Talking money and everything in between. Hosted by Bola Sol, Nego True & DISUNOMICS.
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The LAST Last 3 Digits Episode
1:32:12
1:32:12
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We want to say thank you to everyone who has supported our podcast over the last two years. A huge shout out to all the guests we’ve had and the change makers who are taking us to new heights. Check out The New Blxck https://www.thenewblxck.com/home
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A Millenial Finance Specialist at Barclays
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57:19
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Today we are joined by Zainab Kwaw-Swanzy, a millennial finance specialist at Barclays. Zainab is responsible for creating innovative features for the Barclays app and is a prominent voice for the millennial finance sector within the business. She’s also co-Chair of the Barclays Black Professionals Forum (BPF) and winner of the Black British Busine…
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The Humble Penny feat. Ken & Mary
42:46
42:46
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On this episode we were joined by Ken & Mary, the creators of The Humble Penny. A business started in 2017 that has skyrocketed to over 50,000 subscribers and counting. Disu and Bola ask about how they keep consistent in making quality content. Ken gets into his role as CFO prior to becoming a full time entrepreneur. Last but not least Ken and Mary…
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The cost of socialising and charitable causes
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48:20
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Nego, Bola & Disu discuss the cost of socialising now we’ve been outside for over a month. We talk about our spending now vs pre pandemic and what we’re doing to make sure our finances don’t take anymore serious hits as a result. We get into the costs of running a charity and whether they should have cash reserves in case anything happens. TL3D als…
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Given the events of last year, graduates are struggling to find jobs irrespective of their degrees and grades. Disu, Nego and Bola talk about their experience when they left university and the advice they’d give to their younger selves. We go on to discuss whether arduous applications and long winded interview processes are worth the hassle. Is wor…
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The journey to a billion
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48:55
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On this weeks episode, The Last 3 Digits begin discussing how many billionaires there are in the world as well as how many came from Africa. With most billionaires wealth being held in the companies they own, we talk about delayed gratification and the type of salary we would pay ourselves if we owned a company that had a valuation that was over £1…
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Man vs Woman: The costs involved
48:50
48:50
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48:50
This week we explore the costs of being a man vs being a woman. Disu and Nego discuss how the costs of haircuts have risen since the early 2000s. They also talk about the costs of their hobbies, keeping up with fitness and what they’re happy to cover financially for their partner without expectations playing a part. Bola goes into the costs of hair…
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BHW spending, Inflation and Stock prices
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The first bank holiday weekend hit when the sun was shining and outside was open. This resulted in individual’s expenditure hitting an all time high after months of staying indoors physically and financially. We asked our audience how much they spent on the weekend and we heard ranges from £50-£4K. People questioned if costs had gone up and inflati…
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Are we losing our culture? ft. Fassah Speaks
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1:03:22
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1:03:22
We sit down with the young media entrepreneur Fassah Speaks to discuss if we’re losing our culture in the diaspora? Whether language, finances and everything culture what can be done to keep our heritages going? Is there a cultural reason as to why we don’t do well in the property market? In another informative, yet funny episode #TL3D break down t…
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Can MONEY buy HAPPINESS?
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45:01
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This week Nego, Bola and Disu sat down to discuss the legendary question ‘Can money buy happiness?’ For centuries people have argued about this question. Is there an amount? Does having less impact your mental health? What are the numbers, stats, studies behind this and how does it impact our choices when we want families?…
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Every week we see debates around self employed work vs 9-5. This week on #TL3D we explored both. The pros and cons of being self employed and 9-5. What are the perception vs the realities. From health insurance to pensions, holidays and so much more. We’d also love to hear from you, so leave a comment telling us if you’re 9-5 or self employed. What…
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Economics of The Super League & Jobs for the future
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41:33
This week #TL3D explore the numbers and decisions behind the proposed Super League that threatened FIFA, UEFA and apparently football as a whole. With so many big numbers in this lucrative proposal, is it worth the risk? Would it ruin football we know it? And is there really 4 billion in football for 20 teams? We also discuss the future of jobs, go…
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Baby boomers, Millennials and Gen Z
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51:04
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Today we define the difference between each generation according to when they were born. We take a look at the characteristics that make each generation resilient such as baby boomers being resourceful or millennials being tech-savvy and Gen Z having more savings than you may expect. Baby boomers may have started off on the typewriter but it hasn’t…
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Is Living in London worth it in 2021?
