Straight talk about retirement, investments and your money. The Get Ready for the Future Show is Arkansas’ longest running and most listened to financial talk show.
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After a strong three quarters this year, the S&P500 is up 20% year-to-date with 39 all-time highs in 2024. But what does that mean for the end of the year? Scott's taking a look at September's surprising strength and what historical data suggests we could look forward to in the final quarter of 2024! For charts and more episode information, visit: …
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(GRFTFS) What's an RILA?
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"I’ve heard a lot of friends talking about RILAs. Can you explain what they are and how I would know if I need one?" We're answering YOUR questions on this week's Get Ready For The Future Show! I was planning to retire at the end of the year but lost my husband unexpectedly. Can I still retire? What advice would you give someone wanting to enter th…
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Discover why investors are flocking to defensive stocks in this week's Fastest Four! Scott breaks down the recent market shift from growth to defensive sectors like consumer staples, utilities, and healthcare. And learn how this rotation might signal economic changes and impact your investment strategy. For charts and more episode information, visi…
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(GRFTFS) Roth 401(k) vs. Roth IRA?
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"Now that we're eligible again for a Roth IRA, should we fund that instead of the Roth 401k?" We're answering YOUR questions on this week's Get Ready For The Future Show! What should I do with a tax-free lump sum I'll be receiving? Should I start diversifying by buying bonds if I'm 5 years out from retirement? Should I up my life insurance policy? …
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Don't let election year rhetoric cloud your financial judgment. In this week's Fastest Four, Scott's taking a look at the surprising relationship between politics and economic perception and how political bias can skew our view of the economy, potentially impacting investment decisions.Von GenWealth Financial Advisors
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(GRFTFS) Decrease Taxes When Retiring Early?
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"I’m 55 and planning to retire early. What do I need to be aware of to try to decrease the amount of taxes I have to pay?" We're answering YOUR questions on this week's Get Ready For The Future Show! Can you retire comfortably at 60 with $1M? What are the benefits of a spousal IRA? I’m worried about a recession. Am I too risky right now? And if you…
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The Federal Reserve is likely to cut interest rates. But what does that mean for you? Scott's diving into some historical data in this episode, and taking a look at how interest rate cuts have affected stock and bond performance.Von GenWealth Financial Advisors
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(GRFTFS) Minimize Tax Burden in Retirement?
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"My wife and I both have pensions. Can we do anything now to minimize the tax burden in retirement?" We're answering YOUR questions on this week's Get Ready For The Future Show! At what age should one start to consider Roth conversions from retirement accounts? How should we invest if interest rates fall? Is it wise to save up enough cash to pay fo…
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In this week's Fastest Four, Scott's diving into a recent survey about how Americans are approaching their Social Security benefits: Why 3 out of 4 Americans understand delayed benefits but only 1 in 10 plan to wait The most popular age for claiming Social Security (hint: it's not what you think!) Top reasons people are claiming early - including f…
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(GRFTFS) What's the Right Social Security Strategy for Me?
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"I’m 61 and trying to figure out the right Social Security strategy for me. What should I do to get the most out of it?" We're answering YOUR questions on this week's Get Ready For The Future Show! With mortgage rates coming down, is now the right time to buy a house? Can you help me figure out if I need an annuity? How should we allocate the inher…
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What is a yield curve? How is it connected to recessions and stock market performance? And what does any of this mean for YOU? Scott's breaking it all down in this week's Fastest Four Minutes in Finance! For charts and more episode information, visit: https://getreadyforthefuture.com/yield-curve-inversion-recession-indicator-or-bull-market-signal/…
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(GRFTFS) Pay Down Mortgage More Aggressively?
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"Should I start paying down my mortgage more aggressively? If I do, it would cut into my Roth and HSA contributions." We're answering YOUR questions on this week's Get Ready For The Future Show! Can you explain inflation numbers to me and how I can adjust to them? Which accounts should I draw from first if I'm about to retire? Should we cut down so…
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Worried about the 2024 election's impact on your investments? Scott brings surprising truths about stock market performance during election years and beyond. He's also breaking down historical data and debunking common misconceptions, with valuable insights for investors navigating political uncertainty. For charts and more episode information, vis…
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(GRFTFS) Can Estate Planning Help My Business?
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I own a business that’s largely online. What would you suggest in the planning process for a smooth transition or sale of the business if I retire or pass away? We're answering YOUR questions on this week's Get Ready For The Future Show with a special guest, Attorney Chris Rippy from Rippy, Stepps & Associates in Conway! Can you help me understand …
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Dive into this week's rollercoaster ride on Wall Street! Scott Inman breaks down the recent market volatility, explaining why panic selling can be your worst enemy. For charts and more episode information, visit: https://getreadyforthefuture.com/wall-streets-wild-ride-why-panic-selling-could-cost-you/…
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(GRFTFS) Starting a Business in My Retirement?
