"Old wealth is built by owning more, new wealth is built by owing more." Welcome to Leverage Addicts, the podcast for purpose-driven entrepreneurs, investors and hustlers who want to maximize their time and capital by using leverage. Join us as we dive into the world of property investing and explore the different journeys of successful investors. We'll dissect real-world deals and strategies, and give you the tools you need to navigate the market and make the most of your investments. Wheth ...
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Are Architect Fees a Money Saver or a Wallet Melter?
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17:20
Curious about architect fees and whether they're worth the investment? In this video, we break down what goes into an architect fee and explore if hiring an architect truly adds value to your project. From designing your dream home to overseeing construction, architects bring expertise that can transform ideas into reality. But with premium fees at…
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Urban Planning In NZ: Will Auckland, Wellington and Christchurch Be UNRECOGNISABLE in 30 Years?
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19:51
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19:51
Explore the evolving landscape of urban planning in New Zealand’s major cities! From Auckland to Wellington, Christchurch to Hamilton, this episode delves into the urban planning trends, technological innovations, and environmental influences set to shape these metropolitan areas over the next 30 years. Will sustainable infrastructure lead the way,…
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Looking for practical budgeting advice? Are you guilty of overconfidence when it comes to your abilities? In this video, we'll explore the dangers of overconfidence and how it can drain your bank account. We'll discuss the common mistakes people make when they're too confident in their financial decisions. Learn how to identify the warning signs of…
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Commercial Rental Property Investing: Say GOODBYE To Financial Stress
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20:57
In this episode, commercial rental property expert Scott O'Neill, CEO & Founder of ReThink Group, delves into the differences between residential and commercial property investing. Scott shares his journey, advice for overcoming fears, and tips for balancing high returns with stability in commercial property. From top locations to beginner strategi…
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Are Social Housing Contracts Worth It? | The Real Value of Social Housing Contracts
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16:31
In this episode, we dive into the ins and outs of a social housing contract and explore its benefits, challenges, and risks compared to traditional residential tenancies. From managing tenants to understanding the role of government policies, we cover how to protect your property, navigate contract renewals, and assess the ethical side of investing…
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In this episode, we break down key strategies to build wealth. From setting clear financial goals to using leverage effectively, we cover essential steps to grow your wealth. We also discuss the role of insurance, managing funds, and the ultimate endgame in wealth-building. Tune in for practical tips on how to take control of your financial future …
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Why you NEED a Buyer's Agent to Find You an Investment Property
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18:51
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18:51
In this episode, we explore the crucial role of a buyers agent in securing an investment property. Discover why having a buyers agent can simplify your property investment journey and help you navigate common challenges investors face when buying independently. We discuss how these professionals assist in making informed decisions, handle conflicts…
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In this episode, we dive into the journey toward financial freedom and how to develop the millionaire mindset. We cover essential steps like setting clear financial goals, reallocating your income, and using practical examples to guide you through the process. If you're ready to take control of your finances and unlock financial independence, this …
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Why Should You Purchase Property In Small Town Regions NZ? | Why the Risk is Worth It
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18:23
In this episode, we explore the latest trends and strategies for those looking to purchase property in New Zealand regions. We discuss how people are reacting to the recent OCR drop, regional price changes, and the differences between properties in regions versus urban centres. Discover what makes a good region size, popular property types, and how…
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NZ Real Estate Agent House Negotiation Hacks You NEED to Know
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21:30
In this episode, we dive deep into the art of house negotiation. From key advice on negotiating with real estate agents to strategies for winning auctions, we cover it all. Learn how agents help buyers craft compelling offers, what happens if an auction doesn’t close, and how they handle property issues during the selling process. Whether you're bu…
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In this episode, we explore the key factors to consider when buying property— the 3 C's: Capital Gains, Capital Improvement, and Cash Flow. Through real-life case studies, we break down how each element plays a vital role in property investment success. Whether you're new to the market or looking to refine your strategy, this episode provides valua…
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After a period of financial turbulence, the Reserve Bank has steered the economy to a more stable position, bringing CPI inflation down to 2.2%. It’s no small feat, requiring careful strategy, precision, and a bit of good fortune, much like navigating a yacht through the unpredictable waters of the Waitematā Harbour. As New Zealand celebrates tamin…
