Welcome to Money Talks News: The Podcast, a podcast devoted to everything money: how to get it, how to grow it and how to keep it. From the creators of MoneyTalksNews.com, a leading source of personal finance news and advice since 1991.
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Want to Make Money in Stock? Join the Club
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45:32
You've undoubtedly met people who have made a lot of money in the stock market and dreamed you could become one, too. If that's you, I've got great news. You can learn to be a successful stock investor, make some money and maybe some friends while you're at it. How? By joining an investment club. Today we welcome Ionnie McNeill, a member of the non…
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Interest Rates Dropping Soon: Money Moves to Make Now
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21:37
Today we’re tackling a hot topic in the world of finance—the possibility of the Federal Reserve cutting interest rates in September. That’s right, the market is buzzing with speculation about what the Fed might do, and we’re here to break down what a rate cut could mean for your investments, your retirement plans, and the economy as a whole. Could …
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3 Steps to Take if Your Debts are Out of Control
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40:31
Americans owe more than $1.1 trillion in credit card debt—and a good portion of that is because too many of us are using plastic to pay for basic necessities like rent and food. But no matter where your debt comes from, one thing's for sure. It's stressful. According to one survey, more than half of U.S. adults with debt say they feel stressed beca…
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The Top 4 Investing Blunders and How to Avoid Them
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39:03
In this episode, we're talking about the top four mistakes investors make. When it comes to stocks, we all know we're supposed to buy low and sell high, but for many of us, that's a lot easier said than done. Many investors tend to buy when the market's topping, then panic and sell at the bottom. That's one common mistake investors make, but it's f…
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5 Ways SECURE 2.0 Can Make You Richer
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34:43
Americans are worried about retiring, with 61% concerned they won't have enough money to support their lifestyle. On top of that, 20% of those over the age of 50 don't have ANY retirement savings. This is a ticking time bomb for many people. But there's help on the horizon. Now, savers can supercharge their retirement savings now that more provisio…
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How to Retire at Any Age Using Your Retirement Number
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37:57
Editor's Note: This episode initially aired on March 15, 2023. It may contain some details that are out of date. According to the latest report from Vanguard, looking at the average amount of money saved for retirement, there's a good chance you might not be on track for comfort in your golden years. The average 45-year-old has less than $180,000 s…
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5 Critical Retirement Tips for Gen-Xers
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31:27
Gen X is often considered the overlooked generation, but we're looking right at YOU today. Gen X is people born between 1965 and 1980, so this is a group that should be starting to think about retirement. But will they be ready? As the Baby Boomer generation aged, they figured they'd need just under a million – $990,000 to retire. Gen X? Different …
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What a Pole Dancer Can Teach Us About Managing a Variable Income
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39:18
If you're on a steady salary, creating a spending plan is straightforward, because you know both what's coming in and what's going out every month. But what if you don't have a stable salary? What if you're one of the millions of Americans who do side work or own a business or get paid commission? For you, a variable income is just part of the deal…
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5 Things You Need to Know Before Starting Your Business
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45:54
Welcome to Money Talks News, the podcast making you richer one day at a time. Close to 61% of Americans have a business idea, but it can be tough to actually take the next step. Plus, what happens if you make a major mistake and fail? In this episode, we're talking about how to avoid major blunders when starting a business with special guest Jaspre…
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Five Tips On Getting Richer by Organizing Your Finances
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28:56
In this episode of the Money Talks News podcast, we're talking about how organizing your money can make you richer and how to get there with the least possible pain. This will probably come as no surprise, but according to a recent survey, only 23% of Americans have a formal financial plan. And you can probably guess why: 76% of those without a pla…
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5 Steps for Retiring Into a Life You’ll Love
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43:07
Most people expect to retire one day, and while they may have images of their future selves perfecting their golf game and hitting Wimbledon-worthy serves, let's face it: There's only so much golf and tennis you can play before becoming bored. In fact, if you don't find some purpose beyond work after you retire, you could literally be at risk of dy…
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How to Reach for Financial Freedom with House Hacking
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33:47
Episode 165 webpage and links. What if you could live in your home while someone else pays the mortgage? That's the idea behind house hacking. House hacking refers to living in a home or multi-unit while renting out part of it. Dedicated house hackers say it's a great way to lay a foundation for a real estate empire—one that can catapult you to fin…
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5 Tips for Women to Build a Successful Business
