Make Retirement Great podcast

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Inhalt bereitgestellt von Jim Martin RFC & Casey Bibb, FPQP, Jim Martin RFC, Casey Bibb, and FPQP. Alle Podcast-Inhalte, einschließlich Episoden, Grafiken und Podcast-Beschreibungen, werden direkt von Jim Martin RFC & Casey Bibb, FPQP, Jim Martin RFC, Casey Bibb, and FPQP oder seinem Podcast-Plattformpartner hochgeladen und bereitgestellt. Wenn Sie glauben, dass jemand Ihr urheberrechtlich geschütztes Werk ohne Ihre Erlaubnis nutzt, können Sie dem hier beschriebenen Verfahren folgen https://de.player.fm/legal.

Insights Unlocked

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How Anthropologie gets omnichannel right (and what to learn) 27:29

vor 6 Tagen27:29

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27:29

Episode web page: https://tinyurl.com/2b3dz2z8 ----------------------- Rate Insights Unlocked and write a review If you appreciate Insights Unlocked , please give it a rating and a review. Visit Apple Podcasts, pull up the Insights Unlocked show page and scroll to the bottom of the screen. Below the trailers, you'll find Ratings and Reviews. Click on a star rating. Scroll down past the highlighted review and click on "Write a Review." You'll make my day. ----------------------- In this episode of Insights Unlocked , we explore the evolving landscape of omnichannel strategies with Kate MacCabe, founder of Flywheel Strategy. With nearly two decades of experience in digital strategy and product management, Kate shares her insights on bridging internal silos, leveraging customer insights, and designing omnichannel experiences that truly resonate. From the early days of DTC growth to today’s complex, multi-touchpoint customer journeys, Kate explains why omnichannel is no longer optional—it’s essential. She highlights a standout example from Anthropologie, demonstrating how brands can create a unified customer experience across digital and physical spaces. Whether you’re a marketing leader, UX strategist, or product manager, this episode is packed with actionable advice on aligning teams, integrating user feedback, and building a future-proof omnichannel strategy. Key Takeaways: ✅ Omnichannel vs. Multichannel: Many brands think they’re omnichannel, but they’re really just multichannel. Kate breaks down the difference and how to shift toward true integration. ✅ Anthropologie’s Success Story: Learn how this brand seamlessly blended physical and digital experiences to create a memorable, data-driven customer journey. ✅ User Feedback is the Secret Weapon: Discover how continuous user testing—before, during, and after a launch—helps brands fine-tune their strategies and avoid costly mistakes. ✅ Aligning Teams for Success: Cross-functional collaboration is critical. Kate shares tips on breaking down silos between marketing, product, and development teams. ✅ Emerging Tech & Omnichannel: Instead of chasing the latest tech trends, Kate advises businesses to define their strategic goals first—then leverage AI, AR, and other innovations to enhance the customer experience. Quotes from the Episode: 💬 "Omnichannel isn’t just about being everywhere; it’s about creating seamless bridges between every touchpoint a customer interacts with." – Kate MacCabe 💬 "Companies that truly listen to their users—through qualitative and quantitative insights—are the ones that thrive in today’s competitive landscape." – Kate MacCabe Resources & Links: 🔗 Learn more about Flywheel Strategy 🔗 Connect with Kate MacCabe on LinkedIn 🔗 Explore UserTesting for customer insights for marketers…

Make Retirement Great

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The Make Retirement Great Podcast is your go-to resource for creating a retirement that truly excites you. If you’re ready to simplify retirement planning and learn proven strategies that lead to financial confidence and peace of mind, you’re in the right place. Each week, we’ll dive deep into essential retirement topics, including investment strategies, tax optimization, income withdrawal techniques, Social Security benefits, Medicare and insurance planning, and more. Retirement doesn’t have to be complicated or stressful. Our mission is simple: empower you with practical advice, actionable insights, and clarity so you can spend less time worrying about money and more time enjoying life. Whether you’re close to retirement or already there, our podcast provides clear guidance and real-world solutions designed to help you maximize your retirement lifestyle. Subscribe today and join our growing community committed to making retirement the greatest chapter of life. Your journey to a fulfilling and financially secure retirement starts right here!

