Money & You With Michelle Perkins podcast

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Grown-Up Goals: The 5 Pillars Of Being A Healthy Adult with Michelle Chalfant | 317 35:24

vor 8 Tagen35:24

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Let’s talk about adulting— actual adulting. Not just paying bills or keeping a houseplant alive, but the kind that involves emotional maturity, healthy boundaries, and conscious self-leadership. Because let’s be honest, most of us weren’t taught how to be fully functioning adults… and it shows. Joining us is Michelle Chalfant , licensed therapist turned holistic life coach, creator of The Adult Chair® model, and author of the new book The Adult Chair: Get Unstuck, Claim Your Power, and Transform Your Life . With millions reached through her podcast, coaching programs, and retreats, she’s here to walk us through the five pillars of being a healthy, grounded adult. Here’s the truth: being an adult isn’t about checking boxes or pretending you’re fine. It’s about owning your truth. Feeling your feelings. Practicing compassion without letting yourself off the hook. It’s about setting firm boundaries—with no need for justification—and recognizing that your triggers are not flaws, they’re clues. None of us were handed a guidebook for how to grow up emotionally. We inherited patterns from people who were figuring it out as they went. But what Michelle shares today is empowering: it’s never too late to unlearn what no longer serves you and become the adult you were meant to be. Whether you’re starting this work or knee-deep in your personal development era, this episode will meet you where you are—and help you move forward with clarity, self-trust, and strength. Connect with Michelle: Website: https://theadultchair.com/ Book: https://theadultchair.com/book IG: https://www.instagram.com/themichellechalfant/?hl=en FB: https://www.facebook.com/@TheMichelleChalfant/ YouTube: https://www.youtube.com/c/michellechalfant Related Podcast Episodes: How To Build Emotionally Mature Leaders with Dr. Christie Smith | 272 Boundaries vs. Ultimatums with Jan & Jillian Yuhas | 297 Gentleness: Cultivating Compassion for Yourself and Others with Courtney Carver | 282 Share the Love: If you found this episode insightful, please share it with a friend, tag us on social media, and leave a review on your favorite podcast platform! 🔗 Subscribe & Review: Apple Podcasts | Spotify | Amazon Music Learn more about your ad choices. Visit megaphone.fm/adchoices…

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Money & You with Michelle Perkins

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EP 183: Clarity-Driven Wealth Building 52:32

vor 2 Tagen52:32

52:32

EP 183: Clarity-Driven Wealth Building

Money & You with Michelle Perkins

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EP 182: “Looking To Sell Your home? Smart Sellers Know It Starts with Mindset” 43:22

vor 9 Tagen43:22

43:22

EP 182: “Looking To Sell Your home? Smart Sellers Know It Starts with Mindset”

Money & You with Michelle Perkins

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Ep 181: "Mid-Year Resolutions: Because January Was Just a Warm-Up" 15:16

vor 16 Tagen15:16

15:16

Ep 181: "Mid-Year Resolutions: Because January Was Just a Warm-Up"

Money & You with Michelle Perkins

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EP 180: Designing Your third age: Retirement Planning 52:00

vor 22 Tagen52:00

52:00

Episode 180: Designing Your third age: Retirement Planning

Money & You with Michelle Perkins

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EP 179: Coverage for Every Chapter: Life, Disability, and Long-Term Care Insurance” 41:02

vor 30 Tagen41:02

41:02

Are you prepared for life's unexpected twists and turns? Join me, Michelle Perkins, and my guest, Wallis Tsai, on this week’s episode of “Money & You” as we dive into the critical and misunderstood world of life, disability, and long-term care insurance. Have you ever wondered if you’re getting the full story on insurance? Today’s guest, Wallis Tsai, founder of AboveBoard Financial, is here to set the record straight. A former Goldman Sachs investment banker and hedge fund investor, Wallis founded AboveBoard Financial to bring transparency to an industry riddled with bad advice and conflicts of interest. She helpsaffluent professionals, high-net-worth families, and fiduciary advisors make smarter, data-driven decisions about life, disability, and long-term care insurance—without the sales fluff. Get ready to cut through the noise and get the real story on insurance. We explore various financial products, particularly insurance, and the significance of preparing for potential financial disasters, such as premature death or long-term care needs. The episode highlights the necessity of understanding financial options and making informed decisions to mitigate risks. In an ongoing effort to empower listeners with insights and practical tips for improving their financial lives, Michelle and Wallis shared thoughts and ideas that create more financial well-being. The importance of this conversation lies in its focus on demystifying financial concepts, encouraging proactive planning, and fostering a sense of security and preparedness in listeners regarding their financial futures. 00:03 - Mindset and money relationship 06:01 - Understanding financial risks 15:14 - Planning for long-term care 22:50 - Navigating life insurance options 31:52 - Effective communication in finance 38:34 - Resources and closing thoughts The podcast highlights that most of us find insurance confusing and may not fully understand its value, often viewing it as a gamble despite the peace of mind it can provide. Understanding your needs and a good product match is critical and not always considered first by insurance professionals. Key Takeaways - Proactive Planning: It's crucial to think ahead about potential future needs, especially regarding long-term care. You likely don’t know what you need and informed advice is important. - Informed Decisions: Understanding the specifics of insurance products can lead to better financial outcomes and satisfaction. The wrong product could be devastating, take the time to get what is best for you. - Emotional Security: Having the right insurance can provide peace of mind and reduce stress for both individuals and their families. - Education is Key: Engaging with knowledgeable professionals can help demystify complex financial topics and empower clients.For more tools and conversations about money mindset, practical money tips, confidence, and financial empowerment… Subscribe to the Money & You Podcast: Apple Podcasts Please rate and review & share the podcast with your friends and family members who want to better understand money, and feel more confident and in control of their financial lives. It's sooo important to us!! Join the Limit Free Life Community Blog: https://limitfreelife.com/newsletter Learn more about Michelle Perkins: https://limitfreelife.com LinkedIn: Michelle on LinkedIn Instagram: @livealimitfreelife YouTube: https://www.youtube.com/@michelleperkins-limitfreel2446…

Money & You with Michelle Perkins

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EP 178: Financial Therapy: Healing Your Money Mindset 40:02

vor 5 weeks40:02

40:02

Episode 178: Financial Therapy: Healing Your Money Mindset In this special Mental Health Awareness Month episode of the Money & You podcast, host Michelle Perkins welcomes back Wendy Wright, a leading financial therapist and CEO of Financial Therapy Solutions. With her rare combination of expertise in both licensed therapy and money coaching, Wendy helps individuals and couples navigate the emotional roots of their financial stress and create empowered, healthy money relationships. Together, they explore how emotions—especially anxiety and shame—play a powerful role in how we interact with money. Wendy shares practical tips for approaching financial conversations with more emotional intelligence and less fear, whether with your partner or with yourself. She also discusses how to identify your emotional state before trying to “fix” money problems, and why you can’t make solid financial decisions while dysregulated. This episode blends psychology with personal finance, offering tools for self-awareness, calming strategies, and more intentional money conversations. If you would like to see/hear Wendy’s previous interview, see episode 112. 00:00 – Reintroducing Wendy Wright: financial therapy explained 06:20 – Couples and money: how differences create conflict 12:45 – Why we avoid money and how shame plays a role 20:00 – Tips for productive, emotionally safe money conversations 26:35 – Practicing “emotional literacy” with money stress 33:00 – From overwhelm to calm: journaling and regulation tools 41:20 – How news and social media impact your financial mental health 49:15 – Building sustainable money habits over time Key Takeaways: ● Financial Therapy = Money + Emotions: Financial struggles are often emotional, not just logical. Healing begins with emotional literacy. ● You Can’t Budget in a Panic: If you're dysregulated, don’t try to make money decisions. Calm first, then act. ● Journal or Talk It Out: Whether through writing or speaking aloud, processing your feelings about money helps untangle fear and create clarity. ● Shame Stops Progress: Decrease judgment and increase curiosity. You can be financially healthy without knowing everything about money. ● Conversations Need Structure: Use a timer and clear goals when discussing money with partners. Small, repeatable talks work better than big confrontations. ● Curate Your Media Intake: Negative news amplifies money fear. Be intentional about what and how much you consume. Additional Resources: ● Financial Therapy Journal by Wendy Wright Available now with two free bonus workshops in May! Here is the link to the journal plus bonus workshops: https://learn.financialtherapysolutions.com/the-complete-financial-therapy-journal The free Money Shadow Quiz will be found on my home page, wendywrightfinancialtherapy.com ● Quiz: Discover your “Money Shadow” – what’s really holding you back. Take the Quiz ● Blog posts, workshops, and more at Wendy’s site For more tools and conversations about money mindset, practical money tips, confidence, and financial empowerment… Subscribe to the Money & You Podcast: Apple Podcasts Please rate and review & share the podcast with your friends and family members who want to better understand money, and feel more confident and in control of their financial lives. Join the Limit Free Life newsletter: https://limitfreelife.com/newsletter Learn more about Michelle Perkins: https://limitfreelife.com LinkedIn: Michelle on LinkedIn Instagram: @livealimitfreelife YouTube: Limit Free Life on YouTube…

Money & You with Michelle Perkins

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EP 177: “What Creates Your Relationship with Money with Biz Hippie” 48:25

vor 6 weeks48:25

48:25

In this episode of the Money & You podcast, host Michelle Perkins is joined by money coach and entrepreneur Scarlet Stanhope, known as “The Biz Hippie.” Together, they explore the deep connection between emotional awareness, belief systems, and financial behaviors—emphasizing that healing your relationship with money is the true path to financial freedom. Scarlet shares her personal evolution from finance professional to spiritual coach, explaining how she combined financial strategy with inner healing techniques to support clients in transforming both their mindset and money habits. She explains that your money story often originates in childhood and continues to unconsciously shape your adult life—until you gain awareness and take control. The episode dives into techniques like story work and “parts work” to identify and shift internal money narratives. They also discuss the importance of clarity: when you look directly at your financial situation, stress decreases—even before the numbers improve. Ultimately, Scarlet and Michelle emphasize that money should be used intentionally, in service of a clear personal vision—not simply accumulated out of fear or habit. 00:00 – Meet Scarlet Stanhope and her unique approach to money 07:45 – From accounting to coaching: Scarlet’s personal money journey 14:02 – How money mindset affects income at every level 19:35 – Understanding your “money story” 24:18 – Unpacking childhood beliefs and money trauma 31:10 – Tangible steps: How to start seeing and managing your money 37:50 – Creating a vision for your life (and funding it) 45:15 – Maintaining financial routines and emotional resilience 52:00 – Using your money intentionally and living in alignment Key Takeaways: ● Your Money Story Begins Early: Beliefs about worth, scarcity, and success are often formed in childhood and can unconsciously impact adult decisions. ● Awareness is Power: Avoidance creates more anxiety. Simply looking at your numbers—without judgment—reduces stress and opens the door to financial empowerment. ● Multiple Inner Voices Shape Decisions: “Parts work” helps identify internal conflicts that create confusion or sabotage around money. ● Vision First, Strategy Second: Know what you truly want from life—then use money as the tool to get there. Most visions are simpler than you think: freedom, family time, travel, ease. ● Financial Freedom Comes from Alignment: Not just making more money, but using money intentionally to live the life you want—even if it means redefining “success.” Additional Resources: ● Learn more about Scarlet’s Empowered Abundance coaching program: https://thebizhippie.com/abundance ● Follow Scarlet on Instagram: @thebizhippie For more insights on money mindset, personal finance, and creating an empowered financial life… Subscribe to the Money & You Podcast: Apple Podcasts https://podcasts.apple.com/us/podcast/money-you-with-michelle-perkins/id1365907575 Please rate and review & share the podcast with your friends and family members who want to better understand money, and feel more confident and in control of their financial lives. Join the Limit Free Life newsletter: https://limitfreelife.com/newsletter Learn more about Michelle Perkins: https://limitfreelife.com LinkedIn: Michelle on LinkedIn Instagram: @livealimitfreelife YouTube: Limit Free Life on YouTube…

Money & You with Michelle Perkins

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EP 176: “Beyond the Budget: A New Way to Wealth and Freedom.” 57:30

vor 7 weeks57:30

57:30

In the podcast episode of "Money & You," host Michelle Perkins engages with guest Janine, who shares her transformative journey in overcoming financial struggles. The discussion revolves around the importance of mindset and habits in shaping one's relationship with money, emphasizing that traditional financial advice often falls short. Janine recounts her experiences of living in debt and working in retail while feeling trapped in a cycle of financial shame. The conversation highlights her decision to reset her life, leading her to invest in real estate creatively, despite initial challenges. They discuss the significance of taking risks to build wealth and the necessity of addressing emotional responses to money. The episode underscores the idea that financial literacy and a positive relationship with money are crucial for achieving a fulfilling life. This episode is important as it provides insights into breaking free from limiting beliefs about money, encouraging listeners to adopt a proactive approach to their finances. The conversation took place recently, reflecting contemporary issues surrounding financial well-being and personal growth. Chapter 00:04 - Mindset shift for financial success 08:05 - Creative financing in real estate 19:42 - Navigating investor relationships 24:50 - Building wealth through generosity 31:25 - Understanding money habits 44:52 - Fearless financial management 52:16 - Finding joy in money Learnings What was the turning point for Janine in her relationship with money? Janine experienced a breakthrough by unlearning limiting financial approaches and transforming her mindset, which allowed her to reset her life and take control of her financial situation. How did Janine and her partner manage to start investing in real estate despite having no money or bad credit? They became creative with financing, utilizing other people's money (OPM) and securing private investments, which forced them to think outside the box and find innovative solutions. What does Janine mean by 'money events' and how do they influence financial behavior? Money events refer to significant experiences or lessons learned about money that shape an individual's behavior and habits around finances, often leading to emotional responses and avoidance of financial management. What is the concept of 'the gap' in financial management as discussed in the podcast? The gap represents the difference between income and expenses, emphasizing that real financial change occurs in how one manages this gap, rather than solely focusing on cutting expenses. What is the significance of 'Money Moves Monday' in Janine's financial strategy? Money Moves Monday is a dedicated time each week for individuals to engage with their financial plans, build confidence, and increase their financial literacy through consistent learning and reflection. Show Notes # Show Notes for "Money & You with Michelle Perkins" **Episode Name:** EP 176: “Beyond the Budget: A New Way to Wealth and Freedom” **Host:** Michelle Perkins ## Podcast Introduction Welcome to "Money & You," where host Michelle Perkins explores the transformative relationship we can have with money. With a background in career and business coaching, Michelle emphasizes that our mindset and habits are crucial in overcoming financial obstacles. In this episode, she dives deep into innovative approaches to wealth creation, moving beyond traditional budgeting methods. ## Episode Overview In this episode, Michelle is joined by Janine Mix, a successful entrepreneur and real estate investor. Janine shares her personal journey of overcoming financial struggles and transforming her relationship with money. Together, they discuss the importance of mindset, creativity in financing, and the significance of taking risks to build wealth. ## Main Topics Discussed - **Transforming Money Mindset:** - Janine's journey from financial frustration to empowerment. - The impact of family money stories on personal financial habits. - **Creative Financing Strategies:** - Utilizing Other People's Money (OPM) for real estate investments. - The importance of taking calculated risks in wealth creation. - **Setting Goals and Taking Action:** - The significance of setting ambitious financial goals. - Janine's experience with her "impossible goal" of taking her nieces and nephews on international trips. - **Building Wealth Beyond Budgeting:** - The limitations of traditional budgeting and expense-cutting advice. - The concept of focusing on income growth rather than just cutting expenses. - **Embracing Fear and Learning from Mistakes:** - The necessity of facing fears related to money and investing. - How past financial challenges can lead to valuable lessons and growth. - **Creating a Positive Relationship with Money:** - The importance of enjoying life while managing finances. - Strategies for making financial planning a regular and enjoyable practice. ## Key Takeaways - **Mindset Matters:** Our relationship with money is shaped by our experiences and beliefs. Understanding these influences can help us change our financial habits. - **Risk is Essential:** Taking risks is a crucial part of wealth creation; without it, opportunities for growth may be missed. - **Focus on Income Growth:** Instead of solely concentrating on cutting expenses, seek ways to increase income and create a financial gap for savings and investments. - **Regular Financial Check-ins:** Establishing a routine, like "Money Moves Monday," can help maintain clarity and confidence in financial planning. - **Celebrate Progress:** Recognizing and celebrating financial achievements, no matter how small, can foster a positive relationship with money. ## Guest Information **Janine Mix** - Entrepreneur and real estate investor. - Advocate for transforming financial mindsets and creative financing strategies. - Offers resources for financial planning and wealth-building on her website: [JanineMix.com]( http://janinemix.com ). ## Additional Resources - **Five-Step Money Planner:** Available at [JanineMix.com/moneyyou]( http://janinemix.com/moneyyou ). - **Join the Facebook Group:** Connect with Janine and others on their financial journeys. - **Books Mentioned:** "Rich Dad Poor Dad" and "Secrets of the Millionaire Mind" for further reading on financial literacy. ## Conclusion Thank you for tuning in to this enlightening episode of "Money & You." Michelle and Janine's conversation offers valuable insights into redefining our approach to wealth and freedom. Remember, building a positive relationship with money is a journey, and every step counts. Join us next time for more tips and strategies to enhance your financial well-being! Newsletter **Subject:** Unleash Your Wealth Potential: Discover a New Approach in EP 176! **Body:** Are you tired of traditional financial advice that leaves you feeling restricted and frustrated? It’s time to break free! In the latest episode of *Money & You with Michelle Perkins*, titled **“EP 176: Beyond the Budget: A New Way to Wealth and Freedom,”** we dive deep into the transformative power of your relationship with money and how it can shape your financial future. **What’s in it for you?** - **Shift Your Mindset:** Discover how unlearning limiting beliefs about money can open doors to new opportunities. - **Real-Life Success Story:** Hear Janine’s inspiring journey from struggling with debt and a dead-end job to flourishing in the world of real estate through creativity and courage. - **Practical Tips for Wealth Creation:** Learn why embracing risk is essential for building wealth, and how you can leverage “Other People's Money” (OPM) to invest in your future. - **Navigate Your Financial Emotion:** Explore how your past experiences shape your money habits and find out how to combat negative money stories. - **Actionable Steps:** Understand the importance of setting realistic goals and make your money moves more effective with simple strategies like “Money Moves Monday.” This episode isn’t about tightening your belt and sacrificing little joys (we’re looking at you, coffee lovers!). Instead, it’s about creating a wealth mindset that allows you to enjoy life while building financial freedom. **Take Action Now!** Ready to transform your money relationship and pave your way to success? Tune in to this enlightening episode [here](insert-link) and start implementing the insights right away! You can also visit [JanineMix.com]( http://JanineMix.com ) for her five-step money planner, links to her book, and an inviting community to support your journey. Don’t miss out! This is your chance to step into a new financial paradigm. Listen in, take notes, and le…

