Behavior Gap Radio podcast

Player FM - Internet Radio Done Right

19 subscribers

Vor vier Jahren hinzugefügt

Inhalt bereitgestellt von Behavior Gap Radio and Carl Richards. Alle Podcast-Inhalte, einschließlich Episoden, Grafiken und Podcast-Beschreibungen, werden direkt von Behavior Gap Radio and Carl Richards oder seinem Podcast-Plattformpartner hochgeladen und bereitgestellt. Wenn Sie glauben, dass jemand Ihr urheberrechtlich geschütztes Werk ohne Ihre Erlaubnis nutzt, können Sie dem hier beschriebenen Verfahren folgen https://de.player.fm/legal.

Profits Through Podcasting

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100 Episodes WASTED! Fix These 4 Simple Podcast Blunders in Minutes 14:42

vor 8 weeks14:42

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14:42

Is your health and wellness podcast optimized for success, or are crucial oversights holding back your potential? I audited a doctor’s podcast recently and was shocked at what I found. This podcast had over 100 episodes—pretty impressive. However, the whole setup of the podcast had some brutal mistakes that I’m sure were holding this doctor back from seeing bigger results. How can optimizing your podcast's website links transform your show's reach? Are you missing out on SEO benefits that could elevate your visibility? Curious about the impact of professional collaboration on your podcast? Don't let simple mistakes hold you back. Tune in to find out how to turn your podcast into a lead-generating powerhouse! Today’s episode includes: How minor mistakes hinder podcast growth and engagement. Why directing podcast episode links on Apple, Spotify, etc to your own website is ideal. Why collaborating with professional teams can elevate your podcast impact and revenue. How maintaining high production standards enhances credibility, especially in the health and wellness space. How omitting crucial subscription links will limit your audience growth. Why owning a proper domain ensures long-term SEO benefits and authority with search engines. How missing social media links in your show notes makes it difficult for listeners to connect with you. Why understanding and avoiding common mistakes ensures maximum ROI from podcasting efforts. Are you pouring your heart into your podcast but still not seeing the growth you deserve? Download our free guide to unlock your podcast’s full potential and expand your impact: https://eastcoaststudio.com/5mistakes Our LinkedIn: https://www.linkedin.com/company/eastcoaststudio/ Our Instagram: https://www.instagram.com/ecpodcaststudio/…

Behavior Gap Radio

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Greetings, Carl here. This podcast is super simple, it's me wandering through the world noticing things about how to align my use of capital (time and money) with what is actually important to me. -Carl

441 Episoden

#Behavior Gap Radio #Trading #Entrepreneur #Business #Carl Richards

Behavior Gap Radio

19 subscribers

updated vor 22 Stunden

Serie-Home•Feed

441 Episoden

#Behavior Gap Radio #Trading #Entrepreneur #Business #Carl Richards

Alle Folgen

Behavior Gap Radio

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1302 | A Wise Money Friend Knows It’s All Connected 1:25

vor 22 hours1:25

1:25

In episode three of Your Wise Money Friend, Carl reminds us that to a wise money friend, your story is never just about money. They listen between the lines—because behind every financial decision is something deeper: fear, joy, dreams, love. A wise money friend knows it’s all connected, and that’s where the real conversation begins. Want more from Carl? Get the shortest, most impactful weekly email on the web! Sign up for the Weekly Letter from Certified Financial Planner™ and New York Times columnist Carl Richards here: https://behaviorgap.com/…

Behavior Gap Radio

1
1301 | A Wise Money Friend Is Curious, Not Correct 1:02

vor 2 Tagen1:02

1:02

In episode two of Your Wise Money Friend, Carl explores the idea that wisdom isn’t about being right—it’s about being present. A wise money friend won’t hand you a to-do list or correct your choices. Instead, they ask the deeper questions that help you see yourself more clearly. Because the goal isn’t certainty, it’s clarity. Want more from Carl? Get the shortest, most impactful weekly email on the web! Sign up for the Weekly Letter from Certified Financial Planner™ and New York Times columnist Carl Richards here: https://behaviorgap.com/…

Behavior Gap Radio

1
1300 | A Wise Money Friend Doesn’t Shame You 3:05

vor 3 Tagen3:05

3:05

In this special 1,300th episode, Carl kicks off a new series called Your Wise Money Friend. Episode one starts with a simple but powerful idea: A wise money friend doesn’t shame you. They don’t scold, lecture, or judge—they lean in with curiosity. Instead of asking, “Can you afford it?” They ask, “Tell me more.” Because real wisdom isn’t about telling you what to do—it’s about helping you explore why. Want more from Carl? Get the shortest, most impactful weekly email on the web! Sign up for the Weekly Letter from Certified Financial Planner™ and New York Times columnist Carl Richards here: https://behaviorgap.com/…

Behavior Gap Radio

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1299 | Wise Money Friend Intro 2:13

vor 4 Tagen2:13

2:13

In this kickoff episode, Carl introduces a new series called Your Wise Money Friend—a collection of short, gentle reflections to help you pause, notice your money patterns, and choose on purpose. No hype. No shame. Just tiny moments of clarity, like a quiet walk with someone who really gets it. Because money isn’t just math, it’s meaning. Want more from Carl? Get the shortest, most impactful weekly email on the web! Sign up for the Weekly Letter from Certified Financial Planner™ and New York Times columnist Carl Richards here: https://behaviorgap.com/…