43 Episoden

#Business #Podcasting Education #Self-Improvement #Jim Martin RFC & Casey Bibb, FPQP #Casey Bibb #FPQP #Jim Martin RFC #Jim Martin

Make Retirement Great

updated vor 6 Tagen

Serie-Home•Feed

43 Episoden

#Business #Podcasting Education #Self-Improvement #Jim Martin RFC & Casey Bibb, FPQP #Casey Bibb #FPQP #Jim Martin RFC #Jim Martin

Alle Folgen

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Retire Smart: The Bucket Approach 28:59

vor 6 Tagen28:59

28:59

In this episode, financial advisors and retirement planners Jim Martin and Casey Bibb of Martin Wealth Solutions discuss effective strategies to help you invest wisely and sleep easy during market volatility. They introduce the 'Bucket Strategy' to manage short-term, medium-term, and long-term investments, and explore how this can ensure a stress-free retirement. Additionally, the hosts delve into financial planning, discussing budgeting for summer travel and smart saving techniques. Listeners will gain valuable insights into achieving financial peace of mind and making retirement enjoyable. http://retirewithmartin.com/ <- Learn about working with us www.planwellretirehappy.com 00:00 Introduction to Market Volatility 01:12 Understanding Investor Emotions 01:38 Meet Your Hosts: Jim and Casey 03:06 The Bucket Strategy Explained 06:43 Real-Life Applications and Benefits 10:48 The Importance of Planning Ahead 15:38 The Bonus Bucket: Long Term Care and Legacy Planning 16:30 The Importance of Financial Security and Peace of Mind 18:51 Travel Plans and Saving Money on Vacations 20:56 Travel Hacks and Budgeting Tips 26:44 Final Thoughts and Encouragement 27:59 Podcast Disclaimer and Closing Remarks Opinions expressed herein are solely those of Martin Wealth Solutions, unless otherwise specifically cited. Material presented is believed to be from reliable sources, but no representations are made by our firm as to another parties’ informational accuracy or completeness. Content provided herein is for informational purposes only and should not be used or construed as investment advice or a recommendation regarding the purchase or sale of any security. There is no guarantee that any statements, opinions or forecasts provided herein will prove to be correct. All information or ideas provided should be discussed in detail with an advisor, accountant or legal counsel prior to implementation. Past performance may not be indicative of future results. Indices are not available for direct investment. Any investor who attempts to mimic the performance of an index would incur fees and expenses which would reduce returns. Securities investing involves risk, including the potential for loss of principal. There is no assurance that any investment plan or strategy will be successful.…

1
Breaking the Myth: Why 'Never Touch Your Roth IRA' Is Wrong 21:21

vor 13 Tagen21:21

21:21

Ever heard the advice "never touch your Roth IRA"? In this episode, Jim Martin and Casey from Martin Wealth Solutions unpack the truth behind that common piece of wisdom. They’ll guide you through the pros and cons of Roth IRAs, discuss why the financial industry typically warns against withdrawals, and highlight specific situations when tapping into your Roth can actually be a smart move. You'll discover how strategic Roth IRA distributions can help you avoid bumping into higher tax brackets, reduce Medicare costs, and minimize impacts on your Social Security benefits. Plus, Jim and Casey share insights on using Roth IRAs for legacy planning and reaching your financial independence goals. Stay tuned until the end for a fun, playful chat about space travel—because retirement planning can be informative and entertaining! http://retiresmartscore.com <- Get your retirement score! http://retirewithmartin.com/ <- Learn about working with Jim www.planwellretirehappy.com Opinions expressed herein are solely those of Martin Wealth Solutions, unless otherwise specifically cited. Material presented is believed to be from reliable sources, but no representations are made by our firm as to another parties’ informational accuracy or completeness. Content provided herein is for informational purposes only and should not be used or construed as investment advice or a recommendation regarding the purchase or sale of any security. There is no guarantee that any statements, opinions or forecasts provided herein will prove to be correct. All information or ideas provided should be discussed in detail with an advisor, accountant or legal counsel prior to implementation. Past performance may not be indicative of future results. Indices are not available for direct investment. Any investor who attempts to mimic the performance of an index would incur fees and expenses which would reduce returns. Securities investing involves risk, including the potential for loss of principal. There is no assurance that any investment plan or strategy will be successful.…