Money & You with Michelle Perkins

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EP 175: The Audacious Art of Branding for Profit 50:02

vor 8 weeks50:02

50:02

In the podcast episode of "Money & You," host Michelle Perkins engages in a discussion with branding strategist Asia about the critical relationship between branding and financial success. The conversation emphasizes how mindset and habits surrounding money can significantly impact one's career and business decisions. Asia shares her journey to becoming a self-taught brand strategist, highlighting the importance of understanding one's ideal client and effectively communicating value to them. The episode underscores that a clear brand strategy can serve as a filter for decision-making, helping entrepreneurs avoid misaligned opportunities that may waste resources. This discussion took place recently and is important as it provides insights for entrepreneurs and job seekers on how to build a strong personal brand, which is essential for achieving financial and professional goals. The episode aims to empower listeners to improve their relationship with money through better branding and communication strategies. Chapter 00:06 - Introduction to money mindset 05:37 - Navigating money and branding 15:38 - Identifying your ideal client 22:57 - The power of communication 37:42 - Aligning brand strategy decisions 46:30 - Masterclass invitation and conclusion Learnings What is the primary focus of the Money & You podcast? The primary focus of the Money & You podcast is to explore the relationship between mindset, habits, and money, emphasizing how these factors influence financial success and personal fulfillment. How does the podcast host, Michelle Perkins, view the role of branding in financial success? Michelle Perkins views branding as a foundational element for understanding oneself and building wealth, suggesting that effective branding can help individuals communicate their value and attract their ideal clients. What common challenge do clients face according to the guest on the podcast? The guest notes that a common challenge clients face is managing their relationship with money, which often leads to financial obstacles and can hinder their ability to pivot in their careers or businesses. What does the guest suggest is crucial for entrepreneurs when defining their brand? The guest suggests that understanding the psychology of their ideal client is crucial for entrepreneurs, as it helps them communicate their services effectively and align their branding with their target audience's needs. What is the significance of communication in branding as discussed in the podcast? Communication is highlighted as a critical skill in branding, as it shapes the client experience and helps establish relationships. The guest emphasizes that effective communication can enhance brand perception and client engagement. Show Notes # Money & You with Michelle Perkins ## Episode Name: EP 175: The Audacious Art of Branding for Profit ### Podcast Introduction Welcome to **Money & You**, the podcast where we explore the intricate relationship between money, mindset, and personal fulfillment. Hosted by **Michelle Perkins**, a career and business coach, this show delves into the financial obstacles we face and how our mindset and habits can transform our relationship with money. Each week, Michelle engages with inspiring guests to discuss various aspects of money, entrepreneurship, and personal growth. ### Episode Overview In this episode, Michelle is joined by **Asia**, a brand strategist who shares her insights on the importance of branding in building a successful business. They discuss how understanding oneself and one’s ideal clients can lead to a more profitable and fulfilling career. ### Main Topics Discussed - **The Connection Between Branding and Wealth** - Branding is a foundational element for understanding oneself and improving financial relationships. - A strong brand can position you as an expert in your field, leading to greater opportunities. - **Navigating Imposter Syndrome** - Asia shares her journey of overcoming self-doubt and recognizing her expertise as a self-taught brand strategist. - The importance of embracing curiosity and passion in one’s career journey. - **Identifying Your Ideal Client** - Understanding the psychology of your ideal client is crucial for effective communication. - The challenge of multi-passionate individuals in defining their brand and services. - **The Role of Communication in Branding** - Effective communication is essential for building relationships and conveying value. - Asia emphasizes the need for an outside perspective to enhance communication skills. - **The Importance of Brand Strategy** - A clear brand strategy serves as a filter for decision-making, helping entrepreneurs avoid misaligned opportunities. - The power of trial and error in the branding process. ### Key Takeaways - Your relationship with money is deeply intertwined with your understanding of branding and self-identity. - Embrace your unique skills and passions, but focus on defining a clear message for your ideal clients. - Communication is a skill that can be developed, and seeking external feedback can enhance your branding efforts. - A well-defined brand strategy can save time and resources by aligning your business decisions with your core values. ### Guest Information **Asia** - A self-taught brand strategist who helps entrepreneurs clarify their brand messaging and position themselves as experts in their fields. She offers a masterclass on the five core elements needed to brand oneself effectively. ### Call to Action - **Masterclass Invitation**: Asia invites listeners to join her masterclass to learn how to brand themselves as experts. This is a great opportunity for those looking to enhance their branding skills. - **Share the Episode**: If you know entrepreneurs or job seekers who could benefit from this discussion, please share this episode with them! ### Conclusion Thank you for tuning in to this episode of **Money & You**. Michelle and Asia provide valuable insights into the art of branding and its impact on financial success. Don’t forget to check the show notes for links to Asia’s masterclass and more resources. Join us next week for another enlightening conversation! Newsletter **Subject:** Unlock Your Brand's Potential in EP 175: The Audacious Art of Branding for Profit **Email Body:** Welcome back to another insightful episode of **Money & You with Michelle Perkins**! We're thrilled to bring you EP 175: **The Audacious Art of Branding for Profit**, where we dive deep into the world of branding and how it can transform your relationship with money. Are you ready to elevate your business and financial journey? This week, I had the pleasure of chatting with the brilliant Asia, a brand strategist who reveals the secrets to building a brand that not only positions you as an expert but effectively communicates your value to your ideal clients. **What’s in it for you?** - **Discover the foundations of effective branding:** Understand why a clear brand strategy is crucial for your success and how it can serve as a filter for decision-making, allowing you to invest only in what truly aligns with your mission. - **Learn to communicate your value:** Asia breaks down the process of articulating what you do in a way that resonates with your audience, helping you avoid the common trap of taking on work you don’t love. - **Find your ideal client:** Dive into the importance of understanding your ideal client’s psychology, which is vital for crafting the right message and attracting the right opportunities. - **Actionable insights:** Asia also shares a free masterclass you can join, highlighting the five core elements you need to brand yourself as an expert. This is a golden opportunity to step into your power and enhance your business strategy. The conversation is not just about branding; it's about reclaiming your relationship with money and transforming your life. No more imposter syndrome or feeling overwhelmed—it's time to own your expertise and communicate your value confidently! Tune in now to uncover how to make branding your superpower and start building the profitable, fulfilling career you deserve. [Listen to EP 175: The Audacious Art of Branding for Profit](#) Thank you for being a part of our Money & You family! If you know anyone who could benefit from this insight, don’t hesitate to share this episode. Let's spread the knowledge and elevate our entrepreneurial journeys together! Best, Michelle Perkins Host, Money & You P.S. Don't forget to check out the show notes for access to Asia's masterclass and more valuable resources! Social Media Ready to take your brand to the next level? In EP 175 of #MoneyAndYou, we dive into the audacious art of branding for profit! Discover how your relationship with money can transform your entrepreneurial journey. Tune in now! #Branding #Entrepreneurship #Podcast Did you know your mindset and habits are key when it comes to money? This week on #MoneyAndYou, we explore how to build a brand that reflects your true expertise, paving the way for financial success! Don't miss out! #PersonalFinance #MoneyMindset Struggling to articulate what you do? In EP 175, we discuss the importance of understanding your ideal client and how clarity in your brand can filter decision-making. Join us for insights that could change your bu…

Money & You with Michelle Perkins

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EP 174: "3 Smart Money Moves For A Shaky Economy" 16:16

vor 9 weeks16:16

16:16

In this episode of the "Money & You" podcast, host Michelle Perkins emphasized the importance of understanding your current financial situation to calm down fears and anxiety during uncertain economic times. She focused on how to control your mindset and emotions regarding money, and what proactive measures you can take, such as assessing personal finances, budgeting, and saving, possibly differently for the times. She highlighted the need for clarity around spending habits and the importance of distinguishing between necessities and luxuries. During a period of economic fluctuation where people are navigating potential job loss or increased expenses, she encouraged listeners to take small, manageable steps towards saving, even if it seems daunting, to foster a sense of security. When things feel out of your control, it’s more important for individuals to take control of their financial futures, promoting resilience in the face of uncertainty. The overall message is to focus on productive actions rather than panic, ultimately aiming for a better understanding of personal finances. 00:00 - Understanding your financial mindset 05:52 - Gaining clarity on spending 12:59 - Building savings for security Key Takeaways: - Clarity Reduces Fear: Understanding your personal financial situation (spending and savings habits) can alleviate anxiety about economic changes. - Mindset Matters: Managing your emotions and thoughts is essential for making sound financial decisions. Individuals can manage their mindset by observing their feelings and thoughts, regulating their nervous system through activities like running or meditation, and avoiding panic. - Take Action: Start saving, even if it feels impossible. Small steps can lead to significant progress over time. Making a comprehensive inventory of all spending habits, including spending on adult children, and distinguishing between necessities and discretionary expenses helps to understand one's financial situation. - Educate Yourself: Use this time to learn more about personal finance and improve your financial literacy, rather than panicking and reacting to the news. Additional Resources: - Michelle encourages listeners to check out the "Money & You" podcast for more insights and expert guests. - Consider taking courses or workshops on financial management to enhance your understanding and skills. For much more on ALL things money mindset, money management, how to earn a great living and take control of your finances…Subscribe to my weekly podcast, Money and You: https://podcasts.apple.com/us/podcast/money-you-with-michelle-perkins/id1365907575?ign-itscg=30200&ign-itsct=podcast_box Please share the episode or the podcast with your friends and family members who want to better understand money, and feel more confident and in control of their financial lives. And don’t forget to join the Limit Free Life email community for valuable, usable content and to learn about upcoming events: Let’s Connect… https://limitfreelife.com/newsletter/ For more information on Limit Free Life & Michelle Perkins: https://limitfreelife.com LinkedIn: https://www.linkedin.com/in/limitfreelife/ Instagram: https://www.instagram.com/livealimitfreelife YouTube: https://www.youtube.com/ ---------- Forwarded message --------- From: Michelle Perkins - Limit Free Life Date: Wed, Apr 23, 2025 at 5:54 PM Subject: Show notes for ep. 174 To: Team Limit Free Life Show Notes for "Money & You with Michelle Perkins" Episode Name:** EP 174: "3 Smart Money Moves For A Shaky Economy" In this episode of the "Money & You" podcast, host Michelle Perkins emphasized the importance of understanding your current financial situation to calm down fears and anxiety during uncertain economic times. She focused on how to control your mindset and emotions regarding money, and what proactive measures you can take, such as assessing personal finances, budgeting, and saving, possibly differently for the times. She highlighted the need for clarity around spending habits and the importance of distinguishing between necessities and luxuries. During a period of economic fluctuation where people are navigating potential job loss or increased expenses, she encouraged listeners to take small, manageable steps towards saving, even if it seems daunting, to foster a sense of security. When things feel out of your control, it’s more important for individuals to take control of their financial futures, promoting resilience in the face of uncertainty. The overall message is to focus on productive actions rather than panic, ultimately aiming for a better understanding of personal finances. 00:00 - Understanding your financial mindset 05:52 - Gaining clarity on spending 12:59 - Building savings for security Key Takeaways:- Clarity Reduces Fear: Understanding your personal financial situation (spending and savings habits) can alleviate anxiety about economic changes.- Mindset Matters: Managing your emotions and thoughts is essential for making sound financial decisions. Individuals can manage their mindset by observing their feelings and thoughts, regulating their nervous system through activities like running or meditation, and avoiding panic.- Take Action: Start saving, even if it feels impossible. Small steps can lead to significant progress over time. Making a comprehensive inventory of all spending habits, including spending on adult children, and distinguishing between necessities and discretionary expenses helps to understand one's financial situation.- Educate Yourself: Use this time to learn more about personal finance and improve your financial literacy, rather than panicking and reacting to the news. Additional Resources:- Michelle encourages listeners to check out the "Money & You" podcast for more insights and expert guests.- Consider taking courses or workshops on financial management to enhance your understanding and skills. For much more on ALL things money mindset, money management, how to earn a great living and take control of your finances…Subscribe to my weekly podcast, Money and You: https://podcasts.apple.com/us/podcast/money-you-with-michelle-perkins/id1365907575?ign-itscg=30200&ign-itsct=podcast_box Please share the episode or the podcast with your friends and family members who want to better understand money, and feel more confident and in control of their financial lives. And don’t forget to join the Limit Free Life email community for valuable, usable content and to learn about upcoming events: Let’s Connect… https://limitfreelife.com/newsletter/ For more information on Limit Free Life & Michelle Perkins: https://limitfreelife.com LinkedIn: https://www.linkedin.com/in/limitfreelife/ Instagram:…

Money & You with Michelle Perkins

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EP 173: "Orphan To A Millionaire - The Inspiring Road to Success" 1:14:50

vor 10 weeks1:14:50

1:14:50

In this podcast, Sun Yong Kim-Manzolini was Michelle’s amazing guest, sharing her personal journey of overcoming incredible adversity, and ultimately achieving success and financial freedom- against all odds. Her experiences as an orphan after losing her parents, the challenges she faced in an orphanage, and physical disabilities created almost insurmountable obstacles. Her perspective, resilience and commitment to living a more limit free life was inspiring. While this episode enlightens listeners to option trading, it’s the power of overcoming adversity that makes the show so compelling. She ultimately had a dream career as a certified medical assistant for 33 years, but her desire for financial freedom led to her transition into options trading as a means to secure financial independence. The importance of education, practice and taking calculated risks in trading options is described in the show. She now teaches others her simple method to make money through trading. The potential for individuals to change their circumstances through determination and hard work is proven by her story. It shows that when you seek financial knowledge and practice what you learn, you can achieve your dreams. 00:06 - Trust and abandonment 14:41 - Struggles of childhood 21:49 - Gratitude and new beginnings 38:47 - Learning to invest 55:14 - Understanding options trading 01:09:51 - Empowerment through education Sun Yong wanted to avoid the pitfalls of traditional stock trading and only had limited resources to trade stocks which led to options trading. The speaker wanted to learn options trading as a way to make money without touching their retirement funds, treating it like a new job after working for 33 years. Key Takeaways: Resilience is Key: Overcoming adversity can lead to personal growth and success. Education Matters: Investing time in learning can open doors to new opportunities. Abundance Mindset: Believing in the possibility of a better future is crucial for achieving financial independence. Taking Action: Success requires not just knowledge but also the courage to act on opportunities. Today, Sun Yong is the CEO of Lush Enterprises, LLC, where she's paying it forward by teaching other people, particularly single mothers, how to use her "unique MIRACLE system" to trade options so they can spend less time working and more time on what matters most. She is dedicated to guiding people toward long-term success. Sun Yong is also the author of “Invest In Yourself” and co-author of “Opposite/Opposites”, essential reads for anyone pursuing financial success and fulfillment. Check her out on Instagram (@author_sun_yong) and TikTok (Author Sun Yong). She has a free masterclass if you are interested in options trading if you mention the Money and You Show. For much more on ALL things money mindset, money management, how to earn a great living and take control of your finances…Subscribe to my weekly podcast, Money and You: https://podcasts.apple.com/us/podcast/money-you-with-michelle-perkins/id1365907575?ign-itscg=30200&ign-itsct=podcast_box Please share the episode or the podcast with your friends and family members who want to better understand money, and feel more confident and in control of their financial lives. And don’t forget to join the Limit Free Life email community for valuable, usable content and to learn about upcoming events: Let’s Connect… https://limitfreelife.com/newsletter/ For more information on Limit Free Life & Michelle Perkins: https://limitfreelife.com LinkedIn: https://www.linkedin.com/in/limitfreelife Instagram: https://www.instagram.com/livealimitfreelife You Tube: https://www.youtube.com/@michelleperkins-limitfreel2446…