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Property Buying Tips with Mortgage Advisor Simon McDonald
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In this episode, we explore why working with a mortgage adviser can be more beneficial than going directly to the bank. Simon discusses how advisers help you secure better interest rates, the role of credit cards in lending, and common mistakes first home buyers make. He also shares insights on when to refinance, the mortgage process for investors …
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Should You Trust a Mortgage Professional? Sooth Your Financial Nerves w/ Mortgage Advisor Jason Lai
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11:34
In this episode, seasoned mortgage professional Jason shares insights on the most common financial challenges people face when buying a home. Jason reveals how thorough advisers are when reviewing client purchases, what shocks them about financials, and how credit cards can impact mortgage applications. He also discusses whether having an accountan…
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From Combat to Contracts - How the Army Made Me a Better Mortgage Broker | Simon McDonald
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12:38
In this episode, we explore how Simon’s experience in the army shaped his approach as a mortgage broker. Simon discusses the discipline needed in financial planning, the surprising financial habits he encounters, and how credit cards can impact a mortgage application. He also shares his top advice for anyone preparing to meet with a mortgage advise…
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Insider Tips For Getting a Mortgage in NZ | Expert Adviser Jason Lai
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11:36
In this episode, we focus on tips for getting a mortgage in NZ and the benefits of working with a mortgage adviser instead of going directly to the bank. We cover key topics such as deposit requirements for first home buyers, how advisers help secure lower interest rates, and common first home buyer mistakes. Jason also shares a client success stor…
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The Impact On Mortgage Interest Rates From OCR Cuts: Insights from Top Real Estate Agent Emma Duncan
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18:46
In this episode, we dive into how mortgage interest rates are being affected by recent OCR cuts and how they’re shaping the housing market. We discuss the state of house listings, vendor pricing, and the accuracy of real estate agent appraisals. Why are some vendors selling now, and what's the best method for selling? We also explore what buyers ar…
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Property Investment Advice & Lessons for NZ Investors | Interview with David Whitburn
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In this episode, David shares property investment advice for NZ investors. We dive into where to find reliable property investing data and explore David's biggest lessons from his investment journey. Should you always listen to your lawyer's advice? David weighs in, along with how often he uses consultants in his property deals. Plus, we discuss th…
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What to Expect in the NZ Property Market for 2024
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11:49
In this episode, we explore the 2024 NZ property market outlook and what investors and homeowners need to know for the rest of the year. We discuss the biggest challenges in property investing over the next 6 months, current market trends, and who the winners and losers are in today's economic climate. Our guest Frank Chen shares insights on how to…
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Navigating NZ Property Market Challenges: Insights from 700+ Property Developer David Whitburn
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In this episode, we dive into the biggest challenges in the NZ property market over the next 6 months with expert insights from David. From top property advice to achieving investment goals, David shares valuable tips for first home buyers navigating the market. We also discuss whether now is the right time to sell your house, and what factors to c…
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Common Property Investing Mistakes NZ | Lessons From Frank Chen
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12:23
In this episode, Frank shares valuable insights into common property investing mistakes in NZ. Learn why due diligence is critical, whether you should always follow your lawyer's advice, and what Frank considers the best advice he's ever received as a property investor. Whether you're a seasoned investor or just starting out, this episode will prov…
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Should I Buy Negative Cash Flow Property Investment in NZ? | Rule of 20
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In this episode, we dive into the question, "Should you buy negative cash flow property investments in NZ?" Learn about the Rule of 20 and how it applies to property investment strategies, including key examples, considerations, and its limitations regarding improvement value, borrowing capacity, and capital gains predictions. 20 case studies: http…
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How To Become a Successful Adviser In NZ | Simon McDonald's $35 Million Journey
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22:12
In this episode, Simon shares how to become a successful adviser in NZ. He explores his journey in property investing, insights on his current investments, development goals, key investment philosophies, and valuable lessons from past experiences. Learn about strategies for finding and negotiating deals, forecasts on yields and interest rates, and …
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Corelogic Hedonic Index Explained with Nick Goodall | The New Way To Think About Property Prices