Behavior Gap Radio

1
1298 | What Did You Feel? 1:54

vor 5 Tagen1:54

1:54

It’s not about what you spent—it’s about what you felt. In this field episode from Los Angeles, Carl shares a shift in how he thinks about money decisions. Whether it’s a new truck or a fancy coffee, the real question isn’t “Can you afford it?” It’s “What are you hoping this will do for you?” Because every financial choice has a feeling underneath it—and that’s where the real insight lives. Want more from Carl? Get the shortest, most impactful weekly email on the web! Sign up for the Weekly Letter from Certified Financial Planner™ and New York Times columnist Carl Richards here: https://behaviorgap.com/…

Behavior Gap Radio

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1297 | The Spending Practice 0:52

vor 8 Tagen0:52

0:52

Money isn’t math—it’s practice. In this episode, Carl reframes every financial decision as a chance to get more aligned with who you really are. Not perfect. Just intentional. Not based on someone else’s rules, but rooted in your own values. One choice at a time. Want more from Carl? Get the shortest, most impactful weekly email on the web! Sign up for the Weekly Letter from Certified Financial Planner™ and New York Times columnist Carl Richards here: https://behaviorgap.com/…

Behavior Gap Radio

1
1296 | Transaction to Transformation 1:31

vor 9 Tagen1:31

1:31

What if every transaction became a moment of transformation? In this episode, Carl asks what would happen if your values showed up not after you spend, but right before—before the tap, the click, the buy. Because every transaction builds your story, and with one simple pause, you can start writing it on purpose. Want more from Carl? Get the shortest, most impactful weekly email on the web! Sign up for the Weekly Letter from Certified Financial Planner™ and New York Times columnist Carl Richards here: https://behaviorgap.com/…

Behavior Gap Radio

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1295 | Embedding Values Into Transactions 2:02

vor 10 Tagen2:02

2:02

What if every transaction was a chance to practice your values? In this episode, Carl explores how even the smallest purchases—coffee, groceries, flights—can move from invisible habits to intentional choices. This isn’t about spending less. It’s about spending in alignment, where your money reflects the life you actually want to live. Want more from Carl? Get the shortest, most impactful weekly email on the web! Sign up for the Weekly Letter from Certified Financial Planner™ and New York Times columnist Carl Richards here: https://behaviorgap.com/…

Behavior Gap Radio

1
1294 | The Feeling of a Transaction 2:02

vor 11 Tagen2:02

2:02

So much of what we do with money is just autopilot—spend, save, stress, repeat. In this episode, Carl invites us to slow down, feel the pattern, and create space between the trigger and the choice. Because clarity doesn’t live in someone else’s advice—it lives in the feeling between the pattern and the pause. Want more from Carl? Get the shortest, most impactful weekly email on the web! Sign up for the Weekly Letter from Certified Financial Planner™ and New York Times columnist Carl Richards here: https://behaviorgap.com/…

Behavior Gap Radio

1
1293 | Installed by Accident 1:35

vor 12 Tagen1:35

1:35

Most people didn’t choose their relationship with money—it was installed by accident. In this short episode, Carl unpacks how our money stories get shaped by childhood, culture, and random moments… and how those unexamined stories still run the show. The good news? You can rewrite the code. Want more from Carl? Get the shortest, most impactful weekly email on the web! Sign up for the Weekly Letter from Certified Financial Planner™ and New York Times columnist Carl Richards here: https://behaviorgap.com/…

Behavior Gap Radio

1
1292 | If Your Banking App Had a Soul 1:31

vor 15 Tagen1:31

1:31

In this episode of Behavior Gap Radio, Carl invites us to imagine a different kind of financial tool—one with a soul. Instead of pushing speed and convenience, what if your banking app paused to ask, “Is this you? Is this what you really want?” Not to judge, but to remind. What if every purchase included a breath—a moment of alignment? Soul and humanity at the center of your spending. Want more from Carl? Get the shortest, most impactful weekly email on the web! Sign up for the Weekly Letter from Certified Financial Planner™ and New York Times columnist Carl Richards here: https://behaviorgap.com/…

Behavior Gap Radio

1
1291 | Rewrite the Code 2:19

vor 16 Tagen2:19

2:19

In this episode of Behavior Gap Radio, Carl reframes the idea of “managing money” by asking a bold question: What if the real work isn’t about money at all? What if it’s about rewriting the invisible code running in the background—those old stories, patterns, and emotions driving your decisions? Because let’s be honest… you don’t need another budget. You need better code. Want more from Carl? Get the shortest, most impactful weekly email on the web! Sign up for the Weekly Letter from Certified Financial Planner™ and New York Times columnist Carl Richards here: https://behaviorgap.com/…