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Retiring Without Retiring: What are Hybrid & Mini Retirements? 23:32

vor 20 Tagen23:32

23:32

In this episode, financial advisors Jim Martin and Casey Bibb from Martin Wealth Solutions discuss the emerging trends of hybrid and mini retirements. They explain how many people are now opting to work fewer hours as they age, gradually easing into retirement, or taking extended breaks during their careers for personal fulfillment. The hosts outline the benefits and risks of these alternative retirement strategies, emphasizing the importance of financial planning and health considerations. They offer real-life examples and encourage listeners to assess their career paths and retirement plans for a happier, healthier future. http://retiresmartscore.com <- Get your retirement score! http://retirewithmartin.com/ <- Learn about working with Jim www.planwellretirehappy.com Articles referenced: https://www.mayoclinic.org/healthy-lifestyle/fitness/in-depth/fitness/art-20046433 https://nypost.com/2025/03/05/health/how-many-push-ups-you-should-be-able-to-do-at-every-age/ 00:00 Introduction to Modern Retirement Trends 00:30 Traditional vs. Hybrid Retirement 03:21 Defining Mini and Hybrid Retirements 06:11 Benefits and Risks of Mini Retirements 12:37 Planning for Mini and Hybrid Retirements 14:23 Real-Life Examples and Success Stories 17:28 Physical Fitness and Aging 21:58 Conclusion and Final Thoughts Opinions expressed herein are solely those of Martin Wealth Solutions, unless otherwise specifically cited. Material presented is believed to be from reliable sources, but no representations are made by our firm as to another parties’ informational accuracy or completeness. Content provided herein is for informational purposes only and should not be used or construed as investment advice or a recommendation regarding the purchase or sale of any security. There is no guarantee that any statements, opinions or forecasts provided herein will prove to be correct. All information or ideas provided should be discussed in detail with an advisor, accountant or legal counsel prior to implementation. Past performance may not be indicative of future results. Indices are not available for direct investment. Any investor who attempts to mimic the performance of an index would incur fees and expenses which would reduce returns. Securities investing involves risk, including the potential for loss of principal. There is no assurance that any investment plan or strategy will be successful.…

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Avoid These FIVE Retirement Planning Regrets 24:45

vor 27 Tagen24:45

24:45

In this episode, financial advisors and retirement planners Jim Martin & Casey Bibb discuss the top five regrets of retirees and provide actionable steps to avoid them. Topics include the importance of saving enough, the implications of claiming Social Security early, the risks of retiring with too much debt, the consequences of retiring prematurely, and the significance of prioritizing health. The hosts also share insights from real-life cases, tips on financial planning, and personal stories to help listeners plan for a secure and enjoyable retirement. Special guest Casey Bibb shares his experience of overcoming the fear of flying. The episode closes with a lighthearted discussion on New Orleans' beignets. http://retiresmartscore.com <- Get your retirement score! http://retirewithmartin.com/ <- Learn about working with Jim www.planwellretirehappy.com 00:12 Top Five Regrets of Retirees 00:43 Casey's First Flight Experience 01:52 Regret #1: Not Saving Enough 07:17 Regret #2: Starting Social Security Too Early 09:26 Regret #3: Retiring with Too Much Debt 14:15 Regret #4: Retiring Too Soon 17:12 Regret #5: Not Prioritizing Health 20:53 Listener Questions and Final Thoughts Opinions expressed herein are solely those of Martin Wealth Solutions, unless otherwise specifically cited. Material presented is believed to be from reliable sources, but no representations are made by our firm as to another parties’ informational accuracy or completeness. Content provided herein is for informational purposes only and should not be used or construed as investment advice or a recommendation regarding the purchase or sale of any security. There is no guarantee that any statements, opinions or forecasts provided herein will prove to be correct. All information or ideas provided should be discussed in detail with an advisor, accountant or legal counsel prior to implementation. Past performance may not be indicative of future results. Indices are not available for direct investment. Any investor who attempts to mimic the performance of an index would incur fees and expenses which would reduce returns. Securities investing involves risk, including the potential for loss of principal. There is no assurance that any investment plan or strategy will be successful.…

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Will Trump wreck YOUR retirement? 31:29

