Join America's Father & Son Retirement Wealth Team, Jerry and Nick Royer, as they co-host the On The Money with Jerry & Nick Royer Podcast which is your one stop show for financial tips and ideas you can use to help get you to and through retirement with more confidence and clarity. Jerry and Nick are TV personalities on CBS, NBC, and ABC news affiliates. They are also keynote speakers, authors, radio show hosts, and consumer advocates. Their nationally syndicated radio show airs on numerous ...
…
continue reading
1
Episode #100: What Should I Do With My Old 401k?
13:21
13:21
Später Spielen
Später Spielen
Listen
Gefällt mir
Geliked
13:21
This podcast is the second in the series called the Royer/Kennedy Tapes where Nick Royer and Emmy Award Winning TV News Anchor Erin Kennedy will explore everything financial and everything retirement. In this episode, they discuss what you should do with your old 401k. 41% of people, from 2014-2016, cashed out at least part of their 401k when leavi…
…
continue reading
1
Episode #99: Can I Retire Early?
11:58
11:58
Später Spielen
Später Spielen
Listen
Gefällt mir
Geliked
11:58
This podcast is the first in the series called the Royer/Kennedy Tapes where Nick Royer and Emmy Award Winning TV News Anchor Erin Kennedy will explore everything financial and everything retirement. In this episode, they explore the ins and outs of early retirement planning, answering the pivotal question: "Can I Retire Early?" With advanced tips …
…
continue reading
1
Episode #98 Merry Christmas and Happy New-Flation???
21:02
21:02
Später Spielen
Später Spielen
Listen
Gefällt mir
Geliked
21:02
While the holiday season is upon us, new challenges are hitting your pocketbook beyond having to just buy those presents. There’s inflation that’s gone higher than it has in decades and then there’s also the challenges of getting those gifts due to supply shortages. What’s this all mean to you? What can you do about it? Find that out on this episod…
…
continue reading
1
Episode 97: 5 Tips To Get On The RIGHT Financial Track
19:37
19:37
Später Spielen
Später Spielen
Listen
Gefällt mir
Geliked
19:37
So many retirees are getting to retirement and they come to find out there are some things happening in their financial life that’s causing them unnecessary problems. Things that are causing their retirements to potentially be “Off-Track”. During this podcast, we go into 5 quick tips to help get you back “On-Track” and confident about your financia…
…
continue reading
1
Episode #96: What’s Keeping You Up At 2AM?
28:53
28:53
Später Spielen
Später Spielen
Listen
Gefällt mir
Geliked
28:53
What keeps you up at night? What’s on your mind at 2 in the morning? Well, after doing our radio show for close to 9 years now, we get lots of phone calls from our listeners, and the same 5 questions keep coming up. The same 5 questions that keep people up at 2AM. What are those questions and what can you do about it? FREE GIVE: Take the On The Mon…
…
continue reading
1
Episode #95: Why’s Gene Simmons from KISS Leaving California?
26:27
26:27
Später Spielen
Später Spielen
Listen
Gefällt mir
Geliked
26:27
There’s a lot changing in the world! New government proposals that are circulating the rumor mill could dramatically change the future of retirement. And many people (even celebrities) are making some adjustments that’s getting a little attention. On this Podcast Jerry and Nick talk about: - Some new Government proposals that could dramatically cha…
…
continue reading
1
Episode #94 The Best of Jerry & Nick: What's That Turkey Really Cost?
14:04
14:04
Später Spielen
Später Spielen
Listen
Gefällt mir
Geliked
14:04
It’s the holiday season, buying gifts and eating food. On this weeks podcast, Jerry and Nick talk about how much all of this stuff cost back in 1965 when Jerry first entered the financial planning world. - Discover how much of an impact inflation has had on just a simple Thanksgiving meal. - What the real inflation rate is that you should use when …
…
continue reading
1
Episode #93: Interview on the Mary Flynn Show- How’s The Election & Pandemic Going To Affect Your Money in the Future?
26:27
26:27
Später Spielen
Später Spielen
Listen
Gefällt mir
Geliked
26:27
Elections, pandemics, market volatility, and future uncertainty seems to be the talk of all of the 24/7 news networks. But what does this really mean to you and your money? What plans should you have in place? Jerry and Nick share their outlook and tips on what you can do during this exclusive interview on the Mary Flynn Show. During this interview…
…
continue reading
1
Episode #92: Will the Election Rattle Your Retirement?
