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Is The 4% Rule Now The 3.3% Rule? Ep #50
Manage episode 312207019 series 2870433
One of the most common retirement rules of thumb is the 4% rule, which helps guide you on how much you can take in retirement distributions without running out of money. It essentially suggests that if you have $1M in investments, you can safely withdraw $40K per year, adjusted for inflation. New research by Morningstar suggests that instead of using 4% as a guide, you should use 3.3% instead.
In this episode, I'll go into why I don't like using either percentage as a rule in your retirement and I'll tell you what to do instead.
96 Episoden
Manage episode 312207019 series 2870433
One of the most common retirement rules of thumb is the 4% rule, which helps guide you on how much you can take in retirement distributions without running out of money. It essentially suggests that if you have $1M in investments, you can safely withdraw $40K per year, adjusted for inflation. New research by Morningstar suggests that instead of using 4% as a guide, you should use 3.3% instead.
In this episode, I'll go into why I don't like using either percentage as a rule in your retirement and I'll tell you what to do instead.
96 Episoden
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