Creative Success = Financial Balance with Flexible Budget Plans As a creative individual, dealing with irregular income can be daunting. In this episode of From "Creative Passion To Profit", titled "How Creatives Can Budget for Regular Income," I, Mahmood, tackle one of the biggest challenges faced by those in the arts and creative world—budgeting. Have you ever felt the high of being fully booked and having commissions flying off the shelves, only to be met with silence and income droughts the following month? You're not alone. But here's the good news: with a little planning, you can smooth out those financial ups and downs. In this episode, I'll share three simple steps to help you build a budgeting system that fits your lifestyle and supports your creative ambitions. You'll learn how to determine your essential baseline expenses, create a financial buffer for quiet months, and implement a flexible yet simple budgeting method that allows you to thrive creatively and financially. You'll also have some homework tasks... Timestamped Summary: [00:00:00] Introduction to challenges of budgeting with erratic income. [00:00:58] Step 1: Determine your baseline expenses. [00:02:12] Step 2: Build a financial buffer for quieter months. [00:03:46] Step 3: Apply a simple, discipline-based budget system. [00:04:58] Homework: Calculate baseline expenses and track income. Mentioned in this episode: Training Training Training Find out more about Budgetwhizz Find out more about Budgetwhizz Budgetwhizz…
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The Made to Lead podcast tells the personal and professional stories of amazing people of African descent who are leading in their various spaces. Hosted by Aziz Garuba, each episode features an interview with a dynamic individual about their achievements, challenges, dreams and aspirations. These candid conversations are meant to showcase the wonderful talent of the African diaspora, and to inspire you to take action because you were also made to lead.
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The Honorable Ahmed Hussen - S4.E1
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33:27On this episode we chat with The Honorable Ahmed Hussen, Canada's Minister for International Development. We discuss his path from being a refugee to rising to become a Minister in the Canadian government handling different portfolios.Von Aziz Garuba
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We're back after a hiatus. New episodes launch on November 9, 2023.Von Aziz Garuba
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SE3.E6: Ifę Elizabeth Shabi
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43:15Today we chat with Ifę Elizabeth Shabi, a prolific brand consumer brand builder, entrepreneur, CEO, and biochemist focused on creating products and businesses in the beauty industry. She's the founder of beauty brands including Loola Cosmetics, Serumize Skin, and HB Labs, and her work has been recognized by Forbes and Elle. We discuss her impressiv…
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SE3.E5: Dr. Opiyo Oloya
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1:26:57This episode features the fascinating story of Dr. Opiyo Oloya , Superintendant at the York Catholic District School Board. Dr. Opiyo's story is truly inspiring. He left Uganda, the country of his birth, as a refugee as a 23 year old university student. First into Kenya and then eventually to Canada where the World University Service of Canada spon…
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Today we chat with amazing South African multi-award winning jazz pianist and vocalist, Thandi Ntuli . She shares her journey into jazz music, specifically on the piano, which started at a very young age. After high school, Thandi went on to study music formally at the University of Cape Town. In this episode we also discuss some of the emotional e…
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We're joined on the show today by Mansa Chintoh , Director, Business & Legal Affairs at Entertainment One (eOne). She shares here story as a first generation Black Canadian finding her path in life that eventually led her to a career as a lawyer in the entertainment industry. Mansa gives back by mentoring young individuals looking to get into the e…
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Before she became Head of Growth at ScaleUpNation, Kimberly Ofori had a very interesting journey that took her from the Netherlands to Dubai and to Spain. Without a colleage degree, she started her full time career in insurance at age 16 and, after a few years, moved on to investment banking and wealth management where she rose quickly up the ranks…
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S3.E1: Nicole Nomsa Moyo
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1:01:51In our first episode of Season 3, we chat with Nicole Nomsa Moyo, an Urban & Architectural Designer. She has a passion for human-centric design, master planning, innovative and disruptive sustainable development, community engagement processes, intelligent future thinking and Africa her beloved continent. Her work “Rising”, was recently selected as…
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Welcome to Season 3 of the Made to Lead podcast hosted by Aziz Garuba. New episodes of this season are launching April 6 so follow/subscribe on your favourite podcast platform to get notified.Von Aziz Garuba
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Mide Akerewusi - Fracture to Failure to Philanthropy (Part 2) | S2E11
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32:40On this episode we continue our conversation with Mide Akerewusi, Founder and CEO of AgentsC. He shares how he got demoted from his executive role, leading him to quit and find another job, and how he eventually decided to venture out and start his own non-profit philanthropy agency.Von Aziz Garuba