24:59
24:59
Später Spielen
Später Spielen
Listen
Gefällt mir
Geliked
24:59
What’s on everyone's mind right now? The Elections and how it could affect the economy and your finances. What’s it mean to your pocketbook? Jerry and Nick bring the stats and the historical point of view with about 100 years of MATH backing it up. They help bring some certainty to an uncertain world. On this Podcast you’ll discover: - What we can …
…
continue reading
1
Episode #91 Is The Robo-Advisor A Good Guy or A Bad Guy?
36:14
36:14
Später Spielen
Später Spielen
Listen
Gefällt mir
Geliked
36:14
What’s a Robo-Advisor anyway? A good guy or a bad guy? Friend or Foe? Jerry and Nick talk about the pro’s, con’s and strings attached of technology in the financial planning and retirement planning arena. On this Podcast you’ll discover: The good, bad and ugly of technology handling your money. What we can learn from movies like 2001 A Space Odysse…
…
continue reading
1
Episode #90 WARNING Taxes Are Likely Heading Higher
24:27
24:27
Später Spielen
Später Spielen
Listen
Gefällt mir
Geliked
24:27
On this episode, Jerry and Nick talk about the future of taxes in retirement and they provide some pro-tips that are direct from their book Defuse - The 7 Steps To Saving Your 401k from the IRS. On this podcast you’ll discover: - What taxes will likely be in the future and how it could affect your retirement. - The 3 types of tax buckets and which …
…
continue reading
1
Episode #89 Crazy Things We're Seeing
23:39
23:39
Später Spielen
Später Spielen
Listen
Gefällt mir
Geliked
23:39
On this episode Jerry and Nick talk about the crazy things they’ve seen in 2020. From t-shirts to cruise ships to dividends being cut out and companies closing down, what’s all of this mean to your pocket book? What can you do about it? On this Podcast you’ll discover: The 5 likely scenarios that could affect your retirement. What could happen to c…
…
continue reading
1
Episode #88: Going Back To The Future To 1985
17:55
17:55
Später Spielen
Später Spielen
Listen
Gefällt mir
Geliked
17:55
On this episode Jerry and Nick get in their On The Money Time Machine and they go Back To The Future to 1985. A time when: Ronald Reagan was President The San Francisco 49ers defeated the Miami Dolphins during Super Bowl XIX The song We Are the World was recorded Legendary basketball coach Bobby Knight throws a chair across the court Boxer Mike Tys…
…
continue reading
1
Episode #87: Timeless Financial Advice
17:07
17:07
Später Spielen
Später Spielen
Listen
Gefällt mir
Geliked
17:07
On this episode, Jerry and Nick talk about the lessons that you can learn from some of the greats like Ben Franklin, Yogi Berra, and Mark Twain. You’ll hear about how some of their wisdom from years past can tie into helping you achieve a solid financial future. You’ll find out: How your retirement may be more than just the size of your bank accoun…
…
continue reading
1
Episode #86: The Can and Can’t Sees of Retirement
23:40
23:40
Später Spielen
Später Spielen
Listen
Gefällt mir
Geliked
23:40
On this episode of the On the Money with Jerry and Nick Royer Podcast we talk about the financial things that you typically can see and the dangerous hidden things you oftentimes can’t see financially. It’s those can’t sees that can derail you and this is what we will talk about on this episode. You’ll find out: How to identify the CAN’T SEES of yo…
…
continue reading
1
Episode #85: 10-Steps To Surviving A Layoff or Furlough
20:41
20:41
Später Spielen
Später Spielen
Listen
Gefällt mir
Geliked
20:41
On this episode of the On the Money with Jerry and Nick Royer Podcast we talk about the new reality in the ongoing pandemic. With companies going out of business or cutting back just to survive, lay offs and furloughs are skyrocketing and it may be getting worse in the months to come. So how do you survive it? That’s what we talk about this week. Y…
…
continue reading
1
Episode #84: Talking with The Man and Woman On The Street
12:56
12:56
Später Spielen
Später Spielen
Listen
Gefällt mir
Geliked
12:56
On this episode of the On the Money with Jerry and Nick Royer Podcast we have sent our team to talk with the Man and Woman “On The Street”. What’s concerning them, what’s on their mind from their own mouth. That’s what you’ll find out on this weeks Podcast. You’ll find out: The limitations on retirement accounts and what you can do about it. What k…
…
continue reading
1
Episode #83 The CARES Act- What's It Mean For Your Wallet
14:03
14:03
Später Spielen
Später Spielen
Listen
Gefällt mir
Geliked
14:03
The $2 trillion dollar CARES Act is taking affect across America and the checks are starting to hit peoples bank accounts, but what does this really mean for your wallet? That’s what this weeks Podcast is all about. You’ll discover: How The Coronavirus Aid, Relief, and Economic Security Act is affecting your finances. What changes have been made to…
…
continue reading
1
Episode #82- Interview with John Hopkins- Help Protect Yourself From COVID-19
17:56
17:56
Später Spielen
Später Spielen
Listen
Gefällt mir
Geliked
17:56
Be sure to tune into this special edition of the On the Money with Jerry and Nick Royer Podcast where you’ll hear from an expert from Johns Hopkins about what seniors need to know about the Covid-19 pandemic. On this podcast, Jerry and Nick are joined by special guest Dr. Alicia Arbaje who will answer your most pressing COVID-19 questions, like: - …
…
continue reading
1
Episode #81 Coronavirus Scam ALERT!