vor 5 weeks31:29

31:29

In this episode, financial advisors Jim Martin & Casey Bibb discuss how a change in U.S. presidency, specifically under Donald Trump, could impact the stock market and retirement planning. They delve into topics such as the potential extension of the Trump tax cuts and its effects on retirees, the implications of deregulation, concerns about Social Security, the impact of tariffs and trade wars, and how to maintain focus on personal financial goals amidst political changes. The hosts highlight the importance of tax-efficient strategies, diversification, and maintaining a long-term perspective. Join the conversation for a thoughtful analysis on making informed retirement decisions during politically volatile times. http://retiresmartscore.com <- Get your retirement score! http://retirewithmartin.com/ <- Learn about working with Jim www.planwellretirehappy.com 00:00 Introduction to Administration Changes and Market Concerns 01:07 Personal Updates and Casual Conversation 02:04 Discussing Trump's Impact on Retirement Planning 03:31 Tax Policy and Its Implications for Retirees 10:06 Social Security and Potential Changes 14:26 Trade Wars and Tariffs: Trump's Economic Strategies 15:54 The Impact of Tariffs on American Jobs 17:18 Union Issues and Plant Relocations 17:51 Market Reactions to Trump's Policies 19:32 Deregulation and the Retirement Industry 20:47 Environmental and Social Governance (ESG) Investing 24:49 Final Thoughts on Economic Policies 26:59 Staying Focused on Personal Financial Health 28:59 Entertainment Recommendations and Closing Remarks Opinions expressed herein are solely those of Martin Wealth Solutions, unless otherwise specifically cited. Material presented is believed to be from reliable sources, but no representations are made by our firm as to another parties’ informational accuracy or completeness. Content provided herein is for informational purposes only and should not be used or construed as investment advice or a recommendation regarding the purchase or sale of any security. There is no guarantee that any statements, opinions or forecasts provided herein will prove to be correct. All information or ideas provided should be discussed in detail with an advisor, accountant or legal counsel prior to implementation. Past performance may not be indicative of future results. Indices are not available for direct investment. Any investor who attempts to mimic the performance of an index would incur fees and expenses which would reduce returns. Securities investing involves risk, including the potential for loss of principal. There is no assurance that any investment plan or strategy will be successful.…

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Don't Give In To Knee-Jerk Investing 27:35

vor 6 weeks27:35

27:35

In this episode, financial advisors Jim Martin & Casey Bibb explore the concept of behavioral finance, focusing on how psychological factors like emotions, biases, and cognitive distortions impact our financial decisions. We discuss strategies to gain control over finances and ensure smart investment choices for retirement. Topics include diversifying investments, working with advisors, and overcoming biases such as loss aversion and confirmation bias. The conversation also covers practical tips like automating decisions, setting financial guardrails, and preparing for market volatility. Guest Casey Bibb shares personal anecdotes and emphasizes the importance of educational resources in making rational financial decisions. http://retiresmartscore.com <- Get your retirement score! http://retirewithmartin.com/ <- Learn about working with Jim www.planwellretirehappy.com 00:00 Introduction to Behavioral Finance 00:34 Emotional Triggers in Financial Decisions 01:00 Welcoming Casey Bibb 01:59 The Impact of Cognitive Biases 07:01 Fear of Running Out of Money 11:01 Practical Strategies for Financial Stability 21:45 Personal Stories and Final Thoughts 25:58 Conclusion and Disclaimers Opinions expressed herein are solely those of Martin Wealth Solutions, unless otherwise specifically cited. Material presented is believed to be from reliable sources, but no representations are made by our firm as to another parties’ informational accuracy or completeness. Content provided herein is for informational purposes only and should not be used or construed as investment advice or a recommendation regarding the purchase or sale of any security. There is no guarantee that any statements, opinions or forecasts provided herein will prove to be correct. All information or ideas provided should be discussed in detail with an advisor, accountant or legal counsel prior to implementation. Past performance may not be indicative of future results. Indices are not available for direct investment. Any investor who attempts to mimic the performance of an index would incur fees and expenses which would reduce returns. Securities investing involves risk, including the potential for loss of principal. There is no assurance that any investment plan or strategy will be successful.…

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4 Things You Can Do with That Old 401K 23:28

vor 7 weeks23:28

23:28

In this episode, financial advisors Jim Martin and Casey Bibb discuss the various options available for handling an old 401(k) from a previous job. They explore the pros and cons of leaving it with the old employer, rolling it into a new employer's plan, cashing it out, and moving it into a traditional IRA. The episode also touches on the implications of taxes, investment fees, and risk management associated with these choices. Additionally, they delve into social security survivor benefits and offer insights into planning for a spouse's death to ensure financial stability. http://retiresmartscore.com <- Get your retirement score! http://retirewithmartin.com/ <- Learn about working with Jim www.planwellretirehappy.com 00:00 Introduction: What to Do with an Old 401k 00:25 Meet the Hosts: Jim Martin and Casey Bibb 01:16 Exploring Your 401k Options 01:49 Option 1: Leaving Your 401k as Is 03:44 Option 2: Rolling Over to a New Employer Plan 05:14 Option 3: Cashing Out Your 401k 06:29 Option 4: Rolling Over to a Traditional IRA 08:31 Recap of 401k Options 12:43 Special Considerations for 403Bs and 457s 14:22 Social Security and Survivor Benefits 22:06 Closing Thoughts and Outro Opinions expressed herein are solely those of Martin Wealth Solutions, unless otherwise specifically cited. Material presented is believed to be from reliable sources, but no representations are made by our firm as to another parties’ informational accuracy or completeness. Content provided herein is for informational purposes only and should not be used or construed as investment advice or a recommendation regarding the purchase or sale of any security. There is no guarantee that any statements, opinions or forecasts provided herein will prove to be correct. All information or ideas provided should be discussed in detail with an advisor, accountant or legal counsel prior to implementation. Past performance may not be indicative of future results. Indices are not available for direct investment. Any investor who attempts to mimic the performance of an index would incur fees and expenses which would reduce returns. Securities investing involves risk, including the potential for loss of principal. There is no assurance that any investment plan or strategy will be successful.…