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Mide Akerewusi - Fracture to Failure to Philanthropy (Part 1) | S2E10
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44:00On Part 1 of a 2-part episode, we sit down with Mide Akerewusi, a British born African living in Canada. Mide is Founder and CEO of AgentsC Inc., a Canadian based international company delivering equity philanthropy and social research services to the non-profit and private sector. He has worked in senior relationship fundraising roles and consulte…
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Omonye Phillips - It's All In The Mind | S2E9
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41:40On today's show we chat with one of the youngest executives in a Fortune 500 company Omonye Phillips, Divisional Vice President of Pharmacy Operations at Rite Aid. Her role involves overseeing the operations of 180+ stores and managing a budget in excess of $2B. Omonye has dedicated countless hours to other business, service and philanthropy effort…
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Horace Matthews - Moving By Faith | S2E8
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38:10Our guest today is Horace Matthews, Vice President, Digital and Information Technology / CIO at World Vision Canada. Horace discusses his life story from growing up in Mandeville, Jamaica to eventually moving to the cold country of Canada in search of a better life for his family. He also talks about how his faith helped him through the initial tou…
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Mary Mosope Adeyemi - viSHEbility | S2E7
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52:15From initially hating banking to eventually becoming an executive at Goldman Sachs, this episode is the exciting journey of Mary Mosope Adeyemi, a passionate, people-oriented and purpose driven woman who lives out these traits in various spheres. She is an experienced investment professional currently working as an Executive Director at Goldman Sac…
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Tapfuma Musewe - Africa To The World | S2E6
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46:18Today's guest is Tapfuma Musewe, Founder of Eschaton Solutions, a boutique firm that promotes sustainable trade and investments with African markets. Having grown up a Canadian citizen, his passion led him to spend most of his working life across Africa. He began in community development, then pivoted to entrepreneurship and established a couple of…
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Fenton Jagdeo - Try Even When You're Not Sure | S2E5
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46:35On today's show we chat with Fenten Jagdeo, Co-founder and COO of Faculty, a venture capital-backed modern grooming company based in San Francisco. Fenton discusses how he went from working management consulting to become a young entrepreneur co-founding his start up in an industry that focused largely on women. He also talks about how his company …
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Kike Fischer - Leading Without Screaming | S2E4
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52:04Today's guest is Kike Fischer, Chief Risk Officer at Leadway Assurance, the largest insurance company in Nigeria. Kike's rise to become a C-level executive in Risk Management began with a serendipitous encounter in an elevator that eventually led her to supervising a number of trading platforms including the London Stock Exchange. Her inspirational…
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Sam Effah - Charting Your Own TRACK To Success | S2E3
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41:32"Action without thought is empty, thought without action is blind" - Nkrumah. This is the philosophy that guides Sam Effah, a Canadian Olympic hopeful of Ghanaian heritage, and a 2-time Canadian Champion and multiple award winning athlete. In today's episode, Sam shares his story of triumphing as a track athlete despite many setbacks from injuries.…
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Seni Sulyman - Knowing When To Pivot (Part 2) | S2E2
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41:23On today’s episode we continue where we left off in our conversation with Seni Sulyman, an experienced executive on a mission to build and develop Africa through technology. Today Seni talks about how he made the decision to move back to Africa after turning down offers from tech giants like Facebook and Google. This decision ultimately led him to …
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Seni Sulyman - Knowing When To Pivot (Part 1) | S2E1
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35:46From tinkering with cell phones in Paris, to negotiating with an unexpected individual in New York, to eventually becoming an executive at one of Africa's best Lagos-based tech startups. We discuss these and many other topics with Seni Sulyman, a Harvard MBA grad and business executive whose purpose is to develop exemplary African businesses and le…
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Hello everyone and welcome back to the Made to Lead Podcast. I'm excited to welcome you to Season 2! We’ve been working hard over the past few weeks to prepare for this Season and I’m hopeful that you’ll enjoy it. First, I want to say a big thank you to our listeners and guests. This show would not have been possible without you, and I sincerely ap…
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Episode 12: Beau Sackey - Returning Home