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48:58
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48:58
This week we go into detail about the census, mortgages and living in London in 2021. With commute towns on the rise and more people moving out of London. Are cities like Kent, Manchester and Bristol better options to live in? We discuss the different types of mortgages on the market at the moment. We also go into the census 2021. Dave was attacked…
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FREE Financial Advice Ft. Emmanuel Asuquo
1:38:36
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This week we’re joined by Financial Advisor Emmanuel Asuquo! The youngest financial advisor in Britain at one point. Known for his TV appearances on channel 4, the BBC and more, Emmanuel sits down with us to discuss his illustrious career as a financial advisor and drops gems on top of gems on the ins and outs of being a financial advisor. Some of …
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The Budget 2021 & How to be a content creator Ft Estare
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1:41:07
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The Budget 2021 & How to be a content creator Ft Estare This week we sat down with well-renowned digital content creator Estare to discuss everything digital content creation and the 2021 budget. Disunomics took us through the 2021 budget, set out by Rishi Sunak. How will it impact young people? Will our tax increase? Find out on today’s episode. A…
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Are Clubs really opening on June 21st? Ft. Professor Kumi
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1:23:20
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This week the gang sit down with wedding host and contractor David Kumi to discuss the recent news around releasing the country from Lockdown. Does Boris’s plan mean we’ll be leaving lockdown for good? Is June 21st the official date? Find out on TL3D. Also, Matt Hancock has been distributing contracts to his friends with no experience? We break dow…
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#TL3D One Year Anniversary special! How to get paid as a creative! Ft. Qoy
1:28:20
1:28:20
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This week’s episode marks our official ONE YEAR ANNIVERSARY! Tune in as we’re joined by host and presenter Qoy, who takes us through dating life, romance and all things Valentine’s! We also discuss how to get paid as a creative, how to manoeuvre as a lady in the negations and everything money and in between! #TL3D Check out Qoy: YouTube: https://ww…
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Talent agency? PR? Who are VAMP UK Ft VAMP UK
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1:27:42
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VAMP UK Ft. VAMP UK Christina and Ruby came through to discuss everything VAMP! The first and biggest PR and Influencer agency for diverse audiences from the UK! They’ve worked with Oprah Winfrey, Disney, Universal and many many more! Step into the minds of the agency behind such talents as Nella Rose, Mariam Musa and many more. What’s it like bein…
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Black Girl Finance & Bitcoin Blues ft Selina Flavius
1:14:34
1:14:34
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1:14:34
This week we were joined by Selina Flavius, author of Black Girl Finance. We discuss financial lessons and losses. Why do we find it difficult to speak to family about our finances? Do we speak about life insurance enough? Any more We also spoke about the current sham of a situation involving the governments lack of support for your children. Bitco…
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Being a Probation Officer, Generational Curses & Matchmaking ft. Shamila
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1:43:40
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1:43:40
**Trigger Warning** On this episode, we are joined by special guest Shamila, she is currently a probation officer and also a director on the side. We start the podcast by discussing what it’s like working with sex offenders, murderers and rapists. We also venture into the conversation of if we believe in generational curses. Nego gives insight into…
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Men & Therapy, Heartbreak & The Tapped Therapist! Ft. Shomi the Therapist
1:07:04
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On this podcast we are joined by Therapist & Mental Health Speaker @Shomicita. We got into why she became a therapist, the different levels of therapy and when she qualified. Do men and women react differently to heartbreak? Nego and Disu share their differences in how they deal with emotions. Furthermore, what does Nego & Disu think about therapy?…
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Black Capitalism ft 90s Baby Show
1:45:09
1:45:09
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We were joined by Temi Alchemy (@temialchemy), Fred Santana (@fredsantana) and VP (@vpinthecut) These three are the mastermind behind the 90s baby show (SUBSCRIBE!!! https://www.youtube.com/channel/UCOIOo7ybnNFNdwjSCgYDtOw) which has now become a network. In a time where we aren’t always given opportunities, the 90s baby show has made it possible f…
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WE IN A PANORAMIC!!! Ft. Bejay Mulenga
1:34:04
1:34:04
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1:34:04
This week we are joined by the great Bejay Mulenga to discuss his journey as an entrepreneur and how he is managing in this coronavirus environment. We also discussed the covid vaccine developments as well as the US elections. Hosts: Bola Sol: Twitter.com/Bola_Sol Instagram.com/Bola_Sol YouTube.com/BolaSol www.BolaSol.co.uk Nego True: Twitter.com/N…
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TL3D feat Las Olas
1:56:57
1:56:57
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We were blessed to talk with the founder of Las Olas who also calls himself the rum papi (we’re kidding). TL3D ask about everything Las Olas related from how it started, how the name came about to the costs and the mistakes that made the business what it is today. Make sure you sign up https://lasolasrumclub.com/ and stay informed. Hosts: Bola Sol:…
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While some people celebrated Nigerian Independence Day from the comfort of Britain or America, people in Nigeria were not as keen due to their reality in Lagos. Based on what happened on the 20th of October 2020 can we blame them? This episode is dedicated to the heroes on the front line in Nigeria who are continuing to fight the good fight even in…
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The Black Report with Google & 10x10, Redundancies Ft. Andy Davis
1:21:22
1:21:22
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1:21:22
We start the pod talking about what this Tier 3 Lockdown means. Plus, with the furlough scheme coming to an end on October 31st, TL3D discuss all the redundancies happening and how some of our favourite restaurants are taking a hit. How do we dismantle patriarchy? Disu and Nego have a very interesting discussion about assumptions and stereotypes wh…
