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Inhalt bereitgestellt von John Montoya, John D. Perrings, John Montoya, and John D. Perrings. Alle Podcast-Inhalte, einschließlich Episoden, Grafiken und Podcast-Beschreibungen, werden direkt von John Montoya, John D. Perrings, John Montoya, and John D. Perrings oder seinem Podcast-Plattformpartner hochgeladen und bereitgestellt. Wenn Sie glauben, dass jemand Ihr urheberrechtlich geschütztes Werk ohne Ihre Erlaubnis nutzt, können Sie dem hier beschriebenen Verfahren folgen https://de.player.fm/legal.
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Strategic Whole Life by Infinite Banking Authorized Practitioners
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Manage series 2926696
Inhalt bereitgestellt von John Montoya, John D. Perrings, John Montoya, and John D. Perrings. Alle Podcast-Inhalte, einschließlich Episoden, Grafiken und Podcast-Beschreibungen, werden direkt von John Montoya, John D. Perrings, John Montoya, and John D. Perrings oder seinem Podcast-Plattformpartner hochgeladen und bereitgestellt. Wenn Sie glauben, dass jemand Ihr urheberrechtlich geschütztes Werk ohne Ihre Erlaubnis nutzt, können Sie dem hier beschriebenen Verfahren folgen https://de.player.fm/legal.
The Infinite Banking Concept® (IBC) is privatized banking, using the cash value of a whole life insurance policy as the platform. Your hosts, John Montoya and John Perrings, are authorized IBC practitioners with the Nelson Nash Institute, dedicated to educating consumers about Infinite Banking. Listening to this podcast, you'll learn about life insurance, cash value, dividends, policy loans, policy design, and more. Most importantly, you'll learn how IBC puts you back in control of your money so you can keep it, grow it, and pass it on without taking any of the unnecessary risks that you otherwise get when you listen and follow the mainstream advice about personal finance. The Strategic Whole Life podcast is our way to carry on Nelson's mission by explaining The Infinite Banking Concept® in simple terms so that you can make it real in your life!
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48 Episoden
Alle als (un)gespielt markieren ...
Manage series 2926696
Inhalt bereitgestellt von John Montoya, John D. Perrings, John Montoya, and John D. Perrings. Alle Podcast-Inhalte, einschließlich Episoden, Grafiken und Podcast-Beschreibungen, werden direkt von John Montoya, John D. Perrings, John Montoya, and John D. Perrings oder seinem Podcast-Plattformpartner hochgeladen und bereitgestellt. Wenn Sie glauben, dass jemand Ihr urheberrechtlich geschütztes Werk ohne Ihre Erlaubnis nutzt, können Sie dem hier beschriebenen Verfahren folgen https://de.player.fm/legal.
The Infinite Banking Concept® (IBC) is privatized banking, using the cash value of a whole life insurance policy as the platform. Your hosts, John Montoya and John Perrings, are authorized IBC practitioners with the Nelson Nash Institute, dedicated to educating consumers about Infinite Banking. Listening to this podcast, you'll learn about life insurance, cash value, dividends, policy loans, policy design, and more. Most importantly, you'll learn how IBC puts you back in control of your money so you can keep it, grow it, and pass it on without taking any of the unnecessary risks that you otherwise get when you listen and follow the mainstream advice about personal finance. The Strategic Whole Life podcast is our way to carry on Nelson's mission by explaining The Infinite Banking Concept® in simple terms so that you can make it real in your life!
…
continue reading
48 Episoden
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×In this week's episode, IBC authorized practitioner's John Montoya and John Perrings discuss all the ideal characteristics you should want if the perfect investment existed. In other words, where is the best place for money? It's an interesting subject because most people put their money in 1 of 3 places: traditional banks, qualified plans like 401k/IRA's, or their home by prepaying a mortgage. If there was a better place for your money, when would you want to know? Take a listen and learn what you can do to build wealth with greater control of your money no matter what curveballs life throws your way. To contact or schedule a private consultation with the hosts, please visit www.TheFifthEdition.com.…