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I want to start a business in my “retirement.” Where should I start and what are some protections I need in place to keep my retirement assets safe? We're answering YOUR questions on this week's Get Ready For The Future Show! Where should I contribute more if I just got a significant raise? My financial advisor suggests investing 20% of my assets i…
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Dive into the latest housing market trends with Scott Inman in this week's Fastest Four Minutes in Finance. Discover how the South has dominated home sales for 16 years and why the Great Reshuffle might be ending. For charts and more episode information, visit: https://getreadyforthefuture.com/housing-market-shift-is-the-southern-boom-cooling-off/…
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Can I Retire When I Get My Pension?
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I'm 37 and plan to retire early in 8 years. Can I do that, and work part-time, when I get my pension? We're answering YOUR questions on this week's Get Ready For The Future Show! How do we know when we can spend a little more versus being more conservative with our hard-earned money in retirement? What should I do with an inheritance that I want to…
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Dive into the latest investment trends of 2024 in this quick financial update. Scott takes a look at where billions are flowing in the stock and bond markets with insights on market movements, sector rotations, and potential impacts of Fed rate cuts.Von GenWealth Financial Advisors
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Get Ready for the Future Show: Should We Be Worried About a Market Downturn?
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My wife and I have a stereotypical 60/40 split. Are we “safe” enough? We're answering YOUR questions on this week's Get Ready For The Future Show! ✅ Should I be worried about a recession after the election? ✅ Are there any tax-efficient strategies for transferring ownership of my business when I retire? ✅ Is $1M enough to retire comfortably with re…
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In this week's Fastest Four Minutes in Finance, John dives into how past Presidential Elections can affect the Stock Market. Can you really prepare yourself based on who wins?Von GenWealth Financial Advisors
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Prioritize IRA or Brokerage?
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Do you recommend prioritizing maxing out both our IRAs before making contributions to a brokerage account? We're answering YOUR questions on this week's Get Ready For The Future Show! Can I comfortably retire with $800k in my 401(k) and Social Security? How does government spending play into inflation? What advice can I give my adult children who a…
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In this week's Fastest Four Minutes in Finance, Scott dives into LPL Research's Mid-Year Market Outlook and explores the surprising link between home refinancing and consumer spending that may have prevented a recession. For charts and more episode information, visit https://getreadyforthefuture.com/housing-market-secrets-how-refinancing-saved-the-…
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Healthcare Options in Retirement?
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I’m 57 and have had some health scares lately and I'm thinking: what kind of options do I have for healthcare in retirement? We're answering YOUR questions on this week's Get Ready For The Future Show! How can I leave money to my kids without burdening them with taxes? My wife and I are in our late 40s: should we sit down with an advisor? And if yo…
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We're keeping it simple this week on the Fastest Four with a special Independence Day message from Scott Inman.Von GenWealth Financial Advisors
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Am I Beating Inflation with High-Yield Savings Account?
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My husband and I have $200,000 in a high-yield savings account: are we beating inflation? We're answering YOUR questions on this week's Get Ready For The Future Show! What’s the best thing for me to do with my money after selling shares of my business? My wife and I are retired with $1.2 million: should we claim Social Security as late as possible?…
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Worried about investing at stock market all-time highs? Don't be! In this week's Fastest 4 Minutes in Finance, Scott Inman breaks down why market peaks aren't as scary as you might think.Von GenWealth Financial Advisors
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Am I on Track with $690k??
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I'm 54 with $690,000 saved for retirement. Am I on track to retire at 62? We're answering YOUR questions on this week's Get Ready For The Future Show! I want to get as much as possible out of Social Security – how do I maximize my benefit? Gold is always a big talking point, but what about copper? Should we downsize our house before we retire? And …
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Is Generation X facing a retirement nightmare? Join John Shrewsbury in this week's Fastest Four as he breaks down the shocking stats on Gen X's retirement savings, healthcare concerns, and financial challenges.Von GenWealth Financial Advisors
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Alter Investments for Retirement Next Year?
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I’m planning to retire next year, but I’m not sure how to adjust my investments as I get ready to retire. What changes should I make to my strategy? We're answering YOUR questions on this week's Get Ready For The Future Show! Do I need a will, a trust, or both? Is it OK for me to save money in a money market account for a home purchase down payment…
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In this week's Fastest Four Minutes in Finance, Scott's breaking down May's latest inflation numbers and what they mean for the economy.Von GenWealth Financial Advisors
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Teaching My Adult Child About Financial Independence?
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How do I help my 20-year-old determine how much to contribute now, what to invest in, and when to talk to a financial advisor? We're answering YOUR questions on this week's Get Ready For The Future Show! Are annuities something I should consider to help provide lifetime income? What do I need to do if I want to retire at 55, but also want to travel…
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Smart Asset has a new study out detailing where retirees live on the most income in the US and the results are surprising! Scott breaks down the details into what you need to know in this week's Fastest Four.Von GenWealth Financial Advisors
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How Will the Election Impact the Markets?
