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Black Millennial Money

Black Millennial Money

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This is Black Millennial Money, where we talk about how you can MAKE more money, KEEP more money, INVEST your money and SPEND your money on the finer things in life from a black millennial perspective. Every week your host and plug Joseph Nwosu sits down with finance experts, entrepreneurs and hustlers to find out how you can MAKE, KEEP, INVEST and SPEND your money! Find out more and send in your questions to www.blackmillennialmoney.com
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This is the last ever episode of Black Millennial Money and we are discussing the most important thing that Black Millennials need to do. It's more important than anything else we have discussed. SIGN UP FOR THE THREE CIRCLES OF WEALTH https://bit.ly/3oYG5C2 JOIN OUR PATREON https://www.patreon.com/Blackmillennialmoney DOWNLOADS Budgeting Tool: htt…
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In this episode, we are talking about property! Can you afford to buy? How much should your mortgage payments be? We break it all down. Must watch for first-time buyers! SIGN UP FOR THE THREE CIRCLES OF WEALTH https://bit.ly/3oYG5C2 JOIN OUR PATREON https://www.patreon.com/Blackmillennialmoney DOWNLOADS Budgeting Tool: https://blackmillennialmoney.…
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In this episode, we are talking about salary negotiation! It's a scary thing to do but if you want to secure the bag you NEED to do it. This is how I'm negotiating my way to £100k+ SIGN UP FOR THE THREE CIRCLES OF WEALTH https://bit.ly/3oYG5C2 JOIN OUR PATREON https://www.patreon.com/Blackmillennialmoney DOWNLOADS Budgeting Tool: https://blackmille…
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In this week's episode, we are talking about Student Loans! In the UK we don't really look at them as debt but it's the worst kind. What if I told you the actual cost was £110,000? Would you pay it off then? SIGN UP FOR THE THREE CIRCLES OF WEALTH https://bit.ly/3oYG5C2 JOIN OUR PATREON https://www.patreon.com/Blackmillennialmoney DOWNLOADS Budgeti…
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In this episode, we are talking about switching careers and industries AND making more money. We have Shay Loko aka Jobs with Shay on the show and if you want to switch to tech or any other industry, watch to the end! SIGN UP FOR THE THREE CIRCLES OF WEALTH https://bit.ly/3oYG5C2 JOIN OUR PATREON https://www.patreon.com/Blackmillennialmoney DOWNLOA…
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In this episode, we are talking about DIVORCE! My special guest is Tamsin Caine. We break down everything you need to know: the process, the costs, how it affects your wealth, child maintenance and spousal support...for men! SIGN UP FOR THE THREE CIRCLES OF WEALTH https://bit.ly/3oYG5C2 JOIN OUR PATREON https://www.patreon.com/Blackmillennialmoney …
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In this episode, we are talking about everyone having the same 24 HOURS to succeed. I didn't think this would be controversial but... it is. The influencer Molly Mae recently got dragged on Twitter for uttering these words. Let's see how this goes... SIGN UP FOR THE THREE CIRCLES OF WEALTH https://bit.ly/3oYG5C2 JOIN OUR PATREON https://www.patreon…
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In this episode, we are talking about how you can make the shift from your 9-5 to chasing your dreams. Our special guest is Qoy Lawal who is sharing her journey from hating her job to loving her new career as a content creator. SIGN UP FOR THE THREE CIRCLES OF WEALTH https://bit.ly/3oYG5C2 JOIN OUR PATREON https://www.patreon.com/Blackmillennialmon…
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In this episode, we are talking about how you can make £10,000 a month as a freelancer and contracting. Contract jobs can help you make money fast to save up a mortgage deposit or pay off debt no matter what industry you're in. SIGN UP FOR THE THREE CIRCLES OF WEALTH https://bit.ly/3oYG5C2 JOIN OUR PATREON https://www.patreon.com/Blackmillennialmon…
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In this episode, we have William A. Adams on the show. We discuss working with Steve Jobs, getting a $500,000 a year job, making money in Crypto and the metaverse. SIGN UP FOR THE THREE CIRCLES OF WEALTH https://bit.ly/3oYG5C2 JOIN OUR PATREON https://www.patreon.com/Blackmillennialmoney DOWNLOADS Budgeting Tool: https://blackmillennialmoney.com/pr…
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In this episode, we are talking about the end of Black Millennial Money, what's next and how you can make smart business and career choices. SIGN UP FOR THE THREE CIRCLES OF WEALTH https://bit.ly/3oYG5C2 JOIN OUR PATREON https://www.patreon.com/Blackmillennialmoney DOWNLOADS Budgeting Tool: https://blackmillennialmoney.com/products/amaka-uches-budg…