Money & You with Michelle Perkins

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EP 172: “Solving Money Problems Early Easily " 46:30

vor 11 weeks46:30

46:30

In this podcast, Michelle Perkins speaks with Monique Gagné, a financial educator known as the "money mom" and author of "Who Took My Money ." She is also the creator of “The Power of Financial Happiness” course, an advocate for financial literacy in children through her book “Alex's Dream with Money” and an experienced speaker and media guest with a relatable and engaging style. Monique shares insights on fostering a positive relationship with money, advocating for financial literacy from a young age, and the significance of saving before spending. She highlights the psychological aspects of money management, particularly the pitfalls of credit card use and the need for a foundational understanding of financial concepts. The episode underscores the importance of teaching children about money to prevent future financial mistakes. This conversation took place recently and is crucial as it addresses common misconceptions about money management, aiming to empower listeners to reframe their relationship with money for a more fulfilling life. 00:05 - Introduction to money mindset 07:26 - Building a positive money relationship 16:12 - Investing in yourself and family 24:47 - Understanding assets and liabilities 30:15 - Defining personal abundance 41:35 - Collaborating for financial education Monique emphasizes that developing a love for money is crucial because many people approach it with fear or avoidance. She believes that respecting and understanding money, much like any other relationship, can lead to better financial habits and a healthier mindset. Monique points out that many people view saving as a loss of freedom or enjoyment, similar to dieting. She argues that saving can actually be enjoyable and fulfilling, as it allows individuals to watch their money grow and achieve their financial goals. . The podcast highlights that mindset is a critical factor in financial management. Monique suggests that a positive mindset towards money can transform how individuals perceive saving and spending, making it easier to manage finances effectively. Monique is opening the Love Money School and inviting grandparents to participate in teaching the next generation about money. She believes that involving grandparents can help instill the right mindset and foundational knowledge about finances in young people. Key Takeaways: Money should be viewed as a tool for value and happiness, not as a source of stress. Early education in financial literacy can lead to better money management in adulthood. Saving money can be a rewarding experience that contributes to financial freedom. Understanding personal definitions of wealth and abundance is crucial for financial success. For much more on ALL things money mindset, money management, how to earn a great living and take control of your finances…Subscribe to my weekly podcast, Money and You: https://podcasts.apple.com/us/podcast/money-you-with-michelle-perkins/id1365907575?ign-itscg=30200&ign-itsct=podcast_box Please share the episode or the podcast with your friends and family members who want to better understand money, and feel more confident and in control of their financial lives. And don’t forget to join the Limit Free Life email community for valuable, usable content and to learn about upcoming events: Let’s Connect… https://limitfreelife.com/newsletter/ For more information on Limit Free Life & Michelle Perkins: https://limitfreelife.com LinkedIn: https://www.linkedin.com/in/limitfreelife/ Instagram: https://www.instagram.com/livealimitfreelife You Tube: https://www.youtube.com/@michelleperkins-limitfreel2446 ---------- Forwarded message --------- From: Michelle Perkins - Limit Free Life Date: Thu, Apr 10, 2025 at 12:43 PM Subject: Ep. 172 show notes for Monique Gagne To: Team Limit Free Life Show Notes for "Money & You with Michelle Perkins"Episode Name: EP. 172: “Solving Money Problems Early & Easily” In this podcast, Michelle Perkins speaks with Monique Gagné, a financial educator known as the "money mom" and author of "Who Took My Money." She is also the creator of “The Power of Financial Happiness” course, an advocate for financial literacy in children through her book “Alex's Dream with Money” and an experienced speaker and media guest with a relatable and engaging style. Monique shares insights on fostering a positive relationship with money, advocating for financial literacy from a young age, and the significance of saving before spending. She highlights the psychological aspects of money management, particularly the pitfalls of credit card use and the need for a foundational understanding of financial concepts. The episode underscores the importance of teaching children about money to prevent future financial mistakes. This conversation took place recently and is crucial as it addresses common misconceptions about money management, aiming to empower listeners to reframe their relationship with money for a more fulfilling life. 00:05 - Introduction to money mindset 07:26 - Building a positive money relationship 16:12 - Investing in yourself and family 24:47 - Understanding assets and liabilities 30:15 - Defining personal abundance 41:35 - Collaborating for financial education Monique emphasizes that developing a love for money is crucial because many people approach it with fear or avoidance. She believes that respecting and understanding money, much like any other relationship, can lead to better financial habits and a healthier mindset. Monique points out that many people view saving as a loss of freedom or enjoyment, similar to dieting. She argues that saving can actually be enjoyable and fulfilling, as it allows individuals to watch their money grow and achieve their financial goals. . The podcast highlights that mindset is a critical factor in financial management. Monique suggests that a positive mindset towards money can transform how individuals perceive saving and spending, making it easier to manage finances effectively. Monique is opening the Love Money School and inviting grandparents to participate in teaching the next generation about money. She believes that involving grandparents can help instill the right mindset and foundational knowledge about finances in young people. Key Takeaways: Money should be viewed as a tool for value and happiness, not as a source of stress. Early education in financial literacy can lead to better money management in adulthood. Saving money can be a rewarding experience that contributes to financial freedom. Understanding personal definitions of wealth and abundance is crucial for financial success. For much more on ALL things money mindset, money management, how to earn a great living and take control of your finances…Subscribe to my weekly podcast, Money and You: https://podcasts.apple.com/us/podcast/money-you-with-michelle-perkins/id1365907575?ign-itscg=30200&ign-itsct=podcast_box Please share the episode or the podcast with your friends and family members who want to better understand money, and feel more confident and in control of their financial lives. And don’t forget to join the Limit Free Life email community for valuable, usable content and to learn about upcoming events: Let’s Connect… https:/…

Money & You with Michelle Perkins

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EP 171: “Take Control of Your Taxes: Carlos Samaniego’s IRS Survival Guide" 45:32

vor 12 weeks45:32

45:32

In this podcast episode of "Money & You," Carlos Samaniego, EA and founder of Tax Debt Consultants, LLC joins host Michelle Perkins for an entertaining and educational discussion centered on common misconceptions surrounding tax filings and other aspects of tax obligations that many of us do not understand. Carlos shares his journey, beginning with his own significant tax missteps that led him into tax consulting, and problem solving for others. Carlos is renowned for aiding clients directly and mentoring tax professionals nationwide, including CPAs, EAs, and attorneys. His commitment to knowledge sharing has helped numerous professionals flourish in the tax industry and has helped stressed out individuals and couples to work through anxiety-inducing tax challenges. Juan (Carlos) Samaniego, EA is a highly acclaimed and very relatable tax professional, bestselling author, and mentor. With an illustrious career, he’s empowered fellow experts nationwide, receiving the 2020 Tax Professional of the Year Award. Carlos co-authored the Amazon bestseller “Never Give Up: Stories of Grit, Determination, Tenacity and Triumph,” showcasing his influence in the industry. He’s been featured on NBC, CBS, ABC, USA Today, and radio stations, sharing valuable tax insights. An EXPY awardee, Carlos’s impact extends to Hollywood Live and an upcoming PBS documentary. His authored works, including “How to Make The IRS An Offer They Can’t Refuse,” provide practical advice for navigating tax challenges. His soon-to-be-released book,” The FTB Taxpayer Survival Guide: Navigating Tax Trouble in California with the Franchise Tax Board” imparts strategies for handling audits, appeals, and collection efforts with the FTB. Through his Tax Debt Consultant Podcast and YouTube channel, Juan imparts his wisdom to a global audience. His impact on the tax industry is profound. The Tax Debt Consultant Podcast has been chosen as one of the Top 10 Small Business Tax Podcasts by Feedspot! Learn more at: • TaxDebtConsultant.com • CarlosSamaniego.com This show highlights how many people mismanage or are unaware of their tax situations, leading to significant issues like unfiled returns and unexpected tax bills. The conversation emphasizes the need for financial education and open communication about finances within relationships. This episode is particularly relevant as it addresses the widespread issue of tax non-filing, with over 11 million individuals failing to file their income taxes annually. The insights provided aim to empower listeners to take control of their financial situations and seek help when needed, underscoring the importance of being proactive about tax responsibilities. The episode serves as a reminder that there are solutions available for those struggling with tax issues, encouraging listeners to engage with their financial health. Common misconceptions people have about filing and paying taxes, especially for self-employed individuals are discussed as are recent changes to the IRS and what that might mean to you. 00:05 - Introduction to tax issues 09:04 - Understanding tax filing rules 18:35 - Common tax problems explained 30:51 - Couples and financial awareness 37:19 - Finding solutions for tax bills 43:41 - Conclusion and resources offered Key Takeaways - Awareness is Key: Understanding your tax obligations is crucial to avoid future problems. If individuals do not file their tax returns for several years, they may lose the opportunity to claim refunds for those years, as the IRS typically allows only three years to file for refunds. - Communication Matters: Couples should regularly discuss their financial situations to prevent surprises. - Help is Available: There are IRS solutions for those struggling with tax issues, and seeking professional guidance can alleviate stress. Overview of IRS programs available for those with tax debts. - Stay Informed: Regularly educate yourself about tax laws and filing requirements to stay compliant. - Steps to take if you haven’t filed taxes in years. Steps to take now in the midst of IRS restructuring. For much more on ALL things money mindset, money management, how to earn a great living and take control of your finances…Subscribe to my weekly podcast, Money and You: https://podcasts.apple.com/us/podcast/money-you-with-michelle-perkins/id1365907575?ign-itscg=30200&ign-itsct=podcast_box Please share the episode or the podcast with your friends and family members who want to better understand money, and feel more confident and in control of their financial lives. And don’t forget to join the Limit Free Life email community for valuable, usable content and to learn about upcoming events: Let’s Connect… https://limitfreelife.com/newsletter/ I’m excited to offer you a proven way to develop a next level relationship with money that will empower your mindset and financial mastery by “dating your money.” Until you understand how YOU relate to money and what you believe about money, nothing will change. Once you begin to get to know yourself with money, learn the fundamentals of money management, and operate in a new way with money, everything will open up. Join my newsletter so I can let you know when my next "money dating program" is starting and I’ll help you make the shift. The next one begins on March 26t! For more information on Limit Free Life & Michelle Perkins: https://limitfreelife.com LinkedIn: https://www.linkedin.com/in/limitfreelife/ Instagram: https://www.instagram.com/livealimitfreelife You Tube: https://www.youtube.com/@michelleperkins-limitfreel2446…

Money & You with Michelle Perkins

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EP 170: “Unmasking Truth with Alina Z" 57:10

vor 13 weeks57:10

57:10

In this podcast episode of "Money & You," host Michelle Perkins and engaging guest, Alina Z., chat about the interconnectedness of money, food and personal fulfillment. The discussion highlights how mindset and emotional well-being influence financial habits, particularly for women. Alina shares her personal journey, including her experiences with money and a significant life event—a flood in her apartment—that led to unexpected financial gain and personal growth. The episode emphasizes the importance of self-love and positive thinking in overcoming challenges related to both money and food, suggesting that emotional voids cannot be filled by material possessions or food cravings. Alina Z. advocates for a holistic approach to financial well-being, encouraging listeners to explore their purpose and passions as a pathway to happiness and financial success. The insights shared are crucial for fostering a healthier relationship with money, particularly for women, and underscore the significance of mindset in achieving personal and financial goals. Because women relate to issues with food and diet, the crossover with money issues is easy to understand and the parallels apparent. The fix is often very similar and revolves around awareness and mindset. . 00:05 - Introduction to money mindset 05:33 - Finding happiness beyond money 10:50 - Emotional connections to food 22:45 - Self-love and money awareness 33:18 - Discovering your life purpose 50:11 - Aligning purpose with financial success Alina Z. also shares her fascinating journey through experiencing extreme wealth and low income living and how she managed her mindset in both situations. She introduces her 12-step process where individuals can try on different archetypes to discover their purpose. This experiential approach, offered by Alina, encourages listeners to focus on feelings rather than just thoughts, helping them identify what resonates with them personally. Self-Love and Body Image: - The importance of self-acceptance and positive self-talk in fostering a healthy relationship with oneself. - Alina discusses the societal pressures women face regarding body image and how it relates to their financial mindset. Key Takeaways- Happiness is Key: True fulfillment comes from within, and happiness can lead to financial success.- Mindset Matters: A positive mindset can transform challenges into opportunities.- Emotional Awareness: Recognizing emotional triggers related to food and money can help individuals make healthier choices in either area.- Self-Love is Essential: Cultivating self-love and acceptance is crucial for personal and financial growth.- Purpose-Driven Life: Understanding and pursuing one’s purpose can lead to a more fulfilling and prosperous life.You can find Alina Z. on Instagram @lifechefalina For much more on ALL things money mindset, money management, how to earn a great living and take control of your finances…Subscribe to my weekly podcast, Money and You: https://podcasts.apple.com/us/podcast/money-you-with-michelle-perkins/id1365907575?ign-itscg=30200&ign-itsct=podcast_box Please share the episode or the podcast with your friends and family members who want to better understand money, and feel more confident and in control of their financial lives. And don’t forget to join the Limit Free Life email community for valuable, usable content and to learn about upcoming events: Let’s Connect… https://limitfreelife.com/newsletter/ I’m excited to offer you a proven way to develop a next level relationship with money that will empower your mindset and financial mastery by “dating your money.” Until you understand how YOU relate to money and what you believe about money, nothing will change. Once you begin to get to know yourself with money, learn the fundamentals of money management, and operate in a new way with money, everything will open up. Join my newsletter so I can let you know when my next "money dating program" is starting and I’ll help you make the shift. The next one begins on March 26t! For more information on Limit Free Life & Michelle Perkins: https://limitfreelife.com LinkedIn: https://www.linkedin.com/in/limitfreelife/ Instagram: https://www.instagram.com/livealimitfreelife You Tube: https://www.youtube.com/@michelleperkins-limitfreel2446…

Money & You with Michelle Perkins

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EP 169: "Unlocking Wealth: The Power of Raising Private Money" 45:49

