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Ep 17: Mailbag – Closing Costs, Down Payments, and More
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Let’s open up the mailbag on today’s show to answer some questions we have from potential home buyers in this high-interest rate market.
What you’ll learn on this episode:
- “A friend told me I shouldn’t buy a home unless I can put 20% down. Is this wise advice?” (2:58)
- “Can closing costs be higher at one lender and lower at another?” (5:53)
- “Do you recommend people shop around for better closing costs?” (7:23)
- “What are the difference between a mortgage loan from a broker and one from a bank?” (8:36)
- “What is mortgage insurance, how often do you have to pay it, can I avoid it?” (11:04)
- “What is the best type of loan out there?” (14:09)
- “What’s the difference between pre-approval and pre-qualification?” (16:57)
If you have questions about the mortgage process of buying a home or the ins and outs of refinancing, take advantage of our complimentary 15 minute mortgage consultation.
CONTACT:
Schedule a time to meet with Bill here.
Visit the Smart Mortgage Show website for more podcasts, videos and info.
Call: 484-352-4151.
Visit LendUS® on the web.
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