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In this episode, we are talking about money and relationships! There are 3 questions we should all ask before we get into a relationship and we break them down in this episode. SIGN UP FOR THE THREE CIRCLES OF WEALTH https://bit.ly/3oYG5C2 JOIN OUR PATREON https://www.patreon.com/Blackmillennialmoney DOWNLOADS Budgeting Tool: https://blackmillennia…
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In this episode, we are talking about credit scores. Is it possible to have a PERFECT credit score? Is Experian playing a game that no one can win? We find out on this episode. SIGN UP FOR THE THREE CIRCLES OF WEALTH https://bit.ly/3oYG5C2 JOIN OUR PATREON https://www.patreon.com/Blackmillennialmoney DOWNLOADS Budgeting Tool: https://blackmillennia…
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In this episode, we are talking about how you can make millions through flipping. Property by Kazy ( @PropertyByKazy ) is our special guest and he runs a million business that does 5 flips a year. Kazy shares his strategies so you can do the same! SIGN UP FOR THE THREE CIRCLES OF WEALTH https://bit.ly/3oYG5C2 JOIN OUR PATREON https://www.patreon.co…
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In this episode, we are answering a tough question! How much money should you have at age 25, 30 and 40? Is there a right answer? How much money do you have? All will be revealed in this episode! Disagree with me? Let's argue in the comments SIGN UP FOR THE THREE CIRCLES OF WEALTH https://bit.ly/3oYG5C2 JOIN OUR PATREON https://www.patreon.com/Blac…
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In this episode, I am angry! We are always talking about generational wealth and not doing anything about it. This simple hack is all you need to get started! SIGN UP FOR THE THREE CIRCLES OF WEALTH https://bit.ly/3oYG5C2 JOIN OUR PATREON https://www.patreon.com/Blackmillennialmoney DOWNLOADS Budgeting Tool: https://blackmillennialmoney.com/product…
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In this episode, we are talking about the most important number for your financial freedom. Financial freedom is a sexy topic but there is one unsexy number that anyone who has achieved financial freedom HAS TO know before they are free. SIGN UP FOR THE THREE CIRCLES OF WEALTH https://bit.ly/3oYG5C2 JOIN OUR PATREON https://www.patreon.com/Blackmil…
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In this episode, we are talking to Stephanie Taylor from HMO Heaven and Rent 2 Rent Success. Stephanie went from being a single mum on benefits to building a multi-million-pound property empire. We talk about how her mindset changed to make her a multi-millionaire in just 5 years! SIGN UP FOR THE THREE CIRCLES OF WEALTH https://bit.ly/3oYG5C2 JOIN …
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Career choices can be tough. Do you choose money or balance? Can you have both? In this episode, Joseph breaks down the framework he uses to make these decisions. This is a small but mighty episode. Get your pen and paper out! SIGN UP FOR THE THREE CIRCLES OF WEALTH https://bit.ly/3oYG5C2 JOIN OUR PATREON https://www.patreon.com/Blackmillennialmone…
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In this episode, we have Muiz Yusuff. Muiz owns £3m+ worth of property and started off as a secondary school teacher! He shares his journey from buying his first property to doubling his net worth in 5 years and how you can do the same! SIGN UP FOR THE THREE CIRCLES OF WEALTH https://bit.ly/3oYG5C2 JOIN OUR PATREON https://www.patreon.com/Blackmill…
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In this episode, I break down my latest side hustle, what I've learned and what you can apply to your business ideas! SIGN UP FOR THE THREE CIRCLES OF WEALTH https://bit.ly/3oYG5C2 JOIN OUR PATREON https://www.patreon.com/Blackmillennialmoney DOWNLOADS Budgeting Tool: https://blackmillennialmoney.com/products/amaka-uches-budgeting-tool Buying a car…
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In this episode, we are talking about cars and car insurance. This is one of the scummiest parts of the car industry and in this episode, I break down how you can avoid them when buying your car! SIGN UP FOR THE THREE CIRCLES OF WEALTH https://bit.ly/3oYG5C2 JOIN OUR PATREON https://www.patreon.com/Blackmillennialmoney DOWNLOADS Budgeting Tool: htt…
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In this episode, we are talking to Yasmin Benjamin about how she started making £100,000+ a year at 27 and how you can get to SIX-FIGURES! If this is an ambition you have, put your headphones in and get your pen and paper out now! SIGN UP FOR THE THREE CIRCLES OF WEALTH https://bit.ly/3oYG5C2 JOIN OUR PATREON https://www.patreon.com/Blackmillennial…
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In this episode of Black Millennial Money, we are talking about how broke you are! 99.99% of us are broke and don't even know it! We discuss what the 5 levels of broke are and what you can do to go from flat to broke to comfortable and then to wealthy.Buy RapiFresh: https://buyrapifresh.com/products/rapifresh-garment-disinfectant-100mlSIGN UP FOR T…