13:18
13:18
Später Spielen
Später Spielen
Listen
Gefällt mir
Geliked
13:18
During the ongoing Coronavirus crisis, scams are running rampant. They know you’re home, they know you're worried, and new scams are taking advantage. We talk about these scams and how you can protect yourself. On this Podcast, Jerry, Nick along with their Co-Host Mark Elliott talk about: - The new IRS stimulus check scam - How online scammers are …
…
continue reading
1
Podcast #80 Coronavirus - What To Expect and What You Should Do?
29:06
29:06
Später Spielen
Später Spielen
Listen
Gefällt mir
Geliked
29:06
With the country shut down, unemployment on the rise, and the markets acting incredibly volatile, what should you expect, and what should you do? That’s the topic of this podcast with Jerry and Nick Royer, along with their co-host Mark Elliott. We talk about: What is Price Dislocation, and how is it causing the market prices to appear inaccurate? W…
…
continue reading
1
Podcast #79 Elections and the Markets with Jeff Bush of the Washington Update
15:10
15:10
Später Spielen
Später Spielen
Listen
Gefällt mir
Geliked
15:10
It’s election year and what to expect is on everyone's mind, so Jerry and Nick have gone to their Washington Insider Jeff Bush. He’s from the Washington Update and has a lot of insight into the elections and how it’s going to affect the markets. We talk about: What he’s learned from being a Washington Insider and a Washington Outsider How the marke…
…
continue reading
1
Podcast #78 Coronavirus and the Markets
19:00
19:00
Später Spielen
Später Spielen
Listen
Gefällt mir
Geliked
19:00
On this weeks podcast, Jerry and Nick talk about the Coronavirus on the Mary Flynn Show. How’s it affecting the market and should you be worried in the long-term? We talk about: How this compares against other similar situations like SARS, the Swine Flu, and the Zika Virus. How to setup your investments to weather both good and sour markets. Why it…
…
continue reading
1
Episode #77 Interview with Nobel Laureate Robert Shiller
27:48
27:48
Später Spielen
Später Spielen
Listen
Gefällt mir
Geliked
27:48
On this weeks podcast, Jerry and Nick interview Nobel Laureate, American Economist, Best-Selling Author, and Yale Professor Robert Shiller! We talk with Robert about: - What the outlook for the economy is. - His take on how to properly diversify. - Investments and strategies that retirees should be considering. - How annuities could possibly fit in…
…
continue reading
1
Episode #76 What's That Turkey Really Cost?
14:04
14:04
Später Spielen
Später Spielen
Listen
Gefällt mir
Geliked
14:04
It’s the holiday season, buying gifts and eating food. On this weeks podcast, Jerry and Nick talk about how much all of this stuff cost back in 1965 when Jerry first entered the financial planning world. - Discover how much of an impact inflation has had on just a simple Thanksgiving meal. - What the real inflation rate is that you should use when …
…
continue reading
1
Episode #75: Do You Have Tricks or Treats in Your Financial Goodie Bag?