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The Hedonic Index explained — a tool that could revolutionise your approach to property investment. Nick Goodall from Core Logic discusses OCR cuts, interest rate predictions, and explores how the Hedonic Index works, its unique factors like floor plans and zoning, and how it can benefit both property investors and first-home buyers. Tune in to lea…
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How To Build Equity Through Property Development | Jane's $4 Million Journey
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28:21
In this episode, Jane Wang shares how to build equity through property development. She shares insights into her property portfolio, including her journey into property development and the concept of landbanking. She discusses her first investment, the challenges of property development, and offers practical tips for beginners. Jane also covers the…
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Why You Need Bitcoin In Your Portfolio | Balance Property Investments with Crypto Assets
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52:00
In this episode, we discuss why you need bitcoin in your portfolio. Darcy shares his insights on why crypto is a valuable addition to a diversified portfolio, addresses common concerns, and provides practical steps for beginners. Discover recommended portfolio ratios and explore how crypto’s role in long-term investment strategies is evolving. Cont…
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How To Become a Successful Adviser In New Zealand | Yan's Journey to $25million Settlement
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19:57
Have you ever wondered how to become a top successful in New Zealand? Yan is an up-and-coming top adviser and investor with a rich background, including international experience. Hosted by Andrew, we dive into Yan’s journey and the strategies that have shaped his career. Contact Yan: https://mhq.co.nz/staffmember/yan-huang/…
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In this episode, Zhiyang, a top NZ adviser 2024 shares his journey on how he got to where he is now. Contact Zhiyang: https://mhq.co.nz/staffmember/zhiyang-cheng/Von Mortgagehq
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7 Honest Financial Advice I Would Give My Younger Self
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13:22
In this episode, I share 7 pieces of financial advice I would give my younger self. Reflecting on my journey since 2015, I dive into the importance of starting early, investing in mentorship, building a supportive network, developing a strategic framework, thinking long-term, maintaining financial resilience, and evaluating opportunity costs. Wheth…
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Building an $88mil Commercial Property Portfolio from Humble Beginnings | Scott O'neill's Journey
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26:04
In this episode, Scott shares his journey into real estate, focusing on commercial property, and reveals key lessons from his career and personal experiences. He also provides insights into the New Zealand property market, discusses his expansion plans, and offers advice for Kiwis looking to achieve financial freedom through smart investments. Cont…
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Business Secrets From 35+ Years of Proven Investment Success Lessons | Don Malcolm's Journey
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47:01
In this episode of Leverage Addicts, we dive into Don's business secrets. We learn his business philosophies and learn from his best and worst business deals. Discover the SLED analogy, Don's insights on future interest rates in business, and his top tips for new business owners. Finally, hear Don's thoughtful approach to giving back.…
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How We Became The Top Mortgage Brokerage In NZ | mortgagehq's Journey
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31:08
In this episode, we discuss how we became the Top Mortgage Brokerage in NZ. Discover how mortgagehq was founded, the fears and doubts we faced, and the key mentors who guided us early on. Learn about our team scaling process, the challenges we encountered, and the moments we thought we would fail. We also share our most valuable lessons and what's …
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How Harsimran Left His 9-5 Job To Become a Business Owner & Property Investor
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40:06
In this episode, we dive into how Harsimran left his 9-5 job to become a successful business owner and property investor. Discover Harsimran's core values, his path into property investing, and the invaluable advice he would give to his younger self. Learn how he would make $1 million in 12 months and how he would invest $1000 for maximum growth.…
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Inspired by ‘Rich Dad Poor Dad’: Alister Siew’s Path from Property to Betterco Partnership
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32:43
In this episode, we chat with Alister from Better Co to explore his secrets to success from accountant to property investor. We dive into the initiatives of Better Co, Alister's rise to management at a young age, and his top three lessons learned along the way. Alister also shares insights into Better Co's podcast, his early start in property inves…
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Navigating DTI Challenges Coming For NZ Property Investors with Matt Gilligan
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37:22
In this episode, we're navigating DTI challenges coming for NZ property investors with Matt Gilligan. We delve into what DTIs are, their potential impact on portfolio growth, and strategies to navigate these new regulations. Matt shares valuable insights on market trends, property types to focus on, and essential tax advice. Whether you're a season…
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Why Foreign Investors Can't Resist New Zealand!