1 17: How, When, and Should You "Pay Up" A Whole Life Policy? 1:55:34
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In this week's episode, IBC practitioners John Montoya and John Perrings discuss what separates the average Whole Life policy from an Infinite Banking designed Whole Life policy when it comes to the flexibility of deciding when to stop paying premium. In the year 2020, the majority of people still believe Whole Life premiums need to be paid for life... but if what you thought was true turned out not be, when would you want to know?? We also discuss the important trade-offs and key takeaways to consider when deciding how long fund an IBC policy so you can determine what's best for your situation. If you have questions or would like to set up a strategy session with one of the hosts, please visit www.TheFifthEdition.com .…
In this week's episode of The Fifth Edition, we discuss how and why you should be taking advantage of your Human Life Value, especially as it pertains to the Infinite Banking Concept. If you're thinking long range, you should not only be thinking 3 generations ahead but how you can start your next IBC policies. Take a listen and keep learning about Infinite Banking. Your hosts are Authorized IBC practitioners and can be reached by visiting www.TheFifthEdition.com .…
In today's episode we discuss Whole Life insurance to better understand the expense side of Whole Life policies and how it relates to the Infinite Banking Concept. Whole Life can be the lowest cost coverage over time because the cash values grow to be more than the premiums paid. Should you really consider it an expense then? Tax and retirement expert Ed Slott doesn't think so. Neither do we. Take a listen and decide for yourself. If you have questions about Infinite Banking, you can contact the hosts at www.TheFifthEdition.com .…
When you practice Infinite Banking, you quickly learn how it's a complete change in perspective with how you view and manage your money. In this week's episode we discuss the 3 most important life lessons that IBC has taught us about money that you won't learn by following the conventional financial models. Take a listen and see if what we've learned about IBC can create value in your life. Hosts John Montoya and John Perrings are both IBC Authorized Practitioners. To contact them with questions, please visit www.thefifthedition.com.…
You might not believe how many people think they own a Whole Life policy when in fact they don't! In this episode of The Fifth Edition, we discuss how to know for sure what type of permanent life insurance policy you own and the reasons why it matters! When it comes to owning permanent life insurance, there are multiple options that might sound the same but what is guaranteed and what is at risk could be a painful life lesson to learn at the wrong time! Take a listen and be sure you know what you have! For questions, please contact the hosts at www.thefifthedition.com .…
We are going to be counterintuitive in this particular espisode. We've discussed all the reasons why people should learn and get started with IBC in previous episodes. Now we flip the IBC concept upside down. Why should you avoid IBC? We'll give you at least a handful of reasons. Listen in and see if you can relate to what we have to say! For questions about Infinite Banking, be sure to visit www.thefifthedition.com where you can contact the hosts, IBC Authorized Practitioners John Montoya and John Perrings.…
In today's episode we discuss the importance of having a life insurance plan customized to fit your unique situation. It's common to think of life insurance as a commodity but that's a huge mistake. To maximize all the benefits of life insurance, whether or not you are pursuing Infinite Banking, your financial and health circumstances in addition to your individual goals will determine your best plan. Take a listen!…
In today's episode we have fun discussing the safety of the life insurance industry. For most people parking money in a life insurance contract seems like an odd thing to do but the life insurance industry is the bedrock of the financial system. Plus, it's a little known secret that banks put up to 25% of their tier 1 assets in cash value life insurance contracts even though they want you to buy mutual funds! If the life insurance industry is safe enough for bank money, there's stand a good reason it's safe enough and a smart option for you, too. We invite you tune out the "noise" and plug into why you should consider a portion of your safe money be parked within properly designed Whole Life insurance contracts to keep, grow, and ultimately pass on your wealth without taking unnecessary market risks. To get more information Infinite Banking, you can contact the hosts at the www.thefifthedition.com .…
In today's episode we talk about debt reduction, interest rate vs. interest volume, prioriting which debts to pay off first, and whether it makes sense to prepay your mortgage. If you have debt but would like to get started with IBC, reach out to us and let's explore how best to prioritize your cash flow. You can contact the hosts of The Fifth Edition at www.thefifthedition.com .…
In today's episode we discuss two seemingly important IBC topics: How to choose a life insurance company and how long to fund your IBC policy. Don't get stuck "majoring in the minors" though. Listen in to learn more about Infinite Banking!
While getting starting with IBC is certainly important 1st step to implementing your own family banking system, what's the next step? In this episode, we discuss the best uses for IBC. Don't just set it and forget! We give you ideas how you can start utilizing your cash values. Take a listen!
In today's episode IBC practitioners John Montoya and John Perrings discuss the benefits of utilizing IBC as a volatility buffer in conjunction with your 401k/IRA's to ensure you don't run out of money in retirement.
In today's episode, IBC authorized practitioners John Montoya and John Perrings discuss the value of Paid-Up Additions as it relates to the Infinite Banking Concept. How does it work? How flexible is it? How long should you fund the PUA rider? These questions and more get answered in today's show.
In this episode, IBC advisors John Montoya and John Perrings discuss rate of return as it relates to the Infinite Banking Concept. It's not what you think. In fact, it's way more. By learning about IBC you'll learn to re-think what you thought you knew about money. The typical American is conditioned by Wall Street to chase rate of return and they never realize they are focusing their attention in the wrong place. Meanwhile, money disappears silently in the form of interest and principal payments paid to 3rd parties. Money never to be seen and used again. That's money making banks and Wall Street wealthy while you keep chasing the American dream.…
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Strategic Whole Life by Infinite Banking Authorized Practitioners

1 3: Understanding Policy Loans 27:41
In this episode of The Fifth Edition, IBC practitioners John Montoya and John Perrings discuss policy loans from different angles. You'll learn why policy loans are beneficial to the IBC strategy, the different uses for policy loans, and how easy it is to get access to cash values to "be your own banker". Also discussed is the vital importance of the banking function in your life and why you must take back control of your banking function from traditional banks so you can grow wealth safely and on your terms. Lastly, John and John will discuss the importance of "Being an Honest Banker" when practicing Infinite Banking and why you shouldn't steal the peas!…
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Strategic Whole Life by Infinite Banking Authorized Practitioners

1 2: IBC Myths and Misconceptions 47:45
In this episode of The Fifh Edition, IBC authorized practitioners John Montoya and John Perrings discuss the most common myths and misconceptions the public has about the Infinite Banking Concept and Whole Life insurance policies. Most frequently asked questions and objections include: Why haven't I heard about this before? Why aren't more people doing this yet? Whole Life is too expensive It's a horrible investment You have to pay premiums for life Whole Life has no flexibility Buy term and invest the difference I'm too old to get started I don't need life insurance Why do I pay interest to borrow my own money? Take a listen and discover what 2 industry experts have to say as they pull back the curtain on Infinite Banking so you can discover for yourself the best kept secret in financial planning!…
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Strategic Whole Life by Infinite Banking Authorized Practitioners

1 1: What is Infinite Banking? 21:46
In this first episode of The Fifth Edition IBC authorized practitioners John Montoya and John Perrings discuss the Infinite Banking Concept (IBC) at a 30,000 foot level so you have a foundational understanding of the why you should incorporate the IBC strategy into your overall financial plan. After all money needs to reside somewhere. You'll learn how IBC is a safe money strategy hiding in plain sight yet its built on history of performance going back over 170+ years helping people to grow, protect, and transfer wealth from one generation to the next without luck, skill, or guesswork.…
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