Behavior Gap Radio

1
1290 | You Don’t Need More Financial Advice 2:29

vor 17 Tagen2:29

2:29

In this episode of Behavior Gap Radio, Carl challenges the endless flood of financial advice by asking a deeper question: What if the problem isn’t that you don’t know what to do, but that you don’t know why you keep doing something else? Real change doesn’t come from another tip or trick—it comes from awareness. From pausing long enough to get underneath the behavior and uncover the belief driving it. That’s the shift, from advice to transformation. Want more from Carl? Get the shortest, most impactful weekly email on the web! Sign up for the Weekly Letter from Certified Financial Planner™ and New York Times columnist Carl Richards here: https://behaviorgap.com/…

Behavior Gap Radio

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1289 | Insight Instead of Shame 2:36

vor 18 Tagen2:36

2:36

In this episode of Behavior Gap Radio, Carl continues exploring the idea of an emotional operating system for your financial life by asking: What if money is a mirror? A mirror that reflects not just numbers, but your fears, values, upbringing, and culture. Most of us were handed that mirror without ever being taught how to look into it, so we flinch, avoid, or judge. But what if we could learn to look with curiosity instead of shame? That’s the work. Want more from Carl? Get the shortest, most impactful weekly email on the web! Sign up for the Weekly Letter from Certified Financial Planner™ and New York Times columnist Carl Richards here: https://behaviorgap.com/…

Behavior Gap Radio

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1288 | Emotionally Loaded 3:38

vor 19 Tagen3:38

3:38

In this episode of Behavior Gap Radio, Carl introduces the idea he’s been wrestling with for nearly two decades: building an emotional operating system for your financial life. Money isn’t just numbers—it’s loaded with meaning, emotion, and identity. From love to shame and status to fear, Carl explores why money keeps us up at night and why asking how it feels might matter more than any spreadsheet ever could. Want more from Carl? Get the shortest, most impactful weekly email on the web! Sign up for the Weekly Letter from Certified Financial Planner™ and New York Times columnist Carl Richards here: https://behaviorgap.com/…

Behavior Gap Radio

1
1287 | More Money, More Possibility? 5:22

vor 22 Tagen5:22

5:22

We’ve all heard it: “More money, more problems.” But what if that’s only one way to see it? In this episode, I share a conversation with Rabbi Shira Stutman that helped shift my perspective from viewing money as a burden to seeing it as a tool for possibility. It’s a simple lens change… but it might just change everything, especially if you’ve ever felt guilty, ashamed, or stressed about wanting more. This isn’t just about money. It’s about how we see the world: Problems… or possibilities?…

Behavior Gap Radio

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1286 | Certainty Sounds Like Shouting 10:39

vor 23 Tagen10:39

10:39

A real email exchange about a home repair gone wrong reveals something deeper: how writing without curiosity—especially when we’re certain we’re right—can turn a simple message into emotional kindling.

Behavior Gap Radio

1
1285 | You’re the Bottleneck (And That’s Good News) 7:28

vor 24 Tagen7:28

7:28

If you're frustrated by bottlenecks in your projects, teams, or creative work... look closer. It might be you. In this episode, Carl shares why that's actually good news—and how entrepreneurship, at its best, is a brutal but beautiful path to personal growth.

Behavior Gap Radio

1
1284 | More Money Won't Fill the Hole 3:00

vor 25 Tagen3:00

3:00

We all say money can't buy happiness. But deep down, are we hoping it can remove our unhappiness? In this episode, Carl flips the script—and asks what hole we're really trying to fill.

Behavior Gap Radio

1
1283 | What Are You Solving For? 2:17

vor 25 Tagen2:17

2:17

In this episode of Behavior Gap Radio, Carl explores a deceptively simple question: What are you solving for? Whether it’s a mountain bike race, a business idea, or a client conversation, knowing the answer shapes everything—your tools, your preparation, and even your motivation. Carl shares how asking this question (and noticing when the answer changes) has guided his life over the past few years—and how it might do the same for you. Want more from Carl? Get the shortest, most impactful weekly email on the web! Sign up for the Weekly Letter from Certified Financial Planner™ and New York Times columnist Carl Richards here: https://behaviorgap.com/…

Behavior Gap Radio

1
1282 | Into the Fire 6:42

vor 29 Tagen6:42

6:42

In this episode of Behavior Gap Radio, Carl takes us inside a classroom exercise that never fails to surprise him—and might surprise you, too. What’s the first thought or feeling that comes to mind when you see a dollar sign? From dumpster diving as a kid to growing up surrounded by wealth but told “we’re not like them,” Carl shares powerful stories about the money scripts we carry. This episode is an invitation to notice the story, feel the emotion, and maybe even write it down and throw it in the fire. Want more from Carl? Get the shortest, most impactful weekly email on the web! Sign up for the Weekly Letter from Certified Financial Planner™ and New York Times columnist Carl Richards here: https://behaviorgap.com/…

Behavior Gap Radio

1
1281 | Stop Hoping for a Better Past 6:25

vor 4 weeks6:25

6:25

In this episode of Behavior Gap Radio, Carl shares a quote that hit him like a ton of bricks: “Sooner or later, you’re going to have to give up all hope for a better past.” What does that mean when it comes to money? A lot, actually. Carl dives into how we carry old stories—some ours, some inherited—and how they quietly shape our present. This one’s an invitation to drop the stick, stop rewriting the past, and finally move forward with clarity and compassion. Want more from Carl? Get the shortest, most impactful weekly email on the web! Sign up for the Weekly Letter from Certified Financial Planner™ and New York Times columnist Carl Richards here: https://behaviorgap.com/…

