI Enables Sophisiticated Customized Deals (00:23:25)

9. Does AI Bridge The Gap for Large Retail and Institutional Adoption? (00:26:47)

10. Yields (00:32:28)

11. What is AI Enabled DeFi (00:35:06)

12. What Does "Hyper-Customized" Mean? (00:36:54)

13. How Does It Work? (00:40:34)

14. What Kind Of Data Is Being Analyzed? (00:42:28)

15. Summarizing AI Enabled DeFi (00:44:24)

16. The Implementation (00:52:25)

17. Technical Challenges (00:58:22)

18. Wrap-Up (01:04:05)