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34:18
In this episode of Money Talks News, the podcast explores the history and importance of financial independence, particularly for women, with special guest Jannese Torres. Jannese shares her personal journey from a toxic marriage to financial independence and discusses her award-winning podcast 'Yo Quiero Dinero,' which aims to educate women about f…
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How to Painlessly Talk Money With Your Honey
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41:22
Editor's Note: Here's one of the best podcasts from the archive that you may have missed. This episode initially aired on March 06, 2021. When my wife and I joined households 11 years ago, we combined our kitchen stuff, our furniture, our linens and just about everything else. The one thing we didn't combine? Our money. When it comes to money, she …
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3 Tips for Buying a Home When the Market Stinks
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51:26
In this episode of Money Talks News, the podcast dives into the challenging housing market as Stacy Johnson and Miranda Marquit discuss strategies for buying a home despite high rates and low inventory. They are joined by real estate expert Mindy Jensen from BiggerPockets. Mindy shares insights on preparing finances, creative financing options, and…
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The Ultimate Guide to Roth Retirement Accounts: Why You Need One Now
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29:58
Editor's Note: This episode initially aired on June 22, 2023. It may contain some details that are out of date. Are you familiar with Roth IRAs? If you're not, you should be, because Roth IRAs are a great way to get tax-free income after you retire. There is a potential fly in the ointment, however. Namely, not everyone qualifies for a Roth. If you…
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5 Instances When Common Finance Advice Is Wrong
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30:32
No doubt you've imagined being financially independent: No job necessary, no money worries, no debt and plenty of savings. Of course, "financial freedom" means means different things to different people, but one thing's for sure: Not many of us are there yet. One recent survey found that only about 11% of Americans are living their definition of fi…
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7 Tips to Retire With a Million-Dollar Nest Egg
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37:16
Editor's Note: This episode initially aired on July 20, 2022. It may contain some details that are out of date. According to one recent survey, only 4% of Americans have $1 million or more in retirement savings, which means 96% of us don't. Of course, depending on your situation, a million bucks may be overkill: Many people could fund their retirem…
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The 5 Stages of Financial Independence
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25:59
Welcome to the Money Talks News Podcast. In this episode we're talking about steps you should be taking right now to achieve financial freedom. No doubt you've imagined being financially independent: No job necessary, no money worries, no debt and plenty of savings. Of course, "financial freedom" means means different things to different people, bu…
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10 Insider Secrets to Getting a Great Deal on a House
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38:26
Editor's Note: This episode initially aired on July 13, 2022. It may contain some details that are out of date. Even with talk of a cooling housing market, prices are still high, and inventory is still low. If you're looking for a good deal, what are you supposed to do? This week we're going to find out how to find a great real estate deal no matte…
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10 Ways to Have Fun for Free or Nearly Free
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30:19
Welcome to the Money Talks News Podcast. In this episode, we're talking about how you can have a good time without breaking the bank. Hey, we all need a little fun in our lives, right? What's the point of grinding it out at work, going home, fretting about money, and then sleeping? But here's the rub: The cost of having fun continues to rise at a f…
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5 Fast Ways to Turbocharge Your Retirement Savings
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31:23
Here's one of our best podcasts from the archive that you may have missed. Thanks for listening to Money Talks News…the podcast! Let's start with a question: Do you have enough in your retirement account? According to a recent report from Vanguard, the average American has around $140,000 saved for retirement. For those 65 and older, that average b…
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How to Pay Off Your Mortgage Super Early
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32:32
Welcome to the Money Talks News Podcast! In this episode, we're talking about paying off your mortgage early so you can put that money to better use. Fewer than half — 40% — of homeowners are mortgage-free, according to a Bloomberg analysis. And many of those are baby boomers. Being mortgage-free is often seen as a big milestone on the journey to f…
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The Pros and Cons of Working in Retirement feat. Paula Pant
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28:24
Here's one of our best podcasts from the archive that you may have missed. Original air date: February 27th, 2021 Not long ago, the phrase "working in retirement" was an oxymoron, much like "bittersweet" or "act naturally." After all, if you're working, you're by definition not retired. But that was then. These days, working at least part-time whil…
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Gain Without Pain: The Top 5 Painless Ways to Save Money
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31:20
Welcome to the Money Talks News Podcast. This podcast is all about making you richer. And at the end of the day, there are only two ways to do that: either you make more, or you spend less. In this episode, we're going to talk about ways to spend less, BUT, doing it without sacrificing your quality of life. That's right: I'm talking financial gain …