vor 14 weeks45:49

45:49

Summary In a recent podcast episode, hosts Jay and Michelle discussed the concept of private money in real estate investing. Jay, who developed a successful system for attracting private lenders, shared his journey of learning about private money after a conversation with Jeff Blankenship in 2009. He explained how individuals can invest their capital in real estate deals, earning high returns without relying on traditional banks. The discussion emphasized the importance of mindset in attracting private money, as Jay highlighted that none of his 47 private lenders had previously heard of this funding method until he educated them. The conversation took place in the context of real estate investment strategies, focusing on how to secure funding quickly and effectively. This topic is crucial for aspiring real estate investors, as it provides an alternative to conventional financing methods, enabling them to scale their businesses and close deals efficiently. The episode underscores the potential of private lending as a viable funding source, encouraging listeners to explore this often-overlooked avenue in real estate investment. Chapters 00:03 - Introduction to private money 12:54 - Understanding private lending basics 19:41 - Attracting private investors 29:44 - Identifying potential private lenders 36:47 - Funding your real estate deals 44:18 - Conclusion and next steps Learnings What is the primary concept of private money as discussed in the podcast? Private money refers to funds loaned by individuals, rather than traditional financial institutions, allowing them to earn high rates of return on their investment capital in real estate deals. How did Jay initially learn about private money and its potential for real estate funding? Jay learned about private money from a friend, Jeff Blankenship, who explained the concept to him, prompting Jay to study and develop a system for attracting private lenders. What mindset shift did Jay emphasize as crucial for attracting private money? Jay emphasized the importance of having the right mindset, focusing on attracting private money rather than chasing it, which involves no begging or persuading. What common misconception about private lenders does Jay address in the podcast? Jay addresses the misconception that private lenders are only wealthy individuals; he clarifies that his private lenders are ordinary people who were previously unaware of private money and its benefits. What strategy does Jay use to communicate with potential private lenders? Jay uses one-on-one visits to educate potential private lenders about private money, ensuring they understand how they can earn high returns safely and securely before presenting them with funding opportunities. Show Notes # Show Notes for "Money & You with Michelle Perkins" ## Episode 169: "Unlocking Wealth: The Power of Raising Private Money" ### Podcast Introduction Welcome to "Money & You with Michelle Perkins," where we explore innovative strategies for financial growth and wealth creation. In this episode, host Michelle Perkins is joined by real estate expert Jay, who shares his insights on the world of private money and how it can be a game-changer for real estate investors. ### Episode Overview In this enlightening episode, Jay discusses the concept of private money, how to attract private lenders, and the strategies he has developed to successfully fund real estate deals without traditional banking methods. ### Key Topics Discussed - **Understanding Private Money:** - Definition of private money and private lenders. - How individuals can invest their capital in real estate deals for high returns. - **Jay's Journey:** - Transition from traditional banking to private money lending. - Development of a repeatable system for attracting private money. - **Mindset Shift:** - Importance of having the right mindset to attract private money. - Strategies to avoid chasing or begging for funds. - **Building a Network:** - How to leverage personal connections to find private lenders. - The significance of educating potential lenders about private money. - **Funding Real Estate Deals:** - The process of getting deals funded quickly (in less than seven days). - Structuring deals to avoid monthly interest payments. - **The Role of Education:** - Importance of educating both yourself and potential lenders about private money. - Jay's book, "Where to Get the Money Now," as a resource for learning. - **Practical Script for Funding:** - A step-by-step script for approaching potential private lenders. - How to present deals to lenders without directly asking for money. ### Key Takeaways - Private money can be a powerful tool for real estate investors looking to scale their business. - A positive mindset and education are crucial for attracting private lenders. - Building relationships and networks can lead to successful funding opportunities. - Understanding the mechanics of private lending can empower investors to take control of their financial future. ### Guest Information **Jay** - Real estate expert and author of "Where to Get the Money Now." Jay has successfully raised millions in private money and has a wealth of knowledge to share about funding real estate deals. ### Conclusion Thank you for tuning in to this episode of "Money & You with Michelle Perkins." We hope you found valuable insights into the world of private money and how it can unlock new opportunities for wealth creation. Don't forget to check out Jay's book for more in-depth knowledge and strategies. ### Call to Action - Subscribe to "Money & You" on your favorite podcast platform. - Share this episode with friends and family who may benefit from learning about private money. - Rate and review the show to help us bring more great guests like Jay to our audience. ### Connect with Us - Follow us on the Limit Free Life YouTube channel for more content. - Join our community for ongoing discussions about money and wealth-building strategies. Thank you for being part of our journey towards financial empowerment! Newsletter **Email Subject:** Unlock Wealth with Private Money: Tune into Our Latest Episode! **Email Body:** Have you ever considered the untapped potential of private money? In our latest episode of "Money & You with Michelle Perkins," we dive deep into the fascinating world of raising private money and how it can transform your real estate ventures! In **Episode 169: "Unlocking Wealth: The Power of Raising Private Money,"** we speak with Jay, a seasoned investor who turned his funding challenges into a remarkable success story. Imagine sourcing millions in private money for your deals—all without the risk of rejection or the strain of traditional banks! What's in it for you? Here’s a sneak peek of what you'll learn: - **Attract, Don’t Chase**: Discover how to attract private lenders effortlessly and build a network that funds your deals without begging or persuading. - **Real Success Stories**: Hear how Jay secured his first $250,000 and built a portfolio with 47 private lenders—none of whom had ever heard of private money before Jay showed them the way! - **Tips and Tricks**: Get ready to take notes! We’ll provide you with the exact script that has helped Jay turn conversations into funded deals, ensuring you’re never left empty-handed. - **The Strategy Unveiled**: Learn how to structure your investments so you can fund your deals quickly while avoiding the usual monthly interest payments. Whether you’re a seasoned pro or just starting out, there’s something valuable in this episode for everyone interested in real estate investment. You’ll walk away equipped with insights that are not only practical but also empowering. What are you waiting for? Tap into the much-talked-about world of private money and unlock new financial opportunities by listening to this episode today! **Don't miss this chance to revolutionize your investment strategy—listen to Episode 169 now!** Catch us on your favorite podcast platform or visit the Limit Free Life YouTube channel. We’d love to hear your thoughts, and if you enjoy the episode, be sure to rate and review us so we can keep bringing you great guests like Jay! Here’s to your financial growth and success! Best, The Money & You Team Social Posts Ready to unlock the secrets of private money? In Episode 169 of 'Money & You with Michelle Perkins', we dive into how YOU can attract private lenders and fund your real estate deals quickly! Tune in now! #PrivateMoney #RealEstateInvesting #UnlockWealth Have you heard of private money? If not, you’re missing out! In our latest episode, we chat about how ordinary people can earn high returns through private lending. Don't miss this opportunity! #FinancialFreedom #MoneyAndYou #Podcast Fear of rejection holding you back from funding your real estate dreams? Episode 169 reveals how to attract private money WITHOUT asking for it! Get the insights today! #RealEstate #MoneyMindset #ListenNow What if you could fund your next deal in LESS than 7 days? Discover the strategies in Episode 169 of 'Money & You with Michelle Perkins'. Your financial future awaits! #FundingDeals #RealEstateSuccess #Podcast Want to learn where to get the money for your real…

Money & You with Michelle Perkins

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EP 168: "Get Rid of Your Head Trash About Money" 45:12

vor 15 weeks45:12

45:12

EP 168: "Get Rid of Your Head Trash About Money"

Money & You with Michelle Perkins

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EP 167: “Exit with Excellence”: A Founders' Guide to a Limit-Free Life 50:59

vor 16 weeks50:59

50:59

In this podcast episode of "Money & You," host Michelle Perkins speaks with Jerome Myers, a seasoned business leader and exit strategist, about the complexities of exiting a business and how to navigate what comes next. The discussion emphasizes the emotional and strategic aspects of business exits, particularly the "founder's exit paradox," which highlights the challenges founders face when detaching from their ventures. They explore the importance of planning for an exit early in the business lifecycle, as many entrepreneurs overlook this critical aspect while focusing on growth. The conversation also touches on the financial implications of a successful exit, including how individuals often struggle with newfound wealth and the need for a clear understanding of their financial future post-exit. This episode is significant as it encourages business owners to consider their long-term goals and the impact of their relationship with money, ultimately aiming to foster a more fulfilling life beyond their business endeavors. The discussion reflects contemporary issues faced by entrepreneurs who are living longer and healthier lives, who are looking for a fulfilling second chapter. 00:05 - Mindset and money connection 07:02 - Planning your business exit 16:10 - Recognizing exit opportunities 27:37 - Transforming passion into profit 32:59 - Preparing for retirement life 46:43 - Resources for successful exits Key Takeaways Plan Early: Founders should consider their exit strategy from the beginning to maximize the value of their business. - Emotional Readiness: Recognizing the emotional aspects of exiting a business is crucial for a smooth transition. - Financial Awareness: Understanding personal financial needs and goals is essential for life after business ownership. - Seek Guidance: Working with an exit strategist can provide valuable insights and help navigate the complexities of exiting a business. Jerome Myers, renowned exit strategist known for his expertise in helping founders navigate the emotional and practical aspects of exiting their businesses offers resources and assessments to assist business owners in preparing for a successful exit.- You can take his “Exit Readiness Assessment” for free at: https://exittoexcellence.com/ERA Schedule a consult here: ( http://exittoexcellence.com ) His podcast can be found here: https://podcasts.apple.com/us/podcast/your-next-a-guide-to-finding-fulfillment-after-your/id1455776307 For much more on ALL things money mindset, money management, how to earn a great living and take control of your finances…Subscribe to my weekly podcast, Money and You: https://podcasts.apple.com/us/podcast/money-you-with-michelle-perkins/id1365907575?ign-itscg=30200&ign-itsct=podcast_box Please share the episode or the podcast with your friends and family members who want to understand money better and feel more confident and in control of their financial lives. And don’t forget to join the Limit Free Life email community for valuable, usable content and to learn about upcoming events: Let’s Connect… https://limitfreelife.com/newsletter/ I’m excited to offer you a proven way to develop a next level relationship with money that will empower your mindset and financial mastery by “dating your money.” Until you understand how YOU relate to money and what you believe about money, nothing will change. Once you begin to get to know yourself with money, learn the fundamentals of money management, and operate in a new way with money, everything will open up. Join my newsletter so I can let you know when my next "money dating program" is starting and I’ll help you make the shift. The next one begins soon! For more information on Limit Free Life & Michelle Perkins: https://limitfreelife.com LinkedIn: https://www.linkedin.com/in/limitfreelife/ Instagram: https://www.instagram.com/livealimitfreelife You Tube: https://www.youtube.com/@michelleperkins-limitfreel2446…

Money & You with Michelle Perkins

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Ep 166: "The Care Dilemma: Love, Legacy and Finances" 50:43

vor 17 weeks50:43

50:43

This podcast episode features guest Nicole J. Smith, a daughter faced with her mother’s Alzheimer’s diagnosis. Nicole J. Smith intertwines heartfelt memoir with practical advice, a vital roadmap for caregivers navigating dementia care. Nicole was blindsided by her mother’s post-pandemic cognitive decline and took a deep dive into dementia education after her mother’s Alzheimer’s diagnosis. Nicole is sandwiched between caring for three aging parents and five children. She wrote the book she could not find in managing the legal, financial, medical, and emotional aspects of becoming a caregiver. Her book Diagnosis Dementia: Your Guide for Eldercare Planning and Crisis Management, shares her story and helpful resources in navigating the terms and turmoil of eldercare. End of life planning conversations are critical to have before a crisis occurs. www.njsmithbooks.com Michelle and Nicole discuss the challenges of managing aging parents' care and finances. The conversation highlighted the importance of having legal documents like powers of attorney in place for both parents and adult children, especially as many people face unexpected health issues, such as Alzheimer's disease. The speakers shared personal stories about their experiences with caregiving, emphasizing the emotional, financial and logistical complexities involved that you might be surprised by. They addressed the broader implications of an aging population, noting that 10,000 baby boomers turn 65 daily, which places significant pressure on the healthcare system. The speakers stressed the need for proactive planning in retirement discussions, as caregiving costs can deplete savings. They provided resources for families navigating these issues, including support groups and websites focused on end-of-life conversations. This episode is important as it raises awareness about the realities of caregiving and the necessity of preparation, encouraging listeners to engage in difficult but essential conversations about aging and care. 00:05 - Starting the caregiving journey 10:18 - Importance of powers of attorney 20:51 - Facing caregiving realities 29:50 - Navigating family dynamics 39:18 - Essential resources for caregiving 45:33 - Organizing conversations on aging Key Takeaways Proactive Planning: It is crucial to have conversations about health, finances, and caregiving preferences with family members before a crisis occurs. - Education and Organization: Caregiving requires not only emotional support but also a structured approach to managing medical, legal, and financial aspects.- Community Support: Caregivers are not alone; there are numerous resources and support networks available to assist them in their journey. Resources mentioned in the Podcast: Introduction to various resources such as aging life care managers, financial planners, and elder law attorneys. Recommendations for support groups and educational resources, including: Conversations: https://deathoverdinner.org/ https://theconversationproject.org/ https://www.fivewishes.org/ Caregiver Support: https://daughterhood.org/ https://leezascareconnection.org/home https://wearehfc.org/ For much more on ALL things money mindset, money management, how to earn a great living and take control of your finances… Subscribe to my weekly podcast, Money and You: https://podcasts.apple.com/us/podcast/money-you-with-michelle-perkins/id1365907575?ign-itscg=30200&ign-itsct=podcast_box Please share the episode or the podcast with your friends and family members who want to understand money better and feel more confident and in control of their financial lives. And don’t forget to join the Limit Free Life email community for valuable, usable content and to learn about upcoming events: Let’s Connect… https://limitfreelife.com/newsletter/ I’m excited to offer you a proven way to develop a next level relationship with money that will empower your mindset and financial mastery by “dating your money.” Until you understand how YOU relate to money and what you believe about money, nothing will change. Once you begin to get to know yourself with money, learn the fundamentals of money management, and operate in a new way with money, everything will open up. Join my newsletter so I can let you know when my next "money dating program" is starting and I’ll help you make the shift. The next one begins soon! For more information on Limit Free Life & Michelle Perkins: https://limitfreelife.com LinkedIn: https://www.linkedin.com/in/limitfreelife/ Instagram: https://www.instagram.com/livealimitfreelife You Tube: https://www.youtube.com/@michelleperkins-limitfreel2446…

Money & You with Michelle Perkins

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Ep 165: "The Number One Key to Financial Mastery You Need for 2025" 22:31

vor 18 weeks22:31

22:31

In this solo episode, host Michelle Perkins discusses the importance of mindset in relation to financial planning, particularly at the start of the new year. The speaker emphasizes that before setting financial goals, you should assess and improve your relationship with money, as mental barriers can hinder financial success. The discussion highlights common fears and misconceptions about money, advocating for a positive mindset and emotional mastery over financial beliefs. The speaker encourages listeners to reflect on their feelings about money and to actively engage with it, rather than feeling disempowered. Practical tips for financial management are also mentioned, including reviewing budgets and setting actionable goals. This episode is significant as it underscores the psychological aspects of financial planning, suggesting that a healthy mindset is crucial for achieving financial objectives. The conversation took place at the beginning of the year, making it timely for listeners looking to establish productive financial habits for the year ahead. Key Takeaways: Mindset is Key: Your relationship with money is foundational to achieving financial goals. Mastering your mindset can prevent self-sabotage. Self-Reflection is Essential: Honest assessment of your feelings about money can lead to better financial decisions. You Have Control: Recognize that you have more control over your financial situation than you may believe. Set Practical Goals: After establishing a positive mindset, focus on practical steps to manage your finances effectively. Mindset Mastery: Before you jump into budgeting or investing, pause and reflect on your relationship with money. Are your beliefs holding you back? Michelle can guide you through the process of shifting your mindset so that you can face financial challenges with confidence and creativity. Real Talk on Emotions: Your feelings about money can either empower you or keep you stuck. Let’s explore how to cultivate a positive relationship with your finances and remove fear and shame from the equation. Practical Steps for Success: She outlines five essential tips to streamline your financial management this year. These actionable strategies will help you take control over your money, ensuring you’re not just managing it, but mastering it! For much more on ALL things money mindset, money management, how to earn a great living and take control of your finances…Subscribe to my weekly podcast, Money and You: https://podcasts.apple.com/us/podcast/money-you-with-michelle-perkins/id1365907575?ign-itscg=30200&ign-itsct=podcast_box Please share the episode or the podcast with your friends and family members who want to understand money better and feel more confident and in control of their financial lives. And don’t forget to join the Limit Free Life email community for valuable, usable content and to learn about upcoming events: Let’s Connect… https://limitfreelife.com/newsletter/ I’m excited to offer you a proven way to develop a next level relationship with money that will empower your mindset and financial mastery by “dating your money.” Until you understand how YOU relate to money and what you believe about money, nothing will change. Once you begin to get to know yourself with money, learn the fundamentals of money management, and operate in a new way with money, everything will open up. Join my newsletter so I can let you know when my next "money dating program" is starting and I’ll help you make the shift. The next one begins soon! For more information on Limit Free Life & Michelle Perkins: https://limitfreelife.com LinkedIn: https://www.linkedin.com/in/limitfreelife/ Instagram: https://www.instagram.com/livealimitfreelife You Tube: https://www.youtube.com/@michelleperkins-limitfreel2446…

Money & You with Michelle Perkins

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Ep 164: Building Innovation with ”Cake on Tuesday” 50:06

vor 19 weeks50:06

50:06

In this podcast episode, host Michelle Perkins and guest Elizabeth Bieniek, an entrepreneur and innovator with experience in corporate big tech, and now a sought after leadership speaker, shares her insights on fostering an innovative mindset and the importance of questioning preconceived notions. Elizabeth is named one of the “Female Pioneers in Technology” and has been featured in Forbes, Bloomberg, Women in Business and many more. We discussed the importance of cultivating a positive relationship with money and fostering innovation in various aspects of life including your financial life. They emphasized that understanding money as a tool rather than a source of fear is crucial for personal and professional growth. The conversation highlighted the need to challenge preconceived notions and embrace discomfort to unlock new opportunities, particularly in business and career transitions. Michelle shared insights from her experience in corporate innovation, stressing that innovation requires questioning established practices and being open to new ideas. The discussion also touched on the challenges of maintaining motivation during the middle phases of projects and the significance of integrating fun into work to enhance productivity. These concepts apply to money as well. This episode is important as it encourages listeners to rethink their approach to money and innovation, advocating for a mindset that embraces curiosity and exploration. By doing so, individuals can overcome financial obstacles and foster creativity in their careers, ultimately leading to a more fulfilling and successful life. 00:04 - Money mindset for success 09:25 - Curiosity fuels innovation 17:23 - Embracing discomfort for growth 24:39 - Lessons from the journey 34:52 - Fun in work and money 45:54 - Fresh perspectives for innovation Key Takeaways A healthy relationship with money is foundational for a limit-free life. Innovation requires curiosity and the willingness to question the status quo. - Embracing discomfort can lead to personal and professional growth. - Finding joy in the process can enhance productivity and creativity. - Seeking external perspectives can provide valuable insights and solutions. This episode encourages listeners to reflect on their own lives and careers, inspiring them to think innovatively and embrace change. Michelle and Elizabeth's conversation serves as a reminder that innovation is not just for businesses but is essential in all areas of life. For much more on ALL things money mindset, money management, how to earn a great living and take control of your finances…Subscribe to my weekly podcast, Money and You: https://podcasts.apple.com/us/podcast/money-you-with-michelle-perkins/id1365907575?ign-itscg=30200&ign-itsct=podcast_box Please share the episode or the podcast with your friends and family members who want to understand money better and feel more confident and in control of their financial lives. And don’t forget to join the Limit Free Life email community for valuable, usable content and to learn about upcoming events: Let’s Connect… https://limitfreelife.com/newsletter/ I’m excited to offer you a proven way to develop a next level relationship with money that will empower your mindset and financial mastery by “dating your money.” Until you understand how YOU relate to money and what you believe about money, nothing will change. Once you begin to get to know yourself with money, learn the fundamentals of money management, and operate in a new way with money, everything will open up. Join my newsletter so I can let you know when my next "money dating program" is starting and I’ll help you make the shift. The next one begins soon! For more information on Limit Free Life & Michelle Perkins: https://limitfreelife.com LinkedIn: https://www.linkedin.com/in/limitfreelife/ Instagram: https://www.instagram.com/livealimitfreelife You Tube: https://www.youtube.com/@michelleperkins-limitfreel2446…