14:58
14:58
Später Spielen
Später Spielen
Listen
Gefällt mir
Geliked
14:58
Happy Halloween!!! Jerry and Nick are joined by their co-host Mark Elliott as they play Financial Trick or Treat. They will talk about the types of things that can end up in your financial bag and whether or not these are Tricks to avoid or Treats to enjoy! Enjoy the show! Resources In Today's Episode: - Free Resource Download Page - Schedule Your …
…
continue reading
1
Episode #74 WBZW Interview on the Mary Flynn Show
1:22:25
1:22:25
Später Spielen
Später Spielen
Listen
Gefällt mir
Geliked
1:22:25
Jerry and Nick are interviewed for their Money Monday Financial Segment on WBZW’s Mary Flynn Show. They talk about the Financial Landmines that can blow up everything you took a lifetime to accumulate. Fortunately, Jerry and Nick have been through this (a few hundred times) and they see the same landmines blowing up retiree after retiree. But the g…
…
continue reading
1
Episode #73 David Bach Interview- What's The Best Advice He's Ever Gotten?
24:49
24:49
Später Spielen
Später Spielen
Listen
Gefällt mir
Geliked
24:49
On this weeks podcast, Jerry and Nick welcome back New York Times Best-Selling Author David Bach! David has been in the financial industry for nearly 3 decades and is the author of nine best-selling books including: The Automatic Millionaire, Smart Women Finish Rich, and Smart Couples Finish Rich. He’s also been a guest on the Oprah Winfrey show se…
…
continue reading
1
Episode #72 Money Monday Interview on the Pete Paquette Show- The Inverted Yield Curve, Biggest Retirement Fears, Love Stinks Money Truths and 5 Reasons You Don’t Need A Financial Advisor
1:06:53
1:06:53
Später Spielen
Später Spielen
Listen
Gefällt mir
Geliked
1:06:53
Listen to Jerry and Nick's awesome Money Monday Interview on the Pete Paquette Show as they talk about: - What the inverted yield curve is and does it really mean we are headed towards a recession? - The biggest fears plaguing most retirees. - The 3 Love Stinks Money Truths - The 5 reasons you don’t need a financial advisor (and a few reasons why i…
…
continue reading
1
Episode #71 Inverted Yield Curve - Should You Be Worried?
17:13
17:13
Später Spielen
Später Spielen
Listen
Gefällt mir
Geliked
17:13
On this weeks podcast, Jerry and Nick talk about all of the news lately on the Inverted Yield Curve. What is it? What’s all the noise about? Is it something you should be worried about? You’ll learn: - What is the Inverted Yield Curve. - Why the news and media sources are so concerned about this. - Why this signal has given many false alarms over t…
…
continue reading
1
Episode #70 Mid-Year Resolution Check-Up Part 2
28:19
28:19
Später Spielen
Später Spielen
Listen
Gefällt mir
Geliked
28:19
On this weeks podcast, its Part 2 of Jerry and Nick’s podcast on doing that mid-year check up on those financial resolutions you’ve made. We cover the last 9 things you should be checking up on with your money so you can finish well into the end of the year. FREE GIVE: #1 On The Money Retirement Toolkit…you’ll see the pic and info for this on our c…
…
continue reading
1
Episode #69 Mid-Year Resolution Check-Up Part 1
21:15
21:15
Später Spielen
Später Spielen
Listen
Gefällt mir
Geliked
21:15
On this weeks podcast, Jerry and Nick revisit the financial resolutions we made in January for Part 1 of this two part Podcast. On this show we cover the first 7 things you should be checking up on with your money so you can finish well into the end of the year. FREE GIVE: #1 On The Money Retirement Toolkit…you’ll see the pic and info for this on o…
…
continue reading
1
Episode #68 5 Easy Steps to Avoid Those Nasty 60-Day Rollover Mistakes on Your IRA
14:47
14:47
Später Spielen
Später Spielen
Listen
Gefällt mir
Geliked
14:47
Jerry and Nick talk about how to avoid making mistakes when moving your IRAs, 401ks, and 403b accounts. Making a mistake with this can result in potentially thousands of dollars in tax penalties! Not Good! You’ll learn: - What mistakes people commonly make when doing a rollover of their IRAs, 401ks, and 403b accounts. - What the 60-day rollover rul…
…
continue reading
1
Episode #67 The 5 Legs of Planning For A Rock Solid Retirement!