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In this episode, we are answering your questions! We cover how to get a good lease deal, isn't leasing the same as PCP and the tactics that dealerships use to trick you into buying on PCP! Buy RapiFresh: https://buyrapifresh.com/products/rapifresh-garment-disinfectant-100ml SIGN UP FOR THE THREE CIRCLES OF WEALTH https://bit.ly/3oYG5C2 JOIN OUR PAT…
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On the show this week, we have Debodun Osekita who is the founder of the Stock Pickers Academy which has 6000 members. He shares how he 10x his investment portfolio and how you can do the same! Buy RapiFresh: https://buyrapifresh.com/products/rapifresh-garment-disinfectant-100ml SIGN UP FOR THE THREE CIRCLES OF WEALTH https://bit.ly/3oYG5C2 JOIN OU…
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Car finance is a scam and in this episode, we break down why PCP is the worst way to buy a car and how the car sales industry is robbing you every time you get another car! Buy RapiFresh: https://buyrapifresh.com/products/rapifresh-garment-disinfectant-100ml SIGN UP FOR THE THREE CIRCLES OF WEALTH https://bit.ly/3oYG5C2 JOIN OUR PATREON https://www…
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In this episode, we are talking about how you can profit from a crisis! Market Crashes, Wars, Pandemics and Recessions are great times to get rich. This episode is not about ethics it's about money. Let's get rich! #PandemicToABandemic Buy RapiFresh: https://buyrapifresh.com/products/rapifresh-garment-disinfectant-100ml SIGN UP FOR THE THREE CIRCLE…
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Buying your first property by yourself is hard, especially in London! This week's guest, Ross Mathieu, bought his first property solo in London without Help to Buy, Shared Ownership, help from family or a 6-figure salary. Ross breaks down his journey and shares tips on how you can do the same! Buy RapiFresh: https://buyrapifresh.com/products/rapifr…
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In this episode, we have Lorraine Wright who has built a business empire in two countries while working for a global bank. She shares her insights on doing business in Africa and how to make the most of every opportunity! Buy RapiFresh: https://buyrapifresh.com/products/rapifresh-garment-disinfectant-100ml SIGN UP FOR THE THREE CIRCLES OF WEALTH ht…
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Buying a property on your own is tough, especially in London! A great way to get on the property ladder is to buy with a friend or family but there are massive risks with this opportunity and we break those down with property expert Topsy Taiwo. Buy RapiFresh: https://buyrapifresh.com/products/rapifresh-garment-disinfectant-100ml SIGN UP FOR THE TH…
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If your credit score is less than 500 you basically can't get a mortgage right? Well, that's not exactly true. In today's episode, we have Seb Newby from New Property Finance explaining how you can buy property when you have bad credit! Buy RapiFresh: https://buyrapifresh.com/products/rapifresh-garment-disinfectant-100ml SIGN UP FOR THE THREE CIRCL…
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Imagine going to buy your first property and realising that £50 spent at ASOS is the reason you can't buy your dream home. This is happening to thousands of people right now. In this episode, we explain how you can avoid this trap! Buy RapiFresh: https://buyrapifresh.com/products/rapifresh-garment-disinfectant-100ml SIGN UP FOR THE THREE CIRCLES OF…
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In this episode, we are talking about what matters more, commitment or talent? It's not a simple answer but this episode will give you something to think about! SIGN UP FOR THE THREE CIRCLES OF WEALTH https://bit.ly/3oYG5C2 JOIN OUR PATREON https://www.patreon.com/Blackmillennialmoney DOWNLOADS Budgeting Tool: https://blackmillennialmoney.com/produ…
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In this episode, we are speaking to Ade Omosanya who started a digital agency from home and made over £100,000 in a year! He breaks down his strategy and the one thing he did that lead to exponential growth in his business! SIGN UP FOR THE THREE CIRCLES OF WEALTH https://bit.ly/3oYG5C2 JOIN OUR PATREON https://www.patreon.com/Blackmillennialmoney D…
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In this episode, we have a very special guest. Rose St Louis is the Protection Director at Lloyd's Banking Group. She proudly leads a division that offers valuable life insurance and well-being products and services to over 17 million customers. Rose shares how to be intentional about your career and how she's progressed to Exec level in the UK’s l…
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In this episode, we are talking about what you say to yourself, why it matters and how you can use it to your advantage. If you are finding it difficult to level up this is the episode for you! SIGN UP FOR THE THREE CIRCLES OF WEALTH https://bit.ly/3oYG5C2 JOIN OUR PATREON https://www.patreon.com/Blackmillennialmoney DOWNLOADS Budgeting Tool: https…