Money & You with Michelle Perkins

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Ep 163: "Awakened Wealth: Insights for the Conscious Investor" 53:51

vor 20 weeks53:51

53:51

In this episode of "Money & You," host Michelle Perkins engages in a fascinating discussion with expert guest Tim Jai Baker, CEO of Luminous Wealth and author of “The Awakened Investor: Master Your Financial Anxieties While Unveiling a Conscious Pathway to Prosperity and True Fulfillment.” Tim’s mission is to guide his clients toward their deepest desires and true fulfillment by fostering a healthy, stress-free environment where financial and personal well-being are seamlessly integrated. He believes that wealth management should not occur in isolation but rather as part of a holistic approach that considers the whole person. The conversation emphasizes that many financial issues stem from individuals' perceptions and emotional responses to money, highlighting the importance of cultivating a positive relationship with it. Tim recounts his journey in wealth management, illustrating how he integrated spiritual and holistic approaches into financial planning, aiming to enhance clients' experiences. The episode underscores the significance of understanding one's emotional connection to money, as so many people harbor negative feelings towards it. This discussion aims to empower listeners to reframe their financial perspectives as they approach the new year. The importance of this dialogue lies in its potential to transform how individuals perceive and manage their finances, advocating for a more conscious and collaborative approach within the financial industry. By addressing the emotional and psychological aspects of money, the podcast seeks to foster a healthier financial mindset among its audience. 00:06 - Mindset and money connection 07:03 - Building a wealth management vision 12:53 - Transforming financial industry practices 19:54 - Reprogramming your money mindset 31:45 - Consciousness in economic choices 38:55 - Be, do, have philosophy 49:15 - Integrating money with life Key Takeaways Mindset Matters: A positive relationship with money is crucial for making informed financial decisions. - Awareness of Emotions: Recognizing emotional responses to money can lead to better control and decision-making. - Holistic Approach: Integrating spiritual and emotional well-being into financial planning can enhance overall life satisfaction. - Collaboration is Key: A team of diverse professionals can provide a more rounded perspective on wealth management. For much more on ALL things money mindset, money management, how to earn a great living and take control of your finances…Subscribe to my weekly podcast, Money and You: https://podcasts.apple.com/us/podcast/money-you-with-michelle-perkins/id1365907575?ign-itscg=30200&ign-itsct=podcast_box Please share the episode or the podcast with your friends and family members who want to understand money better and feel more confident and in control of their financial lives. And don’t forget to join the Limit Free Life email community for valuable, usable content and to learn about upcoming events: Let’s Connect… https://limitfreelife.com/newsletter/ I’m excited to offer you a proven way to develop a next level relationship with money that will empower your mindset and financial mastery by “dating your money.” Until you understand how YOU relate to money and what you believe about money, nothing will change. Once you begin to get to know yourself with money, learn the fundamentals of money management, and operate in a new way with money, everything will open up. Join my newsletter so I can let you know when my next "money dating program" is starting and I’ll help you make the shift. The next one begins soon! For more information on Limit Free Life & Michelle Perkins: https://limitfreelife.com LinkedIn: https://www.linkedin.com/in/limitfreelife/ Instagram: https://www.instagram.com/livealimitfreelife You Tube: https://www.youtube.com/@michelleperkins-limitfreel2446…

Money & You with Michelle Perkins

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Ep 162: Income Coach: Gives The Retirement Money Secrets 54:19

vor 21 weeks54:19

54:19

In this episode of "Money & You," host Michelle Perkins engages in a discussion with guest Steve Selengut about the relationship individuals have with money and the importance of mindset in overcoming financial challenges. As a 44-year investment professional, he's developed a simple, yet little-known system for producing reliable market generated income. He created income-generating portfolios for his clients for decades, growing their income every year. Now semi-retired himself, his mission is to bring this system to as many investors and retirees as possible. As a private portfolio investment manager with over $110 million in assets before selling his business in 2023. He's introduced several proprietary concepts, including QDI + PT, Smart Cash, The Working Capital Model , The Investor's Creed , Base Income, and the Investment Grade Value Stock Identification System. Steve shares his personal journey of learning to invest, focusing on income-generating assets rather than merely increasing portfolio value. He highlights the significance of cash flow and the need to understand investment choices, particularly in a changing financial landscape. By providing insights into effective investment strategies, the podcast aims to help listeners cultivate a more positive and productive relationship with money leading to financial freedom. 00:05 - Understanding money mindset 07:14 - Building income through investments 18:51 - Cash flow over portfolio value 26:53 - Defining financial sufficiency 33:00 - Reinvesting for financial growth 44:44 - Tangible income for retirement Key Takeaways - A healthy relationship with money is foundational for financial independence.- Consistent income from investments can provide security and flexibility in retirement.- Understanding the cash flow generated by investments is crucial for long-term financial success.- Practical investment strategies, such as focusing on dividend-paying stocks, can lead to sustainable income. Steve Selengut faced a lack of modern investment tools and resources, as there were no ETFs, IRAs, or 401(k)s at the time. He adapted by learning to focus on income generation and developing a strategy that involved consistent investment in income-producing assets. The guest suggests focusing on generating cash flow from investments rather than merely increasing the market value of a portfolio. This involves investing in assets such as dividend-paying stocks and bonds, to ensure consistent income. Having a portfolio that produces cash flow allows investors to weather market fluctuations without relying solely on selling assets. For much more on ALL things money mindset, money management, how to earn a great living and take control of your finances…Subscribe to my weekly podcast, Money and You: https://podcasts.apple.com/us/podcast/money-you-with-michelle-perkins/id1365907575?ign-itscg=30200&ign-itsct=podcast_box Please share the episode or the podcast with your friends and family members who want to understand money better and feel in control of their financial lives. And don’t forget to join the Limit Free Life email community for valuable, usable content and to learn about upcoming events: Let’s Connect… https://limitfreelife.com/newsletter/ I’m excited to offer you a proven way to develop a next level relationship with money that will empower your mindset and financial mastery by “dating your money.” Until you understand how YOU relate to money and what you believe about money, nothing will change. Once you begin to get to know yourself with money, learn the fundamentals of money management, and operate in a new way with money, everything will open up. Join my newsletter so I can let you know when my next "money dating program" is starting and I’ll help you make the shift. The next one begins soon! For more information on Limit Free Life & Michelle Perkins: https://limitfreelife.com LinkedIn: https://www.linkedin.com/in/limitfreelife/ Instagram: https://www.instagram.com/livealimitfreelife You Tube: https://www.youtube.com/@michelleperkins-limitfreel2446…

Money & You with Michelle Perkins

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Ep 161: Planning for the future even through Unforeseen circumstances! 46:00

vor 22 weeks46:00

46:00

In this episode of "Money & You," host Michelle Perkins discusses the psychological aspects of financial management with guest James Alexander, a Certified Financial Planner and partner with Edge Financial Advisors. James is co-host of his company podcast: “Ed’s Edge” a show geared towards regular, everyday investors seeking financial peace. Passionate about empowering clients to navigate finance confidently while emphasizing emotional well-being in financial planning. The conversation emphasizes the importance of mindset and emotional well-being in overcoming financial challenges. They explore common issues such as avoidance of financial discussions, the impact of shame, and the necessity of creating personalized financial plans that accommodate individual lifestyles and values. The episode highlights the non-linear nature of life and the need for flexibility in financial planning, including considerations for unexpected expenses and changes in circumstances. James stresses the importance of regularly reviewing insurance coverage and adapting financial strategies as life evolves. The discussion aims to empower listeners to shift their mindset towards viewing financial peace as attainable, encouraging proactive engagement with their finances. This episode is significant as it addresses the psychological barriers to financial management and provides practical insights for listeners to improve their financial literacy and planning. 00:05 - Mindset and money connection 07:53 - Confronting financial avoidance 16:43 - Customizing your budget plan 24:04 - Planning for unexpected expenses 34:60 - Insurance and financial peace 41:33 - Belief in financial attainability Key Takeaways - Emotional Well-Being: Acknowledge the psychological aspects of money management to reduce stress and improve financial decision-making.- Personalized Approach: Create a budget that reflects personal values and lifestyle rather than adhering to rigid structures. Listeners are encouraged to evaluate their budgets without judgment and assess how their spending aligns with their personal values, allowing for a more fulfilling financial plan.- Expect the Unexpected: Life is unpredictable; financial plans should account for potential changes and challenges. importance of accounting for unexpected life events, such as health issues or economic changes, in financial planning to create a more resilient and adaptable financial strategy.- Regular Insurance Reviews: Stay informed about insurance coverage to protect against unforeseen events. The podcast emphasizes the need for regular reviews of insurance policies to ensure they adequately cover changing life circumstances and protect against potential financial risks- Financial Peace is Attainable: With the right mindset and planning, achieving financial peace is possible. For much more on ALL things money mindset, money management, how to earn a great living and take control of your finances…Subscribe to my weekly podcast, Money and You: https://podcasts.apple.com/us/podcast/money-you-with-michelle-perkins/id1365907575?ign-itscg=30200&ign-itsct=podcast_box Please share the episode or the podcast with your friends and family members who want to understand money better and feel in control of their financial lives. And don’t forget to join the Limit Free Life email community for valuable, usable content and to learn about upcoming events: Let’s Connect… https://limitfreelife.com/newsletter/ I’m excited to offer you a proven way to develop a next level relationship with money that will empower your mindset and financial mastery by “dating your money.” Until you understand how YOU relate to money and what you believe about money, nothing will change. Once you begin to get to know yourself with money, learn the fundamentals of money management, and operate in a new way with money, everything will open up. Join my newsletter so I can let you know when my next "money dating program" is starting and I’ll help you make the shift. The next one begins soon! For more information on Limit Free Life & Michelle Perkins: https://limitfreelife.com LinkedIn: https://www.linkedin.com/in/limitfreelife/ Instagram: https://www.instagram.com/livealimitfreelife You Tube: https://www.youtube.com/@michelleperkins-limitfreel2446 #FinancialPlanning #MoneyAndYou #MoneyMindset #Finance #MoneyAndYou #FinancialLiteracy…

Money & You with Michelle Perkins

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Ep 160: Home Buying Goals in 2025? This is What You Need to Hear! 51:31

vor 23 weeks51:31

51:31

In this episode of "Money & You," host Michelle Perkins speaks with Jennifer Fishman, an advocate for financial literacy in early education. Join Michelle and Jennifer in this enlightening discussion about the future of financial education for children. Discover how early financial literacy can empower the next generation to thrive in their personal and professional lives. The discussion centers on the importance of teaching financial concepts to children, particularly those in grades K-5, to prepare them for future economic challenges. Fishman, who holds a master's in education and a degree in child development, emphasizes the need for structured financial literacy programs in schools, which she aims to implement across California. The conversation highlights the current gap in financial education and the transformative potential of early financial literacy, which can help children develop essential skills for money management and for entering the workforce. Fishman outlines a progressive curriculum that evolves from basic financial awareness in elementary school to more complex economic concepts in high school. This initiative is crucial as it addresses the widespread lack of financial knowledge among young people, equipping them with the tools to navigate their financial futures successfully. The episode underscores the growing recognition of financial literacy as a vital component of education, reflecting a shift towards preparing students for real-world economic realities. Chapters 00:05 - Introduction to financial literacy 06:16 - Stages of financial education 16:27 - Engaging kids in learning 27:16 - Entrepreneurship and networking skills 37:18 - Community involvement and support Key Points: Jennifer focuses on introducing financial literacy to very young children, specifically targeting K through 5 students, to help them develop essential financial skills early on. The curriculum evolves from financial awareness and consumer awareness in K through 5, to financial literacy in middle school, and then to economic literacy in grades 9 through 12. Students often graduate without the necessary financial skills, leaving them unprepared for real-world financial responsibilities, such as managing debt and making informed financial decisions. By teaching children to develop good financial habits and literacy, the podcast suggests that this can lead to a more financially aware workforce, which in turn can positively impact the economy and community. Parents are encouraged to support the initiative by volunteering in schools and learning alongside their children, which fosters a collaborative environment for financial education. Programs like Jennifer’s “Business Basics For Kids” are designed to provide a seamless educational experience. Engaging and fun activities can help children learn about entrepreneurship and finance. Jennifer shares insights on how children can develop networking skills and comfort in business settings from an early age. Listeners are encouraged to visit Jennifer's website and follow “Business Basics For Kids” on Instagram for more information and resources. For much more on ALL things money mindset, money management, how to earn a great living and take control of your finances…Subscribe to my weekly podcast, Money and You: https://podcasts.apple.com/us/podcast/money-you-with-michelle-perkins/id1365907575?ign-itscg=30200&ign-itsct=podcast_box Please share the episode or the podcast with your friends and family members who want to understand money better and feel in control of their financial lives. And don’t forget to join the Limit Free Life email community for valuable, usable content and to learn about upcoming events: Let’s Connect… https://limitfreelife.com/newsletter/ I’m excited to offer you a proven way to develop a next level relationship with money that will empower your mindset and financial mastery by “dating your money.” Until you understand how YOU relate to money and what you believe about money, nothing will change. Once you begin to get to know yourself with money, learn the fundamentals of money management, and operate in a new way with money, everything will open up. Join my newsletter so I can let you know when my next "money dating program" is starting and I’ll help you make the shift. The next one begins soon! For more information on Limit Free Life & Michelle Perkins: https://limitfreelife.com LinkedIn: https://www.linkedin.com/in/limitfreelife/ Instagram: https://www.instagram.com/livealimitfreelife You Tube: https://www.youtube.com/@michelleperkins-limitfreel2446…

Money & You with Michelle Perkins

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Ep 159: "Business Basics For Kids: Building Bright Financial Futures 44:11

vor 26 weeks44:11

44:11

Ep 159: "Business Basics For Kids: Building Bright Financial Futures

Money & You with Michelle Perkins

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Ep 158: "Learning the secrets of Life Settlements" 51:08

vor 27 weeks51:08

51:08

Host Michelle Perkins and guest Rob Haynie discuss the life settlement industry, where individuals can sell their life insurance policies for cash. Haynie, with 31 years of experience in the industry, highlighted the benefits and opportunities in this market, emphasizing the importance of understanding the value of life insurance policies and exploring options for financial planning. The conversation covered various aspects of life settlements, including the potential for selling term policies, the risks involved, and the need for proper education and planning. He also mentioned efforts to create a senior health planning account to help individuals fund long-term care expenses. The discussion provided valuable insights into a lesser-known financial opportunity and underscored the significance of financial literacy and proactive financial decision-making. The episode aimed to empower listeners to enhance their financial knowledge and make informed choices for their financial well-being. 00:05 - Transform your financial life 05:56 - Expanding life settlement marketplace 13:45 - Understanding life expectancy investments 27:41 - Unveiling life insurance secrets 36:53 - Navigating insurance policy options 42:04 - Future of senior health planning 49:07 - Empowering financial knowledge Loving Request: Please share this podcast with others who can benefit from gaining financial freedom strategies through passive investing. This might just change their life. For much more on ALL things money mindset, money management, how to earn a great living and take control of your finances… Subscribe to my weekly podcast, Money and You: https://podcasts.apple.com/us/podcast/money-you-with-michelle-perkins/id1365907575?ign- itscg=30200&ign-itsct=podcast_box And don’t forget to join the Limit Free Life email community for valuable, usable content and to learn about upcoming events: Let’s Connect… https://limitfreelife.com/newsletter/ I’m excited to offer you a proven way to develop a next level relationship with money that will empower your mindset and financial mastery by “dating your money.” Until you understand how YOU relate to money and what you believe about money, nothing will change. Once you begin to get to know yourself with money, learn the fundamentals of money management, and operate in a new way with money, everything will open up. Join my signature “Your MoneyDate™” program and I’ll help you make the shift. https://limitfreelifeworkshops.com/money-date/ The next one begins soon! For more information on Limit Free Life & Michelle Perkins: https://limitfreelife.com LinkedIn: https://www.linkedin.com/in/limitfreelife/ Instagram: https://www.instagram.com/livealimitfreelife…