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Trademarks, Buying a property in a recession and jollof rice
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1:04:56
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1:04:56
Bola talks about the regrets of not trademarking her merchandise slogan earlier on. Is there a popular slogan you use? Think about how you want to build and know that it is worth registering under the government website. The business world is slowly turning colder, make sure you protect what is yours. With stamp duty on holiday, the word on the str…
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Covid restrictions, travel & the rise of female entrepreneurship
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1:09:06
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1:09:06
With new announcements dropping every week from the government, we’ve got to stay on guard about new social distancing regulations. Plus, with #EatOutToHelpOut being left in the dust, what does that mean for both our pockets and the economy’s? Although the US is apparently calling their recession a “shecession” we had to use this pod to big up so m…
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Marriage, Insta likes & Careers Abroad Ft. Lekz
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49:51
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49:51
Leks & Tay who just like Disu went to the University of Birmingham. They speak about working at one of the big four, KPMG and the benefits of international travel for your career. What’s it like to be married when you’re both ballers? Leks breaks down his lit wedding, how they pattern investments and the future of Capital Moments. Don’t let Instagr…
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Fatherhood, In An African House & Teaching Ft. Flylusi
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1:33:22
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1:33:22
We were blessed to be joined by a special guest today. Samuel Falusi aka Flylusi is a father, teacher and photographer. TL3D spoke about the social and financial aspects of being a dad and the need to instil confidence into children. Did you get beats growing up? We share our experiences of growing up in our individual African houses and if getting…
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Influencers, A-Levels & BBLs feat. Uche Natori
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1:29:02
On this episode we are joined by a special guest, Uchjn. She is a businesswoman, influencer and consultant to name a few. TL3D discuss transparency in influencing, chasing up invoices and integrity that’s long lasting. We had to get into the A Level results which is currently causing a lot of young people distress. A useless algorithm built by gove…
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For Richer or Poorer, Home Cinemas and Degrees!!!
1:19:09
1:19:09
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1:19:09
What counts as a financial red flag for you? Nego, Bola & Disu talk about the asks that irk them when dating. Bola asks Nego & Disu if they’d be happy marrying a woman whose father is a billionaire. Disu reads out stats that show women with degrees are more likely to marry. Are degrees still worth the £9K that’s charged per year? Let us know using …
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Moving Off Ends & DATE NIGHT
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1:15:53
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As TL3D were born and raised in London, UK, we discuss the likelihood of staying in the capital in the next 5 years. Nego, Bola & Disu compare house prices and question what we are really holding onto. One way we can save for that property is by cutting down on dates and using the word “no” more often. Can we really afford a house and Hakkasan? Let…
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Is Financial Jealousy A Thing?!
1:11:21
1:11:21
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1:11:21
Are women allowed to be financially successful in peace? Bola starts the discussion of trends she’s noticed when women get notoriety for their craft. What about when men become more financially successful? Nego speaks on mistaken identity, Times 100 and racism and elitism being mutually exclusive. Disu adds his perspective on the glass lens that is…
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Black Digital Banking
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1:10:42
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What digital banks do you use? #TL3D discuss their view of an up and coming cashless society. Nego goes into the details of where finance could be heading in the future. Boohoo is under fire for underpaying staff and everyone is asking what to do with their shares. Bola shares her views on ethical and individual investing. Rishi Sunak has made some…
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Influencer Pay Gap, Was J.Cole out of line?! & Congested Politics
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1:26:35
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1:26:35
Are we being mistreated in the influencer market? We discuss how you’re following, gender, race and more could possibly be holding you back from getting the money you deserve. In light of being inside for the last few months, we have seen a lot of truths come too light. Between Misha B & J Cole, we have to wonder what we are standing for. Is It tru…
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Hood tendencies, social media breaks & new activism, who’s this?!
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1:02:35
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1:02:35
Is it possible to have PTSD from living in certain conditions growing up? Nego, Bola and Disu take it back to uni days and times before then. In current times, social media seems to be taking a volatile turn. Cancel culture is ripe so we discussed: who gets to be the judge of morality? Last but not least, we talk about the black squares and the aut…
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Does Kanye really have a billion?
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1:22:25
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Why are the numbers different for Kanye? We discuss Forbes, being misunderstood and what exactly is and isn’t for the culture. Tune in to hear our opinion. Contact: http://instagram.com/thelast3digits/, http://twitter.com/thelast3digits, mailto:3digitspod@gmail.com Bola Sol: http://Twitter.com/Bola_Sol http://Instagram.com/Bola_Sol http://YouTube.c…
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Enjoy The Hood. x
1:10:23
1:10:23
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We brought on Taylor, a 27 year old female who is currently making £130k as a Platform Data Engineer and Backend Engineer. In 24 hours of announcing her earnings, her social media went viral so we brought her on the pod to ask her some questions.Should Afronation refund all their customers? Nego, Bola and Disu talk about the current climate of fest…
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