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Financial Advisors Discuss: Top 5 Retirement Planning Mistakes 27:44

vor 8 weeks27:44

27:44

In this episode, we discuss the top five retirement mistakes and how to avoid them, with expert insights from financial advisors Jim Martin & Casey Bibb. Topics include claiming Social Security too early, the importance of a withdrawal strategy, underestimating inflation and healthcare costs, balancing investment strategies, and planning for taxes in retirement. A personal story underscores the importance of comprehensive financial planning. The show also touches on current developments in AI technology and a fun discussion about getting a new Tesla. http://retiresmartscore.com <- Get your retirement score! http://retirewithmartin.com/ <- Learn about working with Jim www.planwellretirehappy.com 00:00 Introduction: Avoiding Big Retirement Mistakes 00:46 Guest Introduction: Casey Bibb Joins the Podcast 01:20 Mistake #1: Claiming Social Security Too Early 04:14 Mistake #2: Lacking a Withdrawal Strategy 06:12 Mistake #3: Underestimating Inflation and Healthcare Costs 10:10 Mistake #4: Investing Too Conservatively or Aggressively 12:30 Mistake #5: Failing to Plan for Taxes in Retirement 15:52 Bonus Tip: The Power of Having a Financial Plan 16:04 Personal Story: The Importance of Planning 19:54 AI and Financial Planning: A New Frontier 26:34 Conclusion: Plan Well, Retire Happy Opinions expressed herein are solely those of Martin Wealth Solutions, unless otherwise specifically cited. Material presented is believed to be from reliable sources, but no representations are made by our firm as to another parties’ informational accuracy or completeness. Content provided herein is for informational purposes only and should not be used or construed as investment advice or a recommendation regarding the purchase or sale of any security. There is no guarantee that any statements, opinions or forecasts provided herein will prove to be correct. All information or ideas provided should be discussed in detail with an advisor, accountant or legal counsel prior to implementation. Past performance may not be indicative of future results. Indices are not available for direct investment. Any investor who attempts to mimic the performance of an index would incur fees and expenses which would reduce returns. Securities investing involves risk, including the potential for loss of principal. There is no assurance that any investment plan or strategy will be successful.…

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Why You Should Emphasize Planning for a Secure Retirement 33:29

vor 9 weeks33:29

33:29

In this episode your hosts and financial planners Jim Martin & Casey Bibb dive into the importance of creating a financial plan for a secure retirement. They discuss common misconceptions about financial planning, the 3 key elements needed for a robust financial plan, and how such plans can provide peace of mind and permission to enjoy one's retirement funds. Additionally, the conversation shifts to the pros and cons of electric vehicles (EVs), covering practical considerations such as charging, cost implications, and suitability for different lifestyles. The hosts also share personal anecdotes and recommendations for TV shows and books. This episode is a must-listen for Gen X Americans looking to make informed decisions about financial planning and staying up-to-date with the latest trends in transportation. http://retiresmartscore.com <- Get your retirement score! http://retirewithmartin.com/ <- Learn about working with Jim www.planwellretirehappy.com 00:00 Introduction to Financial Planning 00:50 Winter Weather Woes 02:30 The Importance of Financial Planning 04:43 Building a Financial Plan 08:14 Income Planning Essentials 09:43 Investment Planning Strategies 12:05 Tax Strategies for Retirement 17:01 The Role of Financial Planners 17:16 The Importance of Financial Planning 17:55 Final Thoughts on Financial Planning 18:04 The Elephant Analogy 18:52 The Need for Regular Financial Plan Updates 20:20 The Rise of Electric Vehicles 22:48 Challenges of Owning an Electric Vehicle 28:50 TV Show Recommendations 30:43 Book Recommendations 32:14 Closing Remarks and Disclaimers Opinions expressed herein are solely those of Martin Wealth Solutions, unless otherwise specifically cited. Material presented is believed to be from reliable sources, but no representations are made by our firm as to another parties’ informational accuracy or completeness. Content provided herein is for informational purposes only and should not be used or construed as investment advice or a recommendation regarding the purchase or sale of any security. There is no guarantee that any statements, opinions or forecasts provided herein will prove to be correct. All information or ideas provided should be discussed in detail with an advisor, accountant or legal counsel prior to implementation. Past performance may not be indicative of future results. Indices are not available for direct investment. Any investor who attempts to mimic the performance of an index would incur fees and expenses which would reduce returns. Securities investing involves risk, including the potential for loss of principal. There is no assurance that any investment plan or strategy will be successful.…