Behavior Gap Radio

1
1280 | Rise Above It 4:15

vor 4 weeks4:15

4:15

In this episode of Behavior Gap Radio, Carl shares a sketch—and a story—from his upcoming book, Your Money: Reimagining Wealth Through Simple Sketches, about the power of perspective. Whether it’s a rafting trip gone sideways or a financial challenge that feels overwhelming, sometimes the only way through is up. Carl invites us to rise above the chaos—walk the riverbank, take a breath, talk to a friend—and see the forest, not just the trees. Want more from Carl? Get the shortest, most impactful weekly email on the web! Sign up for the Weekly Letter from Certified Financial Planner™ and New York Times columnist Carl Richards here: https://behaviorgap.com/…

Behavior Gap Radio

1
1279 | Don’t Throw in the Towel 8:04

vor 5 weeks8:04

8:04

Feeling stuck in a loop? Like every day is just… the same? In this episode, Carl explores what happens when purpose goes missing—and why the smallest spark can change everything. From “bullshit jobs” to freshman soccer referees, this one’s about reclaiming meaning in ordinary moments. You don’t need a big dramatic change. But you do need to decide not to throw in the towel.…

Behavior Gap Radio

1
1278 | Would You Die for It… or Just Do the Dishes? 6:04

vor 5 weeks6:04

6:04

What’s more heroic—dying for something or living for it? In this episode of Behavior Gap Radio, Carl explores why it’s often harder (and more meaningful) to show up in the quiet, inconvenient moments than it is to make one grand gesture. From NBA legend John Stockton’s quiet consistency to the daily act of texting a grieving friend, this is a reminder that true courage might just be found in the boring stuff… like doing the dishes. Want more from Carl? Get the shortest, most impactful weekly email on the web! Sign up for the Weekly Letter from Certified Financial Planner™ and New York Times columnist Carl Richards here: https://behaviorgap.com/…

Behavior Gap Radio

1
1277 | Find Your Fire 8:37

vor 5 weeks8:37

8:37

Ever felt that spark when watching someone do something incredible—like you're catching a glimpse of pure passion in action? That feeling isn't random. It's a clue, a breadcrumb, guiding you toward what makes you come alive. In this episode of Behavior Gap Radio, Carl reveals exactly how to decode these moments, uncover your own passion, and turn inspiration into action. Because the world doesn't need more people just getting by—it needs you to Find Your Fire .…

Behavior Gap Radio

1
1276 | Expect Feelings 2:05

vor 5 weeks2:05

2:05

Ever grab an electric fence? Carl has—and he says that’s exactly what money conversations can feel like when we don’t expect emotions. In this short episode of Behavior Gap Radio, he shares one simple idea that might change how you talk about money forever: expect feelings. Because money isn’t just numbers… it’s identity, power, fear, and love. When you expect the emotional charge, you won’t be shocked. You’ll be ready. Want more from Carl? Get the shortest, most impactful weekly email on the web! Sign up for the Weekly Letter from Certified Financial Planner™ and New York Times columnist Carl Richards here: https://behaviorgap.com/…

Behavior Gap Radio

1
1275 | Sensations Over Stories 5:17

vor 5 weeks5:17

5:17

Ever found yourself spiraling into a story before you even know what’s happening? In this episode of Behavior Gap Radio, Carl shares a powerful tool he picked up from a conversation with Henry Shukman: SOS—Sensations Over Stories. When money decisions trigger anxiety, the key isn’t to analyze the story… it’s to drop into the body. Carl unpacks how this simple practice of noticing sensations can shift everything—even if the facts stay the same. Want more from Carl? Get the shortest, most impactful weekly email on the web! Sign up for the Weekly Letter from Certified Financial Planner™ and New York Times columnist Carl Richards here: https://behaviorgap.com/…

Behavior Gap Radio

1
1274 | One Square Inch of Solid Ground 5:32

vor 6 weeks5:32

5:32

When life feels out of control—markets crashing, job uncertainty, financial stress—Carl shares the most reliable response: a flight to simplicity. In this episode of Behavior Gap Radio, he explains how shrinking the problem and focusing on what you can control (even something as small as a single breath) helps restore calm and clarity. It's not about fixing everything. It's about finding solid ground—one square inch at a time—and starting from there. Want more from Carl? Get the shortest, most impactful weekly email on the web! Sign up for the Weekly Letter from Certified Financial Planner™ and New York Times columnist Carl Richards here: https://behaviorgap.com/…

Behavior Gap Radio

1
1273 | The Practice Is the Point 14:24

vor 6 weeks14:24

14:24

Ever nailed your morning routine only to find yourself doom-scrolling by 2:47 p.m.? In this episode of Behavior Gap Radio, Carl unpacks why we fall off track—even when we know better—and how the real solution isn’t a hack or shortcut… it’s practice. The kind that stings. The kind that invites us to notice, realign, and try again. Again and again. This is about treating creative work—and entrepreneurship—as a spiritual practice. One where the noticing is the win, the fall never ends, and the way forward is simple (but not easy): practice. Want more from Carl? Get the shortest, most impactful weekly email on the web! Sign up for the Weekly Letter from Certified Financial Planner™ and New York Times columnist Carl Richards here: https://behaviorgap.com/…