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32:21
Why Foreign Investors Can't Resist New Zealand! In this episode, we dive into Frank's journey and why you should invest in properties in New Zealand. Discover what inspired Frank to get into property development, the trends he's observed, and how he compares investing in NZ versus overseas. Frank also shares his current focus, valuable advice for b…
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Property Expert Sally Reveals Property Trading Secrets 2024
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35:44
In this episode of Leverage Addicts, we chat with property expert Sally as she reveals her property trading secrets for 2024. Discover Sally's insights on the current property market, the suburbs she's focusing on, and her take on market trends over the past 12 months. Learn how Sally continues to trade successfully despite a tough market, details …
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Which Cities Should You Invest In New Zealand 2024 with Nick Goodall
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26:17
In this episode of Leverage Addicts, Blandon sits down with Nick Goodall to discuss which cities should you invest in in New Zealand? They delve into the Vulnerability Indicator, understand why Wellington is considered vulnerable, and identify other cities at risk. Nick shares insights on how natural disasters impact the Vulnerability Indicator and…
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Top Tips To Save More Money from the World's Best Savers
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10:43
Tune in to the latest episode of Leverage Addicts as we explore the top tips to save more money. Drawing inspiration from Chinese culture and historical context, we uncover invaluable insights into frugality, prudence, and long-term planning. Discover how cultural values and economic conditions have shaped saving habits, and learn four actionable t…
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How To Leverage Through Property Flipping | Michael's Journey
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20:48
In this episode, Michael reveals how to leverage through property flipping. From his humble beginnings to navigating pivotal moments, Michael shares invaluable insights on balancing risks versus returns in the property market. Learn about his current projects, delve into the numbers behind his success, and discover his experience working with mortg…
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In this episode, we unveil the 6 steps on how to buy another property in 2024 in New Zealand. From budgeting and research to property selection, finance, due diligence, and negotiation, we've got you covered.Von Mortgagehq
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3 Passive Income Mistakes That NZ Property Investors Make
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13:36
In this episode, I uncover 3 passive income mistakes that NZ property investors make, that could be hindering your success. Discover Warren Buffett's philosophy, why portfolio size isn't everything, and why borrowing more money isn't the only path to growthVon Mortgagehq
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5 Financing Strategies To Invest In Properties | Unlock New Borrowing Capacity
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19:07
Ready to amplify your property investment game? Join us on Leverage Addicts as we delve into '5 Financing Strategies to Invest in Properties,' unlocking new borrowing capacities and expanding your investment horizons. From leveraging cash and joint ventures to exploring vendor finance, our episode navigates through diverse financing avenues, empowe…
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NZ Property Market Insights & Predictions with Travers Smyth | 10 Years of Property Lessons
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24:21
In this episode, Travers Smyth shares NZ property market insights & predictions after working in the industry for 10 years. From personal mantras to market predictions in 6 and 12 months, discover valuable lessons that Travers wishes he could impart to his younger self. Connect with Travers: https://www.bayleys.co.nz/travers-smyth…
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Is It Good Time To Invest In Regional Properties In NZ | Interview with Hadley Nightingale
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16:37
In this episode, Blandon and Hadley discuss if it is a good time to invest in regional properties in NZ right now. Hadley provides a comprehensive overview of the property market, highlighting regional hotspots, investment hurdles, and missed opportunities. Learn about the latest trends, yield insights, and how to navigate challenges such as high i…
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How To Invest In Property Successfully | 5 Wealth Killing Habits That Are Holding You Back
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Unlock the secrets on how to invest in property successfully by identifying and overcoming wealth-killing habits in our latest episode of Leverage Addicts! Join us as we delve into the top five habits that may be holding you back from achieving your property investment goals.Von Mortgagehq
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My Property Lessons of 2023 After 8 Years of Investing
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17:10
In this episode, I share my property lessons of 2023 after 8 years of investing. From facing rising interest rates to embracing resilience and stability, I share four key takeaways that have shaped my property investment journey. Learn how to rebalance your portfolio for healthier cash flow, ensure incentives align with outsourcing, and capitalise …
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How To Buy Multiple Rental Properties In New Zealand by 28 | Jerry's 3 Property Portfolio Journey
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22:05
Learn how to buy multiple rental properties in New Zealand! From dropping out of university to thriving in the banking world and making a bold shift to real estate, Jerry shares his path to success as a top real estate agent and property investor. Tune in as we discuss Jerry's early beginnings, his transition into real estate, building confidence, …
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This episode uncovers how to beat the rat race in New Zealand. Blandon goes over the fundamental principles of wealth building and how mastering them can unlock financial freedom. Learn how to allocate your income smartly, prioritise investments, and achieve balance between present enjoyment and future prosperity.…
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This is why your revolving credit isn't working. Learn how to optimise this financial tool to save on interest and build better money habits for long-term wealth.Von Mortgagehq
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