Money & You with Michelle Perkins

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Ep 157: Shifting the Paradigm of Your Money 48:09

vor 28 weeks48:09

48:09

This episode features creative brand strategist and money mentor Sarah Mac. Sarah shares her inspiring journey from financial anxiety to building a thriving six-figure business. She discusses the foundational steps to improving your relationship with money, including the power of tracking finances, adopting simple money habits, and embracing a creative approach to financial growth. Sarah also introduces concepts from her new book, The 6-Figure Creative: Heal Your Relationship With Money Doing Work You Love, offering practical tools for entrepreneurs to align their mindset and money goals with their personal and professional vision. Timestamps 00:00 - Sarah Mac’s transformational money journey 12:35 - Key habits for cultivating a healthier money mindset 25:50 - Creative strategies for financial success Loving Request: Please share this podcast with others who can benefit from gaining financial freedom strategies through passive investing. This might just change their life. For much more on ALL things money mindset, money management, how to earn a great living and take control of your finances… Subscribe to my weekly podcast, Money and You: https://podcasts.apple.com/us/podcast/money-you-with-michelle-perkins/id1365907575?ign- itscg=30200&ign-itsct=podcast_box And don’t forget to join the Limit Free Life email community for valuable, usable content and to learn about upcoming events: Let’s Connect… https://limitfreelife.com/newsletter/ I’m excited to offer you a proven way to develop a next level relationship with money that will empower your mindset and financial mastery by “dating your money.” Until you understand how YOU relate to money and what you believe about money, nothing will change. Once you begin to get to know yourself with money, learn the fundamentals of money management, and operate in a new way with money, everything will open up. Join my signature “Your MoneyDate™” program and I’ll help you make the shift. https://limitfreelifeworkshops.com/money-date/ The next one begins soon! For more information on Limit Free Life & Michelle Perkins: https://limitfreelife.com LinkedIn: https://www.linkedin.com/in/limitfreelife/ Instagram: https://www.instagram.com/livealimitfreelife YouTube: https://www.youtube.com/@michelleperkins-limitfreel2446…

Money & You with Michelle Perkins

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Ep 156: Unlocking Six-Figure Creativity: Elevate Your Money Mindset 56:55

vor 29 weeks56:55

56:55

Your connection with money should be one of the best relationships in your life. Is it? Certified coach and CEO of Limit Free Life, Michelle Perkins breaks down your relationship with money - offering tough love money tips and a money dating plan that focuses on lifting the barriers to success by uncovering underlying money beliefs, illuminating what’s driving money behavior, and paving the way for a better relationship with money and increased wealth. It’s time to take control. Michelle, along with her expert guests, offers insight and understanding from her own career journey that has taken ventures from zero to a Million $$ in five years. We change, the world changes, and our careers can change. Michelle’s mission is to help ambitious, driven entrepreneurs and professionals move into (or better yet, create) work that satisfies the soul, creates the financial prosperity that they need and want, and empowers them to live the life they desire. For much more on ALL things money mindset, money management, how to earn a great living and take control of your finances…Subscribe to my weekly podcast, Money and You: https://podcasts.apple.com/us/podcast/money-you-with-michelle-perkins/id1365907575?ign-itscg=30200&ign-itsct=podcast_box And don’t forget to join the Limit Free Life email community for valuable, usable content and to learn about upcoming events: Let’s Connect… https://limitfreelife.com/newsletter/ I’m excited to offer you a proven way to develop a next level relationship with money that will empower your mindset and financial mastery by “dating your money.” Until you understand how YOU relate to money and what you believe about money, nothing will change. Once you begin to get to know yourself with money, learn the fundamentals of money management, and operate in a new way with money, everything will open up. Join my signature “Your MoneyDate™” program and I’ll help you make the shift. https://limitfreelifeworkshops.com/money-date/ The next one begins soon! For more information on Limit Free Life & Michelle Perkins: https://limitfreelife.com LinkedIn: https://www.linkedin.com/in/limitfreelife/ Instagram: https://www.instagram.com/livealimitfreelife You Tube: https://www.youtube.com/@michelleperkins-limitfreel2446…

Money & You with Michelle Perkins

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Ep. 155: "Are Your Money Problems Really What You Think?" 21:07

vor 30 weeks21:07

21:07

Michelle Perkins hosts financial expert Thomas Blottenberger to explore the connection between mindset and financial strategy. Thomas shares insights on emotional biases in investing, the importance of education in financial planning, and how to align your investments with a greater purpose. The episode offers practical guidance on overcoming fears, building financial literacy, and achieving peace of mind by focusing on purposeful investing. Timestamps 00:00 - Emotional biases and their impact on finances 15:30 - Aligning investments with purpose 28:12 - Practical strategies for shifting financial paradigms Loving Request: Please share this podcast with others who can benefit from gaining financial freedom strategies through passive investing. This might just change their life. For much more on ALL things money mindset, money management, how to earn a great living and take control of your finances… Subscribe to my weekly podcast, Money and You: https://podcasts.apple.com/us/podcast/money-you-with-michelle-perkins/id1365907575?ign- itscg=30200&ign-itsct=podcast_box And don’t forget to join the Limit Free Life email community for valuable, usable content and to learn about upcoming events: Let’s Connect… https://limitfreelife.com/newsletter/ I’m excited to offer you a proven way to develop a next level relationship with money that will empower your mindset and financial mastery by “dating your money.” Until you understand how YOU relate to money and what you believe about money, nothing will change. Once you begin to get to know yourself with money, learn the fundamentals of money management, and operate in a new way with money, everything will open up. Join my signature “Your MoneyDate™” program and I’ll help you make the shift. https://limitfreelifeworkshops.com/money-date/ The next one begins soon! For more information on Limit Free Life & Michelle Perkins: https://limitfreelife.com LinkedIn: https://www.linkedin.com/in/limitfreelife/ Instagram: https://www.instagram.com/livealimitfreelife YouTube: https://www.youtube.com/@michelleperkins-limitfreel2446…

Money & You with Michelle Perkins

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Ep 154: "Transforming Your Time Into Money" 22:41

vor 31 weeks22:41

22:41

The podcast featured a speaker discussing the importance of managing emotions and thoughts about money to achieve financial success. The speaker emphasized the power of positive thinking and visualization in manifesting financial goals. The discussion highlighted the role of mindset in overcoming financial challenges and creating a positive relationship with money. The speaker shared a manifestation exercise involving setting intentions, visualizing goals, and focusing on evidence of progress. The importance of maintaining a high frequency and positive mindset to attract abundance was emphasized. The speaker encouraged listeners to practice gratitude and use their minds effectively to achieve their desired outcomes. The podcast provided practical tips for improving financial well-being through mindset shifts and manifestation techniques. The discussion took place in a supportive and educational context, aiming to empower listeners to take control of their financial futures through positive thinking and intentional actions. 00:00 - Mastering your money mindset 13:14 - Smooth road to abundance 18:60 - Manifesting financial prosperity Loving Request: Please share this podcast with others who can benefit from gaining financial freedom strategies through passive investing. This might just change their life. For much more on ALL things money mindset, money management, how to earn a great living and take control of your finances…Subscribe to my weekly podcast, Money and You: https://podcasts.apple.com/us/podcast/money-you-with-michelle-perkins/id1365907575?ign-itscg=30200&ign-itsct=podcast_box And don’t forget to join the Limit Free Life email community for valuable, usable content and to learn about upcoming events: Let’s Connect… https://limitfreelife.com/newsletter/ I’m excited to offer you a proven way to develop a next level relationship with money that will empower your mindset and financial mastery by “dating your money.” Until you understand how YOU relate to money and what you believe about money, nothing will change. Once you begin to get to know yourself with money, learn the fundamentals of money management, and operate in a new way with money, everything will open up. Join my signature “Your MoneyDate™” program and I’ll help you make the shift. https://limitfreelifeworkshops.com/money-date/ The next one begins soon! For more information on Limit Free Life & Michelle Perkins: https://limitfreelife.com LinkedIn: https://www.linkedin.com/in/limitfreelife/ Instagram: https://www.instagram.com/livealimitfreelife YouTube: https://www.youtube.com/@michelleperkins-limitfreel2446…

Money & You with Michelle Perkins

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Ep 153: "Countdown to Financial Freedom: Year-End Money Strategies" 28:25

vor 33 weeks28:25

28:25

The podcast featured a discussion between an entrepreneur, coach, and problem solver about the importance of having a positive relationship with money to achieve financial freedom. The speakers emphasized the need for strategic financial planning, especially towards the end of the year, to maximize retirement contributions, set up accounts like Roth IRAs and HSAs, and review investment portfolios. They also highlighted the significance of mindset in achieving financial goals, suggesting listeners focus on positive self-talk and abundance mindset. Practical tips were provided, such as making extra estimated tax payments, utilizing flexible spending accounts, and engaging in tax loss harvesting. The speakers recommended taking one to two financial actions per week leading up to the end of the year, followed by a period of reflection and mindset adjustment. The discussion underscored the importance of proactive financial management and mindset in achieving long-term financial success. 00:01 - Strategic money planning tips 10:04 - Maximizing retirement contributions 15:36 - Year-end financial adjustments 23:13 - Mindset reset for abundance Loving Request: Please share this podcast with others who can benefit from gaining financial freedom strategies through passive investing. This might just change their life. For much more on ALL things money mindset, money management, how to earn a great living and take control of your finances…Subscribe to my weekly podcast, Money and You: https://podcasts.apple.com/us/podcast/money-you-with-michelle-perkins/id1365907575?ign-itscg=30200&ign-itsct=podcast_box And don’t forget to join the Limit Free Life email community for valuable, usable content and to learn about upcoming events: Let’s Connect… https://limitfreelife.com/newsletter/ I’m excited to offer you a proven way to develop a next level relationship with money that will empower your mindset and financial mastery by “dating your money.” Until you understand how YOU relate to money and what you believe about money, nothing will change. Once you begin to get to know yourself with money, learn the fundamentals of money management, and operate in a new way with money, everything will open up. Join my signature “Your MoneyDate™” program and I’ll help you make the shift. https://limitfreelifeworkshops.com/money-date/ The next one begins soon! For more information on Limit Free Life & Michelle Perkins: https://limitfreelife.com LinkedIn: https://www.linkedin.com/in/limitfreelife/ Instagram: https://www.instagram.com/livealimitfreelife YouTube: https://www.youtube.com/@michelleperkins-limitfreel2446…

Money & You with Michelle Perkins

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Ep 152: "Who Are You With Money?" 23:45

vor 34 weeks23:45

23:45

The podcast featured a speaker who is an entrepreneur, coach, and problem solver discussing the importance of developing a positive relationship with money. The speaker emphasized the need to understand one's money personality, including strengths, gifts, and challenges, through an assessment of eight archetypes. Reflecting on one's behavior and beliefs about money is crucial for making informed financial decisions. The speaker highlighted the significance of continuous self-reflection and execution in improving financial well-being. By understanding oneself better in relation to money, individuals can gain more control and confidence in managing their finances. The discussion aimed to provide listeners with insights, education, and empowerment to enhance their financial literacy and ultimately achieve financial freedom. The podcast episode focused on the importance of knowing oneself in terms of money and offered practical tips for personal growth in financial matters. 00:04 - Money relationship foundation reflection 07:44 - Discovering money personality insights 13:11 - Understanding money archetypes execution 18:34 - Self-knowledge financial journey confidence Loving Request: Please share this podcast with others who can benefit from gaining financial freedom strategies through passive investing. This might just change their life. For much more on ALL things money mindset, money management, how to earn a great living and take control of your finances…Subscribe to my weekly podcast, Money and You: https://podcasts.apple.com/us/podcast/money-you-with-michelle-perkins/id1365907575?ign-itscg=30200&ign-itsct=podcast_box And don’t forget to join the Limit Free Life email community for valuable, usable content and to learn about upcoming events: Let’s Connect… https://limitfreelife.com/newsletter/ I’m excited to offer you a proven way to develop a next level relationship with money that will empower your mindset and financial mastery by “dating your money.” Until you understand how YOU relate to money and what you believe about money, nothing will change. Once you begin to get to know yourself with money, learn the fundamentals of money management, and operate in a new way with money, everything will open up. Join my signature “Your MoneyDate™” program and I’ll help you make the shift. https://limitfreelifeworkshops.com/money-date/ The next one begins soon! For more information on Limit Free Life & Michelle Perkins: https://limitfreelife.com LinkedIn: https://www.linkedin.com/in/limitfreelife/ Instagram: https://www.instagram.com/livealimitfreelife YouTube: https://www.youtube.com/@michelleperkins-limitfreel2446…

Money & You with Michelle Perkins

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Ep 151: "Wealth Without Wallstreet - Passive Income Strategies for Financial Freedom" 44:28

vor 35 weeks44:28

44:28

The podcast featured host Michelle Perkins with guest Russ Morgan from “Wealth Without Wall Street” discussing passive income with a focus on helping business owners understand how to generate passive income to achieve financial freedom. The speakers emphasized the importance of building personal family P&Ls, investing in alignment with one's investor DNA, and creating systems to make passive income a reality. They highlighted the need for frameworks, models, and resources to guide individuals in their passive income journey. The conversation also touched on balancing passive income pursuits with regular professions and the significance of community support in exploring alternative wealth-building strategies. They shared their experiences and insights to empower listeners to take control of their financial future. The episode provided practical advice and resources for those interested in pursuing passive income opportunities. 00:06 - Unlocking limit-free living today 12:03 - Investing based on investor DNA 21:26 - Building passive income frameworks 30:39 - Empowering wealth building communities 42:33 - Inspiring financial freedom journeys Main Topics Discussed: Importance of building passive income to live a limit-free life Common mistakes business owners make in managing their finances Building a personal family P&L to understand available cash for investments Investing based on individual investor DNA and interests Balancing active work with passive income pursuits Providing free resources and e-books to educate people on financial freedom strategies Key Takeaways: Passive income is essential for financial freedom and living a fulfilling life Understanding one's investor DNA is crucial for successful investments Building systems and frameworks can help make passive income more achievable Balancing active work with passive income pursuits can lead to long-term financial stability Community support and education are key in pursuing alternative wealth-building strategies Encouragement to explore passive income opportunities and seek out resources from Wealth Without Wall Street Loving Request: Please share this podcast with others who can benefit from gaining financial freedom strategies through passive investing. This might just change their life. For much more on ALL things money mindset, money management, how to earn a great living and take control of your finances…Subscribe to my weekly podcast, Money and You: https://podcasts.apple.com/us/podcast/money-you-with-michelle-perkins/id1365907575?ign-itscg=30200&ign-itsct=podcast_box And don’t forget to join the Limit Free Life email community for valuable, usable content and to learn about upcoming events: Let’s Connect… https://limitfreelife.com/newsletter/ I’m excited to offer you a proven way to develop a next level relationship with money that will empower your mindset and financial mastery by “dating your money.” Until you understand how YOU relate to money and what you believe about money, nothing will change. Once you begin to get to know yourself with money, learn the fundamentals of money management, and operate in a new way with money, everything will open up. Join my signature “Your MoneyDate™” program and I’ll help you make the shift. https://limitfreelifeworkshops.com/money-date/ The next one begins soon! For more information on Limit Free Life & Michelle Perkins: https://limitfreelife.com LinkedIn: https://www.linkedin.com/in/limitfreelife/ Instagram: https://www.instagram.com/livealimitfreelife You Tube: https://www.youtube.com/@michelleperkins-limitfreel2446…

Money & You with Michelle Perkins

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Ep 150: "Future Poor - Real Solutions for Retirement" 54:02

vor 36 weeks54:02

54:02

Michelle and guest Jonathan Grimm, author of "The Future Poor," licensed financial advisor, and founder of Tend Financial, highlights the way we do retirement and how we can move into a unique and life-changing, new way that fits today’s world so much better. The model for traditional retirement isn’t aligned with our life span, medical expenses and other aspects of life today. Jonathan and I discussed the evolution of retirement and the looming retirement crisis. The conversation delved into the history of retirement, societal changes, and the financial industry's impact on retirement planning. Jonathan emphasized the need for a new perspective on retirement, suggesting alternative approaches to financial planning and work. The discussion highlighted the importance of reevaluating traditional retirement norms and considering innovative solutions to address the challenges faced by retirees. The podcast aimed to provoke critical thinking about finance, retirement, and societal values, encouraging listeners to consider new perspectives on financial planning and retirement preparation. The conversation provided insights into the changing landscape of retirement and the need for a shift in mindset towards financial security in later years. 00:00 - Revolutionizing retirement planning 05:23 - Evolution of retirement systems 12:23 - Redefining old age care 19:44 - Work as life fulfillment 29:32 - Financial advisors' reality check 37:11 - Empowering the middle class 45:51 - Stay informed, stay ahead Main Topics Discussed: History of retirement development and societal changes impacting retirement planning. See Jonathan’s video short on his website to understand how we got here: https://www.thefuturepoor.com/ The impact of inflation, rising costs, and the need for alternative retirement strategies. The importance of work, social interaction, and generational blending in retirement planning. The role of financial advisors and the need for strategic, honest advice in the current financial landscape. Key Takeaways: Retirement is a relatively new concept in human history, with significant changes post-1980. Traditional retirement models may not be sustainable in the current economic environment. Work provides more than just income and should be viewed as a valuable aspect of life. Financial advisors should offer strategic and honest advice tailored to individual circumstances. Pooled resources and charitable efforts can play a crucial role in addressing retirement challenges. The Grimm News and Jonathan’s podcast can be found on the futurepoor.com website above. Updates on the book "The Future Poor" and daily insights on financial landscape changes, as well as fun and informative content to engage listeners and provide critical thinking on finance and life can also be found. Loving Request - Please share this show, especially with those who are retiring or planning to retire! This is truly information that everyone should hear and think about. For much more on ALL things money mindset, money management, how to earn a great living and take control of your finances…Subscribe to my weekly podcast, Money and You: https://podcasts.apple.com/us/podcast/money-you-with-michelle-perkins/id1365907575?ign-itscg=30200&ign-itsct=podcast_box And don’t forget to join the Limit Free Life email community for valuable, usable content and to learn about upcoming events: Let’s Connect… https://limitfreelife.com/newsletter/ I’m excited to offer you a proven way to develop a next level relationship with money that will empower your mindset and financial mastery by “dating your money.” Until you understand how YOU relate to money and what you believe about money, nothing will change. Once you begin to get to know yourself with money, learn the fundamentals of money management, and operate in a new way with money, everything will open up. Join my signature “Your MoneyDate™” program and I’ll help you make the shift. https://limitfreelifeworkshops.com/money-date/ The next one begins soon! For more information on Limit Free Life & Michelle Perkins: https://limitfreelife.com LinkedIn: https://www.linkedin.com/in/limitfreelife/ Instagram: https://www.instagram.com/livealimitfreelife You Tube: https://www.youtube.com/@michelleperkins-limitfreel2446…