26:36
26:36
Später Spielen
Später Spielen
Listen
Gefällt mir
Geliked
26:36
On this weeks podcast, Jerry and Nick talk about when you should start planning for retirement and what the 5 phases are too planning for it. You’ll learn: - Why it’s not too early to start planning in your 50s. - Why waiting until the day you retire may not be the best idea. - Why retiring too soon could put you in a healthcare and Medicare pickle…
…
continue reading
1
Episode #66 What’s on Your Summer Reading List? We Interview New York Times Best Selling Author David Bach on What Books He Suggests!
21:05
21:05
Später Spielen
Später Spielen
Listen
Gefällt mir
Geliked
21:05
On this weeks podcast, Jerry and Nick welcome back New York Times Best-Selling Author David Bach! David has been in the financial industry for nearly 3 decades and is the author of nine best-selling books, including The Automatic Millionaire, Smart Women Finish Rich and Smart Couples Finish Rich. He’s also been a guest on the Oprah Winfrey show sev…
…
continue reading
1
Episode #65 Money Monday Interview on the Pete Paquette Show- Financial Jargon, 5 Phases to Retirement, and Strategies for Retirement Income
1:20:30
1:20:30
Später Spielen
Später Spielen
Listen
Gefällt mir
Geliked
1:20:30
Listen to Jerry and Nick's awesome interview on the Pete Paquette Show as they talk about: - The 12-Strategies To Generate Income in Retirement - Demystifying the Financial Jargon out there - The 5 Phases To Planning For Retirement FREE GIVE: On The Money Retirement Toolkit…CLICK HERE Enjoy the show! Resources In Today's Episode: - Free Resource Do…
…
continue reading
1
Episode #64 Transitioning From Your Work Life To Your Retired Life
23:21
23:21
Später Spielen
Später Spielen
Listen
Gefällt mir
Geliked
23:21
On this weeks podcast, Jerry and Nick talk about how to transition from your work life to your retired life. The fact is that retirement is like 20-30 years of unemployment, are you ready to live through that? Are you sure that you can retire and STAY retired? This podcast also covers: - The 4-Step Retirement Income Plan - The 3 options available f…
…
continue reading
1
Episode #63: Is That Risk I Smell?
18:17
18:17
Später Spielen
Später Spielen
Listen
Gefällt mir
Geliked
18:17
The markets have had a bit of a decline lately and 2019 has had its fair bit of big swings up accompanied by increases in volatility. Jerry and Nick put the current market decline in perspective including what are the 3 downside risks and the 5 positive things happening in the markets right now. They also talk about how this is a great opportunity …
…
continue reading
1
Episode #62 Jerry & Nick Interviewed on the Debbie O'Brien Show on The Financial Redzone, Diversification and Getting Rid of Obsolete Financial Thinking!
1:10:26
1:10:26
Später Spielen
Später Spielen
Listen
Gefällt mir
Geliked
1:10:26
Jerry & Nick Interviewed on the Debbie O'Brien Show on The Financial Redzone, Diversification and Getting Rid of Obsolete Financial Thinking! - Jerry and Nick talk about the 3 Key Levels of Diversification that people should use when creating their retirement plan. - They talk about the Financial Redzone and how to prepare so you don’t fumble at a …
…
continue reading
1
Episode #61 Listener Questions Answered! Junky Interest Rates! What Account Do I Spend First? Am I Diversified?
19:54
19:54
Später Spielen
Später Spielen
Listen
Gefällt mir
Geliked
19:54
Jerry and Nick pull some questions from out of the mailbag and tackle the following questions: - What can you do to stay safe and earn better than the measly 1%-2% that the banks are offering? - What accounts should you spend first when you retire? Should it be the ROTH? Should it be the 401k or the IRA? What should be spent first? Jerry and Nick g…
…
continue reading
1
Episode #60 Can I Move My 401k Before I Even Retire?
19:56
19:56
Später Spielen
Später Spielen
Listen
Gefällt mir
Geliked
19:56
Topic: In-Service Distributions: Can I Move My 401k Before I Even Retire? - Most Americans have been told the lie that they can’t do anything with their 401ks until they leave their job or retire. If you are over 59 1/2, this may not be the truth at all! - Discover the unique strategy that 64% of Americans with 401ks can use to take control of thos…
…
continue reading
1
Episode #59 Are People Really Retiring On Cruise Ships???