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Financial Advisors Discuss: Do You REALLY Need 1 Million to Retire? 27:32

vor 10 weeks27:32

27:32

In this episode, financial advisors Jim Martin & Casey Bibb tackle the pervasive myth that you need a million dollars to retire comfortably. We discuss a USA Today article that lists the states where you supposedly need a million dollars to retire, and our special guest Casey Bibb shares insights on why this figure might not apply to everyone. We highlight how individual factors such as lifestyle, debt, and personal goals play a crucial role in retirement planning, making a one-size-fits-all number unrealistic. We also talk about the importance of having a custom financial plan, understanding your true income needs, and the value of leveraging your retirement funds for a fulfilling life. Tune in for practical advice on financial planning, debunking common retirement myths, and discovering personalized strategies for a successful retirement journey. http://retiresmartscore.com <- Get your retirement score! http://retirewithmartin.com/ <- Learn about working with Jim www.planwellretirehappy.com 00:00 Introduction: The Million Dollar Retirement Myth 01:01 Debunking the Million Dollar Requirement 02:19 Exploring the 15 States Requiring a Million Dollar Retirement 04:55 Personal Stories and Travel Anecdotes 06:23 Creating a Custom Retirement Plan 09:39 The Importance of Financial Planning 13:29 Testing Your Retirement Plan with Math 13:53 Challenges of Spending Retirement Funds 14:22 The Importance of Gifting While Alive 15:52 Encouraging Responsible Spending 20:12 Building a Legacy with Your Retirement Funds 22:50 Entertainment Recommendations and Closing Remarks Opinions expressed herein are solely those of Martin Wealth Solutions, unless otherwise specifically cited. Material presented is believed to be from reliable sources, but no representations are made by our firm as to another parties’ informational accuracy or completeness. Content provided herein is for informational purposes only and should not be used or construed as investment advice or a recommendation regarding the purchase or sale of any security. There is no guarantee that any statements, opinions or forecasts provided herein will prove to be correct. All information or ideas provided should be discussed in detail with an advisor, accountant or legal counsel prior to implementation. Past performance may not be indicative of future results. Indices are not available for direct investment. Any investor who attempts to mimic the performance of an index would incur fees and expenses which would reduce returns. Securities investing involves risk, including the potential for loss of principal. There is no assurance that any investment plan or strategy will be successful.…

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Target Date Funds and Planning for the Unthinkable 26:10

vor 11 weeks26:10

26:10

In this episode, financial advisors Jim Martin and Casey Bibb explore the fundamentals of target date funds, a common investment vehicle found in 401ks. They discuss the advantages and disadvantages of these funds, including their automatic risk adjustment over time and their potential drawbacks related to individual risk tolerance and concentration risks. Additionally, they touch on the importance of property insurance in light of natural disasters and delve into the concept of sleep divorces for better personal space. The hosts emphasize the importance of reviewing financial strategies and insurances, especially for those approaching retirement. 00:00 Introduction to Target Date Funds 00:19 Understanding Target Date Funds 03:45 Pros of Target Date Funds 05:12 Cons of Target Date Funds 12:21 Alternatives to Target Date Funds 14:00 Retirement Locations and Natural Disasters 19:50 The Concept of Sleep Divorce 24:48 Conclusion and Final Thoughts http://retiresmartscore.com <- Get your retirement score! http://retirewithmartin.com/ <- Learn about working with Jim www.planwellretirehappy.com Opinions expressed herein are solely those of Martin Wealth Solutions, unless otherwise specifically cited. Material presented is believed to be from reliable sources, but no representations are made by our firm as to another parties’ informational accuracy or completeness. Content provided herein is for informational purposes only and should not be used or construed as investment advice or a recommendation regarding the purchase or sale of any security. There is no guarantee that any statements, opinions or forecasts provided herein will prove to be correct. All information or ideas provided should be discussed in detail with an advisor, accountant or legal counsel prior to implementation. Past performance may not be indicative of future results. Indices are not available for direct investment. Any investor who attempts to mimic the performance of an index would incur fees and expenses which would reduce returns. Securities investing involves risk, including the potential for loss of principal. There is no assurance that any investment plan or strategy will be successful.…