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In this episode, we are talking about how you can be more successful by doing less. Like A LOT less. Sounds simple enough but is it really? SIGN UP FOR THE THREE CIRCLES OF WEALTH https://bit.ly/3oYG5C2JOIN OUR PATREON https://www.patreon.com/BlackmillennialmoneyDOWNLOADSBudgeting Tool: https://blackmillennialmoney.com/products/amaka-uches-budgetin…
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In this episode, we break down the steps that viral brand This Is Planted took to grow to OVER £1,000,000 in sales in just 12 MONTHS. We cover strategy, marketing and all the other things they did to succeed so you can too! SIGN UP FOR THE THREE CIRCLES OF WEALTH https://bit.ly/3oYG5C2 JOIN OUR PATREON https://www.patreon.com/Blackmillennialmoney D…
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Building a million-pound property empire and running a 6-figure property business is more than most people do in their entire lives. However, this week's guest, Trevor Tackie did both before the age of 40! He shares his story and tips on how you can too on this episode. SIGN UP FOR THE THREE CIRCLES OF WEALTH https://bit.ly/3oYG5C2 JOIN OUR PATREON…
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In this episode of Black Millennial Money, we are talking about building a life of success on your own terms. There are 4 books that have helped me figure out what a successful life looks like to me and I share them in this episode. How Will You Measure Your Life - https://amzn.to/3cDYu2y What Got You Here Won't Get You There - https://amzn.to/35fj…
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On this short episode of Black Millennial Money, my guest cancelled but still left us with gems. Many of us are talking ourselves out of life-changing opportunities! Tune in to find out what you're doing wrong and how you can unlock thousands of pounds if not millions!SIGN UP FOR THE THREE CIRCLES OF WEALTH https://bit.ly/3oYG5C2 JOIN OUR PATREON h…
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This week we have VP from the 90s Baby Show breaking down how he makes £000s every year by turning his passion into a business and career. We discuss his story and the practical steps you can take to do the same! SIGN UP FOR THE THREE CIRCLES OF WEALTH https://bit.ly/3oYG5C2 JOIN OUR PATREON https://www.patreon.com/Blackmillennialmoney DOWNLOADS Bu…
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In today's episode, we are talking about starting your own business and building a business that gives you the life you want, not just money! SIGN UP FOR THE THREE CIRCLES OF WEALTH https://bit.ly/3oYG5C2 JOIN OUR PATREON https://www.patreon.com/Blackmillennialmoney DOWNLOADS Budgeting Tool: https://blackmillennialmoney.com/products/amaka-uches-bud…
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On today's show, we are talking property! Specifically how you can buy your first investment property. Property expert, former estate agent and property investor Topsy Taiwo from Property Purchaser shares his tops tips. SIGN UP FOR THE THREE CIRCLES OF WEALTH https://bit.ly/3oYG5C2 JOIN OUR PATREON https://www.patreon.com/Blackmillennialmoney DOWNL…
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In this episode, David Villa-Clarke is back and we are talking about ways you can avoid wealth-destroying inheritance tax bills and make sure you build and protect your generational wealth. SIGN UP FOR THE THREE CIRCLES OF WEALTH https://bit.ly/3oYG5C2 JOIN OUR PATREON https://www.patreon.com/Blackmillennialmoney DOWNLOADS Budgeting Tool: https://b…
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In this episode, we have Ayesha Ofori from the Black Property Network and she shares how she built a multimillion-pound property empire and how you can too! SIGN UP FOR THE THREE CIRCLES OF WEALTH https://bit.ly/3oYG5C2 JOIN OUR PATREON https://www.patreon.com/Blackmillennialmoney DOWNLOADS Budgeting Tool: https://blackmillennialmoney.com/products/…
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Starting any type of business is never easy but starting a food and drinks business is probably one of the hardest! That's exactly what Philip Udeh did and today he has sold over 200,000 cans of his energy drink Fud! On the show, he explains how he got his product into Sainsbury's and much more! SIGN UP FOR THE THREE CIRCLES OF WEALTH https://bit.l…
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Leaving a well-paid job to start your own business is not easy but it's something that many of us aspire to do. On the show today, we have Urenna Okonkwo the founder of Cashmere App, who left a very well-paying job to chase her dream. Three years later the company has helped thousands of users save over £2.5 million to buy luxury fashion and beauty…
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In this episode, we have FOUR business ideas that you can start making money from in weeks. I'm joined by one of my favourite guests Lotanna Ezeike who owns a £2m start-up and is a serial side hustler. Get your pen and paper ready! JOIN THE THREE CIRCLES OF WEALTH WAITING LIST: https://bit.ly/3oYG5C2 DOWNLOADS BUDGETING TOOL: https://blackmillennia…
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