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How do you think the outcome of the election will impact the markets? Who does the market want to win? On this week's Get Ready For The Future Show, we're answering YOUR questions! What impact do you see the US debt having on our investments? How do you tell if inflation is really coming down when I'm not feeling it in my bank account? How can I mi…
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We're celebrating National 529 Day in this week's Fastest Four! Learn about how to: set up a 529 account invest for tax-free growth make tax-free withdrawals for qualified education expenses enjoy state tax deductions Get the inside scoop on 529 plans and start saving today!Von GenWealth Financial Advisors
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Roth vs. Traditional in Addition to Pension?
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What do you think about Roth vs traditional benefits when you have a sizeable pension? On this week's Get Ready For The Future Show, we're answering YOUR questions! What should we consider if we want to move out of state when we retire? With a state pension, should I be more aggressive with my 457 investments? Does it make sense to alter investment…
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Are you on track for a comfortable retirement, or just settling for the average savings? In this week's Fastest Four, Scott breaks down the latest retirement savings statistics and why aiming for "average" is a surefire way to fall short.Von GenWealth Financial Advisors
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Claiming Social Security at 62?
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I'm 62 and want to retire, but my wife wants to delay taking Social Security - what are the risks and benefits? On this week's Get Ready For The Future Show, we're answering YOUR questions What are the best available options to retire if I'm self-employed? Does it hinder me to invest in Target Date Funds? Should I start a business to help keep trac…
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Planning for a long life and not getting it is better than not planning for it and getting it! Scott explores planning for longevity risk on this episode of the Fastest Four Minutes in Finance!Von GenWealth Financial Advisors
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Can My Spouse Retire If I Still Work?
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I love my job and want to keep working, but my wife wants to retire. Can she go ahead and do that while I keep working? On this week's Get Ready For The Future Show, we're answering YOUR questions! How do you determine your contribution rate if your income is variable? If I got an inheritance, should I pay down house debt or invest more in retireme…
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The SECURE Acts have paved the way for annuities to be offered in employer retirement plans, and surveys show that American workers are interested in investing in them. In this week's Fastest Four, Scott explores the latest trends in annuity sales and the growing demand for guaranteed lifetime income, especially among pre-retirees. But also the com…
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Lower Income Taxes in Retirement?
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How can I prevent my money from getting taxed again as added income? On this week's Get Ready For The Future Show, we're answering YOUR questions! Will selling my business be enough to fund my retirement? How can I better understand my risk tolerance? How do we know if it's okay to retire early? And if you've got a question you want answered on the…
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Is the famous "Sell in May and Go Away" investing strategy worth following? Scott's taking a look at the historical performance of the markets in the May-October period in this week's Fastest Four and the question, "Is timing the markets like this a wise investment strategy?"Von GenWealth Financial Advisors
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In what order should we draw down accounts prior to Social Security and after work? On this week's Get Ready For The Future Show, we're answering YOUR questions! We are wondering how to decide which account to fund more? 401(k) or Roth IRA? What are your thoughts on Tax Rates and Standard Deductions changing in 2026? I'm nearing age 55 and am tryin…
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In this week's Fastest 4 Minutes in Finance, discover how robust earnings growth continues to drive the stock market's performance, defying fears over interest rates, inflation, and geopolitical instability.Von GenWealth Financial Advisors
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Do I Need Catch-Up Contributions?
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Do I need to max out catch-up contributions, or will I be okay holding steady with my normal contributions? On this week's Get Ready For The Future Show, we're answering YOUR questions! Would it be good for my savings to retire but keep working maybe part-time? Would I be ok in retirement if the only thing I do is max out my Roth IRA every year mov…
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Investing in stocks is a rollercoaster ride, and April's market turmoil serves as a timely reminder that pullbacks are inevitable. In this week's Fastest Four, Scott's drawing wisdom from market strategist Ryan Detrick as he explores the historical data that proves significant pullbacks are not only common but expected in an average year.…
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Retiring Next Year? Do This!
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I'm thinking about retiring next year, so what should I do before I leave work? On this week's Get Ready For The Future Show, we're answering YOUR questions! When should I claim Social Security? As early as possible? What should I ask when meeting a financial advisor? And what should I watch out for? Is it a smart play to invest in Variable Univers…
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Inflation data for March sparked alarming headlines, but is it really as bad as it seems? In this Fastest Four, learn why the 0.4% monthly increase and 3.5% annual inflation rate aren't drastically higher than expectations!Von GenWealth Financial Advisors
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How Should I Invest $25k?
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If I received a decent chunk of money, such as $25,000, what would be the most efficient way to invest? On this week's Get Ready For The Future Show, we're answering YOUR questions! What are your thoughts on gold IRAs? What should we do about taking care of a parent who's in retirement when we want to retire in our mid-50s? How should I invest extr…
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