Money & You with Michelle Perkins

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Ep 149: Ascension Catalyst For Money and You 41:08

vor 38 weeks41:08

41:08

Michelle and Suzanna Kennedy discuss the importance of clearing subconscious beliefs around money to create a limit-free life in today’s podcast. Suzanna Kennedy, an expert in subconscious belief clearing and conscious manifestation, shares practical tools for transforming limiting beliefs and creating a life of abundance. Suzanna Kennedy is a visionary “Ascension Catalyst” and 5D Leadership Coach, dedicated to empowering spiritually awakening professionals to align their success with their soul's purpose. With her transformative program, “Reality Crafting 5.0”, Suzanna guides high-achieving individuals through a journey of inner discovery and purposeful leadership. As a best-selling author, Suzanna's groundbreaking book, "Sacred Union: Ascending To A 5D Paradise," presents a revolutionary approach to manifesting a life of harmony, abundance, and impact. By blending spiritual wisdom with quantum physics, Suzanna offers a roadmap fortranscending limitations and embracing a reality of unity, love, and purpose. She shared tools like the "sphere of compassion" to clear out these limiting beliefs. The conversation emphasized the power of thoughts in creating reality and offered practical tips for transforming limiting beliefs. The discussion highlighted the need to address underlying beliefs to improve one's life and emphasized the value of positive energy and ideas. 00:00 - Clearing money mindset blocks 13:26 - Overcoming comfort zone resistance 21:35 - Transforming reality with compassion 30:47 - Practical tools for limitless living 36:41 - Gratitude for positive energy Main Topics: The impact of childhood programming on money mindset and self-identity. Overcoming resistance and stepping outside comfort zones to create positive change. The power of thoughts in shaping reality and transmuting negative experiences into positive outcomes. Key Takeaways: Suzanna emphasizes the importance of clearing subconscious beliefs related to money to create a conscious life experience. The first seven years of life are crucial for downloading beliefs that shape our self-identity and relationship with money. Limiting beliefs can manifest in various areas of life, not just money, and clearing them can lead to transformative experiences. Suzanna introduces the concept of the "sphere of compassion" as a tool to transmute negative beliefs and emotions into positive energy. Loving Request:Please share the episode with friends and family who could benefit from the insights shared by Suzanna. Help to transform someone else’s relationship with money by listening to her wisdom. For much more on ALL things money mindset, money management, how to earn a great living and take control of your finances…Subscribe to my weekly podcast, Money and You: https://podcasts.apple.com/us/podcast/money-you-with-michelle-perkins/id1365907575?ign-itscg=30200&ign-itsct=podcast_box And don’t forget to join the Limit Free Life email community for valuable, usable content and to learn about upcoming events: Let’s Connect… https://limitfreelife.com/newsletter/ I’m excited to offer you a proven way to develop a next level relationship with money that will empower your mindset and financial mastery by “dating your money.” Until you understand how YOU relate to money and what you believe about money, nothing will change. Once you begin to get to know yourself with money, learn the fundamentals of money management, and operate in a new way with money, everything will open up. Join my signature “Your MoneyDate™” program and I’ll help you make the shift. https://limitfreelifeworkshops.com/money-date/ The next one begins soon! For more information on Limit Free Life & Michelle Perkins: https://limitfreelife.com LinkedIn: https://www.linkedin.com/in/limitfreelife/ Instagram: https://www.instagram.com/livealimitfreelife You Tube: https://www.youtube.com/@michelleperkins-limitfreel2446…

Money & You with Michelle Perkins

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Ep 148: "Words Matter: Unlock Financial Success Through Positive Language" 17:33

vor 39 weeks17:33

17:33

In this episode, host Michelle Perkins discusses the importance of using positive language when talking about money to unlock financial success. She emphasizes the impact of words on mindset and shares insights on how to shift towards a more empowered mindset around money. The podcast tackles the importance of using positive language when talking about money. Michelle emphasized the impact of negative words on mindset and financial well-being. Highlighting the need to be aware of the words we use regarding money, both internally and externally, and noticing how it can influence one's relationship with finances was explained. She suggested focusing on solutions rather than problems and empowering oneself with positive language. The conversation stressed the significance of aligning thoughts and words to improve financial habits and mindset. By changing negative language habits, individuals can shift their mindset towards money and ultimately enhance their financial well-being. The discussion aimed to encourage listeners to pay attention to their language around money and make positive changes to positively impact their financial lives. Main Topics Discussed: The connection between mindset and language when it comes to money Being aware of the words we use around money and how they affect our mindset The importance of focusing on solutions rather than problems in our thinking and conversations about money Inspiring others through positive language and empowering statements about money Shifting negative language habits to create a more positive relationship with money Taking time to change language patterns and align thoughts, words, and actions for financial well-being Key Takeaways: Pay attention to the words you use when talking about money and shift towards more positive and empowering language Empower yourself and inspire others by focusing on solutions and goals rather than problems and limitations Changing language habits takes time and practice, but can significantly impact your mindset and financial well-being For much more on ALL things money mindset, money management, how to earn a great living and take control of your finances…Subscribe to my weekly podcast, Money and You: https://podcasts.apple.com/us/podcast/money-you-with-michelle-perkins/id1365907575?ign-itscg=30200&ign-itsct=podcast_box And don’t forget to join the Limit Free Life email community for valuable, usable content and to learn about upcoming events: Let’s Connect… https://limitfreelife.com/newsletter/ I’m excited to offer you a proven way to develop a next level relationship with money that will empower your mindset and financial mastery by “dating your money.” Until you understand how YOU relate to money and what you believe about money, nothing will change. Once you begin to get to know yourself with money, learn the fundamentals of money management, and operate in a new way with money, everything will open up. Join my signature “Your MoneyDate™” program and I’ll help you make the shift. https://limitfreelifeworkshops.com/money-date/ The next one begins soon! For more information on Limit Free Life & Michelle Perkins: https://limitfreelife.com LinkedIn: https://www.linkedin.com/in/limitfreelife/ Instagram: https://www.instagram.com/livealimitfreelife You Tube: https://www.youtube.com/@michelleperkins-limitfreel2446 Loving Request:Please share the episode with friends who may benefit from shifting their language around money. Transform their money lives by helping them implement positive language habits and aligning their thoughts, words, and actions for financial success.…

Money & You with Michelle Perkins

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Ep 147: "Your Money Mindset Matters" 26:43

vor 40 weeks26:43

26:43

In this solo podcast, Michelle discusses the importance of having a great relationship with money and spending time managing finances daily. She emphasized the need to treat money like any other relationship, investing time and effort into understanding and improving it. The discussion highlighted the significance of starting financial planning early, setting goals, and seeking accountability to achieve financial freedom. She encouraged listeners to assess their time spent on money, set financial goals, and prioritize regular "money dates" to build a healthy financial future. Statistics show that financial planning engagement was much higher with older individuals and she encouraged everyone to get more involved earlier. Overall, the podcast aimed to empower listeners to take control of their finances, make informed decisions, and work towards financial stability and freedom. Tips: Treating money as a relationship helps individuals understand their financial habits and mindset. Spending time with money, even just an hour a day, can lead to financial freedom by developing good financial habits and mindset. Starting to manage money early is important to allow time for interest to compound, develop good habits, and avoid financial crises in the future. The podcast mentions that financial planning engagement tends to increase with age, with older individuals being more involved in managing their money. Practical tips include setting money goals, understanding the 'why' behind managing money, setting reminders on calendars, seeking accountability partners, and treating money management as a regular routine. Spending time with your money is crucial for financial success and empowerment. Setting goals and creating accountability can help individuals stay on track with their finances. Developing a positive money mindset can lead to financial freedom and confidence. Michelle encourages listeners to prioritize their financial well-being and make managing money a regular part of their routine. She emphasizes the importance of taking control of your finances to achieve the freedom and happiness you deserve. For much more on ALL things money mindset, money management, how to earn a great living and take control of your finances…Subscribe to my weekly podcast, Money and You: https://podcasts.apple.com/us/podcast/money-you-with-michelle-perkins/id1365907575?ign-itscg=30200&ign-itsct=podcast_box And don’t forget to join the Limit Free Life email community for valuable, usable content and to learn about upcoming events: Let’s Connect… https://limitfreelife.com/newsletter/ I’m excited to offer you a proven way to develop a next level relationship with money that will empower your mindset and financial mastery by “dating your money.” Until you understand how YOU relate to money and what you believe about money, nothing will change. Once you begin to get to know yourself with money, learn the fundamentals of money management, and operate in a new way with money, everything will open up. Join my signature “Your MoneyDate™” program and I’ll help you make the shift. https://limitfreelifeworkshops.com/money-date/ The next one begins soon! For more information on Limit Free Life & Michelle Perkins: https://limitfreelife.com LinkedIn: https://www.linkedin.com/in/limitfreelife/ Instagram: https://www.instagram.com/livealimitfreelife You Tube: https://www.youtube.com/@michelleperkins-limitfreel2446…

Money & You with Michelle Perkins

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Ep. 146: "Writing Your Own Money Story" 48:36

vor 41 weeks48:36

48:36

Host Michelle Perkins and guest Amy Cook, author of the Amazon bestseller "Your Money Narrative" spent time exploring the impact of personal experiences on financial behaviors and decisions. Overall, the episode delves into the significance of understanding one's relationship with money, the impact of childhood experiences on financial behaviors, and the role of financial planning in achieving financial goals. The conversation highlights the importance of emotional awareness, communication, and working with financial advisors to navigate financial complexities and build lasting wealth. Listeners are encouraged to start working on their financial plan and address emotional aspects of money management for a more secure financial future. The podcast featured Michelle Perkins and Amy Cook, founder and financial advisor at Maven Lane Financial Group. Amy, author of "Your Money Narrative," emphasized how personal experiences shape financial behaviors. They highlighted the impact of childhood beliefs on adult financial decisions and the need for financial education, especially in high school. The conversation underscored the significance of addressing money-related beliefs and emotions to make informed financial decisions and build lasting legacies. They emphasized the value of starting with a financial plan, challenging limiting beliefs, and seeking professional guidance. The podcast aimed to inspire listeners to reflect on their money mindset, take steps towards financial empowerment, and access resources like Amy's book for further guidance. 00:00 - Money relationship insights & tips 05:20 - Childhood impact on money beliefs 16:10 - Financial advisor's compassionate guidance 21:21 - Complexities of financial partnerships 33:02 - Building a strong financial plan 44:30 - Book access & financial awareness Stressful financial situations in childhood can lead to a desire to avoid similar situations in the future. A financial plan serves as a roadmap to identify gaps and set financial goals. It helps individuals understand their financial situation, make informed decisions, and work towards building wealth. Engaging with a financial planner who focuses on real planning is crucial for financial success. Key Takeaways: - Childhood experiences can significantly influence money beliefs and behaviors in adulthood - Financial education and planning are crucial for navigating financial challenges and building wealth - Emotional awareness and communication are essential in addressing money-related issues - Working with a financial advisor can provide valuable guidance and support in financial decision-making - Starting with a financial plan can help individuals set clear goals and make informed financial choices - Contact Amy and access her book "Your Money Narrative" for valuable insights on money management and financial planning. For much more on ALL things money mindset, money management, how to earn a great living and take control of your finances…Subscribe to my weekly podcast, Money and You: https://podcasts.apple.com/us/podcast/money-you-with-michelle-perkins/id1365907575?ign-itscg=30200&ign-itsct=podcast_box And don’t forget to join the Limit Free Life email community for valuable, usable content and to learn about upcoming events: Let’s Connect… https://limitfreelife.com/newsletter/ I’m excited to offer you a proven way to develop a next level relationship with money that will empower your mindset and financial mastery by “dating your money.” Until you understand how YOU relate to money and what you believe about money, nothing will change. Once you begin to get to know yourself with money, learn the fundamentals of money management, and operate in a new way with money, everything will open up. Join my signature “Your MoneyDate™” program and I’ll help you make the shift. https://limitfreelifeworkshops.com/money-date/ The next one begins soon! For more information on Limit Free Life & Michelle Perkins: https://limitfreelife.com LinkedIn: https://www.linkedin.com/in/limitfreelife/ Instagram: https://www.instagram.com/livealimitfreelife You Tube: https://www.youtube.com/@michelleperkins-limitfreel2446…

Money & You with Michelle Perkins

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Ep 145: "Don’t Be Vague with Your Money" 14:25

vor 42 weeks14:25

14:25

Michelle hosted a solo show, discussing the importance of being aware of one's thoughts and beliefs about money. In this episode of "Money & You," host Michelle Perkins discusses the importance of being specific with your financial goals and mindset. She shares insights on how our thoughts around money can impact our ability to achieve our dreams and offers practical tips for setting clear financial targets. Michelle emphasized the need to examine subconscious money beliefs by putting oneself in different environments and observing the thoughts that arise. The conversation emphasized the empowerment that comes from setting and meeting specific financial goals, as well as the importance of being mindful of the narratives we tell ourselves about money. Overall, the discussion underscored the value of being intentional and specific in financial goal-setting to create a positive and proactive relationship with money. Key Points Discussed: - Importance of being aware of your money thoughts and beliefs - The impact of environment on money mindset - Tracking and journaling money thoughts in different settings - Setting specific financial goals to manifest and achieve them - Overcoming fear or hopelessness around setting money targets - The power of setting specific goals, taking action, and realizing them - Empowerment through achieving financial goals Key Takeaway: Track your progress, take action, and empower yourself through achieving your financial goals. For much more on ALL things money mindset, money management, how to earn a great living and take control of your finances…Subscribe to my weekly podcast, Money and You: https://podcasts.apple.com/us/podcast/money-you-with-michelle-perkins/id1365907575?ign-itscg=30200&ign-itsct=podcast_box And don’t forget to join the Limit Free Life email community for valuable, usable content and to learn about upcoming events: Let’s Connect… https://limitfreelife.com/newsletter/ I’m excited to offer you a proven way to develop a next level relationship with money that will empower your mindset and financial mastery by “dating your money.” Until you understand how YOU relate to money and what you believe about money, nothing will change. Once you begin to get to know yourself with money, learn the fundamentals of money management, and operate in a new way with money, everything will open up. Join my signature “Your MoneyDate™” program and I’ll help you make the shift. https://limitfreelifeworkshops.com/money-date/ The next one begins soon! For more information on Limit Free Life & Michelle Perkins: https://limitfreelife.com LinkedIn: https://www.linkedin.com/in/limitfreelife/ Instagram: https://www.instagram.com/livealimitfreelife You Tube: https://www.youtube.com/@michelleperkins-limitfreel2446…