Behavior Gap Radio

1
1272 | What Are You Waiting For? 6:14

vor 6 weeks6:14

6:14

In this episode of Behavior Gap Radio, Carl explores the strange magic of urgency and asks a simple question: What are you waiting for? Whether it’s sending that email, raising your fees, or finally writing the thing you’ve been thinking about for years, the time between idea and action doesn’t have to be so long. Carl shares real stories—his own and those of others—to show how much time we waste waiting for the “right” moment. Spoiler: This is your sign. Do the thing. Want more from Carl? Get the shortest, most impactful weekly email on the web! Sign up for the Weekly Letter from Certified Financial Planner™ and New York Times columnist Carl Richards here: https://behaviorgap.com/…

Behavior Gap Radio

1
1271 | The One Thing That Changes Everything (About Your Money Decisions) 14:37

vor 6 weeks14:37

14:37

In this episode of Behavior Gap Radio, Carl shares his most tactical money decision-making tool: the Financial Pause. Forget budgets and spreadsheets—this is about noticing what you're feeling before you act. Carl walks through a four-step process that starts with tuning into your body and ends with making choices from a calm, centered place. It’s simple, powerful, and might just save you from making a financial decision you’ll regret. Want more from Carl? Get the shortest, most impactful weekly email on the web! Sign up for the Weekly Letter from Certified Financial Planner™ and New York Times columnist Carl Richards here: https://behaviorgap.com/…

Behavior Gap Radio

1
1270 | Questions, Not Advice 3:11

vor 6 weeks3:11

3:11

In this gentle reminder from Behavior Gap Radio, Carl shares what to do when someone comes to you feeling nervous, scared, or uncertain—and thinks action is the answer. Instead of rushing to give advice, Carl encourages us to slow down, lead with empathy, and ask thoughtful questions. Because often, the wisest answers come not from us but from the person sitting across from us—if we’re willing to create the space for them to emerge. Want more from Carl? Get the shortest, most impactful weekly email on the web! Sign up for the Weekly Letter from Certified Financial Planner™ and New York Times columnist Carl Richards here: https://behaviorgap.com/…

Behavior Gap Radio

1
1269 | The Market Didn't Make You Scared 4:23

vor 7 weeks4:23

4:23

In this quiet but powerful episode of Behavior Gap Radio, Carl shares a simple phrase that might just rearrange the furniture in your brain: We live in the feeling of our thinking. Not our circumstances. Not the email. Not the number on the statement. Carl unpacks how noticing our thoughts—not fixing or fighting them—can shift everything. It’s not self-help. It’s not mindset hacks. It’s just awareness. And it changes things. Want more from Carl? Get the shortest, most impactful weekly email on the web! Sign up for the Weekly Letter from Certified Financial Planner™ and New York Times columnist Carl Richards here: https://behaviorgap.com/…

Behavior Gap Radio

1
1268 | We Are Wasting Our Lives 13:53

vor 7 weeks13:53

13:53

In this episode of Behavior Gap Radio, Carl comes in hot with a wake-up call about the hidden cost of distractions. He shares shocking stats about how often we're interrupted, how much time we lose to switching tasks, and why most knowledge workers only get two hours of deep work a day—on a good day. But this isn't just finger-pointing. It's Carl confronting his own habits and offering two tiny experiments to help us all reclaim our time: install RescueTime and schedule just two 90-minute distraction-free work blocks. No shame. No blame. Just a deep, empathetic punch in the nose—and a hug. Want more from Carl? Get the shortest, most impactful weekly email on the web! Sign up for the Weekly Letter from Certified Financial Planner™ and New York Times columnist Carl Richards here: https://behaviorgap.com/…

Behavior Gap Radio

1
1267 | The Time Illusion 12:51

vor 7 weeks12:51

12:51

In this episode, Carl takes on the wild, stretchy nature of time—why we can procrastinate for months on a task that only takes minutes. He explores Parkinson’s Law, the mental weight of unfinished tasks, and the surprising productivity gains of adding constraints. With practical tools like the two-minute rule and a three-hour workday experiment, Carl invites you to test the "time illusion" for yourself and reclaim your attention, energy, and calendar. Want more from Carl? Get the shortest, most impactful weekly email on the web! Sign up for the Weekly Letter from Certified Financial Planner™ and New York Times columnist Carl Richards here: https://behaviorgap.com/…

Behavior Gap Radio

1
1266 | Luck-Based Games 5:36

vor 7 weeks5:36

5:36

In this episode, Carl explores a powerful framework for navigating creative and financial risk: understanding whether you're playing a luck-based or skill-based game. Drawing on insights from Michael Mauboussin’s book, The Success Equation, Carl explains why sharpening your decision-making process is essential in luck-driven environments—like markets or venture capital—while skill-building is key in more predictable terrain. Knowing the difference just might change the way you approach your next big move. Want more from Carl? Get the shortest, most impactful weekly email on the web! Sign up for the Weekly Letter from Certified Financial Planner™ and New York Times columnist Carl Richards here: https://behaviorgap.com/…