16:47
16:47
Später Spielen
Später Spielen
Listen
Gefällt mir
Geliked
16:47
Are People Really Retiring On Cruise Ships??? There’s a growing trend of retirees leaving the workforce, downsizing, and then moving on-board some of the worlds most famous cruise ships. But why are they doing this? Whats this cost? What are the pros and cons of moving on a cruise ship as opposed to staying in your home or moving into an assisted l…
…
continue reading
1
Episode #58 5-Star Retirement
19:27
19:27
Später Spielen
Später Spielen
Listen
Gefällt mir
Geliked
19:27
Do You Have A 5-Star Retirement Plan?? You’ve heard of 5-Star Hotels and 5-Star Restaurants, but can you create a 5-Star Retirement Plan? On this weeks podcast Jerry and Nick talk about the 5 parts to that 5-Star Retirement Plan and how you can score yourself to know if you have a 1-star plan, 3-star plan, or maybe even a 5-star plan. Tune in and t…
…
continue reading
1
Episode #57 Captive vs Independent…Does It Really Matter???
16:56
16:56
Später Spielen
Später Spielen
Listen
Gefällt mir
Geliked
16:56
There’s captive advisors and independent advisors…does it really matter who you end up working with? Jerry shares his story from around 50 years ago where he learned this lesson the hard way. Does it matter? Well in this weeks podcast you’ll find out why it most likely does. You’ll discover why you should seek out an independent advisor versus a ca…
…
continue reading
1
Episode #56 There’s No Way In Heck That All Investments Are Created Equal
22:38
22:38
Später Spielen
Später Spielen
Listen
Gefällt mir
Geliked
22:38
On this weeks podcast Jerry and Nick tackle the myths about all sorts of investments out there. They touch on the Myth of the Average Return and why the market rarely hits the average return. They go after the most publicized Buy and Hold strategy and why it's possibly not the best for the future given the fact that we’re 10 years into this rising …
…
continue reading
1
Episode #55 Lessons Learned From Nashville!
19:13
19:13
Später Spielen
Später Spielen
Listen
Gefällt mir
Geliked
19:13
In this week's episode, you’ll find out the lessons Jerry and Nick learned during a recent conference they attended in Nashville. They judged the IARFC National Financial Plan Competition and left with several valuable lessons. One of which is why retirees and pre-retirees should have a K.I.S.S. financial plan. Another takeaway is that studies show…
…
continue reading
1
Episode #54 Questions to Ask a Financial Professional
12:46
12:46
Später Spielen
Später Spielen
Listen
Gefällt mir
Geliked
12:46
How can you be sure that you are picking the right financial advisor for you? Do you know what to ask? We do and that's what this podcast is all about. We will arm you with 11 key questions to ask to make sure you have the right partner helping you with your retirement planning. The truth is that the financial person who gets you to your golden yea…
…
continue reading
1
Episode #53 Is Your Financial Ideology Valid or Obsolete
14:18
14:18
Später Spielen
Später Spielen
Listen
Gefällt mir
Geliked
14:18
There are a few financial ideologies...aka: financial rules...that have been around for years and have been part of the foundation of financial planning. But just like anything, over time even the best rules can be rules no longer. Times change and sometimes rules have to change too. - Is your financial ideology the best in today's economy? How oft…
…
continue reading
1
Episode #52 On The Money Retirement University - Medicare 101
14:28
14:28
Später Spielen
Später Spielen
Listen
Gefällt mir
Geliked
14:28
Welcome to class! That's right...you have entered the doors of the On The Money Retirement University and your professors today are Jerry & Nick Royer...and today's class is Medicare 101. This is probably one of the most important classes you could attend because we will be teaching you the basics and the nuts & bolts of Medicare... - What is Medic…
…
continue reading
1
Episode #51 Are You Paying Unnecessary Taxes?
16:40
16:40
Später Spielen
Später Spielen
Listen
Gefällt mir
Geliked
16:40
Are you paying unnecessary taxes? Our 30th President, Calvin Coolidge, once said..."Collecting more taxes than is absolutely necessary is legalized robbery"! We can't change Washington today and we have little control over the future but we can make sure we are not paying more than we should. This podcast will show you how. We will also be talking …
…
continue reading