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7 Vital Money Questions You Need to Ask Yourself
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41:34
Welcome to the Money Talks News Podcast. In this episode, we're talking about how asking the right money questions can help you find your own version of financial freedom. When it comes to money, most people want answers. But sometimes getting ahead isn't about getting answers, it's about asking the right questions. Like WHY we're doing what we're …
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How to Harness Artificial Intelligence (AI) to Make Money in Stocks
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35:02
Welcome to the Money Talks News Podcast. In this episode, we're talking about investing in artificial intelligence, as well as using AI tools to become a more successful investor. The hype around artificial intelligence has been insane, with some calling it the greatest game-changer since the invention of the internet or even electricity! Is it tru…
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5 Things People Wish They'd Known Before They Retired
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35:37
Today, we're talking about things people wish they'd known before retiring. Planning for retirement is a tricky business! Lots of moving pieces and parts. Today we're going to share some things real retirees said they wish they'd known before they retired. We're going to focus on five high-impact areas that can add tens of thousands of dollars to y…
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How to Start Investing — No Matter How Much Money You Have
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35:56
In this episode we're talking about how just about anyone can start investing. When Stacy was an investment broker 40 years ago, investing was a colossal pain in the butt. You needed thousands of dollars to pick up the phone and talk to someone like me; you couldn't just do it yourself. Today, though, things have changed. Did you know you can start…
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The Top 4 Investing Blunders and How to Avoid Them
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38:56
In this episode, we're talking about the top four mistakes investors make. When it comes to stocks, we all know we're supposed to buy low and sell high, but for many of us, that's a lot easier said than done. Many investors tend to buy when the market's topping, then panic and sell at the bottom. That's one common mistake investors make, but it's f…
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Forecast 2024: Where Stocks, Rates and Housing are Headed
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40:58
In this episode, we predict what will happen to your money in 2024. Israel…Ukraine…a presidential election…inflation…possible recession. A lot is going on that could affect the global economy, as well as your personal economy. It's always dangerous to make predictions, but we're going to do it anyway, as we have for decades here at Money Talks News…
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The Big Con: Outsmarting the 5 Sneakiest Financial Scams
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33:44
In this episode, we're talking about the top scams you're likely to see in retirement and how you can avoid them. Did you know that more than $28 BILLION—that's a billion with a B—is stolen from those aged 60 and older each year? So, how do you avoid becoming a depressing statistic if you're in retirement or approaching retirement? Today, we will t…
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FOMO, Fraud, and Financial Ruin: Lessons from the Crypto Craze
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35:28
In this episode, we're talking about how money FOMO, among other things, can make you vulnerable to scams and how to avoid being a victim. Cryptocurrency was all the rage for a couple of years, and it seemed nothing could go wrong. It was a very social experience. In 2022, 31% of new crypto investors got started with advice from a friend. On top of…
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Mind Over Money: How Thoughts Create Wealth
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43:24
In this podcast episode, we're talking about how the way you think can make you richer…or poorer. We've all heard the stories: people win the lottery, then lose it all. Or a millionaire who loses everything and then rebuilds their fortune seemingly overnight. These examples illustrate that financial success isn't just determined by your income and …
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5 Simple Tips To Make Money With Stocks - MTN Rewind
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38:02
Today’s podcast is a replay of a popular show we did a few months back. So if you didn’t hear it the first time, or want to hear it again, now’s your chance. Thanks for listening to Money Talks News…the podcast! If you're an avid investor…or even if you're not…at one time or another you've probably considered investing in individual stocks. I've be…
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Got Parent PLUS Loans? Prepare for the Coming Cliff
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37:29
In this episode, we're talking about how parents help finance their kid's education. Specifically, we're going to discuss Parent PLUS loans and how they impact millions of Americans hoping to retire. Americans above the age of 60 are drowning in student loan debt, both their own and that of their kids. The number of people over the age of 60 who ha…
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Listening to Money Morons: Dave Ramsey
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45:01
Dave Ramsey has long been considered "the man" when it comes to financial advice—especially if you want to get out of debt. In recent years, though, controversy has dogged Dave's heels. He had to settle a discrimination lawsuit for his employment practices, and he's facing a $150 million lawsuit from disgruntled followers who took his advice to use…
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Medicare Enrollment Is Coming: 5 Things You Need to Know
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39:00