Behavior Gap Radio

1
1265 | It Didn't Occur to Me 8:13

vor 7 weeks8:13

8:13

In this episode, Carl shares a personal experiment in breaking free from the “dopamine machine”—those tempting websites and distractions that quietly steal our time. He talks about using defensive measures like locking down access, creating space between stimulus and response, and replacing old habits with more meaningful activities. Along the way, he reflects on meditation, addiction, and the surprising power of simply noticing what we feel instead of trying to suppress it. Want more from Carl? Get the shortest, most impactful weekly email on the web! Sign up for the Weekly Letter from Certified Financial Planner™ and New York Times columnist Carl Richards here: https://behaviorgap.com/…

Behavior Gap Radio

1
1264 | The Greatest Risk 6:28

vor 8 weeks6:28

6:28

In this episode, Carl explores what he believes is the greatest risk of all—not failure, but waking up one day and realizing we haven’t been the person we hoped to be. He reflects on daily regrets, the subtle ways distraction can derail our intentions, and why ignoring that quiet sense of misalignment only makes it worse. Most importantly, he offers a gentle reminder: notice the feeling, use it to course-correct, and begin again. Want more from Carl? Get the shortest, most impactful weekly email on the web! Sign up for the Weekly Letter from Certified Financial Planner™ and New York Times columnist Carl Richards here: https://behaviorgap.com/…

Behavior Gap Radio

1
1263 | Residual Risk 7:35

vor 8 weeks7:35

7:35

In this episode, Carl dives into one of his most-quoted ideas: "Risk is what's left over after you think you've thought of everything." He unpacks the concept of residual risk, why it matters in everything from investing to skiing, and how small, safe-to-fail actions can help us navigate uncertainty. Plus, he explores the idea of general resilience—the kind of strength that helps you deal with the unknown unknowns. Want more from Carl? Get the shortest, most impactful weekly email on the web! Sign up for the Weekly Letter from Certified Financial Planner™ and New York Times columnist Carl Richards here: https://behaviorgap.com/…

Behavior Gap Radio

1
1262 | If You're Scared, Make It Smaller 2:20

vor 8 weeks2:20

2:20

In this episode of Behavior Gap Radio, Carl shares a simple but powerful idea: When something feels too scary—whether it’s launching a business, writing a book, or making a big change—just make it smaller. He introduces the concept of microactions: tiny steps that feel almost too small to matter but are exactly what we need to get unstuck and start moving. Want more from Carl? Get the shortest, most impactful weekly email on the web! Sign up for the Weekly Letter from Certified Financial Planner™ and New York Times columnist Carl Richards here: https://behaviorgap.com/…

Behavior Gap Radio

1
1261 | A Flight to Simplicity 7:31

vor 8 weeks7:31

7:31

In this episode of Behavior Gap Radio, Carl shares a powerful mindset for navigating uncertainty—whether it’s a looming recession or just a vague feeling of unease. Borrowing from his backcountry experience, he introduces the idea of a “flight to simplicity” as a way to reduce exposure to risk. From creative businesses to household budgets, Carl walks through practical ways to make things simpler, delay big decisions, and regain clarity—especially around the margins. Want more from Carl? Get the shortest, most impactful weekly email on the web! Sign up for the Weekly Letter from Certified Financial Planner™ and New York Times columnist Carl Richards here: https://behaviorgap.com/…

Behavior Gap Radio

1
1260 | No One Is Asking for It 3:34

vor 8 weeks3:34

3:34

In this episode of Behavior Gap Radio, Carl explores the terrifying beauty of doing work no one asked for. He challenges the conventional path of chasing demand and instead makes a case for following the quiet compulsion to create—especially when it feels scary, uncertain, or totally invalidated. If you’ve ever felt called to make something simply because it lights you up, this one's for you. Want more from Carl? Get the shortest, most impactful weekly email on the web! Sign up for the Weekly Letter from Certified Financial Planner™ and New York Times columnist Carl Richards here: https://behaviorgap.com/…

Behavior Gap Radio

1
1259 | A Lot of Thinks 2:38

vor 9 weeks2:38

2:38

In this episode of Behavior Gap Radio, Carl questions the very idea of financial "problems." What if most of what we worry about isn’t actually a problem at all—just imagined futures that may never happen? He explores how shifting our mindset (and maybe even our language) can help us stop spinning in thought and start doing the simple things that actually move us forward. Want more from Carl? Get the shortest, most impactful weekly email on the web! Sign up for the Weekly Letter from Certified Financial Planner™ and New York Times columnist Carl Richards here: https://behaviorgap.com/…

Behavior Gap Radio

1
1258 | The Overnight Test 8:45

vor 9 weeks8:45

8:45

In this episode of Behavior Gap Radio, Carl shares one of the most powerful tools he's ever created: The Overnight Test. Through stories of stocks, cabins, businesses, and even old clothes, Carl explores how this simple mental exercise helps reveal when we’re making emotional decisions disguised as financial ones. If you’ve ever struggled to let go of something—just because it’s always been there—this one’s for you. Want more from Carl? Get the shortest, most impactful weekly email on the web! Sign up for the Weekly Letter from Certified Financial Planner™ and New York Times columnist Carl Richards here: https://behaviorgap.com/…