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The Unplanned Retirement: How to Adapt and Thrive 29:34

vor 12 weeks29:34

29:34

In this podcast episode, financial advisors Jim Martin and Casey Bibb discuss the frequent occurrence of unexpected early retirements due to layoffs, health issues, and other factors. They share strategies on how to prepare financially for such events, emphasizing the importance of emergency funds, debt reduction, health planning, and having a robust financial plan. Additionally, they cover upcoming changes to Social Security in 2025, including a 2.5% Cost of Living Adjustment (COLA) and new income limits for early and full retirement age filers. The episode aims to help listeners plan more effectively for retirement and handle unexpected changes with confidence. 00:00 Introduction to Retirement Planning Challenges 00:47 Unexpected Early Retirement 03:15 Age Discrimination in the Workforce 04:05 Steps to Bulletproof Your Retirement 05:35 Assessing Your Financial Situation 09:23 Health and Employment Considerations 15:35 Personal Stories and Experiences 17:31 Upcoming Changes in Social Security 17:54 Understanding the 2.5% COLA Increase 18:13 Inflation and Cost of Living Adjustments 20:00 Social Security and Part-Time Work 21:46 The Impact of Early Retirement on Benefits 23:43 Personal Stories and Recommendations 26:57 TV Shows and Entertainment 30:16 Conclusion and Final Thoughts (LINK HERE) <- View the 2025 changes to Social Security and COLA https://www.imdb.com/title/tt13991232/ <- 1883 with Tim McGraw & Faith Hill http://retiresmartscore.com <- Get your retirement score! http://retirewithmartin.com/ <- Learn about working with Jim www.planwellretirehappy.com https://www.usatoday.com/story/money/personalfinance/retirement/2025/01/07/social-security-changes-for-2025/77389545007/ https://rethinking65.com/58-of-americans-careers-are-cut-short/ Opinions expressed herein are solely those of Martin Wealth Solutions, unless otherwise specifically cited. Material presented is believed to be from reliable sources, but no representations are made by our firm as to another parties’ informational accuracy or completeness. Content provided herein is for informational purposes only and should not be used or construed as investment advice or a recommendation regarding the purchase or sale of any security. There is no guarantee that any statements, opinions or forecasts provided herein will prove to be correct. All information or ideas provided should be discussed in detail with an advisor, accountant or legal counsel prior to implementation. Past performance may not be indicative of future results. Indices are not available for direct investment. Any investor who attempts to mimic the performance of an index would incur fees and expenses which would reduce returns. Securities investing involves risk, including the potential for loss of principal. There is no assurance that any investment plan or strategy will be successful.…

1
Do you have an IRA Tax Time Bomb? 26:57

vor 13 weeks26:57

26:57

In this episode, financial advisors Jim Martin and Casey Bibb delve into Ed Slott's new book and the concept of the 'ticking tax time bomb' within IRAs. They discuss the impact of required minimum distributions (RMDs) on retirees' tax liabilities and emphasize the importance of proactive tax planning. The show also covers the effects of interest rates on retirement accounts, strategies for managing taxes, and offers insights into navigating the complexities of the financial landscape. Additionally, there's a lighthearted segment on the odds of winning the lottery and the importance of structured financial planning. www.taxgpa.com <- Get your tax GPA http://retiresmartscore.com <- Get your retirement score http://retirewithmartin.com/ <- Learn about working with Jim www.planwellretirehappy.com 00:00 Introduction to the Tax Time Bomb 00:25 Meet the Hosts: Jim and Casey 02:08 Diving into Ed Slott's New Book 02:54 Understanding Required Minimum Distributions (RMDs) 06:06 Planning for Roth Conversions 08:21 The Importance of Having a Tax Strategy 14:34 Impact of Interest Rates on Retirees 20:26 Lottery Fun and Financial Planning 25:50 Conclusion and Disclaimers Opinions expressed herein are solely those of Martin Wealth Solutions, unless otherwise specifically cited. Material presented is believed to be from reliable sources, but no representations are made by our firm as to another parties’ informational accuracy or completeness. Content provided herein is for informational purposes only and should not be used or construed as investment advice or a recommendation regarding the purchase or sale of any security. There is no guarantee that any statements, opinions or forecasts provided herein will prove to be correct. All information or ideas provided should be discussed in detail with an advisor, accountant or legal counsel prior to implementation. Past performance may not be indicative of future results. Indices are not available for direct investment. Any investor who attempts to mimic the performance of an index would incur fees and expenses which would reduce returns. Securities investing involves risk, including the potential for loss of principal. There is no assurance that any investment plan or strategy will be successful.…