If you're one of the millions of Americans eligible for Medicare, you're likely familiar with open enrollment. That's the stretch from Oct. 15 to Dec. 7 every year when you're allowed to make changes to your coverage. And for most people, that's the only time you can. In order to get the best Medicare coverage for your personal situation, you need …
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How to Raise Your Credit Score Without Getting Ripped Off
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37:48
In this episode, we're talking about credit repair. Your credit matters. A lot. Nearly every financial transaction involves your credit: getting an apartment, buying a house, getting cell service…how much you pay for car insurance…sometimes even getting a job. And your credit can determine not just whether you can get various services, but how much…
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5 Tips to Reduce Your Retirement Anxiety
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32:55
In this episode, we're talking about dealing with retirement anxiety. According to a recent Gallup survey, 60% of people approaching retirement think they're not going to have enough money, even when they probably do. Who wouldn't feel anxious? What if Social Security goes away? What about inflation, rising rates, falling stocks, recessions and bal…
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Retirement, Real Estate and I-Bonds: We answer your questions
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46:38
Today’s podcast is a replay of a popular show we did a few months back. So if you didn’t hear it the first time, or want to hear it again, now’s your chance. Thanks for listening to Money Talks News…the podcast! Stacy's been offering money guidance for 41 years: 10 as a financial adviser and 31 as a personal finance reporter. Miranda's been writing…
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How to Leave a Financial Legacy of Generational Wealth
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30:12
In this episode, we're talking about growing generational wealth: in other words, leaving money to your heirs. According to the Census Bureau, baby boomers are nearly 9 times wealthier than their kids, the millennials. Which means as baby boomers, like me, die off, there's going to be one of the biggest wealth transfers in history. Want to create t…
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5 Fast Ways to Turbocharge Your Retirement Savings
32:59
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32:59
Today’s podcast is a replay of a popular show we did a few months back. So if you didn’t hear it the first time, or want to hear it again, now’s your chance. Thanks for listening to Money Talks News…the podcast! Let's start with a question: Do you have enough in your retirement account? According to a recent report from Vanguard, the average Americ…
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The Economy at a Crossroads: Here’s What’s Ahead
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41:41
This has been a very odd year. Lots of pundits were predicting a bad stock market for the first part of this year as inflation and high interest rates pushed the economy into a recession. Nope. At the end of July, the S&P 500 was up nearly 20%, and the tech-heavy NASDAQ was up 30%. Another thing the pundits advised: The Fed would stop raising inter…
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5 Simple Tips to Make Money With Stocks
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37:25
If you're an avid investor…or even if you're not…at one time or another you've probably considered investing in individual stocks. I've been doing it for 40 years, and over that time have made well over a million dollars investing in the stocks of individual companies. But stock picking isn't for everyone, and it comes with risks. Even the best sto…
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7 Millionaire Habits You Can Adopt Today
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27:17
Did you know that most wealthy people don't drive luxury cars? It's not all Lamborghinis and Bentleys. For many, the most likely cars are Toyotas, Hondas and Fords. You might be surprised at other millionaire habits more frugal than you'd expect. In this podcast, we're going to talk about the habits of millionaires, because understanding what milli…
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How and Why You Should Use a Roth Retirement Account
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29:52
Are you familiar with Roth IRAs? If you're not, you should be, because Roth IRAs are a great way to get tax-free income after you retire. There is a potential fly in the ointment, however. Namely, not everyone qualifies for a Roth. If you make too much money, Uncle Sam says you can't use em. But there's a way around that rule: Fund a regular retire…
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How to Protect Your Kids Credit
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31:58
In this episode, we're talking about protecting your kid's identity and building their credit. You might be surprised to learn that 1 in 50 children is affected by child identity fraud, costing consumers nearly $1 billion per year. So, how do you make sure your child isn't the one whose identity is stolen? Glad you asked, because that's the questio…
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5 Tips On Getting Richer by Organizing Your Finances
29:56
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29:56
In this episode of the Money Talks News podcast, we're talking about how organizing your money can make you richer and how to get there with the least possible pain. This will probably come as no surprise, but according to a recent survey, only 23% of Americans have a formal financial plan. And you can probably guess why: 76 percent of those withou…
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How To Balance Taking Care Of Your Long And Short-Term Goals
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You probably have long-term money goals: You know, the money you're saving for something that's years, even decades away, like retirement savings. But you also want money for things that are just weeks or months away, like creating an emergency fund or saving for a vacation. The trick is finding the right balance, so you can hit both your short and…
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