Behavior Gap Radio

1
1257 | Expensive Way to Find Out Who You Are 1:27

vor 9 weeks1:27

1:27

In this short and powerful episode of Behavior Gap Radio, Carl offers just one thought—“If you don’t know who you are, money is a very expensive way to find out.” Then he invites you to sit with it. No answers, no unpacking—just space to let the idea settle and do its work. Want more from Carl? Get the shortest, most impactful weekly email on the web! Sign up for the Weekly Letter from Certified Financial Planner™ and New York Times columnist Carl Richards here: https://behaviorgap.com/…

Behavior Gap Radio

1
1256 | Kind, True, Necessary 6:02

vor 9 weeks6:02

6:02

In this episode of Behavior Gap Radio, Carl reflects on the challenge of communicating hard truths with people we care about. Inspired by a principle from Buddhism, he explores the delicate balance between saying what is kind, true, and necessary. Through personal stories and honest introspection—especially around parenting—Carl unpacks how even well-intentioned kindness can sometimes be a misapplied avoidance of discomfort. This episode is a thoughtful invitation to approach tough conversations with clarity, courage, and compassion. Want more from Carl? Get the shortest, most impactful weekly email on the web! Sign up for the Weekly Letter from Certified Financial Planner™ and New York Times columnist Carl Richards here: https://behaviorgap.com/…

Behavior Gap Radio

1
1255 | You Can't Hedge Yesterday 5:23

vor 9 weeks5:23

5:23

In this episode of Behavior Gap Radio, Carl reads a new essay from his upcoming book, Your Money: Reimagining Wealth Through Simple Sketches. The essay is titled You Can’t Hedge Yesterday, and it uses a simple circle sketch to illustrate a powerful truth: The time to prepare is before the crisis, not after. Carl reflects on how we often react to past events with elaborate solutions that can’t change what’s already happened—and why true resilience comes from preparation, not panic. Want more from Carl? Get the shortest, most impactful weekly email on the web! Sign up for the Weekly Letter from Certified Financial Planner™ and New York Times columnist Carl Richards here: https://behaviorgap.com/…

Behavior Gap Radio

1
1254 | The Search for Your Identity 6:30

vor 10 weeks6:30

6:30

In this episode of Behavior Gap Radio, Carl explores what Henry Shukman calls the fundamental investigation of a lifetime: the search for our identity. Drawing from Shukman’s book One Blade of Grass, Lao Tzu’s wisdom, and reflections from thinkers like David Whyte and Jim Collins, Carl unpacks the power of asking, "Who am I? and What do I want?" He shares how this practice can create distance from reactive emotions, like grumpiness, and helps align our time, energy, and money with what truly matters. Want more from Carl? Get the shortest, most impactful weekly email on the web! Sign up for the Weekly Letter from Certified Financial Planner™ and New York Times columnist Carl Richards here: https://behaviorgap.com/…

Behavior Gap Radio

1
1253 | Beast of Burden 7:21

vor 10 weeks7:21

7:21

In this episode of Behavior Gap Radio, Carl shares a deeply personal story about a recent argument with his wife over money—one sparked by the language he used. He unpacks how the phrase "beast of burden" shaped his mindset around financial pressure, risk, and creative work, and how words carry unintended weight in conversations about money. Through this reflection, Carl explores the power of language, the emotional charge behind financial discussions, and the importance of reexamining the narratives we tell ourselves. Want more from Carl? Get the shortest, most impactful weekly email on the web! Sign up for the Weekly Letter from Certified Financial Planner™ and New York Times columnist Carl Richards here: https://behaviorgap.com/…

Behavior Gap Radio

1
1252 | What Do You Desire? 6:11

vor 10 weeks6:11

6:11

What do you truly want? In this episode of Behavior Gap Radio, Carl Richards continues the conversation on the two fundamental questions that shape financial decisions—and life itself: Who are you? And what’s important to you? He explores how our desires evolve, how cultural and social influences shape what we think we want, and why living with these questions (rather than rushing to answer them) leads to better-aligned choices. If you’ve ever felt pulled in different directions by expectations, trends, or habits, this episode is for you. Want more from Carl? Get the shortest, most impactful weekly email on the web! Sign up for the Weekly Letter from Certified Financial Planner™ and New York Times columnist Carl Richards here: https://behaviorgap.com/…

Behavior Gap Radio

1
1251 | Who Are You? 4:55

vor 10 weeks4:55

4:55

At the heart of real financial planning—and a meaningful life—are two fundamental questions: Who are you? And what do you desire? In this episode of Behavior Gap Radio, Carl Richards explores why the practice of digging into these questions is essential for making financial decisions that truly align with your values. Without clarity on what matters most, it’s easy to get distracted by fleeting opportunities and trends. But when you have a deep, personal yes, saying no to the wrong things becomes much easier. Want more from Carl? Get the shortest, most impactful weekly email on the web! Sign up for the Weekly Letter from Certified Financial Planner™ and New York Times columnist Carl Richards here: https://behaviorgap.com/…

