Creative Success = Financial Balance with Flexible Budget Plans As a creative individual, dealing with irregular income can be daunting. In this episode of From "Creative Passion To Profit", titled "How Creatives Can Budget for Regular Income," I, Mahmood, tackle one of the biggest challenges faced by those in the arts and creative world—budgeting. Have you ever felt the high of being fully booked and having commissions flying off the shelves, only to be met with silence and income droughts the following month? You're not alone. But here's the good news: with a little planning, you can smooth out those financial ups and downs. In this episode, I'll share three simple steps to help you build a budgeting system that fits your lifestyle and supports your creative ambitions. You'll learn how to determine your essential baseline expenses, create a financial buffer for quiet months, and implement a flexible yet simple budgeting method that allows you to thrive creatively and financially. You'll also have some homework tasks... Timestamped Summary: [00:00:00] Introduction to challenges of budgeting with erratic income. [00:00:58] Step 1: Determine your baseline expenses. [00:02:12] Step 2: Build a financial buffer for quieter months. [00:03:46] Step 3: Apply a simple, discipline-based budget system. [00:04:58] Homework: Calculate baseline expenses and track income. Mentioned in this episode: Training Training Training Find out more about Budgetwhizz Find out more about Budgetwhizz Budgetwhizz…
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We have reached the conclusion of our first season.
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Zman Teshuva Lakol
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#38 - Full Review of the Viduy
35:07
35:07
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35:07We review the Viduy in its entirety.
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We review all of the entries in the Al Chataim section of the Viduy.
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Al Chataim SheAnu Chayavim Aleihem Mitah B'Ydei Shamayim, Al Chataim SheAnu Chayavim Aleihem Kareit VaAriri, Al Chataim SheAnu Chayavim Aleihem Arba Mitot Beit Din: Skila, Sreifa, Hereg, V'Chenek
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Al Chataim SheAnu Chayavim Aleihem Asham Vaday V'Taluy, Al Chataim SheAnu Chayavim Aleihem Makkat Mardut, Al Chataim SheAnu Chayavim Aleihem Malkut Arba'im
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V'Al Chataim SheAnu Chayvim Aleihem Olah, V'Al Chataim SheAnu Chayvim Aleihem Chatat, V'Al Chataim SheAnu Chayvim Aleihem Oleh V'Yored
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Zman Teshuva Lakol
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#33 - Review of the Al Cheit Section
21:18
21:18
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21:18We review all of the entries in the Al Cheit section of the Viduy.
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Al Cheit SheChatanu Lifanecha B'Sh'vuat Shav, Al Cheit SheChatanu Lifanecha B'Sinat Chinam, Al Cheit SheChatanu Lifanecha B'T'Sumet Yad, Al Cheit SheChatanu Lifanecha B'Tmhon Leivav
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Al Cheit SheChatanu Lifanecha B'Kalut Rosh, Al Cheit SheChatanu Lifanecha B'Kashyut ORef, Al Cheit SheChatanu Lifanecha B'Ritzat Raglayim L'HaRa, Al Cheit SheChatanu Lifanecha B'Rechilut
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Al Cheit SheChatanu Lifanecha B'Frikat Ol, Al Cheit SheChatanu Lifanecha B'Flilut, Al Cheit SheChatanu Lifanecha B'Tzdiyat Reia, Al Cheit SheChatanu Lifanecha B'Tzarut Ayin
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Al Cheit SheChatanu Lifanecha B'Siach Siftoteinu, Al Cheit SheChatanu Lifanecha B'Einayim Ramot, Al Cheit SheChatanu Lifanecha B'Azut Meitzach
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Al Cheit SheChatanu Lifanecha B'Nitiyat Garon, Al Cheit SheChatanu Lifanecha B'Sikur Ayin
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Al Cheit SheChatanu Lifanecha B'Maachal U'V'Mishteh, Al Cheit SheChatanu Lifanecha B'Neshech U'V'Marbit
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Al Cheit SheChatanu Lifanecha B'Latzon, Al Cheit SheChatanu B'Masa U'V'Matan
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Al Cheit Shechatanu Lifanecha B'Chapat Shochad, Al Cheit Shechatanu Lifanecha B'Chachash U'V'Chazav, Al Cheit Shechatanu Lifanecha B'Lashon HaRa
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Al Cheit SheChatanu Lifanecha B'Tumat Sefatayim, Al Cheit SheChatanu Lifanecha B'Yetzer HaRa, B'Yod'im U'V'Lo Yod'im,
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Al Cheit SheChatanu Lifanecha B'Chilul Hashem, Al Cheit SheChatanu Lifanecha B'Tifshut Peh
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Al Cheit SheChatanu Lifanecha B'Zilzul Horim U'Morim, Al Cheit SheChatanu Lifanecha B'Chozek Yad
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Al Cheit SheChatanu Lifanecha B'V'idat Zenut, Al Cheit SheChatanu Lifanecha B'Zadon U'V'Shgaga
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Al Cheit SheChatanu Lifanecha B'Honaat Reia, Al Cheit SheChatanu Lifanecha B'Viduy Peh
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Al Cheit SheChatanu Lifanecha B'Daat U'V'Mirma, Al Cheit SheChatanu Lifanecha B'Harhor HaLev
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Al Cheit SheChatanu Lifanecha B'Giluy Arayot, Al Cheit SheChatanu Lifanecha B'Dibbur Peh
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V'Al Cheit SheChatanu Lifanecha B'Galuy U'V'Sater.
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Al Cheit SheChatanu Lifanecha B'Vituy Sefatayim
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Al Cheit SheChatanu Lifanecha B'Imutz HaLev, B'Vli Daat
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Al Cheit SheChatanu Lifanecha B'Ones U'V'Ratzon
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We review all of the entries in the Ashamnu section of the Viduy.
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Ta'inu, T'Tonu
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Shichatnu, Tiavnu
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Kishinu Oref, Rashanu
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Pashanu, Tzararnu
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Sararnu, Avinu
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Maradnu, Niatznu
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Kizavnu, Latznu
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Tafalnu Seker, Yaatznu Ra
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Zadnu, Chamasnu
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He'Evinu , V'H'Rshanu
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Gazalnu, Dibarnu Dofi
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Ashamnu, Bagadnu
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Welcome to the Zman Teshuva LaKol podcast.
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