Money & You with Michelle Perkins

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Ep 144: "Empowering Financial Relationships: Navigating Money, Emotions, and Family Dynamics" 43:59

vor 43 weeks43:59

43:59

Michelle Perkins was joined by guest Abbe F. Large CLU, CLTC, a prominent financial advisor with Lenox Advisors. They discussed the importance of being supported through challenging times with grace and dignity, focusing on love and family when money is removed from the equation. Abbe shared a story about helping a woman in financial distress and emphasized the role of a financial advisor in a family's life. They also talked about the significance of understanding one's relationship with money and the emotional aspects of money. Abbe highlighted the importance of having open conversations about money, even with children, to promote financial responsibility and a healthy relationship with money. The conversation underscored the need for financial literacy and communication within families, regardless of professional expertise. The host praised Abbe for her work in discussing money openly and hoped for more listeners to benefit from such conversations. 00:03 - Empathy in financial planning 09:08 - Role of financial advisors 16:29 - Balancing money relationships 25:39 - Parenting and money values 36:19 - Open conversations about money In this episode of "Money & You," host Michelle Perkins explores the importance of empowering financial relationships and navigating the complexities of money, emotions, and family dynamics. Joined by guest Abbe F. Large, a notable financial advisor with a unique perspective on supporting clients through challenging times, the conversation delves into the role of financial advisors in families' lives and the impact of childhood experiences on money relationships. The discussion highlights the role financial advisors play in providing guidance and support during life transitions, showcasing the value of open communication and equal involvement in financial decisions within relationships. Michelle and Abbe explore the emotional aspects of money and the impact of childhood experiences on individuals' relationships with finances, underscoring the need for honest conversations and financial education within families. Abbe shares a personal anecdote about helping a client navigate financial challenges, showcasing the importance of listening, understanding, and empowering individuals to take control of their financial well-being. The conversation touches on the role of parents in instilling financial responsibility in children, emphasizing the value of early conversations about money and the impact of parental attitudes on children's financial behaviors. Abbe Large emphasizes the importance of involving each person in financial conversations to ensure that everyone is heard and understood, promoting a healthy relationship with money. She also believes it is important for families to understand that you don't need to be a professional to talk about money, just like you don't need to be a doctor to talk about health, emphasizing the importance of open conversations about finances. For much more on ALL things money mindset, money management, how to earn a great living and take control of your finances…Subscribe to my weekly podcast, Money and You: https://podcasts.apple.com/us/podcast/money-you-with-michelle-perkins/id1365907575?ign-itscg=30200&ign-itsct=podcast_box And don’t forget to join the Limit Free Life email community for valuable, usable content and to learn about upcoming events: Let’s Connect… https://limitfreelife.com/newsletter/ I’m excited to offer you a proven way to develop a next level relationship with money that will empower your mindset and financial mastery by “dating your money.” Until you understand how YOU relate to money and what you believe about money, nothing will change. Once you begin to get to know yourself with money, learn the fundamentals of money management, and operate in a new way with money, everything will open up. Join my signature “Your MoneyDate™” program and I’ll help you make the shift. https://limitfreelifeworkshops.com/money-date/ The next one begins soon! For more information on Limit Free Life & Michelle Perkins: https://limitfreelife.com LinkedIn: https://www.linkedin.com/in/limitfreelife/ Instagram: https://www.instagram.com/livealimitfreelife You Tube: https://www.youtube.com/@michelleperkins-limitfreel2446…

Money & You with Michelle Perkins

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Ep 143: "Long-Term Care Planning: Reducing Stress and Ensuring Peace of Mind" 53:20

vor 44 weeks53:20

53:20

The podcast featured Michelle Perkins as host and special guest Matt McCann, discussing the importance of long-term care planning and insurance. The conversation highlighted the personal experience of Michelle with her parents' long-term care needs and the financial implications of using long term care as well as the difficulties of using it. They emphasized the need for proper planning to manage the costs and potential challenges of aging. The discussion covered topics such as different types of long-term care insurance policies, the impact of interest rates on premiums, and options for adjusting benefits to mitigate costs. The speakers stressed the importance of seeking expert advice to navigate the complexities of long-term care insurance and ensure adequate coverage. Overall, the podcast provided valuable insights into the significance of planning for long-term care and the role of insurance in addressing the financial aspects of aging. 00:05 - Unexpected life changes happen (and so do earthquakes) 07:44 - Preparing for the unexpected 13:48 - Navigating long-term care insurance 23:03 - Financial impact of caregiving 32:12 - Determining coverage needs wisely 40:42 - Addressing premium rate concerns 48:13 - Expert tips for policyholders - Personal experience with long-term care: Michelle shares her journey with her parents' long-term care needs and the importance of planning ahead.- Importance of long-term care insurance: Discussion on the significance of having long-term care insurance to manage the financial costs and stress associated with aging.- Understanding long-term care policies: Exploring different types of long-term care policies, coverage options, deductibles, and benefits.- Factors to consider when choosing a policy: Matt provides insights on determining the appropriate coverage amount based on location, cost of care, and individual needs.- Legacy long-term care policies: Addressing issues with older legacy policies, rate increases, and options to adjust benefits to manage costs.- Consumer protections and hybrid products: Explaining the regulatory changes in long-term care insurance, consumer protections, and the availability of hybrid products for guarantees. Key Takeaways:- Long-term care insurance helps manage the financial, emotional, and physical costs of aging.- Policies should be tailored to individual needs and location-specific cost of care.- Legacy policies may require adjustments to benefits to mitigate rate increases.- Consumer protections and hybrid products offer additional safeguards and guarantees for long-term care planning. Closing Remarks:Michelle and Matt emphasize the importance of seeking expert advice when considering long-term care insurance to ensure peace of mind and reduce stress associated with aging.Listeners are encouraged to connect with Matt for further information or assistance with long-term care insurance planning. Overall, the episode provides valuable insights into long-term care planning, insurance options, and strategies to reduce stress and ensure financial security in later years.Matt McCann got involved in long-term care planning after her mother had health issues that required nursing home and assisted living care. He is licensed in all 50 states. For much more on ALL things money mindset, money management, how to earn a great living and take control of your finances…Subscribe to my weekly podcast, Money and You: https://podcasts.apple.com/us/podcast/money-you-with-michelle-perkins/id1365907575?ign-itscg=30200&ign-itsct=podcast_box And don’t forget to join the Limit Free Life email community for valuable, usable content and to learn about upcoming events: Let’s Connect… https://limitfreelife.com/newsletter/ I’m excited to offer you a proven way to develop a next level relationship with money that will empower your mindset and financial mastery by “dating your money.” Until you understand how YOU relate to money and what you believe about money, nothing will change. Once you begin to get to know yourself with money, learn the fundamentals of money management, and operate in a new way with money, everything will open up. Join my signature “Your MoneyDate™” program and I’ll help you make the shift. https://limitfreelifeworkshops.com/money-date/ The next one begins soon! For more information on Limit Free Life & Michelle Perkins: https://limitfreelife.com LinkedIn: https://www.linkedin.com/in/limitfreelife/ Instagram: https://www.instagram.com/livealimitfreelife You Tube: https://www.youtube.com/@michelleperkins-limitfreel2446…

Money & You with Michelle Perkins

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EP 142: Create A Relationship With Your Money Through AI 30:21

vor 45 weeks30:21

30:21

Michelle shares thoughts on the use of AI in various applications, including financial matters. The speaker highlighted the benefits of AI in financial planning. The conversation touched on AI-supported tools for budgeting, organizing financial data, and achieving financial goals. The speaker also mentioned specific courses and software for efficient financial management. The AI provided advice on budgeting methods, investment strategies, and credit card management. The discussion emphasized the value of using AI to enhance financial awareness, knowledge and decision-making. The podcast showcased the potential of AI in simplifying financial tasks and guiding individuals towards better financial habits. If you have financial questions, AI might be able to help you at no expense, but beware of the answers and check them out with experts as well. 00:05 - Exploring AI in Finance 11:03 - Budgeting Tips from AI 16:26 - Organizing Financial Data Efficiently 21:58 - Investment Advice from AI In this episode of "Money & You with Michelle Perkins," the host explores the use of AI in personal finance and how it can help individuals create a better relationship with their money. The host shares insights from a recent conference and discusses the potential benefits of using AI tools for financial planning and analysis. Michelle shared how ChatGPT responses provided insights on budgeting methods, financial organization tools, and investment strategies, encouraging listeners to consider their overall financial situation and goals. AI tools can provide practical advice on budgeting, financial organization, and investment strategies, helping individuals make informed decisions about their money.Engaging with AI-supported tools can enhance awareness of personal finances and encourage proactive financial management.Consideration of overall financial situation, goals, and strategies is essential when using AI tools for financial planning and analysis. For much more on ALL things money mindset, money management, how to earn a great living and take control of your finances…Subscribe to my weekly podcast, Money and You: https://podcasts.apple.com/us/podcast/money-you-with-michelle-perkins/id1365907575?ign-itscg=30200&ign-itsct=podcast_box And don’t forget to join the Limit Free Life email community for valuable, usable content and to learn about upcoming events: Let’s Connect… https://limitfreelife.com/newsletter/ I’m excited to offer you a proven way to develop a next level relationship with money that will empower your mindset and financial mastery by “dating your money.” Until you understand how YOU relate to money and what you believe about money, nothing will change. Once you begin to get to know yourself with money, learn the fundamentals of money management, and operate in a new way with money, everything will open up. Join my signature “Your MoneyDate™” program and I’ll help you make the shift. https://limitfreelifeworkshops.com/money-date/ The next one begins soon! For more information on Limit Free Life & Michelle Perkins: https://limitfreelife.com LinkedIn: https://www.linkedin.com/in/limitfreelife/ Instagram: https://www.instagram.com/livealimitfreelife You Tube: https://www.youtube.com/@michelleperkins-limitfreel2446…

Money & You with Michelle Perkins

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Ep 141: Breaking Through Your Income Glass Ceiling Forever! 44:18

vor 46 weeks44:18

44:18

The podcast featured a conversation with Dr. Noah St. John, an expert on the topic of money and your “inner game” who has recently released a new book, "The 7 Figure Expert.” They discussed the importance of teaching effective money strategies, and contrasting self-promoters with effective educators. The speaker shared his personal journey of spending money on gurus who couldn't deliver results, leading him to develop his own system-driven success approach outlined in his new book. He emphasized the significance of mindset and inner game in achieving financial success, highlighting the power of “afformations” and questioning techniques. The speaker also shared insights on writing and marketing books, attributing his prolific output to a systematic approach. The conversation underscored the value of practical strategies over personality-driven success, offering a unique perspective on achieving financial goals. The podcast provided valuable insights for listeners seeking to improve their financial literacy and success. 00:04 - From struggle to success 08:17 - Tripling investments in weeks 15:12 - System vs. personality success 28:54 - Mastering your inner game 39:45 - Prolific book-writing secrets System-driven success is crucial for breaking through income glass ceilings. Afformations and empowering questions can rewire the brain for success. Mastering the inner game is essential for achieving financial goals. Focusing on foundational aspects before external details is key to success. Having a system for writing, marketing, and selling books can lead to prolific authorship. The episode provides valuable insights into overcoming income barriers and achieving financial success through system-driven approaches and mastering the inner game. The guest's new book, "The 7 Figure Expert," offers practical guidance for individuals looking to break through their income glass ceilings. For much more on ALL things money mindset, money management, how to earn a great living and take control of your finances…Subscribe to my weekly podcast, Money and You: https://podcasts.apple.com/us/podcast/money-you-with-michelle-perkins/id1365907575?ign-itscg=30200&ign-itsct=podcast_box And don’t forget to join the Limit Free Life email community for valuable, usable content and to learn about upcoming events: Let’s Connect… https://limitfreelife.com/newsletter/ I’m excited to offer you a proven way to develop a next level relationship with money that will empower your mindset and financial mastery by “dating your money.” Until you understand how YOU relate to money and what you believe about money, nothing will change. Once you begin to get to know yourself with money, learn the fundamentals of money management, and operate in a new way with money, everything will open up. Join my signature “Your MoneyDate™” program and I’ll help you make the shift. https://limitfreelifeworkshops.com/money-date/ The next one begins soon! For more information on Limit Free Life & Michelle Perkins: https://limitfreelife.com LinkedIn: https://www.linkedin.com/in/limitfreelife/ Instagram: https://www.instagram.com/livealimitfreelife You Tube: https://www.youtube.com/@michelleperkins-limitfreel2446…

Money & You with Michelle Perkins

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Ep 140: Monetizing Your Mindset with Deborah Deras 43:14

vor 47 weeks43:14

43:14

Deborah Deras, global keynote speaker and professor with expertise in AI and marketing was our guest this week. Michelle Perkins and Deborah Deras dig in to discuss the topic of monetizing your mindset. Deborah, also a spiritual teacher, discussed her life’s journey that led to transitioning from teaching to AI to coaching public speaking, emphasizing the importance of following intuition and overcoming fears. She highlighted the significance of monetizing one's skills, particularly in public speaking, and to make money doing what you love. Deborah shared insights on the business of speaking and how to build a career as a speaker. The conversation underscored the value of public speaking in building businesses and generating revenue. Overall, the podcast provides practical advice on improving public speaking skills and leveraging them for financial success. 00:05 - High vibe learning with Deborah 05:13 - Overcoming fears, following intuition 16:56 - Elevating public speaking skills 22:26 - Benefits of professional speaking 42:17 - Power of effective communication Key Takeaways: -The importance of public speaking and overcoming anxiety in presentations.- Deborah's program "Monetize Your Magnificence" focusing on improving public speaking skills and leveraging social media for business growth.- The impact of mindset on success and the role of intuition in decision-making.- The business of speaking and how to monetize speaking engagements effectively.- Embrace opportunities for growth and learning to expand your skill set.- Overcome fears and resistance to pursue your passions and goals.- Utilize social media and online platforms to share valuable content and generate revenue.- Develop a positive mindset and trust your intuition in decision-making.- Understand the business aspects of speaking engagements to maximize opportunities for income. The episode "Monetizing Your Mindset with Deborah Deras" provides valuable insights into the importance of public speaking, mindset, and leveraging opportunities for business growth. Deborah's expertise and practical tips offer listeners a roadmap to success in monetizing their skills and knowledge. https://www.youtube.com/watch?v=-OdjdewI8Rw&list=PLDZ0iRrmsiPU4R3Pg5jolAftWZ54C0tkh For much more on ALL things money mindset, money management, how to earn a great living and take control of your finances…Subscribe to my weekly podcast, Money and You: https://podcasts.apple.com/us/podcast/money-you-with-michelle-perkins/id1365907575?ign-itscg=30200&ign-itsct=podcast_box And don’t forget to join the Limit Free Life email community for valuable, usable content and to learn about upcoming events: Let’s Connect… https://limitfreelife.com/newsletter/ I’m excited to offer you a proven way to develop a next level relationship with money that will empower your mindset and financial mastery by “dating your money.” Until you understand how YOU relate to money and what you believe about money, nothing will change. Once you begin to get to know yourself with money, learn the fundamentals of moneymanagement, and operate in a new way with money, everything will open up. Join my signature “Your MoneyDate™” program and I’ll help you make the shift. https://limitfreelifeworkshops.com/money-date/ The next one begins soon! For more information on Limit Free Life & Michelle Perkins: https://limitfreelife.com LinkedIn: https://www.linkedin.com/in/limitfreelife/ Instagram: https://www.instagram.com/livealimitfreelife You Tube: https://www.youtube.com/@michelleperkins-limitfreel2446…

Money & You with Michelle Perkins

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Ep 139: Money Milestone’s: A financial journey from youth to retirement 48:57

vor 48 weeks48:57

48:57

The podcast featured Philip Board, a financial advisor with 27 years of experience discussing his journey in the financial services industry, starting from selling financial products to running his own company. The speaker started in financial services through a friend of his dad who offered him a job if he passed a test. He equated Wall Street with nice cars in his 20’s and a career was born. The conversation touched on the importance of understanding the relationship between finance and business management, the significance of saving and spending habits, and the impact of taxes on retirement planning. The speakers emphasized the need for a holistic approach to financial planning, including collaboration between financial advisors and tax professionals. The discussion highlighted the value of ongoing education and strategic planning in achieving financial goals. The podcast emphasized the importance of seeking professional advice and developing a comprehensive financial strategy to optimize financial outcomes. The conversation provided valuable insights into financial planning, business management, and tax strategies for listeners. 00:05 - Financial journey beginnings 05:17 - Business skills for advisors 10:38 - Talking money with kids 23:05 - Saving vs. spending strategies 30:36 - Retirement planning insights 35:58 - Tax considerations revealed 41:36 - Collaborating for financial success 47:19 - Webinars for financial education Key Takeaways: - Financial advisors need to balance expertise in finance with business management skills.- Teaching children about money and financial literacy is crucial for their future financial well-being.- Moving from spender to saver is a key step in building financial stability.- Tax planning is essential for optimizing retirement savings and minimizing tax liabilities.- Utilizing tax-free investment options like Roth IRAs can provide long-term benefits in retirement planning.- Collaboration between financial advisors and CPAs can lead to more effective financial and tax strategies.-The speaker teaches other financial advisors how to run better businesses, focusing on systems and processes. The episode provides valuable insights into the financial journey from youth to retirement, emphasizing the importance of financial literacy, strategic planning, and collaboration with professionals like CPAs for long-term financial success. For much more on ALL things money mindset, money management, how to earn a great living and take control of your finances…Subscribe to my weekly podcast, Money and You: https://podcasts.apple.com/us/podcast/money-you-with-michelle-perkins/id1365907575?ign-itscg=30200&ign-itsct=podcast_box And don’t forget to join the Limit Free Life email community for valuable, usable content and to learn about upcoming events: Let’s Connect… https://limitfreelife.com/newsletter/ I’m excited to offer you a proven way to develop a next level relationship with money that will empower your mindset and financial mastery by “dating your money.” Until you understand how YOU relate to money and what you believe about money, nothing will change. Once you begin to get to know yourself with money, learn the fundamentals of moneymanagement, and operate in a new way with money, everything will open up. Join my signature “Your MoneyDate™” program and I’ll help you make the shift. https://limitfreelifeworkshops.com/money-date/ The next one begins soon! For more information on Limit Free Life & Michelle Perkins: https://limitfreelife.com LinkedIn: https://www.linkedin.com/in/limitfreelife/ Instagram: https://www.instagram.com/livealimitfreelife You Tube: https://www.youtube.com/@michelleperkins-limitfreel2446…

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