Behavior Gap Radio

1
1250 | Rise Above It 4:18

vor 10 weeks4:18

4:18

Sometimes, the best way to navigate chaos is to step back and see the bigger picture. In this episode of Behavior Gap Radio, Carl shares an essay from his upcoming book, Your Money: Reimagining Wealth Through Simple Sketches. Inspired by a rafting trip on the Salmon River, he explores how gaining perspective—whether through a walk, a conversation, or a moment of stillness—can transform confusion into clarity. When we rise above our problems, we see options instead of obstacles. Want more from Carl? Get the shortest, most impactful weekly email on the web! Sign up for the Weekly Letter from Certified Financial Planner™ and New York Times columnist Carl Richards here: https://behaviorgap.com/…

Behavior Gap Radio

1
1249 | Actively Doing Nothing 3:59

vor 11 weeks3:59

3:59

What does it really mean to do nothing? In this episode of Behavior Gap Radio, Carl shares a personal story about an intervention from a close friend who insisted he take a week to do nothing—no work, no frantic activity, just stillness. But how do you do nothing? And why does it feel so hard? Carl explores the tension between productivity and presence, the challenge of stepping away from the constant drive to create, and why intentionally doing nothing might just be the ultimate productivity hack. Want more from Carl? Get the shortest, most impactful weekly email on the web! Sign up for the Weekly Letter from Certified Financial Planner™ and New York Times columnist Carl Richards here: https://behaviorgap.com/…

Behavior Gap Radio

1
1248 | Do Nothing 2:27

vor 11 weeks2:27

2:27

Sometimes, the most valuable thing you can do is… nothing. In this episode of Behavior Gap Radio, Carl explores the fascinating paradox of inaction—why doing nothing is often the smartest move, especially in investing. A well-crafted portfolio doesn’t need constant tinkering, and great advice sometimes means telling clients to sit tight. But here’s the twist: Getting to a place where you can confidently do nothing takes real work. Want more from Carl? Get the shortest, most impactful weekly email on the web! Sign up for the Weekly Letter from Certified Financial Planner™ and New York Times columnist Carl Richards here: https://behaviorgap.com/…

Behavior Gap Radio

1
1247 | The Paradox of Attention 3:56

vor 11 weeks3:56

3:56

Attention is the most valuable resource we have—and yet, it's one of the easiest to waste. In this episode, Carl shares a riddle from The Zen of Climbing and explores how we spend, waste, or invest our attention. Whether it’s business, creativity, or simply being present, where we direct our focus shapes everything. So, how are you investing yours? Want more from Carl? Get the shortest, most impactful weekly email on the web! Sign up for the Weekly Letter from Certified Financial Planner™ and New York Times columnist Carl Richards here: https://behaviorgap.com/…

Behavior Gap Radio

1
1246 | The Other Side of Complexity 3:22

vor 11 weeks3:22

3:22

Simple doesn’t mean simplistic. In this episode, Carl shares an essay from his upcoming book, exploring the journey from complexity to elegant simplicity. Whether it’s investing, budgeting, or mastering a craft, the real challenge isn’t adding more layers—it’s stripping away the unnecessary. Why do we resist simple solutions? And how do we move through complexity to find clarity? Want more from Carl? Get the shortest, most impactful weekly email on the web! Sign up for the Weekly Letter from Certified Financial Planner™ and New York Times columnist Carl Richards here: https://behaviorgap.com/…

Behavior Gap Radio

1
1245 | The Value of Venting 4:29

vor 11 weeks4:29

4:29

Sometimes, you just need to vent. In this episode, Carl explores the value of blowing off steam—the importance of safe spaces, good friends, and moments where you can let it all out without judgment. Whether it’s venting to a trusted person or pushing yourself physically, finding a release can be essential. So, how do you blow off steam? Want more from Carl? Get the shortest, most impactful weekly email on the web! Sign up for the Weekly Letter from Certified Financial Planner™ and New York Times columnist Carl Richards here: https://behaviorgap.com/…

Behavior Gap Radio

1
1244 | Your Emotional Balance Sheet 4:49

vor 12 weeks4:49

4:49

What’s on your emotional balance sheet? In this episode, Carl shares an essay from his upcoming book, exploring how we hold onto frustrations, arguments, and disappointments—tracking them like bad investments that no longer serve us. Inspired by a classic Zen parable, this reflection challenges us to balance the books and let go. Want more from Carl? Get the shortest, most impactful weekly email on the web! Sign up for the Weekly Letter from Certified Financial Planner™ and New York Times columnist Carl Richards here: https://behaviorgap.com/…

Behavior Gap Radio

1
1243 | When Risk Shows Up 8:43

vor 12 weeks8:43

8:43

Risk is just a concept—until it isn’t. This week, Carl shares a backcountry ski adventure that took an unexpected turn, turning a routine 25-minute descent into a five-hour lesson in risk, preparation, and the power of community. What happens when risk stops being theoretical and shows up in real life? And how does that apply beyond the mountains—to investing, business, and creative work? Want more from Carl? Get the shortest, most impactful weekly email on the web! Sign up for the Weekly Letter from Certified Financial Planner™ and New York Times columnist Carl Richards here: https://behaviorgap.com/…

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