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Exploring the Need for Income Verification to Approve Applicants
Manage episode 418785185 series 3568421
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Join Kerry W. Kirby and Jimmy Lancaster, the masterminds behind the Multifamily Tech Gurus Podcast Series, as they explore the necessity for income verification to qualify applicants and the challenges of multi-faceted systems that attempt to automate the process.
In this episode, Kerry and Jimmy discuss how income verification remains as the pivotal gatekeeper in determining who advances to resident status, even if they pass credit and background checks. The podcast delves into how the process can create friction in the rental process, particularly for renters with non-traditional income sources or limited access to documentation.
Kerry and Jimmy’s Words of Wisdom: “While income verification provides insight into a person’s current earnings, credit scores offer a comprehensive view of their financial history and behavior. Unlike income, which can fluctuate and may not always accurately represent a person’s financial stability, a credit score encapsulates a longer-term pattern of financial responsibility.”
Resources: Simplifying The Renter Onboarding Journey
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