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Write Down Your 2025 Financial Resolutions 32:23

vor 14 weeks32:23

32:23

Join financial advisors Jim Martin and Casey Bibb as they kick off 2025 discussing rapid passage of time, new year's resolutions, and essential financial planning topics. The episode covers top financial resolutions such as reassessing retirement plans, maximizing tax-efficient strategies, building emergency funds, optimizing social security and Medicare decisions, and aligning investments with retirement goals. They also address the significant topic of long-term care, sharing options like traditional long-term care insurance, annuities, and life insurance hybrids. Finally, Jim and Casey share their personal plans for 2025 and encourage listeners to write down and take action on their own resolutions. https://www.morningstar.com/personal-finance/100-must-know-statistics-about-long-term-care-2023-edition http://retiresmartscore.com <- Get your retirement score! http://retirewithmartin.com/ <- Learn about working with Jim www.planwellretirehappy.com 00:00 Reflecting on the Past Year 00:39 New Year's Resolutions 03:16 Top Financial Resolutions 07:21 Emergency Funds and Unexpected Expenses 09:57 Optimizing Social Security and Medicare 11:54 Aligning Investments with Retirement Goals 15:10 Introduction to Long Term Care 16:15 The High Cost of Long-Term Care 17:35 Medicare and Long-Term Care: The Reality 18:53 Financial Planning for Long-Term Care 21:13 Insurance Options for Long-Term Care 24:40 Life Insurance Hybrid Option Explained 27:13 Personal Stories and Travel Plans 30:40 Final Thoughts and Disclaimers Opinions expressed herein are solely those of Martin Wealth Solutions, unless otherwise specifically cited. Material presented is believed to be from reliable sources, but no representations are made by our firm as to another parties’ informational accuracy or completeness. Content provided herein is for informational purposes only and should not be used or construed as investment advice or a recommendation regarding the purchase or sale of any security. There is no guarantee that any statements, opinions or forecasts provided herein will prove to be correct. All information or ideas provided should be discussed in detail with an advisor, accountant or legal counsel prior to implementation. Past performance may not be indicative of future results. Indices are not available for direct investment. Any investor who attempts to mimic the performance of an index would incur fees and expenses which would reduce returns. Securities investing involves risk, including the potential for loss of principal. There is no assurance that any investment plan or strategy will be successful.…

1
When should you downsize and declutter your life? 15:37

vor 15 weeks15:37

15:37

In this episode, financial advisor Jim Martin discusses the common trend of downsizing homes as we approach retirement. He shares insights from a recent client meeting about simplifying life and emphasizes the financial and emotional aspects of moving to a smaller home. Jim outlines practical steps for decluttering and making the transition smoother, including evaluating space needs, involving family in the process, and hiring professionals for the move. He also addresses the emotional challenges and benefits of downsizing, such as reduced costs, increased freedom, and less maintenance. Tune in to learn how downsizing can contribute to a more stress-free and fulfilling retirement lifestyle. http://retiresmartscore.com <- Get your retirement score! http://retirewithmartin.com/ <- Learn about working with Jim www.planwellretirehappy.com 00:00 Introduction: Holiday Season Reflections 00:21 Client Story: Tom and Mary's Goal to Simplify 01:34 Podcast Welcome and Episode Overview 01:47 The Trend of Downsizing: Does It Make Sense? 03:17 Emotional Challenges of Letting Go 05:03 Decluttering Strategies and Tips 06:29 Practical Tips for Downsizing and Moving 07:29 Evaluating Your Needs and Future Planning 12:57 Conclusion: Embracing the Benefits of Downsizing 14:29 Podcast Closing Remarks and Disclaimers Opinions expressed herein are solely those of Martin Wealth Solutions, unless otherwise specifically cited. Material presented is believed to be from reliable sources, but no representations are made by our firm as to another parties’ informational accuracy or completeness. Content provided herein is for informational purposes only and should not be used or construed as investment advice or a recommendation regarding the purchase or sale of any security. There is no guarantee that any statements, opinions or forecasts provided herein will prove to be correct. All information or ideas provided should be discussed in detail with an advisor, accountant or legal counsel prior to implementation. Past performance may not be indicative of future results. Indices are not available for direct investment. Any investor who attempts to mimic the performance of an index would incur fees and expenses which would reduce returns. Securities investing involves risk, including the potential for loss of principal. There is no assurance that any investment plan or strategy will be successful.…

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