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33:26Today's episode features Beau Sackey, Co-founder of Plendify, a B2B market place app for connecting buyers and suppliers in Ghana. Prior to co-founding Plendify, Beau spent over 15 years in management consulting working with Accenture, Deloitte and PwC. He has a breadth of experience working for Fortune 500 companies across several industries inclu…
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Episode 11: Lisandra Rickards - Explore More
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42:55Our guest today is Lisandra Rickards, Founder & CEO of Soul Career, Former CEO of the Richard Branson Centre of Entrepreneurship, and a Harvard MBA. She helps executives, entrepreneurs and high-achieving professionals succeed by connecting them to knowledge, opportunities, and systems that support their growth while staying aligned to their authent…
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Episode 10: Amoye Henry - Don't Be In A Rush
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45:00Today we sit down with Amoye Henry, the Co-founder and Executive Producer of the AfroChic Cultural Arts Festival, a program that has created opportunities for over 350 local and international artists, entrepreneurs and cultural practitioners. Amoye, who started her first business at age 12, discusses her journey to becoming a young entrepreneur in …
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Episode 9: Tim Akinnusi - No Experience Required
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40:00Today we're pleased to have as our guest Tim Akinnusi, CEO and Co-founder of MortgageMarket, a first of its kind South African FinTech company that lets customers apply online and get approved for a mortgage from any of the 5 large South African banks without ever having to set foot in a branch or meet with anyone. On the show, Tim discusses his ca…
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Episode 8: Hali Farah - Lead With Compassion
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43:49Our guest on this episode is Hali Farah, a Senior HR Consultant for the City of Toronto, leading the Diversity and Next Generation Programs. Hali shares her story from her upbringing as a young Somali-Canadian kid growing up in Hamilton to graduating with a psychology degree and somehow becoming a pharmacy technician to finally ending up in as an H…
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Episode 7: Walter Ajogbor - Don't Knock Small Beginnings
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37:25Today's guest is Walter Ajogbor, an award-winning commercial banker who's spent the last 10 years in the financial services industry. Walter recounts his journey from his humble beginnings as a customer service representative to being a top-notch commercial banker. He discusses how moving from country to country as a kid helped him develop really g…
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Episode 6: Linus Akanoh - Be Authentic With Yourself
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34:11My guest today is Linus Akanoh Jr. a crisis recovery Senior Manager with a global consultancy who works to help public sector organizations develop and operationalize resilience in response to man-made and natural disasters. His experience spans some of the largest and most complex disasters events in recent U.S. history and focuses on helping comm…
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Episode 5: Sabaa Quao - Just Watch Me
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30:21Sabaa Quao joins us as today's guest on the show. He's a serial entrepreneur who started his first company at age 26. Over the past 25 years, he has had the opportunity to innovate and collaborate with creative producers, markerters, and technology teams in over a dozen countries. Born to Ghanaian and Nigerian parents, Sabaa grew up in Montreal, bu…
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Episode 4: Rumbi Mugwagwa - Be Flexible
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50:06Today we chat with Rumbi Mugwagwa, a Fixed Income Associate with the Portfolio Advisory Team at Bank of Montreal (BMO) Nesbitt Burns. As the Guaranteed Investment product expert she is the principal liaison between Issuers and advisors. She also supports daily trading and provides product advice to the Wealth broker channels. Prior to the role Rumb…
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Episode 3: Chiedza Museredza - Your Dreams Are Valid
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41:08On this episode we chat with Chiedza Museredza, a lawyer working at a prestigious Bay Street law firm in Toronto. Chiedza was born and raised in Harare, Zimbabwe. She left Zimbabwe at 18 years old to pursue her studies in Law and International Relations at the University of Cape Town. During her time at the University of Cape Town, Chiedza was invo…
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Episode 2: Dr. Obi Jude Nzeako - Family, Focus & Excellence
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28:26On today’s show, I interview Dr. Jude Obi Nzeako, a fully qualified and practising Trauma and Orthopaedic Surgeon with specialist interests in Trauma. He graduated from the University of Manchester in the UK then completed a prestigious Orthopaedic Surgical Training programme in London before moving to complete fellowship training in Trauma Surgery…
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Hello and welcome to the Made to Lead Podcast. I am your host Aziz Garuba. If you have just subscribed or downloaded this podcast, it means you are looking to be inspired by inspiring leaders. That’s the goal of podcast, to inspire you to take action in your own leadership journey. Over the last 12 years in my career and throughout my travels aroun…
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